Last update: Oct 2026

Cost of Living Comparison Between Kajaani and Turku

For one person, living is cheaper in Kajaani: $1,802 a month against $1,877 in Turku, rent and utilities included – about $900 less a year. Other living expenses account for most of the difference.

87

Cost of Living Index in Kajaani
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Kajaani Living Index
90

Cost of Living Index in Turku
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Turku Living Index

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Kajaani

🇫🇮 Finland

$1,802

/mo nomad

Turku

🇫🇮 Finland

$1,877

/mo nomad

Monthly Cost of Living

How much you'll spend in Kajaani and in Turku

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kajaani and in Turku actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,802 in Kajaani versus $1,877 in Turku.

Kajaani $1,802
Turku $1,877

Estimated couple costs with rent: $2,720 in Kajaani versus $2,981 in Turku.

Kajaani $2,720
Turku $2,981

Monthly costs for a family of three with rent: $3,639 in Kajaani versus $4,085 in Turku.

Kajaani $3,639
Turku $4,085

Living in Kajaani costs roughly 4% less than in Turku, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Kajaani 32% above, Turku 38% above.

Meal at Budget Restaurant

$17.09 €15.27

$16.29 €14.55

4.91%

Three-Course Dinner for Two, Mid-Range

$63.9 €57.1

$101 €90.2

-36.71%

Fast Food Meal (McDonalds, etc)

$10.45 €9.33

$12.34 €11.02

-15.32%

Cappuccino

$4.51 €4.03

$4.68 €4.18

-3.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.40 €2.15

$2.79 €2.49

-13.98%

Water (0.33 liter bottle)

$1.72 €1.53

$1.89 €1.69

-8.99%

Local Beer (0.5 liter draught)

$8.58 €7.66

$9.42 €8.41

-8.92%

Imported Beer (0.33 liter bottle)

$7.47 €6.67

$9.60 €8.58

-22.19%

Milk (1 liter)

$1.43 €1.27

$1.56 €1.39

-8.33%

White Bread (500g)

$2.57 €2.29

$2.47 €2.21

4.05%

Rice (white) (1kg)

$2.25 €2.01

$2.68 €2.40

-16.04%

Eggs

$2.84 €2.54

$3.70 €3.31

-23.24%

Local Cheese (1kg)

$8.41 €7.51

$7.78 €6.95

8.10%

Chicken Fillets (1kg)

$11.84 €10.58

$14.64 €13.08

-19.13%

Beef Round Steak (1kg)

$23.19 €20.71

$18.82 €16.81

23.22%

Apples (1kg)

$2.47 €2.20

$2.79 €2.49

-11.47%

Banana (1kg)

$2.17 €1.94

$2.23 €2.00

-2.69%

Oranges (1kg)

$2.48 €2.22

$2.28 €2.03

8.77%

Tomato (1kg)

$3.90 €3.49

$4.35 €3.89

-10.34%

Potato (1kg)

$1.46 €1.30

$1.47 €1.31

-0.68%

Onion (1kg)

$2.08 €1.85

$1.60 €1.42

30.00%

Lettuce (1 head)

$1.53 €1.37

$1.96 €1.75

-21.94%

Water (1.5 liter bottle)

$1.81 €1.62

$1.82 €1.62

-0.55%

Cigarettes 20 Pack (Marlboro, Camel)

$13.60 €12.15

$13.15 €11.75

3.42%

Wine (Bottle)

$13.24 €11.83

$15.33 €13.69

-13.63%

Local Beer (0.5 liter bottle)

$3.04 €2.72

$3.78 €3.38

-19.58%

Imported Beer (0.33 liter bottle)

$3.49 €3.12

$3.68 €3.29

-5.16%

One-way Ticket (Public Transport)

$3.28 €2.93

$3.61 €3.22

-9.14%

Public Transport Monthly Pass (Regular Price)

$65.2 €58.2

$63.9 €57.0

2.07%

Taxi Start (Normal Tariff)

$8.16 €7.29

$8.35 €7.46

-2.28%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$1.53 €1.37

-11.11%

Taxi 1hour Waiting (Normal Tariff)

$66.3 €59.2

$65.7 €58.7

0.93%

Gasoline (1 liter)

$2.26 €2.01

$2.37 €2.12

-4.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K €32.7K

$37.0K €33.0K

-1.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.1K

$37.9K €33.9K

0.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 €127

$135 €120

5.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.63 €26.46

$29.01 €25.92

2.14%

Internet (50+ Mbps, Unlimited Data)

$21.96 €19.62

$21.79 €19.46

0.78%

Gym Membership (Monthly)

$38.23 €34.14

$43.29 €38.67

-11.69%

Tennis Court (1 Hour on Weekend)

$22.09 €19.73

$28.99 €25.89

-23.80%

Cinema Ticket

$18.65 €16.65

$20.86 €18.63

-10.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$399 €357

$467 €417

-14.40%

International Primary School, 1 Child (Yearly)

$13.5K €12.1K

$7,398 €6,608

82.92%

Jeans (Levis 501 Or Similar)

$89.3 €79.7

$95.5 €85.3

-6.52%

Summer Dress (H&M, Zara, etc)

$28.13 €25.12

$43.99 €39.29

-36.05%

Sport Shoes (Adidas, Nike)

$57.0 €50.9

$102 €90.8

-43.95%

Men's Leather Business Shoes

$132 €118

$111 €99.3

18.59%

1-bedroom Apartment, City Center (Monthly)

$801 €716

$857 €765

-6.52%

1-bedroom Apartment, Outside City Center (Monthly)

$651 €582

$674 €602

-3.39%

3-bedroom Apartment, City Center (Monthly)

$1,248 €1,115

$1,477 €1,319

-15.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,018 €909

$1,167 €1,042

-12.76%

Buy Apartment in City Center (m2)

$3,977 €3,553

$4,175 €3,729

-4.72%

Buy Apartment Outside City Center (m2)

$2,364 €2,111

$2,810 €2,510

-15.89%

Average Monthly Net Salary (After Tax)

$1,974 €1,763

$2,667 €2,382

-25.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

3.94

9.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kajaani: October 27, 2026

Last update for Turku: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kajaani

$651 36.1%

Turku

$674 35.9% 3.5% $23

Groceries & Markets

Kajaani

$354 19.7%

Turku

$371 19.8% 4.8% $17

Eating Out

Kajaani

$297 16.5%

Turku

$308 16.4% 4% $12

Monthly Utilities & Internet

Kajaani

$193 10.7%

Turku

$186 9.9% 4.1% $7.8

Clothing & Footwear

Kajaani

$138 7.7%

Turku

$159 8.5% 15.1% $21

Getting Around

Kajaani

$93 5.2%

Turku

$94 5% 1.1% $1.1

Sport & Entertainment

Kajaani

$76 4.2%

Turku

$85 4.5% 12.6% $9.5

Cost Breakdown

A one-bedroom apartment in the center runs $801 in Kajaani and $857 in Turku. Housing cost is often the main lever when comparing two cities.

Turku pays 35% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Kajaani vs $101 in Turku for a mid-range dinner for two. Groceries echo the gap at $354 vs $371 per month, with Kajaani cheaper across the board.

Good to know

🇫🇮 Kajaani

🇫🇮 Turku

🕒 Local time

03:02 3:02 AM

Same time as Kajaani

🌤 Weather

👥 Population

36,492

201,889

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Kajaani Turku 510 km ≈ 1 h 15 min nonstop flight

From you

Kajaani
Turku

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kajaani vs Turku: Cost of Living - Frequently Asked Questions

Kajaani wins on cost – living expenses run 4% lower than in Turku. Housing and daily spending are where you’ll feel the difference most, making Kajaani the obvious pick if budget is a priority.

On paper, salaries run 26% lower in Kajaani. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $801 in Kajaani versus $857 in Turku. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Turku. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,802 per month in Kajaani versus $1,877 in Turku – Kajaani is about 4% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kajaani and Turku are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Kajaani wins on affordability, Turku on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.