Cost of Living Comparison Between Kajaani and Turku Cost of Living Comparison Between Kajaani and Turku

Monthly Cost of Living

Monthly costs for one person with rent: $1,864 in Kajaani versus $1,941 in Turku.

Estimated couple costs with rent: $2,793 in Kajaani versus $3,064 in Turku.

Monthly costs for a family of three with rent: $3,721 in Kajaani versus $4,188 in Turku.

Living in Kajaani costs roughly 4% less than in Turku, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Kajaani 36% above, Turku 42% above.

Meal at Budget Restaurant

$17.24 €14.94

$16.42 €14.23

4.99%

Three-Course Dinner for Two, Mid-Range

$67.6 €58.6

$104 €89.9

-34.84%

Fast Food Meal (McDonalds, etc)

$10.63 €9.21

$12.95 €11.23

-17.92%

Cappuccino

$4.56 €3.95

$4.92 €4.26

-7.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 €2.13

$3.00 €2.60

-18.00%

Water (0.33 liter bottle)

$1.77 €1.53

$2.03 €1.76

-12.81%

Local Beer (0.5 liter draught)

$8.64 €7.49

$9.98 €8.65

-13.43%

Imported Beer (0.33 liter bottle)

$7.56 €6.55

$9.61 €8.33

-21.33%

Milk (1 liter)

$1.47 €1.28

$1.58 €1.37

-6.96%

White Bread (500g)

$2.63 €2.28

$2.55 €2.21

3.14%

Rice (white) (1kg)

$2.36 €2.05

$2.71 €2.35

-12.92%

Eggs

$2.84 €2.46

$3.89 €3.37

-26.99%

Local Cheese (1kg)

$8.71 €7.54

$8.12 €7.04

7.27%

Chicken Fillets (1kg)

$12.26 €10.63

$14.93 €12.93

-17.88%

Beef Round Steak (1kg)

$24.08 €20.87

$18.83 €16.32

27.88%

Apples (1kg)

$2.61 €2.26

$2.79 €2.41

-6.45%

Banana (1kg)

$2.23 €1.93

$2.28 €1.97

-2.19%

Oranges (1kg)

$2.43 €2.11

$2.35 €2.04

3.40%

Tomato (1kg)

$3.95 €3.42

$4.65 €4.03

-15.05%

Potato (1kg)

$1.55 €1.35

$1.52 €1.32

1.97%

Onion (1kg)

$2.22 €1.93

$1.67 €1.44

32.93%

Lettuce (1 head)

$1.56 €1.35

$2.07 €1.80

-24.64%

Water (1.5 liter bottle)

$1.87 €1.62

$1.96 €1.70

-4.59%

Cigarettes 20 Pack (Marlboro, Camel)

$13.84 €11.99

$13.60 €11.79

1.76%

Wine (Bottle)

$13.67 €11.85

$15.41 €13.35

-11.29%

Local Beer (0.5 liter bottle)

$3.28 €2.84

$3.91 €3.39

-16.11%

Imported Beer (0.33 liter bottle)

$3.48 €3.02

$3.85 €3.34

-9.61%

One-way Ticket (Public Transport)

$3.42 €2.96

$3.65 €3.16

-6.30%

Public Transport Monthly Pass (Regular Price)

$66.5 €57.7

$65.0 €56.4

2.32%

Taxi Start (Normal Tariff)

$8.83 €7.65

$8.97 €7.77

-1.56%

Taxi (Normal Tariff) (1km)

$1.42 €1.23

$1.77 €1.53

-19.77%

Taxi 1hour Waiting (Normal Tariff)

$68.5 €59.4

$67.7 €58.7

1.18%

Gasoline (1 liter)

$2.31 €2.00

$2.27 €1.97

1.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K €33.2K

$37.6K €32.6K

1.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K €32.2K

$38.9K €33.7K

-4.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 €125

$135 €117

7.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.31 €26.27

$29.46 €25.53

2.89%

Internet (50+ Mbps, Unlimited Data)

$22.35 €19.37

$22.67 €19.65

-1.41%

Gym Membership (Monthly)

$45.77 €39.67

$44.45 €38.52

2.97%

Tennis Court (1 Hour on Weekend)

$23.22 €20.12

$29.53 €25.59

-21.37%

Cinema Ticket

$19.92 €17.26

$21.70 €18.80

-8.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$314 €272

$321 €278

-2.17%

International Primary School, 1 Child (Yearly)

$12.4K €10.8K

$7,647 €6,626

62.53%

Jeans (Levis 501 Or Similar)

$93.9 €81.3

$95.5 €82.7

-1.69%

Summer Dress (H&M, Zara, etc)

$28.61 €24.79

$44.07 €38.19

-35.08%

Sport Shoes (Adidas, Nike)

$57.5 €49.80

$107 €92.4

-46.12%

Men's Leather Business Shoes

$134 €116

$114 €98.4

17.70%

1-bedroom Apartment, City Center (Monthly)

$814 €705

$822 €712

-0.97%

1-bedroom Apartment, Outside City Center (Monthly)

$657 €570

$677 €587

-2.95%

3-bedroom Apartment, City Center (Monthly)

$1,284 €1,112

$1,464 €1,269

-12.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,057 €916

$1,186 €1,028

-10.90%

Buy Apartment in City Center (m2)

$4,081 €3,536

$4,397 €3,810

-7.19%

Buy Apartment Outside City Center (m2)

$2,055 €1,781

$2,912 €2,524

-29.43%

Average Monthly Net Salary (After Tax)

$2,042 €1,770

$2,789 €2,417

-26.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

3.94

9.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kajaani: September 13, 2026

Last update for Turku: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $814 in Kajaani and $822 in Turku. Housing cost is often the main lever when comparing two cities.

Turku pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Kajaani vs $104 in Turku for a mid-range dinner for two. Groceries echo the gap at $366 vs $381 per month, with Kajaani cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kajaani vs Turku: Cost of Living - Frequently Asked Questions

Kajaani wins on cost – living expenses run 4% lower than in Turku. Housing and daily spending are where you'll feel the difference most, making Kajaani the obvious pick if budget is a priority.

On paper, salaries run 37% lower in Turku. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $814 in Kajaani versus $822 in Turku. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $314 in Kajaani versus $321 in Turku. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 4% higher in Turku. For households that cook at home regularly, that difference adds up over a month.

At $1,864 in Kajaani versus $1,941 in Turku, a $2,000 budget is realistic in Kajaani but tight or insufficient in Turku. The gap between the two cities makes Kajaani the clear choice for anyone on this budget.

Both work as nomad bases, but Kajaani delivers better value – similar infrastructure at $1,864 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kajaani hard to pass up.

Safety-wise, Kajaani and Turku are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kajaani gentler on the wallet – expenses run 4% less than in Turku. Beyond cost, consider language, visa policies, and how big the international community is in each city.