Last update: Nov 2026

Cost of Living Comparison Between Kajaani and London

For one person, living is cheaper in Kajaani: $1,812 a month against $4,048 in London, rent and utilities included – about $26,800 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Kajaani
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Kajaani Living Index
196

Cost of Living Index in London
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London Living Index

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Kajaani

🇫🇮 Finland

$1,812

/mo nomad

London

🇬🇧 United Kingdom

$4,048

/mo nomad

Monthly Cost of Living

How much you'll spend in Kajaani and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kajaani and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,812 in Kajaani versus $4,048 in London.

Kajaani $1,812
London $4,048

Estimated couple costs with rent: $2,744 in Kajaani versus $5,903 in London.

Kajaani $2,744
London $5,903

Monthly costs for a family of three with rent: $3,676 in Kajaani versus $7,758 in London.

Kajaani $3,676
London $7,758

Living in Kajaani costs roughly 55% less than in London, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Kajaani 34% above, London 199% above.

Meal at Budget Restaurant

$16.58 €14.76

$26.36 £19.59

-37.10%

Three-Course Dinner for Two, Mid-Range

$65.3 €58.2

$109 £80.7

-39.83%

Fast Food Meal (McDonalds, etc)

$10.28 €9.15

$10.71 £7.96

-4.01%

Cappuccino

$4.51 €4.02

$5.59 £4.15

-19.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 €2.20

$3.00 £2.23

-17.67%

Water (0.33 liter bottle)

$1.70 €1.52

$2.22 £1.65

-23.42%

Local Beer (0.5 liter draught)

$8.33 €7.41

$9.65 £7.17

-13.68%

Imported Beer (0.33 liter bottle)

$7.46 €6.64

$8.26 £6.14

-9.69%

Milk (1 liter)

$1.48 €1.32

$1.97 £1.46

-24.87%

White Bread (500g)

$2.57 €2.29

$2.09 £1.55

22.97%

Rice (white) (1kg)

$2.26 €2.01

$2.59 £1.93

-12.74%

Eggs

$2.85 €2.54

$5.37 £3.99

-46.93%

Local Cheese (1kg)

$8.39 €7.47

$13.12 £9.75

-36.05%

Chicken Fillets (1kg)

$11.86 €10.56

$11.03 £8.20

7.52%

Beef Round Steak (1kg)

$23.19 €20.65

$17.73 £13.17

30.80%

Apples (1kg)

$2.46 €2.19

$3.17 £2.36

-22.40%

Banana (1kg)

$2.09 €1.86

$1.38 £1.03

51.45%

Oranges (1kg)

$2.38 €2.12

$2.82 £2.10

-15.60%

Tomato (1kg)

$3.93 €3.50

$3.36 £2.50

16.96%

Potato (1kg)

$1.51 €1.34

$1.70 £1.26

-11.18%

Onion (1kg)

$2.19 €1.95

$1.78 £1.32

23.03%

Lettuce (1 head)

$1.47 €1.31

$1.49 £1.11

-1.34%

Water (1.5 liter bottle)

$1.79 €1.60

$1.82 £1.35

-1.65%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 €11.87

$23.85 £17.72

-44.11%

Wine (Bottle)

$13.36 €11.90

$13.44 £9.98

-0.60%

Local Beer (0.5 liter bottle)

$3.10 €2.76

$3.11 £2.31

-0.32%

Imported Beer (0.33 liter bottle)

$3.45 €3.08

$4.49 £3.34

-23.16%

One-way Ticket (Public Transport)

$3.42 €3.05

$4.13 £3.07

-17.19%

Public Transport Monthly Pass (Regular Price)

$64.4 €57.3

$266 £198

-75.79%

Taxi Start (Normal Tariff)

$8.46 €7.53

$5.98 £4.44

41.47%

Taxi (Normal Tariff) (1km)

$1.39 €1.24

$3.39 £2.52

-59.00%

Taxi 1hour Waiting (Normal Tariff)

$65.3 €58.1

$56.6 £42.03

15.47%

Gasoline (1 liter)

$2.30 €2.05

$2.21 £1.64

4.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K €32.8K

$38.3K £28.4K

-3.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.0K

$41.0K £30.5K

-6.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €128

$372 £277

-61.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.59 €26.35

$18.66 £13.87

58.57%

Internet (50+ Mbps, Unlimited Data)

$21.80 €19.41

$40.53 £30.12

-46.21%

Gym Membership (Monthly)

$42.89 €38.19

$56.0 £41.63

-23.44%

Tennis Court (1 Hour on Weekend)

$22.47 €20.01

$17.10 £12.71

31.40%

Cinema Ticket

$19.20 €17.09

$17.95 £13.34

6.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$389 €347

$2,946 £2,189

-86.79%

International Primary School, 1 Child (Yearly)

$12.5K €11.2K

$47.6K £35.4K

-73.67%

Jeans (Levis 501 Or Similar)

$90.2 €80.3

$116 £86.4

-22.42%

Summer Dress (H&M, Zara, etc)

$27.83 €24.78

$56.9 £42.28

-51.09%

Sport Shoes (Adidas, Nike)

$56.3 €50.1

$128 £95.1

-56.00%

Men's Leather Business Shoes

$149 €133

$154 £114

-2.91%

1-bedroom Apartment, City Center (Monthly)

$797 €709

$2,935 £2,182

-72.86%

1-bedroom Apartment, Outside City Center (Monthly)

$651 €580

$2,258 £1,678

-71.17%

3-bedroom Apartment, City Center (Monthly)

$1,208 €1,075

$5,250 £3,901

-77.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,028 €915

$3,859 £2,868

-73.37%

Buy Apartment in City Center (m2)

$4,073 €3,626

$17.2K £12.8K

-76.30%

Buy Apartment Outside City Center (m2)

$2,175 €1,936

$8,278 £6,152

-73.73%

Average Monthly Net Salary (After Tax)

$2,017 €1,796

$5,621 £4,177

-64.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

4.78

-9.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kajaani: November 2, 2026

Last update for London: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kajaani

$651 35.9%

London

$2.3K 55.8% 247% $1.6K

Groceries & Markets

Kajaani

$355 19.6%

London

$360 8.9% 1.6% $5.7

Eating Out

Kajaani

$291 16.1%

London

$396 9.8% 36.1% $105

Monthly Utilities & Internet

Kajaani

$195 10.8%

London

$432 10.7% 122% $237

Clothing & Footwear

Kajaani

$146 8%

London

$205 5.1% 40.5% $59

Getting Around

Kajaani

$93 5.2%

London

$305 7.6% 227% $212

Sport & Entertainment

Kajaani

$81 4.5%

London

$92 2.3% 13.1% $11

Cost Breakdown

A one-bedroom apartment in the center runs $797 in Kajaani and $2,935 in London. Housing cost is often the main lever when comparing two cities.

London pays about 2.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $65 in Kajaani vs $109 in London for a mid-range dinner for two. Groceries echo the gap at $355 vs $360 per month, with Kajaani cheaper across the board.

Good to know

🇫🇮 Kajaani

🇬🇧 London

🕒 Local time

16:00 4:00 PM

14:00 2:00 PM

2 h behind Kajaani

🌤 Weather

👥 Population

36,492

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Kajaani London 2,140 km ≈ 3 h 15 min nonstop flight

From you

Kajaani
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kajaani vs London: Cost of Living - Frequently Asked Questions

Kajaani wins on cost – living expenses run 55% lower than in London. Housing and daily spending are where you’ll feel the difference most, making Kajaani the obvious pick if budget is a priority.

On paper, salaries run 64% lower in Kajaani. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $797 in Kajaani versus $2,935 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kajaani runs roughly 76% less than in London. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,812 per month in Kajaani versus $4,048 in London – Kajaani is about 55% cheaper, which adds up to real savings over time.

At $1,812 in Kajaani versus $4,048 in London, a $2,000 budget is realistic in Kajaani but tight or insufficient in London. The gap between the two cities makes Kajaani the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Kajaani wins on affordability, London on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.