Cost of Living Comparison Between Kajaani and Helsinki Cost of Living Comparison Between Kajaani and Helsinki

🙂 Solo nomad: Kajaani is 5.4% cheaper than Helsinki without rent, and 18.1% cheaper with rent.

🙂 Family of 3: Kajaani is 16% cheaper than Helsinki without rent, and 25.2% cheaper with rent.

Meal at Budget Restaurant

$14.79 €12.77

$17.59 €15.19

-15.92%

Three-Course Dinner for Two, Mid-Range

$45.51 €39.29

$104 €90

-56.33%

Fast Food Meal (McDonalds, etc)

$10.07 €8.69

$12.85 €11.09

-21.63%

Cappuccino

$4.59 €3.97

$5.03 €4.34

-8.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.14

$3.03 €2.62

-18.15%

Water (0.33 liter bottle)

$1.68 €1.45

$2.29 €1.98

-26.64%

Local Beer (0.5 liter draught)

$8.12 €7.01

$8.15 €7.04

-0.37%

Imported Beer (0.33 liter bottle)

$9.27 €8

$8.24 €7.12

12.50%

Milk (1 liter)

$1.39 €1.2

$1.33 €1.15

4.51%

White Bread (500g)

$2.31 €1.99

$2.72 €2.35

-15.07%

Rice (white) (1kg)

$2.37 €2.04

$2.79 €2.41

-15.05%

Eggs

$2.73 €2.36

$3.44 €2.97

-20.64%

Local Cheese (1kg)

$8.61 €7.44

$9.31 €8.04

-7.52%

Chicken Fillets (1kg)

$10.26 €8.86

$14.94 €12.9

-31.33%

Beef Round Steak (1kg)

$21.07 €18.19

$22.76 €19.65

-7.43%

Apples (1kg)

$2.07 €1.79

$2.71 €2.34

-23.62%

Banana (1kg)

$1.91 €1.65

$2.21 €1.91

-13.57%

Oranges (1kg)

$2.34 €2.02

$2.53 €2.19

-7.51%

Tomato (1kg)

$4.74 €4.1

$4.59 €3.96

3.27%

Potato (1kg)

$1.47 €1.26

$1.19 €1.03

23.53%

Onion (1kg)

$1.87 €1.61

$1.87 €1.62

Lettuce (1 head)

$1.72 €1.49

$2.11 €1.82

-18.48%

Water (1.5 liter bottle)

$1.4 €1.21

$1.96 €1.69

-28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$13.69 €11.82

$12.75 €11.01

7.37%

Wine (Bottle)

$13.41 €11.58

$16.21 €13.99

-17.27%

Local Beer (0.5 liter bottle)

$3.04 €2.62

$3.23 €2.79

-5.88%

Imported Beer (0.33 liter bottle)

$3.58 €3.09

$3.96 €3.42

-9.60%

One-way Ticket (Public Transport)

$3.57 €3.08

$3.75 €3.24

-4.80%

Public Transport Monthly Pass (Regular Price)

$66.7 €57.6

$81.5 €70.3

-18.07%

Taxi Start (Normal Tariff)

$8.03 €6.93

$8 €6.91

0.37%

Taxi (Normal Tariff) (1km)

$1.2 €1.04

$1.15 €1

4.35%

Taxi 1hour Waiting (Normal Tariff)

$62.8 €54.3

$70.6 €61

-11.06%

Gasoline (1 liter)

$2.04 €1.76

$2.16 €1.87

-5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K €29.7K

$36.7K €31.7K

-6.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K €26.9K

$38.4K €33.2K

-18.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 €129

$126 €109

18.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.17 €26.05

$29.36 €25.35

2.76%

Internet (50+ Mbps, Unlimited Data)

$19.93 €17.21

$24.05 €20.77

-17.13%

Gym Membership (Monthly)

$44.49 €38.41

$46.84 €40.44

-5.02%

Tennis Court (1 Hour on Weekend)

$23.83 €20.57

$33.2 €28.67

-28.22%

Cinema Ticket

$16.36 €14.12

$20.2 €17.44

-19.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$336 €290

$400 €345

-15.79%

International Primary School, 1 Child (Yearly)

$7,816 €6,748

$11.3K €9,799

-31.13%

Jeans (Levis 501 Or Similar)

$109 €93.9

$108 €92.9

1.08%

Summer Dress (H&M, Zara, etc)

$25.92 €22.38

$38.73 €33.44

-33.08%

Sport Shoes (Adidas, Nike)

$58.7 €50.7

$106 €91.2

-44.44%

Men's Leather Business Shoes

$103 €89.1

$128 €110

-19.26%

1-bedroom Apartment, City Center (Monthly)

$773 €667

$1,221 €1,054

-36.72%

1-bedroom Apartment, Outside City Center (Monthly)

$639 €551

$931 €803

-31.37%

3-bedroom Apartment, City Center (Monthly)

$1,322 €1,141

$2,124 €1,834

-37.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,045 €902

$1,557 €1,344

-32.92%

Buy Apartment in City Center (m2)

$3,533 €3,050

$9,031 €7,797

-60.88%

Buy Apartment Outside City Center (m2)

$2,061 €1,779

$5,329 €4,601

-61.33%

Average Monthly Net Salary (After Tax)

$2,060 €1,779

$3,433 €2,964

-40.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.93

4.09

-3.91%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kajaani: October 29, 2025

Last update for Helsinki: October 28, 2025

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