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Cost of Living Comparison Between Kajaani and Helsinki Cost of Living Comparison Between Kajaani and Helsinki

๐Ÿ™‚ Solo nomad: Kajaani is 13.7% cheaper than Helsinki without rent, and 19.6% cheaper with rent.
๐Ÿ™‚ Family of 3: Kajaani is 21.3% cheaper than Helsinki without rent, and 21.5% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Kajaani
Helsinki
Difference
Meal at Budget Restaurant
$15.01 โ‚ฌ12.94
$17.58 โ‚ฌ15.16
-14.62%
Three-Course Dinner for Two, Mid-Range
$45.68 โ‚ฌ39.38
$104 โ‚ฌ89.5
-55.99%
Fast Food Meal (McDonalds, etc)
$9.57 โ‚ฌ8.25
$12.52 โ‚ฌ10.79
-23.56%
Cappuccino
$4.74 โ‚ฌ4.08
$5.29 โ‚ฌ4.56
-10.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.58 โ‚ฌ2.23
$3.01 โ‚ฌ2.60
-14.29%
Water (0.33 liter bottle)
$1.64 โ‚ฌ1.41
$2.37 โ‚ฌ2.04
-30.80%
Local Beer (0.5 liter draught)
$8.27 โ‚ฌ7.13
$8.00 โ‚ฌ6.90
3.37%
Imported Beer (0.33 liter bottle)
$9.34 โ‚ฌ8.05
$8.13 โ‚ฌ7.01
14.88%
๐Ÿ›’ Groceries & Markets
Kajaani
Helsinki
Difference
Milk (1 liter)
$1.37 โ‚ฌ1.19
$1.40 โ‚ฌ1.21
-2.14%
White Bread (500g)
$2.21 โ‚ฌ1.91
$2.61 โ‚ฌ2.25
-15.33%
Rice (white) (1kg)
$2.33 โ‚ฌ2.01
$2.73 โ‚ฌ2.35
-14.65%
Eggs
$2.82 โ‚ฌ2.43
$3.59 โ‚ฌ3.10
-21.45%
Local Cheese (1kg)
$8.73 โ‚ฌ7.53
$8.97 โ‚ฌ7.74
-2.68%
Chicken Fillets (1kg)
$10.53 โ‚ฌ9.07
$14.58 โ‚ฌ12.57
-27.78%
Beef Round Steak (1kg)
$21.23 โ‚ฌ18.30
$22.35 โ‚ฌ19.27
-5.01%
Apples (1kg)
$2.06 โ‚ฌ1.77
$2.75 โ‚ฌ2.37
-25.09%
Banana (1kg)
$1.89 โ‚ฌ1.63
$2.17 โ‚ฌ1.87
-12.90%
Oranges (1kg)
$2.33 โ‚ฌ2.01
$2.54 โ‚ฌ2.19
-8.27%
Tomato (1kg)
$4.59 โ‚ฌ3.95
$4.77 โ‚ฌ4.11
-3.77%
Potato (1kg)
$1.44 โ‚ฌ1.24
$1.24 โ‚ฌ1.07
16.13%
Onion (1kg)
$1.87 โ‚ฌ1.61
$1.87 โ‚ฌ1.61
-
Lettuce (1 head)
$1.71 โ‚ฌ1.47
$2.05 โ‚ฌ1.77
-16.59%
Water (1.5 liter bottle)
$1.39 โ‚ฌ1.19
$1.91 โ‚ฌ1.65
-27.23%
Cigarettes 20 Pack (Marlboro, Camel)
$14.14 โ‚ฌ12.19
$12.70 โ‚ฌ10.95
11.34%
Wine (Bottle)
$13.30 โ‚ฌ11.46
$16.09 โ‚ฌ13.87
-17.34%
Local Beer (0.5 liter bottle)
$3.02 โ‚ฌ2.61
$3.18 โ‚ฌ2.74
-5.03%
Imported Beer (0.33 liter bottle)
$3.69 โ‚ฌ3.18
$3.93 โ‚ฌ3.38
-6.11%
๐ŸšŒ Getting Around
Kajaani
Helsinki
Difference
One-way Ticket (Public Transport)
$3.40 โ‚ฌ2.93
$3.66 โ‚ฌ3.15
-7.10%
Public Transport Monthly Pass (Regular Price)
$66.3 โ‚ฌ57.1
$81.4 โ‚ฌ70.2
-18.61%
Taxi Start (Normal Tariff)
$7.86 โ‚ฌ6.78
$8.01 โ‚ฌ6.90
-1.87%
Taxi (Normal Tariff) (1km)
$1.23 โ‚ฌ1.06
$1.11 โ‚ฌ0.96
10.81%
Taxi 1hour Waiting (Normal Tariff)
$62.8 โ‚ฌ54.1
$68.5 โ‚ฌ59.0
-8.31%
Gasoline (1 liter)
$2.10 โ‚ฌ1.81
$2.13 โ‚ฌ1.84
-1.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.8K โ‚ฌ30.0K
$37.3K โ‚ฌ32.2K
-6.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K โ‚ฌ27.1K
$39.8K โ‚ฌ34.3K
-20.81%
๐Ÿงพ Monthly Utilities & Internet
Kajaani
Helsinki
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$146 โ‚ฌ126
$127 โ‚ฌ109
15.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.47 โ‚ฌ26.27
$29.36 โ‚ฌ25.31
3.78%
Internet (50+ Mbps, Unlimited Data)
$19.54 โ‚ฌ16.84
$23.50 โ‚ฌ20.26
-16.85%
๐ŸŽ‰ Sport & Entertainment
Kajaani
Helsinki
Difference
Gym Membership (Monthly)
$43.80 โ‚ฌ37.75
$46.59 โ‚ฌ40.16
-5.99%
Tennis Court (1 Hour on Weekend)
$24.20 โ‚ฌ20.86
$33.70 โ‚ฌ29.05
-28.19%
Cinema Ticket
$16.32 โ‚ฌ14.07
$19.54 โ‚ฌ16.84
-16.48%
๐Ÿงธ Childcare & Education
Kajaani
Helsinki
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$331 โ‚ฌ286
$405 โ‚ฌ349
-18.10%
International Primary School, 1 Child (Yearly)
$8,104 โ‚ฌ6,986
$11.2K โ‚ฌ9,646
-27.58%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Kajaani
Helsinki
Difference
Jeans (Levis 501 Or Similar)
$108 โ‚ฌ93.2
$107 โ‚ฌ92.5
0.71%
Summer Dress (H&M, Zara, etc)
$26.15 โ‚ฌ22.54
$38.20 โ‚ฌ32.93
-31.54%
Sport Shoes (Adidas, Nike)
$57.4 โ‚ฌ49.45
$102 โ‚ฌ88.3
-43.97%
Men's Leather Business Shoes
$105 โ‚ฌ90.2
$125 โ‚ฌ108
-16.20%
๐Ÿ  Accommodation & Living
Kajaani
Helsinki
Difference
1-bedroom Apartment, City Center (Monthly)
$758 โ‚ฌ653
$1,190 โ‚ฌ1,025
-36.27%
1-bedroom Apartment, Outside City Center (Monthly)
$636 โ‚ฌ548
$945 โ‚ฌ814
-32.66%
3-bedroom Apartment, City Center (Monthly)
$1,299 โ‚ฌ1,120
$2,092 โ‚ฌ1,803
-37.90%
3-bedroom Apartment, Outside City Center (Monthly)
$1,031 โ‚ฌ889
$1,553 โ‚ฌ1,339
-33.61%
Buy Apartment in City Center (m2)
$3,737 โ‚ฌ3,221
$9,782 โ‚ฌ8,432
-61.80%
Buy Apartment Outside City Center (m2)
$2,034 โ‚ฌ1,754
$4,885 โ‚ฌ4,211
-58.35%
๐Ÿ’ต Salaries & Financials
Kajaani
Helsinki
Difference
Average Monthly Net Salary (After Tax)
$2,070 โ‚ฌ1,784
$3,284 โ‚ฌ2,831
-36.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.93
4.09
-3.91%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Kajaani: January 11, 2026

Last update for Helsinki: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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