Last update: Oct 2026

Cost of Living Comparison Between Kailua, HI and Cabo San Lucas, Baja California Sur

For one person, living is cheaper in Cabo San Lucas, Baja California Sur: $1,647 a month against $4,119 in Kailua, HI, rent and utilities included – about $29,700 less a year. Rent and utilities account for most of the difference.

Kailua, HI
🇺🇸 United States
$4,119
/mo nomad
Cabo San Lucas, Baja California Sur
🇲🇽 Mexico
$1,647
/mo nomad
Monthly Cost of Living

How much you'll spend in Kailua, HI and in Cabo San Lucas, Baja California Sur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kailua, HI and in Cabo San Lucas, Baja California Sur actually costs, broken down by who's living it.

A single person spends $4,119 per month in Kailua, HI vs $1,647 in Cabo San Lucas, Baja California Sur, rent included.

  • Kailua, HI $4,119
  • Cabo San Lucas, Baja California Sur $1,647

A couple spends around $6,034 per month in Kailua, HI vs $2,449 in Cabo San Lucas, Baja California Sur, rent included.

  • Kailua, HI $6,034
  • Cabo San Lucas, Baja California Sur $2,449

A family of three spends $7,950 per month in Kailua, HI vs $3,250 in Cabo San Lucas, Baja California Sur, rent included.

  • Kailua, HI $7,950
  • Cabo San Lucas, Baja California Sur $3,250

Kailua, HI costs about 150% more than Cabo San Lucas, Baja California Sur, and outside of rent the biggest gap is in groceries.

Both Kailua, HI and Cabo San Lucas, Baja California Sur sit above the global median – Kailua, HI by 205%, Cabo San Lucas, Baja California Sur by 22%.

Currency
🍽 Eating Out
Kailua, HI
Cabo San Lucas, Baja California Sur
Difference
Meal at Budget Restaurant
$27.44 $27.44
$10.59 MX$196
159.11%
Three-Course Dinner for Two, Mid-Range
$139 $139
$48.87 MX$903
184.18%
Fast Food Meal (McDonalds, etc)
$11.31 $11.31
$9.90 MX$183
14.24%
Cappuccino
$6.29 $6.29
$3.37 MX$62.3
86.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.08 $3.08
$1.51 MX$27.88
103.97%
Water (0.33 liter bottle)
$2.29 $2.29
$0.92 MX$17.00
148.91%
Local Beer (0.5 liter draught)
$9.78 $9.78
$2.40 MX$44.42
307.50%
Imported Beer (0.33 liter bottle)
$9.20 $9.20
$4.36 MX$80.6
111.01%
🛒 Groceries & Markets
Kailua, HI
Cabo San Lucas, Baja California Sur
Difference
Milk (1 liter)
$2.26 $2.26
$1.82 MX$33.55
24.18%
White Bread (500g)
$7.79 $7.79
$3.01 MX$55.7
158.80%
Rice (white) (1kg)
$7.90 $7.90
$2.53 MX$46.72
212.25%
Eggs
$8.13 $8.13
$2.25 MX$41.52
261.33%
Local Cheese (1kg)
$18.97 $18.97
$11.62 MX$215
63.25%
Chicken Fillets (1kg)
$15.95 $15.95
$10.00 MX$185
59.50%
Beef Round Steak (1kg)
$21.45 $21.45
$13.89 MX$257
54.43%
Apples (1kg)
$7.93 $7.93
$2.67 MX$49.36
197.00%
Banana (1kg)
$4.49 $4.49
$1.54 MX$28.39
191.56%
Oranges (1kg)
$6.77 $6.77
$1.59 MX$29.34
325.79%
Tomato (1kg)
$9.55 $9.55
$1.65 MX$30.57
478.79%
Potato (1kg)
$3.61 $3.61
$1.20 MX$22.09
200.83%
Onion (1kg)
$4.66 $4.66
$1.90 MX$35.20
145.26%
Lettuce (1 head)
$4.47 $4.47
$2.89 MX$53.4
54.67%
Water (1.5 liter bottle)
$3.02 $3.02
$1.21 MX$22.38
149.59%
Cigarettes 20 Pack (Marlboro, Camel)
$12.67 $12.67
$4.91 MX$90.8
158.04%
Wine (Bottle)
$16.63 $16.63
$10.82 MX$200
53.70%
Local Beer (0.5 liter bottle)
$2.66 $2.66
$1.48 MX$27.36
79.73%
Imported Beer (0.33 liter bottle)
$2.12 $2.12
$3.59 MX$66.4
-40.95%
🚌 Getting Around
Kailua, HI
Cabo San Lucas, Baja California Sur
Difference
One-way Ticket (Public Transport)
$3.92 $3.92
$0.91 MX$16.73
330.77%
Public Transport Monthly Pass (Regular Price)
$90.7 $90.7
$53.3 MX$986
70.13%
Taxi Start (Normal Tariff)
$3.60 $3.60
$4.43 MX$81.8
-18.74%
Taxi (Normal Tariff) (1km)
$2.66 $2.66
$3.07 MX$56.8
-13.36%
Taxi 1hour Waiting (Normal Tariff)
$45.40 $45.40
$10.55 MX$195
330.33%
Gasoline (1 liter)
$1.30 $1.30
$1.43 MX$26.35
-9.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$21.0K MX$388.6K
68.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$24.3K MX$449.1K
10.17%
🧾 Monthly Utilities & Internet
Kailua, HI
Cabo San Lucas, Baja California Sur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$249 $249
$84.0 MX$1,552
196.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$49.11 $49.11
$24.93 MX$461
96.99%
Internet (50+ Mbps, Unlimited Data)
$66.0 $66.0
$32.21 MX$595
105.03%
🎉 Sport & Entertainment
Kailua, HI
Cabo San Lucas, Baja California Sur
Difference
Gym Membership (Monthly)
$71.4 $71.4
$46.53 MX$860
53.41%
Tennis Court (1 Hour on Weekend)
$39.59 $39.59
$30.45 MX$563
30.02%
Cinema Ticket
$18.47 $18.47
$4.22 MX$77.9
337.68%
🧸 Childcare & Education
Kailua, HI
Cabo San Lucas, Baja California Sur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,175 $2,175
$229 MX$4,233
849.50%
International Primary School, 1 Child (Yearly)
$26.9K $26.9K
$8,297 MX$153.3K
224.65%
👕👟 Clothing & Footwear
Kailua, HI
Cabo San Lucas, Baja California Sur
Difference
Jeans (Levis 501 Or Similar)
$62.0 $62.0
$72.6 MX$1,342
-14.62%
Summer Dress (H&M, Zara, etc)
$47.54 $47.54
$52.5 MX$969
-9.38%
Sport Shoes (Adidas, Nike)
$99.5 $99.5
$95.0 MX$1,756
4.71%
Men's Leather Business Shoes
$131 $131
$66.5 MX$1,229
97.13%
🏠 Accommodation & Living
Kailua, HI
Cabo San Lucas, Baja California Sur
Difference
1-bedroom Apartment, City Center (Monthly)
$2,786 $2,786
$1,183 MX$21.9K
135.58%
1-bedroom Apartment, Outside City Center (Monthly)
$2,320 $2,320
$759 MX$14.0K
205.57%
3-bedroom Apartment, City Center (Monthly)
$4,185 $4,185
$2,524 MX$46.6K
65.79%
3-bedroom Apartment, Outside City Center (Monthly)
$3,679 $3,679
$1,197 MX$22.1K
207.27%
Buy Apartment in City Center (m2)
$12.3K $12.3K
$3,775 MX$69.8K
226.38%
Buy Apartment Outside City Center (m2)
$9,689 $9,689
$2,170 MX$40.1K
346.52%
💵 Salaries & Financials
Kailua, HI
Cabo San Lucas, Baja California Sur
Difference
Average Monthly Net Salary (After Tax)
$4,797 $4,797
$754 MX$13.9K
536.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.7
11.6
-42.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kailua, HI: October 10, 2026

Last update for Cabo San Lucas, Baja California Sur: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Kailua, HI
$2.3K
Cabo San Lucas, Baja California Sur
$759 67.3% $1.6K
Groceries & Markets
Kailua, HI
$632
Cabo San Lucas, Baja California Sur
$301 52.4% $331
Eating Out
Kailua, HI
$418
Cabo San Lucas, Baja California Sur
$185 55.6% $232
Monthly Utilities & Internet
Kailua, HI
$364
Cabo San Lucas, Baja California Sur
$141 61.2% $223
Clothing & Footwear
Kailua, HI
$153
Cabo San Lucas, Baja California Sur
$129 15.7% $24
Getting Around
Kailua, HI
$123
Cabo San Lucas, Baja California Sur
$77 37.7% $47
Sport & Entertainment
Kailua, HI
$108
Cabo San Lucas, Baja California Sur
$55 49.3% $53

Cost Breakdown

A central one-bedroom costs $2,786 in Kailua, HI versus $1,183 in Cabo San Lucas, Baja California Sur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 536% higher in Kailua, HI, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $139 in Kailua, HI versus $49.00 in Cabo San Lucas, Baja California Sur. Monthly groceries follow the same trend: $632 vs $301 – making Cabo San Lucas, Baja California Sur the more affordable choice for daily food spending.

Good to know
🇺🇸 Kailua, HI
🇲🇽 Cabo San Lucas, Baja California Sur
🕒 Local time
05:47 5:47 AM
08:47 8:47 AM
3 h ahead of Kailua, HI
🌤 Weather
👥 Population
11,975
202,694
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Mexican Peso exchange rates as of October 17, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.78 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Kailua, HI Cabo San Lucas, Baja California Sur 4,770 km ≈ 6 h nonstop flight
From you
  • Kailua, HI
  • Cabo San Lucas, Baja California Sur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kailua, HI vs Cabo San Lucas, Baja California Sur: Cost of Living - Frequently Asked Questions
Is Cabo San Lucas, Baja California Sur cheaper than Kailua, HI?
Yes – Kailua, HI is pricier by about 150%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $6,179 per month in Kailua, HI and $2,471 in Cabo San Lucas, Baja California Sur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cabo San Lucas, Baja California Sur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 70% less in Cabo San Lucas, Baja California Sur. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,175 per month in Kailua, HI and $229 in Cabo San Lucas, Baja California Sur. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in Kailua, HI or in Cabo San Lucas, Baja California Sur?
A $2,500 monthly budget goes further in Cabo San Lucas, Baja California Sur, where all-in costs run around $1,647, than in Kailua, HI at $4,119. In Cabo San Lucas, Baja California Sur it covers expenses comfortably, while in Kailua, HI it requires careful planning or may not stretch far enough.
Is Kailua, HI or Cabo San Lucas, Baja California Sur more family-friendly?
Families tend to lean toward Cabo San Lucas, Baja California Sur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kailua, HI or Cabo San Lucas, Baja California Sur?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cabo San Lucas, Baja California Sur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kailua, HI makes more sense. Both are solid long-term options with distinct trade-offs.

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