Last update: Oct 2026

Cost of Living Comparison Between Kaduna and Cebu

For one person, living is cheaper in Kaduna: $314 a month against $934 in Cebu, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Kaduna
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Kaduna Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Kaduna

🇳🇬 Nigeria

$314

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Kaduna and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kaduna and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $314 in Kaduna versus $934 in Cebu.

Kaduna $314
Cebu $934

Estimated couple costs with rent: $553 in Kaduna versus $1,423 in Cebu.

Kaduna $553
Cebu $1,423

Monthly costs for a family of three with rent: $792 in Kaduna versus $1,913 in Cebu.

Kaduna $792
Cebu $1,913

Living in Kaduna costs roughly 66% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kaduna 77% lower, Cebu 31% lower.

Meal at Budget Restaurant

$1.14 ₦1,533

$3.79 ₱243

-69.92%

Three-Course Dinner for Two, Mid-Range

$18.78 ₦25.2K

$23.33 ₱1,493

-19.50%

Fast Food Meal (McDonalds, etc)

$1.82 ₦2,435

$3.94 ₱252

-53.81%

Cappuccino

$3.42 ₦4,587

$2.54 ₱163

34.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.21 ₦283

$1.57 ₱100

-86.62%

Water (0.33 liter bottle)

$0.06 ₦83.7

$0.47 ₱29.87

-87.23%

Local Beer (0.5 liter draught)

$0.44 ₦587

$1.77 ₱113

-75.14%

Imported Beer (0.33 liter bottle)

$0.71 ₦957

$2.22 ₱142

-68.02%

Milk (1 liter)

$1.53 ₦2,052

$1.90 ₱121

-19.47%

White Bread (500g)

$0.49 ₦660

$1.36 ₱87.3

-63.97%

Rice (white) (1kg)

$0.70 ₦932

$0.94 ₱59.9

-25.53%

Eggs

$1.29 ₦1,724

$1.99 ₱127

-35.18%

Local Cheese (1kg)

$0.72 ₦959

$9.70 ₱621

-92.58%

Chicken Fillets (1kg)

$5.33 ₦7,150

$4.32 ₱276

23.38%

Beef Round Steak (1kg)

$1.76 ₦2,353

$7.51 ₱481

-76.56%

Apples (1kg)

$1.99 ₦2,666

$3.31 ₱212

-39.88%

Banana (1kg)

$1.10 ₦1,475

$1.37 ₱87.6

-19.71%

Oranges (1kg)

$0.38 ₦513

$2.34 ₱150

-83.76%

Tomato (1kg)

$0.59 ₦784

$1.49 ₱95.5

-60.40%

Potato (1kg)

$0.78 ₦1,046

$2.30 ₱147

-66.09%

Onion (1kg)

$0.77 ₦1,036

$1.87 ₱120

-58.82%

Lettuce (1 head)

$0.15 ₦205

$1.10 ₱70.4

-86.36%

Water (1.5 liter bottle)

$0.11 ₦149

$0.63 ₱40.42

-82.54%

Cigarettes 20 Pack (Marlboro, Camel)

$1.97 ₦2,641

$2.86 ₱183

-31.12%

Wine (Bottle)

$1.84 ₦2,463

$6.08 ₱389

-69.74%

Local Beer (0.5 liter bottle)

$1.23 ₦1,643

$1.27 ₱81.6

-3.15%

Imported Beer (0.33 liter bottle)

$1.87 ₦2,501

$1.72 ₱110

8.72%

One-way Ticket (Public Transport)

$0.22 ₱14.01

Public Transport Monthly Pass (Regular Price)

$12.34 ₱790

Taxi Start (Normal Tariff)

$0.57 ₦770

$0.74 ₱47.60

-22.97%

Taxi (Normal Tariff) (1km)

$0.85 ₦1,145

$0.22 ₱14.10

286.36%

Taxi 1hour Waiting (Normal Tariff)

$1.84 ₦2,471

$4.28 ₱274

-57.01%

Gasoline (1 liter)

$0.58 ₦781

$1.31 ₱83.8

-55.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K ₦34.8M

$20.8K ₱1.3M

25.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K ₦49.5M

$19.0K ₱1.2M

93.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$7.38 ₦9,892

$118 ₱7,577

-93.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.74 ₦5,014

$15.76 ₱1,009

-76.27%

Internet (50+ Mbps, Unlimited Data)

$18.71 ₦25.1K

$28.33 ₱1,813

-33.96%

Gym Membership (Monthly)

$32.94 ₱2,108

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

Cinema Ticket

$6.49 ₦8,697

$5.45 ₱349

19.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.90 ₦60.2K

$276 ₱17.6K

-83.72%

International Primary School, 1 Child (Yearly)

$3,124 ₦4.2M

$7,789 ₱498.4K

-59.90%

Jeans (Levis 501 Or Similar)

$5.93 ₦7,952

$48.18 ₱3,083

-87.69%

Summer Dress (H&M, Zara, etc)

$11.08 ₦14.9K

$24.47 ₱1,566

-54.72%

Sport Shoes (Adidas, Nike)

$11.37 ₦15.2K

$75.3 ₱4,817

-84.90%

Men's Leather Business Shoes

$11.21 ₦15.0K

$58.0 ₱3,713

-80.68%

1-bedroom Apartment, City Center (Monthly)

$130 ₦174.2K

$477 ₱30.5K

-72.77%

1-bedroom Apartment, Outside City Center (Monthly)

$85.1 ₦114.0K

$322 ₱20.6K

-73.56%

3-bedroom Apartment, City Center (Monthly)

$426 ₦571.2K

$963 ₱61.6K

-55.75%

3-bedroom Apartment, Outside City Center (Monthly)

$228 ₦305.5K

$626 ₱40.0K

-63.58%

Buy Apartment in City Center (m2)

$4,551 ₱291.2K

Buy Apartment Outside City Center (m2)

$3,028 ₱193.8K

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

7.2

212.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaduna: October 25, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kaduna

$103 32.7%

Cebu

$204 21.8% 98.5% $101

Accommodation & Living

Kaduna

$85 27.1%

Cebu

$322 34.5% 278% $237

Eating Out

Kaduna

$60 19.3%

Cebu

$94 10.1% 55.9% $34

Monthly Utilities & Internet

Kaduna

$30 9.5%

Cebu

$163 17.4% 445% $133

Clothing & Footwear

Kaduna

$18 5.7%

Cebu

$93 9.9% 420% $75

Sport & Entertainment

Kaduna

$13 * 4.1%

Cebu

$44 4.7% 238% $31

Getting Around

Kaduna

$4.9 * 1.6%

Cebu

$15 1.6% 211% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $130 in Kaduna and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $19 in Kaduna vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $103 vs $204 per month, with Kaduna cheaper across the board.

Good to know

🇳🇬 Kaduna

🇵🇭 Cebu

🕒 Local time

15:38 3:38 PM

22:38 10:38 PM

7 h ahead of Kaduna

🌤 Weather

👥 Population

760,084

964,169

💱 Currency

Nigerian Naira NGN ₦

Philippine Peso PHP ₱

📈 Exchange rate

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 28, 2026: 1 USD = 1,340 NGN (10,000 NGN = 7.46 USD). 1 EUR = 1,492 NGN (10,000 NGN = 6.7 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Kaduna Cebu 12,620 km ≈ 16 h nonstop flight

From you

Kaduna
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaduna vs Cebu: Cost of Living - Frequently Asked Questions

Kaduna is cheaper overall, especially in groceries, clothing, and eating out. The 198% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $470 in Kaduna and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $130 in Kaduna versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 98% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $314 per month in Kaduna versus $934 in Cebu – a 198% gap that adds up to real savings over time for anyone picking the cheaper option.

At $314 in Kaduna versus $934 in Cebu, a $800 budget is realistic in Kaduna but tight or insufficient in Cebu. The gap between the two cities makes Kaduna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.