Last update: Oct 2026

Cost of Living Comparison Between Jurmala and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,274 in Jurmala, rent and utilities included – about $4,300 less a year. Rent and utilities account for about half of the difference.

62

Cost of Living Index in Jurmala
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Jurmala Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Jurmala

🇱🇻 Latvia

$1,274

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Jurmala and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jurmala and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,274 in Jurmala versus $915 in Cebu.

Jurmala $1,274
Cebu $915

Estimated couple costs with rent: $1,884 in Jurmala versus $1,418 in Cebu.

Jurmala $1,884
Cebu $1,418

Monthly costs for a family of three with rent: $2,493 in Jurmala versus $1,921 in Cebu.

Jurmala $2,493
Cebu $1,921

Living in Jurmala is roughly 39% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Jurmala 6% lower, Cebu 33% lower.

Meal at Budget Restaurant

$13.84 €12.31

$3.05 ₱192

353.77%

Three-Course Dinner for Two, Mid-Range

$61.5 €54.7

$24.00 ₱1,511

156.13%

Fast Food Meal (McDonalds, etc)

$8.73 €7.76

$3.99 ₱251

118.80%

Cappuccino

$1.70 €1.51

$2.50 ₱157

-32.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.89 €0.79

$1.54 ₱97.1

-42.21%

Water (0.33 liter bottle)

$0.59 €0.53

$0.50 ₱31.37

18.00%

Local Beer (0.5 liter draught)

$5.05 €4.50

$1.78 ₱112

183.71%

Imported Beer (0.33 liter bottle)

$2.35 €2.09

$2.17 ₱136

8.29%

Milk (1 liter)

$1.16 €1.03

$2.00 ₱126

-42.00%

White Bread (500g)

$1.43 €1.27

$1.37 ₱86.2

4.38%

Rice (white) (1kg)

$2.42 €2.15

$1.03 ₱64.9

134.95%

Eggs

$3.69 €3.29

$2.03 ₱128

81.77%

Local Cheese (1kg)

$10.30 €9.16

$10.20 ₱642

0.98%

Chicken Fillets (1kg)

$4.56 €4.05

$4.45 ₱280

2.47%

Beef Round Steak (1kg)

$13.59 €12.09

$7.67 ₱483

77.18%

Apples (1kg)

$2.16 €1.92

$3.31 ₱208

-34.74%

Banana (1kg)

$1.75 €1.55

$1.46 ₱91.8

19.86%

Oranges (1kg)

$2.52 €2.24

$2.32 ₱146

8.62%

Tomato (1kg)

$3.18 €2.83

$1.49 ₱94.0

113.42%

Potato (1kg)

$0.87 €0.77

$2.34 ₱147

-62.82%

Onion (1kg)

$0.94 €0.83

$1.94 ₱122

-51.55%

Lettuce (1 head)

$1.73 €1.53

$1.16 ₱73.0

49.14%

Water (1.5 liter bottle)

$0.69 €0.62

$0.68 ₱42.89

1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$5.66 €5.04

$2.99 ₱188

89.30%

Wine (Bottle)

$7.76 €6.90

$6.24 ₱393

24.36%

Local Beer (0.5 liter bottle)

$1.95 €1.74

$1.23 ₱77.3

58.54%

Imported Beer (0.33 liter bottle)

$1.99 €1.77

$1.73 ₱109

15.03%

One-way Ticket (Public Transport)

$1.14 €1.02

$0.23 ₱14.36

395.65%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$3.25 €2.89

$0.79 ₱49.96

311.39%

Taxi (Normal Tariff) (1km)

$0.98 €0.87

$0.22 ₱13.86

345.45%

Taxi 1hour Waiting (Normal Tariff)

$17.41 €15.49

$4.54 ₱286

283.48%

Gasoline (1 liter)

$1.80 €1.60

$1.32 ₱82.9

36.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K €24.3K

$21.0K ₱1.3M

30.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K €27.7K

$19.4K ₱1.2M

60.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 €227

$119 ₱7,464

115.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.20 €9.96

$14.22 ₱896

-21.24%

Internet (50+ Mbps, Unlimited Data)

$13.83 €12.30

$27.47 ₱1,730

-49.65%

Gym Membership (Monthly)

$18.84 €16.76

$32.31 ₱2,034

-41.69%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$8.80 €7.83

$5.40 ₱340

62.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 €496

$276 ₱17.4K

102.09%

International Primary School, 1 Child (Yearly)

$18.1K €16.1K

$7,866 ₱495.3K

130.58%

Jeans (Levis 501 Or Similar)

$69.9 €62.1

$49.37 ₱3,108

41.50%

Summer Dress (H&M, Zara, etc)

$50.6 €45.01

$24.58 ₱1,548

105.86%

Sport Shoes (Adidas, Nike)

$85.8 €76.3

$76.6 ₱4,825

11.90%

Men's Leather Business Shoes

$136 €121

$58.9 ₱3,706

131.29%

1-bedroom Apartment, City Center (Monthly)

$442 €393

$503 ₱31.7K

-12.29%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €318

$305 ₱19.2K

17.22%

3-bedroom Apartment, City Center (Monthly)

$677 €602

$1,075 ₱67.7K

-37.03%

3-bedroom Apartment, Outside City Center (Monthly)

$500 €445

$632 ₱39.8K

-20.92%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$1,115 €992

$336 ₱21.1K

231.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.2

7.2

-41.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jurmala: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jurmala

$357 28%

Cebu

$305 33.3% 14.7% $52

Monthly Utilities & Internet

Jurmala

$280 22%

Cebu

$160 17.5% 42.8% $120

Groceries & Markets

Jurmala

$241 18.9%

Cebu

$210 22.9% 13% $31

Eating Out

Jurmala

$193 15.2%

Cebu

$88 9.6% 54.6% $105

Clothing & Footwear

Jurmala

$154 12.1%

Cebu

$94 10.3% 38.8% $60

Sport & Entertainment

Jurmala

$36 2.9%

Cebu

$43 4.7% 18.3% $6.7

Getting Around

Jurmala

$13 * 1%

Cebu

$15 1.7% 19.2% $2.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $442 in Jurmala and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Jurmala pays 232% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Jurmala vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $241 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇱🇻 Jurmala

🇵🇭 Cebu

🕒 Local time

17:15 5:15 PM

22:15 10:15 PM

5 h ahead of Jurmala

🌤 Weather

👥 Population

57,671

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Jurmala Cebu 9,650 km ≈ 13 h nonstop flight

From you

Jurmala
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jurmala vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 39% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 232% higher in Jurmala, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $442 in Jurmala versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Jurmala. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,274 per month in Jurmala versus $915 in Cebu – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

At $915 in Cebu versus $1,274 in Jurmala, a $1,500 budget is realistic in Cebu but tight or insufficient in Jurmala. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Jurmala, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Jurmala and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 39% less than in Jurmala. Beyond cost, consider language, visa policies, and how big the international community is in each city.