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Cost of Living Comparison Between Jos and Oyo Cost of Living Comparison Between Jos and Oyo

😐 Solo nomad: Jos is 2.4% more expensive than Oyo without rent, and 42.1% more expensive with rent.
😐 Family of 3: Jos is 0.3% more expensive than Oyo without rent, and 2.5% cheaper with rent.
Currency
🍽 Eating Out
Jos
Oyo
Difference
Meal at Budget Restaurant
$1.28 ₦1,811
$2.64 ₦3,750
-51.52%
Three-Course Dinner for Two, Mid-Range
$14.26 ₦20.2K
$49.10 ₦69.6K
-70.96%
Fast Food Meal (McDonalds, etc)
$4.60 ₦6,518
$5.31 ₦7,527
-13.37%
Cappuccino
$2.34 ₦3,312
$2.22 ₦3,148
5.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 ₦532
$0.34 ₦481
8.82%
Water (0.33 liter bottle)
$0.23 ₦324
$0.22 ₦312
4.55%
Local Beer (0.5 liter draught)
$0.75 ₦1,066
$0.83 ₦1,184
-9.64%
Imported Beer (0.33 liter bottle)
-
$1.44 ₦2,038
-
πŸ›’ Groceries & Markets
Jos
Oyo
Difference
Milk (1 liter)
$3.51 ₦4,970
$2.28 ₦3,238
53.95%
White Bread (500g)
$0.87 ₦1,236
$1.25 ₦1,774
-30.40%
Rice (white) (1kg)
$3.38 ₦4,786
$2.34 ₦3,316
44.44%
Eggs
$2.96 ₦4,194
$1.75 ₦2,486
69.14%
Local Cheese (1kg)
$9.92 ₦14.1K
$6.46 ₦9,155
53.56%
Chicken Fillets (1kg)
$5.14 ₦7,284
$4.32 ₦6,131
18.98%
Beef Round Steak (1kg)
$4.62 ₦6,545
$5.49 ₦7,786
-15.85%
Apples (1kg)
$4.06 ₦5,756
$3.49 ₦4,948
16.33%
Banana (1kg)
$4.90 ₦6,947
$2.12 ₦3,008
131.13%
Oranges (1kg)
$2.73 ₦3,866
$2.20 ₦3,112
24.09%
Tomato (1kg)
$4.00 ₦5,668
$2.36 ₦3,347
69.49%
Potato (1kg)
$2.27 ₦3,216
$2.33 ₦3,302
-2.58%
Onion (1kg)
$1.96 ₦2,776
$2.01 ₦2,849
-2.49%
Lettuce (1 head)
$0.60 ₦847
$1.98 ₦2,809
-69.70%
Water (1.5 liter bottle)
$0.76 ₦1,084
$0.36 ₦504
111.11%
Cigarettes 20 Pack (Marlboro, Camel)
-
$1.31 ₦1,863
-
Wine (Bottle)
$4.03 ₦5,717
$3.17 ₦4,501
27.13%
Local Beer (0.5 liter bottle)
$0.75 ₦1,067
$0.63 ₦896
19.05%
Imported Beer (0.33 liter bottle)
-
$0.90 ₦1,273
-
🚌 Getting Around
Jos
Oyo
Difference
One-way Ticket (Public Transport)
-
$0.35 ₦490
-
Public Transport Monthly Pass (Regular Price)
-
$14.60 ₦20.7K
-
Taxi Start (Normal Tariff)
$0.98 ₦1,387
$1.19 ₦1,692
-17.65%
Taxi (Normal Tariff) (1km)
-
$2.16 ₦3,069
-
Taxi 1hour Waiting (Normal Tariff)
$10.03 ₦14.2K
$4.68 ₦6,633
114.32%
Gasoline (1 liter)
$0.96 ₦1,359
$0.79 ₦1,122
21.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$20.8K ₦29.4M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$20.9K ₦29.7M
-
🧾 Monthly Utilities & Internet
Jos
Oyo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.1 ₦139.1K
$41.71 ₦59.1K
135.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.81 ₦13.9K
$10.07 ₦14.3K
-2.58%
Internet (50+ Mbps, Unlimited Data)
-
$34.34 ₦48.7K
-
πŸŽ‰ Sport & Entertainment
Jos
Oyo
Difference
Gym Membership (Monthly)
$40.47 ₦57.4K
$14.12 ₦20.0K
186.61%
Tennis Court (1 Hour on Weekend)
$11.94 ₦16.9K
$4.43 ₦6,275
169.53%
Cinema Ticket
$8.95 ₦12.7K
$6.52 ₦9,246
37.27%
🧸 Childcare & Education
Jos
Oyo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$84.2 ₦119.3K
-
International Primary School, 1 Child (Yearly)
$992 ₦1.4M
$2,322 ₦3.3M
-57.26%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Jos
Oyo
Difference
Jeans (Levis 501 Or Similar)
$10.15 ₦14.4K
$19.20 ₦27.2K
-47.14%
Summer Dress (H&M, Zara, etc)
$14.92 ₦21.2K
$24.57 ₦34.8K
-39.28%
Sport Shoes (Adidas, Nike)
$50.6 ₦71.7K
$47.91 ₦67.9K
5.53%
Men's Leather Business Shoes
$50.7 ₦71.9K
$33.81 ₦47.9K
49.93%
🏠 Accommodation & Living
Jos
Oyo
Difference
1-bedroom Apartment, City Center (Monthly)
$709 ₦1.0M
$410 ₦580.9K
73.07%
1-bedroom Apartment, Outside City Center (Monthly)
$477 ₦676.4K
$247 ₦350.7K
92.88%
3-bedroom Apartment, City Center (Monthly)
$877 ₦1.2M
$1,087 ₦1.5M
-19.29%
3-bedroom Apartment, Outside City Center (Monthly)
$596 ₦845.6K
$651 ₦922.7K
-8.36%
Buy Apartment in City Center (m2)
$1,988 ₦2.8M
$705 ₦1.0M
181.81%
Buy Apartment Outside City Center (m2)
$1,499 ₦2.1M
$173 ₦245.7K
765.08%
πŸ’΅ Salaries & Financials
Jos
Oyo
Difference
Average Monthly Net Salary (After Tax)
$111 ₦157.4K
$31.42 ₦44.5K
253.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
10
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: January 11, 2026

Last update for Oyo: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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