Cost of Living Comparison Between Jersey City, NJ and Austin, TX Cost of Living Comparison Between Jersey City, NJ and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,899 in Jersey City, NJ versus $2,719 in Austin, TX.

Estimated couple costs with rent: $5,422 in Jersey City, NJ versus $4,104 in Austin, TX.

Monthly costs for a family of three with rent: $6,945 in Jersey City, NJ versus $5,490 in Austin, TX.

Living in Jersey City, NJ is roughly 43% more expensive than Austin, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Jersey City, NJ 190% above, Austin, TX 102% above.

Meal at Budget Restaurant

$20.24 $20.24

$19.36 $19.36

4.55%

Three-Course Dinner for Two, Mid-Range

$100 $100

$73.7 $73.7

35.84%

Fast Food Meal (McDonalds, etc)

$13.99 $13.99

$10.19 $10.19

37.29%

Cappuccino

$5.33 $5.33

$5.71 $5.71

-6.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 $2.47

$2.65 $2.65

-6.79%

Water (0.33 liter bottle)

$1.88 $1.88

$2.19 $2.19

-14.16%

Local Beer (0.5 liter draught)

$7.08 $7.08

$5.91 $5.91

19.80%

Imported Beer (0.33 liter bottle)

$8.81 $8.81

$8.09 $8.09

8.90%

Milk (1 liter)

$1.33 $1.33

$1.09 $1.09

22.02%

White Bread (500g)

$3.83 $3.83

$3.38 $3.38

13.31%

Rice (white) (1kg)

$5.37 $5.37

$3.34 $3.34

60.78%

Eggs

$4.97 $4.97

$4.44 $4.44

11.94%

Local Cheese (1kg)

$21.76 $21.76

$11.87 $11.87

83.32%

Chicken Fillets (1kg)

$11.91 $11.91

$10.81 $10.81

10.18%

Beef Round Steak (1kg)

$17.19 $17.19

$14.27 $14.27

20.46%

Apples (1kg)

$4.90 $4.90

$4.82 $4.82

1.66%

Banana (1kg)

$1.71 $1.71

$1.54 $1.54

11.04%

Oranges (1kg)

$3.90 $3.90

$4.56 $4.56

-14.47%

Tomato (1kg)

$4.20 $4.20

$3.98 $3.98

5.53%

Potato (1kg)

$2.86 $2.86

Onion (1kg)

$3.80 $3.80

$2.78 $2.78

36.69%

Lettuce (1 head)

$2.40 $2.40

$1.95 $1.95

23.08%

Water (1.5 liter bottle)

$2.69 $2.69

$2.22 $2.22

21.17%

Cigarettes 20 Pack (Marlboro, Camel)

$12.15 $12.15

$9.07 $9.07

33.96%

Wine (Bottle)

$15.17 $15.17

$14.95 $14.95

1.47%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.29 $2.29

-26.20%

Imported Beer (0.33 liter bottle)

$5.97 $5.97

$3.40 $3.40

75.59%

One-way Ticket (Public Transport)

$2.77 $2.77

$1.49 $1.49

85.91%

Public Transport Monthly Pass (Regular Price)

$96.3 $96.3

$42.63 $42.63

125.92%

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.32 $4.32

-28.70%

Taxi (Normal Tariff) (1km)

$1.77 $1.77

$1.78 $1.78

-0.56%

Taxi 1hour Waiting (Normal Tariff)

$24.21 $24.21

$34.51 $34.51

-29.85%

Gasoline (1 liter)

$0.87 $0.87

$0.75 $0.75

16.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$25.2K $25.2K

39.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.6K $26.6K

-3.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 $125

$176 $176

-28.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.22 $44.22

$59.6 $59.6

-25.79%

Internet (50+ Mbps, Unlimited Data)

$65.5 $65.5

$66.9 $66.9

-2.06%

Gym Membership (Monthly)

$80.0 $80.0

$62.4 $62.4

28.14%

Tennis Court (1 Hour on Weekend)

$43.97 $43.97

$9.96 $9.96

341.47%

Cinema Ticket

$16.73 $16.73

$15.04 $15.04

11.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,254 $2,254

$1,387 $1,387

62.51%

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$22.4K $22.4K

4.80%

Jeans (Levis 501 Or Similar)

$76.0 $76.0

$56.4 $56.4

34.73%

Summer Dress (H&M, Zara, etc)

$64.2 $64.2

$46.71 $46.71

37.49%

Sport Shoes (Adidas, Nike)

$74.7 $74.7

$86.5 $86.5

-13.64%

Men's Leather Business Shoes

$136 $136

$119 $119

13.81%

1-bedroom Apartment, City Center (Monthly)

$3,361 $3,361

$2,174 $2,174

54.62%

1-bedroom Apartment, Outside City Center (Monthly)

$2,415 $2,415

$1,439 $1,439

67.79%

3-bedroom Apartment, City Center (Monthly)

$6,062 $6,062

$3,754 $3,754

61.48%

3-bedroom Apartment, Outside City Center (Monthly)

$3,712 $3,712

$2,698 $2,698

37.60%

Buy Apartment in City Center (m2)

$7,959 $7,959

$7,033 $7,033

13.17%

Buy Apartment Outside City Center (m2)

$5,495 $5,495

$3,113 $3,113

76.49%

Average Monthly Net Salary (After Tax)

$6,214 $6,214

$5,081 $5,081

22.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.45

2.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jersey City, NJ: June 7, 2026

Last update for Austin, TX: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,361 in Jersey City, NJ and $2,174 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Jersey City, NJ pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $100 in Jersey City, NJ vs $74.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $449 vs $377 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jersey City, NJ vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 43% lower than in Jersey City, NJ. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Jersey City, NJ pays 22% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,361 in Jersey City, NJ versus $2,174 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,899 per month in Jersey City, NJ versus $2,719 in Austin, TX – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 126% less than in Jersey City, NJ. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,719 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Expats usually find Austin, TX gentler on the wallet – expenses run 43% less than in Jersey City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.