Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Jersey City, NJ

For one person, living is cheaper in Austin, TX: $2,607 a month against $3,625 in Jersey City, NJ, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
174

Cost of Living Index in Jersey City, NJ
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Jersey City, NJ Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Jersey City, NJ

🇺🇸 United States

$3,625

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Jersey City, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Jersey City, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $3,625 in Jersey City, NJ.

Austin, TX $2,607
Jersey City, NJ $3,625

Estimated couple costs with rent: $4,031 in Austin, TX versus $5,285 in Jersey City, NJ.

Austin, TX $4,031
Jersey City, NJ $5,285

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $6,944 in Jersey City, NJ.

Austin, TX $5,454
Jersey City, NJ $6,944

Living in Austin, TX costs roughly 28% less than in Jersey City, NJ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 92% above, Jersey City, NJ 166% above.

Meal at Budget Restaurant

$20.35 $20.35

$24.75 $24.75

-17.78%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$98.7 $98.7

-14.13%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$10.98 $10.98

10.38%

Cappuccino

$5.65 $5.65

$5.58 $5.58

1.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.23 $2.23

65.02%

Water (0.33 liter bottle)

$2.36 $2.36

$1.54 $1.54

53.25%

Local Beer (0.5 liter draught)

$7.87 $7.87

$8.10 $8.10

-2.84%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.77 $7.77

13.51%

Milk (1 liter)

$1.14 $1.14

$1.33 $1.33

-14.29%

White Bread (500g)

$3.69 $3.69

$4.17 $4.17

-11.51%

Rice (white) (1kg)

$3.31 $3.31

$7.42 $7.42

-55.39%

Eggs

$4.15 $4.15

$5.86 $5.86

-29.18%

Local Cheese (1kg)

$12.98 $12.98

$12.46 $12.46

4.17%

Chicken Fillets (1kg)

$13.86 $13.86

$12.03 $12.03

15.21%

Beef Round Steak (1kg)

$16.34 $16.34

$16.95 $16.95

-3.60%

Apples (1kg)

$4.69 $4.69

$5.33 $5.33

-12.01%

Banana (1kg)

$1.45 $1.45

$1.72 $1.72

-15.70%

Oranges (1kg)

$5.11 $5.11

$6.14 $6.14

-16.78%

Tomato (1kg)

$4.52 $4.52

$6.30 $6.30

-28.25%

Potato (1kg)

$3.08 $3.08

$5.66 $5.66

-45.58%

Onion (1kg)

$2.38 $2.38

$3.86 $3.86

-38.34%

Lettuce (1 head)

$1.80 $1.80

$2.79 $2.79

-35.48%

Water (1.5 liter bottle)

$2.22 $2.22

$2.96 $2.96

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$11.88 $11.88

-16.08%

Wine (Bottle)

$15.05 $15.05

$24.89 $24.89

-39.53%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.69 $1.69

72.19%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$5.30 $5.30

-37.17%

One-way Ticket (Public Transport)

$1.22 $1.22

$3.08 $3.08

-60.39%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$87.5 $87.5

-53.70%

Taxi Start (Normal Tariff)

$2.78 $2.78

$2.92 $2.92

-4.79%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$2.08 $2.08

-20.67%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$23.92 $23.92

47.95%

Gasoline (1 liter)

$0.95 $0.95

$1.12 $1.12

-15.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$28.1K $28.1K

21.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.6K $26.6K

0.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$209 $209

6.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$73.0 $73.0

-19.93%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$66.2 $66.2

7.56%

Gym Membership (Monthly)

$53.0 $53.0

$55.8 $55.8

-4.86%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

$43.70 $43.70

-61.67%

Cinema Ticket

$14.06 $14.06

$14.21 $14.21

-1.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$2,414 $2,414

-39.57%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$23.3K $23.3K

-8.35%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$41.18 $41.18

27.46%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$57.6 $57.6

-25.78%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$76.7 $76.7

12.74%

Men's Leather Business Shoes

$104 $104

$154 $154

-32.65%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$3,670 $3,670

-42.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$2,073 $2,073

-40.64%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$5,889 $5,889

-34.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$3,397 $3,397

-29.14%

Buy Apartment in City Center (m2)

$7,426 $7,426

$8,299 $8,299

-10.52%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$5,602 $5,602

-45.38%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$6,101 $6,101

-15.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.75

1.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Jersey City, NJ: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Jersey City, NJ

$2.1K 57.2% 68.5% $842

Groceries & Markets

Austin, TX

$410 15.7%

Jersey City, NJ

$490 13.5% 19.5% $80

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Jersey City, NJ

$348 9.6% 1.3% $4.4

Eating Out

Austin, TX

$348 13.4%

Jersey City, NJ

$369 10.2% 6% $21

Clothing & Footwear

Austin, TX

$128 4.9%

Jersey City, NJ

$148 4.1% 15.4% $20

Sport & Entertainment

Austin, TX

$81 3.1%

Jersey City, NJ

$84 2.3% 3.7% $3

Getting Around

Austin, TX

$56 2.2%

Jersey City, NJ

$113 3.1% 100% $57

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $3,670 in Jersey City, NJ. Housing cost is often the main lever when comparing two cities.

Jersey City, NJ pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85 in Austin, TX vs $99 in Jersey City, NJ for a mid-range dinner for two. Groceries echo the gap at $410 vs $490 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Jersey City, NJ

🕒 Local time

06:59 6:59 AM

07:59 7:59 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

292,449

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Jersey City, NJ 2,430 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Jersey City, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Jersey City, NJ: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 28% lower than in Jersey City, NJ. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 15% lower in Austin, TX. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,112 in Austin, TX versus $3,670 in Jersey City, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $3,625 in Jersey City, NJ – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 54% less than in Jersey City, NJ. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 28% less than in Jersey City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.