Last update: Oct 2026

Cost of Living Comparison Between Jeffersonville, IN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,082 in Jeffersonville, IN, rent and utilities included – about $8,800 less a year. Rent and utilities account for about half of the difference.

Jeffersonville, IN, United States
Ubud, Bali, Indonesia
Jeffersonville, IN
🇺🇸 United States
$2,082
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Jeffersonville, IN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jeffersonville, IN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,082 per month in Jeffersonville, IN vs $1,349 in Ubud, Bali, rent included.

  • Jeffersonville, IN $2,082
  • Ubud, Bali $1,349

A couple spends around $3,108 per month in Jeffersonville, IN vs $2,305 in Ubud, Bali, rent included.

  • Jeffersonville, IN $3,108
  • Ubud, Bali $2,305

A family of three spends $4,134 per month in Jeffersonville, IN vs $3,261 in Ubud, Bali, rent included.

  • Jeffersonville, IN $4,134
  • Ubud, Bali $3,261

Jeffersonville, IN costs about 54% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Jeffersonville, IN
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.80 $11.80
$3.32 Rp 60.2K
255.42%
Three-Course Dinner for Two, Mid-Range
$83.3 $83.3
$35.64 Rp 646.0K
133.81%
Fast Food Meal (McDonalds, etc)
$13.10 $13.10
$5.53 Rp 100.3K
136.89%
Cappuccino
$6.08 $6.08
$2.72 Rp 49.3K
123.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.61 $2.61
$1.70 Rp 30.8K
53.53%
Water (0.33 liter bottle)
$1.80 $1.80
$0.76 Rp 13.8K
136.84%
Local Beer (0.5 liter draught)
$5.10 $5.10
$2.65 Rp 48.1K
92.45%
Imported Beer (0.33 liter bottle)
$7.64 $7.64
$4.38 Rp 79.4K
74.43%
🛒 Groceries & Markets
Jeffersonville, IN
Ubud, Bali
Difference
Milk (1 liter)
$0.78 $0.78
$1.49 Rp 27.0K
-47.65%
White Bread (500g)
$2.39 $2.39
$2.28 Rp 41.3K
4.82%
Rice (white) (1kg)
$3.46 $3.46
$1.19 Rp 21.6K
190.76%
Eggs
$3.16 $3.16
$2.04 Rp 36.9K
54.90%
Local Cheese (1kg)
$20.03 $20.03
$17.70 Rp 320.8K
13.16%
Chicken Fillets (1kg)
$8.12 $8.12
$3.96 Rp 71.8K
105.05%
Beef Round Steak (1kg)
$19.49 $19.49
$12.19 Rp 221.0K
59.89%
Apples (1kg)
$7.68 $7.68
$3.66 Rp 66.3K
109.84%
Banana (1kg)
$0.89 $0.89
$1.52 Rp 27.5K
-41.45%
Oranges (1kg)
$4.32 $4.32
$2.23 Rp 40.4K
93.72%
Tomato (1kg)
$3.11 $3.11
$1.97 Rp 35.8K
57.87%
Potato (1kg)
$3.66 $3.66
$1.85 Rp 33.5K
97.84%
Onion (1kg)
$2.58 $2.58
$2.42 Rp 43.9K
6.61%
Lettuce (1 head)
$1.71 $1.71
$0.99 Rp 17.9K
72.73%
Water (1.5 liter bottle)
$1.81 $1.81
$0.51 Rp 9,306
254.90%
Cigarettes 20 Pack (Marlboro, Camel)
$9.01 $9.01
$2.22 Rp 40.3K
305.86%
Wine (Bottle)
$12.22 $12.22
$22.24 Rp 403.1K
-45.05%
Local Beer (0.5 liter bottle)
$1.72 $1.72
$2.26 Rp 41.0K
-23.89%
Imported Beer (0.33 liter bottle)
$4.11 $4.11
$2.97 Rp 53.8K
38.38%
🚌 Getting Around
Jeffersonville, IN
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.76 $1.76
$0.25 Rp 4,550
604.00%
Public Transport Monthly Pass (Regular Price)
-
$7.82 Rp 141.8K
-
Taxi Start (Normal Tariff)
-
$0.44 Rp 7,967
-
Taxi (Normal Tariff) (1km)
-
$0.43 Rp 7,796
-
Taxi 1hour Waiting (Normal Tariff)
-
$5.41 Rp 98.0K
-
Gasoline (1 liter)
$0.81 $0.81
$0.82 Rp 15.0K
-1.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K $27.9K
$23.8K Rp 432.1M
17.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.6K $27.6K
$31.7K Rp 575.5M
-13.22%
🧾 Monthly Utilities & Internet
Jeffersonville, IN
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$229 $229
$79.1 Rp 1.4M
190.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$49.87 $49.87
$6.45 Rp 116.8K
673.18%
Internet (50+ Mbps, Unlimited Data)
$53.4 $53.4
$18.58 Rp 336.7K
187.46%
🎉 Sport & Entertainment
Jeffersonville, IN
Ubud, Bali
Difference
Gym Membership (Monthly)
$28.04 $28.04
$49.48 Rp 896.9K
-43.33%
Tennis Court (1 Hour on Weekend)
-
$17.65 Rp 319.9K
-
Cinema Ticket
$11.83 $11.83
$4.27 Rp 77.5K
177.05%
🧸 Childcare & Education
Jeffersonville, IN
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$812 $812
$491 Rp 8.9M
65.59%
International Primary School, 1 Child (Yearly)
-
$5,674 Rp 102.8M
-
👕👟 Clothing & Footwear
Jeffersonville, IN
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$24.79 $24.79
$44.64 Rp 809.1K
-44.47%
Summer Dress (H&M, Zara, etc)
$19.86 $19.86
$34.95 Rp 633.5K
-43.18%
Sport Shoes (Adidas, Nike)
$79.1 $79.1
$79.9 Rp 1.4M
-0.98%
Men's Leather Business Shoes
$160 $160
$79.4 Rp 1.4M
101.90%
🏠 Accommodation & Living
Jeffersonville, IN
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$890 $890
$1,125 Rp 20.4M
-20.88%
1-bedroom Apartment, Outside City Center (Monthly)
$918 $918
$671 Rp 12.2M
36.75%
3-bedroom Apartment, City Center (Monthly)
$1,677 $1,677
$3,565 Rp 64.6M
-52.97%
3-bedroom Apartment, Outside City Center (Monthly)
$1,527 $1,527
$1,723 Rp 31.2M
-11.41%
Buy Apartment in City Center (m2)
-
$2,732 Rp 49.5M
-
Buy Apartment Outside City Center (m2)
-
$2,284 Rp 41.4M
-
💵 Salaries & Financials
Jeffersonville, IN
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,453 $2,453
$164 Rp 3.0M
1397.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
13.78
-51.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jeffersonville, IN: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Jeffersonville, IN
$918
Ubud, Bali
$672 26.9% $247
Groceries & Markets
Jeffersonville, IN
$380
Ubud, Bali
$288 24% $91
Monthly Utilities & Internet
Jeffersonville, IN
$333
Ubud, Bali
$104 68.7% $229
Eating Out
Jeffersonville, IN
$265
Ubud, Bali
$108 59.4% $157
Clothing & Footwear
Jeffersonville, IN
$128
Ubud, Bali
$108 15.9% $20
Sport & Entertainment
Jeffersonville, IN
$52
Ubud, Bali
$58 12.2% $6.3
Getting Around
Jeffersonville, IN
$7.1 *
Ubud, Bali
$11 61.8% $4.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $890 in Jeffersonville, IN versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Jeffersonville, IN are about 15 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $83 in Jeffersonville, IN versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $380 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇺🇸 Jeffersonville, IN
🇮🇩 Ubud, Bali
🕒 Local time
12:36 12:36 PM
00:36 12:36 AM
12 h ahead of Jeffersonville, IN
🌤 Weather
👥 Population
49,450
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Jeffersonville, IN Ubud, Bali 16,090 km ≈ 21 h nonstop flight
From you
  • Jeffersonville, IN
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jeffersonville, IN vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Jeffersonville, IN?
Yes – Jeffersonville, IN is pricier by about 54%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,124 per month in Jeffersonville, IN and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jeffersonville, IN, especially for central apartments: a one-bedroom in the center costs $890 there versus $1,125 in Ubud, Bali.
Is eating out cheaper in Jeffersonville, IN or in Ubud, Bali?
A mid-range dinner for two costs $83 in Jeffersonville, IN and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Jeffersonville, IN and in Ubud, Bali?
Groceries cost about 32% more in Jeffersonville, IN, though the gap depends on what you buy.
Is $1,000 enough to cover costs in Jeffersonville, IN or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $2,082 in Jeffersonville, IN and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Jeffersonville, IN or in Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,082 in Jeffersonville, IN. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Jeffersonville, IN or Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Jeffersonville, IN makes more sense. Both are solid long-term options with distinct trade-offs.

Jeffersonville, IN vs other spots: cost of living compared

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