Last update: Oct 2026

Cost of Living Comparison Between Jefferson City, MO and Toronto

For one person, living is cheaper in Jefferson City, MO: $1,858 a month against $2,610 in Toronto, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Jefferson City, MO
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Jefferson City, MO Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Jefferson City, MO

🇺🇸 United States

$1,858

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Jefferson City, MO and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jefferson City, MO and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,858 in Jefferson City, MO versus $2,610 in Toronto.

Jefferson City, MO $1,858
Toronto $2,610

Estimated couple costs with rent: $2,890 in Jefferson City, MO versus $3,727 in Toronto.

Jefferson City, MO $2,890
Toronto $3,727

Monthly costs for a family of three with rent: $3,922 in Jefferson City, MO versus $4,844 in Toronto.

Jefferson City, MO $3,922
Toronto $4,844

Living in Jefferson City, MO costs roughly 29% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Jefferson City, MO 37% above, Toronto 93% above.

Meal at Budget Restaurant

$14.97 $14.97

$17.59 CA$24.87

-14.89%

Three-Course Dinner for Two, Mid-Range

$39.52 $39.52

$78.8 CA$111

-49.86%

Fast Food Meal (McDonalds, etc)

$9.98 $9.98

$10.73 CA$15.16

-6.99%

Cappuccino

$5.49 $5.49

$4.09 CA$5.78

34.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 $2.04

$2.10 CA$2.97

-2.86%

Water (0.33 liter bottle)

$2.21 $2.21

$1.72 CA$2.43

28.49%

Local Beer (0.5 liter draught)

$5.39 $5.39

$6.36 CA$8.99

-15.25%

Imported Beer (0.33 liter bottle)

$6.34 $6.34

$7.08 CA$10.01

-10.45%

Milk (1 liter)

$0.91 $0.91

$2.54 CA$3.59

-64.17%

White Bread (500g)

$3.26 $3.26

$2.72 CA$3.85

19.85%

Rice (white) (1kg)

$4.44 $4.44

$2.18 CA$3.09

103.67%

Eggs

$4.26 $4.26

$3.63 CA$5.13

17.36%

Local Cheese (1kg)

$4.39 $4.39

$9.46 CA$13.37

-53.59%

Chicken Fillets (1kg)

$9.71 $9.71

$11.54 CA$16.32

-15.86%

Beef Round Steak (1kg)

$13.38 $13.38

$14.37 CA$20.32

-6.89%

Apples (1kg)

$4.31 $4.31

$3.70 CA$5.23

16.49%

Banana (1kg)

$1.61 $1.61

$1.19 CA$1.68

35.29%

Oranges (1kg)

$4.36 $4.36

$3.46 CA$4.90

26.01%

Tomato (1kg)

$4.28 $4.28

$4.22 CA$5.97

1.42%

Potato (1kg)

$3.21 $3.21

$1.79 CA$2.52

79.33%

Onion (1kg)

$3.33 $3.33

$1.65 CA$2.33

101.82%

Lettuce (1 head)

$2.42 $2.42

$2.20 CA$3.11

10.00%

Water (1.5 liter bottle)

$1.96 $1.96

$1.26 CA$1.78

55.56%

Cigarettes 20 Pack (Marlboro, Camel)

$7.97 $7.97

$13.97 CA$19.75

-42.95%

Wine (Bottle)

$12.74 $12.74

$14.20 CA$20.07

-10.28%

Local Beer (0.5 liter bottle)

$1.94 $1.94

$2.25 CA$3.18

-13.78%

Imported Beer (0.33 liter bottle)

$3.83 $3.83

$2.53 CA$3.58

51.38%

One-way Ticket (Public Transport)

$3.08 $3.08

$2.32 CA$3.28

32.76%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$2.43 $2.43

$3.06 CA$4.33

-20.59%

Taxi (Normal Tariff) (1km)

$1.20 $1.20

$1.22 CA$1.72

-1.64%

Taxi 1hour Waiting (Normal Tariff)

$60.8 $60.8

$21.69 CA$30.66

180.27%

Gasoline (1 liter)

$0.86 $0.86

$1.21 CA$1.72

-28.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K $35.7K

$26.1K CA$37.0K

36.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$21.1K CA$29.9K

20.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 $204

$120 CA$169

70.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.7 $65.7

$32.21 CA$45.54

103.85%

Internet (50+ Mbps, Unlimited Data)

$69.8 $69.8

$48.88 CA$69.1

42.78%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$15.12 $15.12

$12.58 CA$17.79

20.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,197 $1,197

$832 CA$1,176

43.93%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$23.6K CA$33.4K

-10.24%

Jeans (Levis 501 Or Similar)

$50.3 $50.3

$52.3 CA$73.9

-3.71%

Summer Dress (H&M, Zara, etc)

$42.76 $42.76

$39.44 CA$55.8

8.42%

Sport Shoes (Adidas, Nike)

$104 $104

$99.0 CA$140

4.71%

Men's Leather Business Shoes

$126 $126

$122 CA$172

3.16%

1-bedroom Apartment, City Center (Monthly)

$887 $887

$1,631 CA$2,306

-45.63%

1-bedroom Apartment, Outside City Center (Monthly)

$709 $709

$1,448 CA$2,048

-51.04%

3-bedroom Apartment, City Center (Monthly)

$1,774 $1,774

$2,737 CA$3,869

-35.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,564 $1,564

$2,129 CA$3,010

-26.53%

Buy Apartment in City Center (m2)

$1,537 $1,537

$8,206 CA$11.6K

-81.27%

Buy Apartment Outside City Center (m2)

$1,743 $1,743

$6,838 CA$9,666

-74.51%

Average Monthly Net Salary (After Tax)

$1,915 $1,915

$3,520 CA$4,976

-45.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

4.47

46.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jefferson City, MO: October 20, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jefferson City, MO

$709 38.2%

Toronto

$1.4K 55.5% 104% $739

Groceries & Markets

Jefferson City, MO

$341 18.3%

Toronto

$343 13.1% 0.6% $2.1

Monthly Utilities & Internet

Jefferson City, MO

$340 18.3%

Toronto

$201 7.7% 41% $139

Eating Out

Jefferson City, MO

$272 14.7%

Toronto

$283 10.9% 4% $11

Clothing & Footwear

Jefferson City, MO

$145 7.8%

Toronto

$141 5.4% 3.1% $4.4

Sport & Entertainment

Jefferson City, MO

$30 * 1.6%

Toronto

$65 2.5% 113% $34

Getting Around

Jefferson City, MO

$21 * 1.1%

Toronto

$130 5% 526% $109

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $887 in Jefferson City, MO and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 84% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Jefferson City, MO vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $341 vs $343 per month, with Jefferson City, MO cheaper across the board.

Good to know

🇺🇸 Jefferson City, MO

🇨🇦 Toronto

🕒 Local time

06:35 6:35 AM

07:35 7:35 AM

1 h ahead of Jefferson City, MO

🌤 Weather

👥 Population

43,079

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Jefferson City, MO Toronto 1,210 km ≈ 2 h nonstop flight

From you

Jefferson City, MO
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jefferson City, MO vs Toronto: Cost of Living - Frequently Asked Questions

Jefferson City, MO is cheaper overall, especially in groceries, eating out, and leisure. The 40% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 84% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $887 in Jefferson City, MO versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,197 in Jefferson City, MO versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jefferson City, MO – a meal for two runs $40.00 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,858 in Jefferson City, MO versus $2,610 in Toronto, a $2,500 budget is realistic in Jefferson City, MO but tight or insufficient in Toronto. The gap between the two cities makes Jefferson City, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Jefferson City, MO and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jefferson City, MO gentler on the wallet – expenses run 40% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.