Last update: Oct 2026

Cost of Living Comparison Between Toronto and Jefferson City, MO

For one person, living is cheaper in Jefferson City, MO: $1,853 a month against $2,561 in Toronto, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
90

Cost of Living Index in Jefferson City, MO
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Jefferson City, MO Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Jefferson City, MO

🇺🇸 United States

$1,853

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Jefferson City, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Jefferson City, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,853 in Jefferson City, MO.

Toronto $2,561
Jefferson City, MO $1,853

Estimated couple costs with rent: $3,694 in Toronto versus $2,907 in Jefferson City, MO.

Toronto $3,694
Jefferson City, MO $2,907

Monthly costs for a family of three with rent: $4,826 in Toronto versus $3,962 in Jefferson City, MO.

Toronto $4,826
Jefferson City, MO $3,962

Living in Toronto is roughly 38% more expensive than in Jefferson City, MO, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Jefferson City, MO 37% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$15.07 $15.07

14.00%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$40.75 $40.75

86.43%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.97 $9.97

5.72%

Cappuccino

$4.02 CA$5.68

$5.34 $5.34

-24.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.04 $2.04

3.92%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.21 $2.21

-20.81%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.41 $5.41

15.34%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.67 $6.67

6.30%

Milk (1 liter)

$2.44 CA$3.45

$0.86 $0.86

183.72%

White Bread (500g)

$2.68 CA$3.78

$3.37 $3.37

-20.47%

Rice (white) (1kg)

$2.24 CA$3.17

$4.43 $4.43

-49.44%

Eggs

$3.56 CA$5.03

$4.18 $4.18

-14.83%

Local Cheese (1kg)

$9.09 CA$12.85

$4.52 $4.52

101.11%

Chicken Fillets (1kg)

$11.33 CA$16.01

$9.94 $9.94

13.98%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.34 $13.34

8.92%

Apples (1kg)

$3.62 CA$5.12

$4.41 $4.41

-17.91%

Banana (1kg)

$1.21 CA$1.72

$1.57 $1.57

-22.93%

Oranges (1kg)

$3.60 CA$5.09

$4.32 $4.32

-16.67%

Tomato (1kg)

$4.21 CA$5.96

$4.30 $4.30

-2.09%

Potato (1kg)

$1.79 CA$2.53

$3.06 $3.06

-41.50%

Onion (1kg)

$1.59 CA$2.25

$3.31 $3.31

-51.96%

Lettuce (1 head)

$2.27 CA$3.21

$2.40 $2.40

-5.42%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.94 $1.94

-35.57%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$8.12 $8.12

70.20%

Wine (Bottle)

$14.27 CA$20.18

$12.34 $12.34

15.64%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.94 $1.94

13.40%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.86 $3.86

-37.05%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$3.05 $3.05

-21.64%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.56 $2.56

13.67%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.22 $1.22

-1.64%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$61.1 $61.1

-65.03%

Gasoline (1 liter)

$1.21 CA$1.71

$0.85 $0.85

42.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$35.5K $35.5K

-20.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.8K $24.8K

-18.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$201 $201

-40.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$66.5 $66.5

-51.46%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$70.4 $70.4

-31.94%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$15.16 $15.16

-18.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,192 $1,192

-30.39%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$21.3K $21.3K

8.41%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$50.1 $50.1

1.18%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$43.77 $43.77

-8.57%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$104 $104

-5.41%

Men's Leather Business Shoes

$121 CA$171

$126 $126

-4.44%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$880 $880

80.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$705 $705

100.08%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,777 $1,777

50.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,597 $1,597

34.75%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,541 $1,541

415.73%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,732 $1,732

277.67%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$1,918 $1,918

94.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.56

-31.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Jefferson City, MO: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Jefferson City, MO

$705 38.1% 50% $705

Groceries & Markets

Toronto

$340 13.3%

Jefferson City, MO

$341 18.4% 0.4% $1.4

Eating Out

Toronto

$278 10.9%

Jefferson City, MO

$272 14.7% 2.2% $6.2

Monthly Utilities & Internet

Toronto

$201 7.8%

Jefferson City, MO

$338 18.2% 68.4% $137

Clothing & Footwear

Toronto

$139 5.4%

Jefferson City, MO

$146 7.9% 4.6% $6.5

Getting Around

Toronto

$129 5.1%

Jefferson City, MO

$21 * 1.1% 83.9% $109

Sport & Entertainment

Toronto

$63 2.5%

Jefferson City, MO

$30 * 1.6% 52% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $880 in Jefferson City, MO. Housing cost is often the main lever when comparing two cities.

Toronto pays 94% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $41.00 in Jefferson City, MO. Groceries flip the comparison at $340 vs $341, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Jefferson City, MO

🕒 Local time

03:02 3:02 AM

02:02 2:02 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

43,079

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Between locations

Toronto Jefferson City, MO 1,210 km ≈ 2 h nonstop flight

From you

Toronto
Jefferson City, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Jefferson City, MO: Cost of Living - Frequently Asked Questions

Jefferson City, MO is cheaper overall, especially in eating out, transport, and leisure. The 38% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 94% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $880 in Jefferson City, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $1,192 in Jefferson City, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jefferson City, MO – a meal for two runs $41.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,853 in Jefferson City, MO versus $2,561 in Toronto, a $2,500 budget is realistic in Jefferson City, MO but tight or insufficient in Toronto. The gap between the two cities makes Jefferson City, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Jefferson City, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jefferson City, MO gentler on the wallet – expenses run 38% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.