🙂A single person spends $499 per month in Jaffna vs $1,419 in Ubud, Bali, rent included.
🙂A couple spends around $699 per month in Jaffna vs $2,540 in Ubud, Bali, rent included.
🙂A family of three spends $900 per month in Jaffna vs $3,660 in Ubud, Bali, rent included.
🙂Jaffna is about 65% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Jaffna sits 63% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Jaffna
Ubud, Bali
Difference
Meal at Budget Restaurant
-
$3.56Rp 63.7K
-
Three-Course Dinner for Two, Mid-Range
-
$32.73Rp 584.5K
-
Fast Food Meal(McDonalds, etc)
$4.93LKR 1,636
$4.95Rp 88.4K
-0.40%
Cappuccino
$3.32LKR 1,101
$2.71Rp 48.4K
22.51%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.52LKR 172
$1.34Rp 24.0K
-61.19%
Water(0.33 liter bottle)
$0.34LKR 114
$0.70Rp 12.5K
-51.43%
Local Beer(0.5 liter draught)
$3.44LKR 1,139
$2.92Rp 52.1K
17.81%
Imported Beer(0.33 liter bottle)
$6.61LKR 2,193
$3.96Rp 70.7K
66.92%
🛒 Groceries & Markets
Jaffna
Ubud, Bali
Difference
Milk(1 liter)
-
$1.81Rp 32.3K
-
White Bread(500g)
$0.50LKR 166
$2.52Rp 45.0K
-80.16%
Rice(white)(1kg)
$0.67LKR 221
$1.16Rp 20.7K
-42.24%
Eggs
$1.65LKR 546
$2.46Rp 43.9K
-32.93%
Local Cheese(1kg)
$4.96LKR 1,646
$14.71Rp 262.7K
-66.28%
Chicken Fillets(1kg)
$3.47LKR 1,151
$4.32Rp 77.1K
-19.68%
Beef Round Steak(1kg)
$6.60LKR 2,187
$12.14Rp 216.7K
-45.63%
Apples(1kg)
$4.12LKR 1,366
$3.84Rp 68.6K
7.29%
Banana(1kg)
$0.57LKR 188
$1.56Rp 27.8K
-63.46%
Oranges(1kg)
$3.25LKR 1,078
$2.83Rp 50.6K
14.84%
Tomato(1kg)
$1.70LKR 563
$2.33Rp 41.5K
-27.04%
Potato(1kg)
$1.12LKR 370
$1.91Rp 34.2K
-41.36%
Onion(1kg)
$0.78LKR 258
$2.20Rp 39.3K
-64.55%
Lettuce(1 head)
$0.65LKR 216
$1.01Rp 18.1K
-35.64%
Water(1.5 liter bottle)
$0.41LKR 135
$0.78Rp 13.8K
-47.44%
Cigarettes 20 Pack(Marlboro, Camel)
$12.80LKR 4,245
$3.32Rp 59.2K
285.54%
Wine(Bottle)
$17.84LKR 5,914
$23.74Rp 423.9K
-24.85%
Local Beer(0.5 liter bottle)
$2.86LKR 948
$2.79Rp 49.8K
2.51%
Imported Beer(0.33 liter bottle)
-
$2.86Rp 51.1K
-
🚌 Getting Around
Jaffna
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.32LKR 105
$0.27Rp 4,800
18.52%
Public Transport Monthly Pass(Regular Price)
$3.43LKR 1,137
$8.03Rp 143.4K
-57.29%
Taxi Start(Normal Tariff)
$0.51LKR 169
$0.46Rp 8,150
10.87%
Taxi(Normal Tariff)(1km)
-
$0.45Rp 8,037
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.10Rp 108.9K
-
Gasoline(1 liter)
$1.01LKR 336
$0.79Rp 14.2K
27.85%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.1KRp 467.0M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$51.2KLKR 17.0M
$32.1KRp 573.6M
59.43%
🧾 Monthly Utilities & Internet
Jaffna
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$50.8LKR 16.8K
$79.9Rp 1.4M
-36.49%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.37LKR 1,117
$4.06Rp 72.6K
-17.00%
Internet(50+ Mbps, Unlimited Data)
-
$23.52Rp 420.0K
-
🎉 Sport & Entertainment
Jaffna
Ubud, Bali
Difference
Gym Membership(Monthly)
$6.81LKR 2,257
$98.7Rp 1.8M
-93.10%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
$1.95LKR 647
$4.15Rp 74.1K
-53.01%
🧸 Childcare & Education
Jaffna
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$304Rp 5.4M
-
International Primary School, 1 Child(Yearly)
-
$6,613Rp 118.1M
-
👕👟 Clothing & Footwear
Jaffna
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$40.42LKR 13.4K
$55.5Rp 991.8K
-27.22%
Summer Dress(H&M, Zara, etc)
-
$38.31Rp 684.1K
-
Sport Shoes(Adidas, Nike)
-
$88.6Rp 1.6M
-
Men's Leather Business Shoes
-
$77.9Rp 1.4M
-
🏠 Accommodation & Living
Jaffna
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$167LKR 55.3K
$1,006Rp 18.0M
-83.43%
1-bedroom Apartment, Outside City Center(Monthly)
$152LKR 50.4K
$675Rp 12.1M
-77.50%
3-bedroom Apartment, City Center(Monthly)
$254LKR 84.3K
$3,442Rp 61.5M
-92.61%
3-bedroom Apartment, Outside City Center(Monthly)
$217LKR 72.1K
$2,039Rp 36.4M
-89.34%
Buy Apartment in City Center(m2)
-
$2,841Rp 50.7M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Jaffna
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$165Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.28
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Jaffna: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $167 in Jaffna versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jaffna vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Jaffna and Ubud, Bali compare overall?
Monthly costs with rent: $499 in Jaffna, $1,419 in Ubud, Bali – roughly 185% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Jaffna compared to Ubud, Bali?
For a comfortable life, plan on about $748 per month in Jaffna and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Jaffna and Ubud, Bali?
Rent is clearly cheaper in Jaffna, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Jaffna and Ubud, Bali?
Public transport costs about 134% less in Jaffna. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more expensive overall: Jaffna or Ubud, Bali?
Monthly expenses with rent come to $499 in Jaffna and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Jaffna, where all-in costs run around $499, than in Ubud, Bali at $1,419. In Jaffna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Jaffna and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $499 in Jaffna to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Jaffna or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Jaffna and Ubud, Bali?
If budget matters most, go with Jaffna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.