Cost of Living Comparison Between Jaco Beach and Playa del Carmen Cost of Living Comparison Between Jaco Beach and Playa del Carmen

Monthly Cost of Living

Monthly costs for one person with rent: $1,315 in Jaco Beach versus $1,297 in Playa del Carmen.

Estimated couple costs with rent: $2,098 in Jaco Beach versus $2,181 in Playa del Carmen.

Monthly costs for a family of three with rent: $2,880 in Jaco Beach versus $3,065 in Playa del Carmen.

Living in Jaco Beach is roughly 1% more expensive than Playa del Carmen, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Jaco Beach 2% lower, Playa del Carmen 3% lower.

Currency
🍽 Eating Out
Jaco Beach
Playa del Carmen
Difference
Meal at Budget Restaurant
$7.30 ₡3,348
$11.73 MX$205
-37.77%
Three-Course Dinner for Two, Mid-Range
$39.91 ₡18.3K
$41.62 MX$727
-4.11%
Fast Food Meal (McDonalds, etc)
$8.75 ₡4,010
$10.64 MX$186
-17.76%
Cappuccino
$3.80 ₡1,742
$3.52 MX$61.4
7.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₡727
$1.51 MX$26.37
5.30%
Water (0.33 liter bottle)
$0.91 ₡419
$0.97 MX$17.00
-6.19%
Local Beer (0.5 liter draught)
$2.93 ₡1,341
$2.95 MX$51.5
-0.68%
Imported Beer (0.33 liter bottle)
$2.97 ₡1,360
$4.45 MX$77.8
-33.26%
🛒 Groceries & Markets
Jaco Beach
Playa del Carmen
Difference
Milk (1 liter)
$1.46 ₡670
$1.38 MX$24.16
5.80%
White Bread (500g)
$2.03 ₡929
$1.89 MX$33.03
7.41%
Rice (white) (1kg)
$2.13 ₡978
$1.64 MX$28.59
29.88%
Eggs
$2.46 ₡1,128
$2.51 MX$43.76
-1.99%
Local Cheese (1kg)
$9.81 ₡4,498
$8.34 MX$146
17.63%
Chicken Fillets (1kg)
$8.20 ₡3,761
$8.34 MX$146
-1.68%
Beef Round Steak (1kg)
$10.77 ₡4,937
$10.73 MX$187
0.37%
Apples (1kg)
$4.43 ₡2,033
$2.60 MX$45.47
70.38%
Banana (1kg)
$1.52 ₡697
$1.46 MX$25.45
4.11%
Oranges (1kg)
$4.24 ₡1,942
$1.90 MX$33.19
123.16%
Tomato (1kg)
$3.15 ₡1,442
$2.08 MX$36.26
51.44%
Potato (1kg)
$1.36 ₡622
$1.78 MX$31.01
-23.60%
Onion (1kg)
$1.29 ₡590
$2.19 MX$38.16
-41.10%
Lettuce (1 head)
$0.86 ₡394
$1.04 MX$18.16
-17.31%
Water (1.5 liter bottle)
$1.77 ₡811
$1.08 MX$18.80
63.89%
Cigarettes 20 Pack (Marlboro, Camel)
$5.39 ₡2,471
$4.08 MX$71.3
32.11%
Wine (Bottle)
$13.85 ₡6,351
$10.32 MX$180
34.21%
Local Beer (0.5 liter bottle)
$2.34 ₡1,071
$1.71 MX$29.90
36.84%
Imported Beer (0.33 liter bottle)
$1.97 ₡905
$2.58 MX$44.97
-23.64%
🚌 Getting Around
Jaco Beach
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.03 ₡474
$0.51 MX$8.90
101.96%
Public Transport Monthly Pass (Regular Price)
-
$26.46 MX$462
-
Taxi Start (Normal Tariff)
$1.79 ₡821
$3.26 MX$57.0
-45.09%
Taxi (Normal Tariff) (1km)
$1.84 ₡845
$2.49 MX$43.50
-26.10%
Taxi 1hour Waiting (Normal Tariff)
$8.00 ₡3,665
$3.25 MX$56.7
146.15%
Gasoline (1 liter)
$1.45 ₡667
$1.31 MX$22.83
10.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.4K ₡17.6M
$30.3K MX$528.8K
26.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.6K ₡14.9M
$23.4K MX$409.2K
39.13%
🧾 Monthly Utilities & Internet
Jaco Beach
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.1 ₡32.6K
$82.9 MX$1,447
-14.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.66 ₡9,928
$22.22 MX$388
-2.52%
Internet (50+ Mbps, Unlimited Data)
$42.49 ₡19.5K
$29.34 MX$512
44.82%
🎉 Sport & Entertainment
Jaco Beach
Playa del Carmen
Difference
Gym Membership (Monthly)
$47.14 ₡21.6K
$51.6 MX$902
-8.70%
Tennis Court (1 Hour on Weekend)
$23.68 ₡10.9K
$18.32 MX$320
29.26%
Cinema Ticket
$9.73 ₡4,460
$5.07 MX$88.5
91.91%
🧸 Childcare & Education
Jaco Beach
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$447 ₡204.8K
$201 MX$3,507
122.44%
International Primary School, 1 Child (Yearly)
$6,633 ₡3.0M
$5,212 MX$91.0K
27.28%
👕👟 Clothing & Footwear
Jaco Beach
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$62.2 ₡28.5K
$36.92 MX$645
68.34%
Summer Dress (H&M, Zara, etc)
$52.0 ₡23.8K
$39.79 MX$695
30.69%
Sport Shoes (Adidas, Nike)
$125 ₡57.4K
$78.5 MX$1,370
59.67%
Men's Leather Business Shoes
$109 ₡49.8K
$87.1 MX$1,521
24.79%
🏠 Accommodation & Living
Jaco Beach
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$556 ₡255.0K
$973 MX$17.0K
-42.79%
1-bedroom Apartment, Outside City Center (Monthly)
$495 ₡226.8K
$468 MX$8,168
5.77%
3-bedroom Apartment, City Center (Monthly)
$1,865 ₡854.9K
$1,641 MX$28.7K
13.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,044 ₡478.6K
$1,221 MX$21.3K
-14.48%
Buy Apartment in City Center (m2)
-
$3,946 MX$68.9K
-
Buy Apartment Outside City Center (m2)
-
$6,498 MX$113.5K
-
💵 Salaries & Financials
Jaco Beach
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$401 ₡184.0K
$664 MX$11.6K
-39.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.17
11.42
-10.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jaco Beach: June 1, 2026

Last update for Playa del Carmen: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $556 in Jaco Beach and $973 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Playa del Carmen pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40.00 in Jaco Beach vs $42.00 in Playa del Carmen. Groceries flip the comparison at $295 vs $249, with Playa del Carmen cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jaco Beach vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Jaco Beach?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 1% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Jaco Beach or Playa del Carmen?
On paper, Playa del Carmen earns 65% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Jaco Beach and Playa del Carmen?
Rent for a central apartment: $556 in Jaco Beach versus $973 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $447 in Jaco Beach versus $201 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Jaco Beach or Playa del Carmen?
Dining out is cheaper in Playa del Carmen – a meal for two runs $42.00 versus $40.00 in Jaco Beach. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Jaco Beach or Playa del Carmen?
At $1,297 in Playa del Carmen versus $1,315 in Jaco Beach, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Jaco Beach. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Jaco Beach or Playa del Carmen more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Jaco Beach, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Jaco Beach or Playa del Carmen?
Safety-wise, Jaco Beach and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 1% less than in Jaco Beach. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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