🙂Monthly costs for one person with rent: $1,259 in Playa del Carmen versus $1,344 in Jaco Beach.
😐Estimated couple costs with rent: $2,177 in Playa del Carmen versus $2,155 in Jaco Beach.
😐Monthly costs for a family of three with rent: $3,095 in Playa del Carmen versus $2,967 in Jaco Beach.
🌍Living in Playa del Carmen costs roughly 6% less than in Jaco Beach, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Playa del Carmen is 6% below, Jaco Beach is 1% above.
Currency
🍽 Eating Out
Playa del Carmen
Jaco Beach
Difference
Meal at Budget Restaurant
$11.95MX$209
$7.19₡3,242
66.20%
Three-Course Dinner for Two, Mid-Range
$41.94MX$734
$40.16₡18.1K
4.43%
Fast Food Meal(McDonalds, etc)
$10.42MX$182
$8.88₡4,006
17.34%
Cappuccino
$3.51MX$61.5
$3.86₡1,740
-9.07%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.52MX$26.56
$1.58₡711
-3.80%
Water(0.33 liter bottle)
$0.91MX$15.95
$0.99₡449
-8.08%
Local Beer(0.5 liter draught)
$3.04MX$53.2
$2.93₡1,322
3.75%
Imported Beer(0.33 liter bottle)
$4.37MX$76.5
$2.89₡1,304
51.21%
🛒 Groceries & Markets
Playa del Carmen
Jaco Beach
Difference
Milk(1 liter)
$1.42MX$24.89
$1.39₡628
2.16%
White Bread(500g)
$1.83MX$32.07
$1.98₡894
-7.58%
Rice(white)(1kg)
$1.63MX$28.63
$2.15₡971
-24.19%
Eggs
$2.54MX$44.48
$2.43₡1,095
4.53%
Local Cheese(1kg)
$8.57MX$150
$10.04₡4,527
-14.64%
Chicken Fillets(1kg)
$8.49MX$149
$8.30₡3,745
2.29%
Beef Round Steak(1kg)
$10.80MX$189
$10.76₡4,853
0.37%
Apples(1kg)
$2.75MX$48.25
$4.56₡2,057
-39.69%
Banana(1kg)
$1.44MX$25.16
$1.44₡648
-
Oranges(1kg)
$1.89MX$33.04
$4.29₡1,936
-55.94%
Tomato(1kg)
$2.17MX$38.01
$3.11₡1,404
-30.23%
Potato(1kg)
$1.78MX$31.17
$1.35₡608
31.85%
Onion(1kg)
$2.22MX$38.96
$1.35₡608
64.44%
Lettuce(1 head)
$1.07MX$18.72
$0.91₡411
17.58%
Water(1.5 liter bottle)
$1.08MX$18.91
$1.74₡783
-37.93%
Cigarettes 20 Pack(Marlboro, Camel)
$4.15MX$72.6
$5.33₡2,406
-22.14%
Wine(Bottle)
$10.45MX$183
$14.16₡6,387
-26.20%
Local Beer(0.5 liter bottle)
$1.74MX$30.53
$2.34₡1,054
-25.64%
Imported Beer(0.33 liter bottle)
$2.58MX$45.21
$1.94₡877
32.99%
🚌 Getting Around
Playa del Carmen
Jaco Beach
Difference
One-way Ticket(Public Transport)
$0.51MX$8.99
$1.01₡457
-49.50%
Public Transport Monthly Pass(Regular Price)
$25.94MX$454
-
-
Taxi Start(Normal Tariff)
$3.21MX$56.2
$1.86₡839
72.58%
Taxi(Normal Tariff)(1km)
$2.50MX$43.83
$1.79₡806
39.66%
Taxi 1hour Waiting(Normal Tariff)
$3.19MX$55.8
$7.70₡3,474
-58.57%
Gasoline(1 liter)
$1.26MX$22.01
$1.41₡638
-10.64%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7KMX$520.0K
$37.6K₡17.0M
-21.08%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KMX$414.8K
$32.8K₡14.8M
-27.82%
🧾 Monthly Utilities & Internet
Playa del Carmen
Jaco Beach
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,437
$72.8₡32.8K
12.69%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.73MX$398
$21.44₡9,672
6.02%
Internet(50+ Mbps, Unlimited Data)
$29.42MX$515
$43.10₡19.4K
-31.74%
🎉 Sport & Entertainment
Playa del Carmen
Jaco Beach
Difference
Gym Membership(Monthly)
$52.2MX$914
$47.12₡21.3K
10.76%
Tennis Court(1 Hour on Weekend)
$18.45MX$323
$23.97₡10.8K
-23.03%
Cinema Ticket
$4.93MX$86.4
$9.68₡4,364
-49.07%
🧸 Childcare & Education
Playa del Carmen
Jaco Beach
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$202MX$3,534
$446₡201.0K
-54.72%
International Primary School, 1 Child(Yearly)
$5,217MX$91.4K
$6,679₡3.0M
-21.90%
👕👟 Clothing & Footwear
Playa del Carmen
Jaco Beach
Difference
Jeans(Levis 501 Or Similar)
$35.93MX$629
$62.6₡28.2K
-42.58%
Summer Dress(H&M, Zara, etc)
$40.33MX$706
$50.6₡22.8K
-20.22%
Sport Shoes(Adidas, Nike)
$79.9MX$1,399
$127₡57.3K
-37.11%
Men's Leather Business Shoes
$89.3MX$1,564
$107₡48.2K
-16.38%
🏠 Accommodation & Living
Playa del Carmen
Jaco Beach
Difference
1-bedroom Apartment, City Center(Monthly)
$948MX$16.6K
$551₡248.7K
72.01%
1-bedroom Apartment, Outside City Center(Monthly)
$465MX$8,150
$503₡227.0K
-7.54%
3-bedroom Apartment, City Center(Monthly)
$1,630MX$28.5K
$1,859₡838.6K
-12.34%
3-bedroom Apartment, Outside City Center(Monthly)
$1,193MX$20.9K
$1,018₡459.0K
17.22%
Buy Apartment in City Center(m2)
$3,933MX$68.9K
-
-
Buy Apartment Outside City Center(m2)
$6,428MX$112.6K
-
-
💵 Salaries & Financials
Playa del Carmen
Jaco Beach
Difference
Average Monthly Net Salary(After Tax)
$658MX$11.5K
$396₡178.4K
66.40%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
10.17
12.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: July 20, 2026
Last update for Jaco Beach: July 19, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $948 in Playa del Carmen and $551 in Jaco Beach. Housing cost is often the main lever when comparing two cities.
💰Playa del Carmen pays 66% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $42.00 in Playa del Carmen vs $40.00 in Jaco Beach. Groceries flip the comparison at $252 vs $295, with Playa del Carmen cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Jaco Beach: Cost of Living - Frequently Asked Questions
Is Jaco Beach cheaper than Playa del Carmen?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 7% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Playa del Carmen or Jaco Beach?
Average pay runs 66% higher in Playa del Carmen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Playa del Carmen and Jaco Beach?
Rent for a central apartment: $948 in Playa del Carmen versus $551 in Jaco Beach. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $202 in Playa del Carmen versus $446 in Jaco Beach. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Playa del Carmen or in Jaco Beach?
Dining out is cheaper in Playa del Carmen – a meal for two runs $42.00 versus $40.00 in Jaco Beach. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Playa del Carmen or in Jaco Beach?
At $1,259 in Playa del Carmen versus $1,344 in Jaco Beach, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Jaco Beach. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Playa del Carmen or Jaco Beach more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Jaco Beach, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Playa del Carmen or Jaco Beach?
Safety-wise, Playa del Carmen and Jaco Beach are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 7% less than in Jaco Beach. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Playa del Carmen vs other spots: cost of living compared