Cost of Living Comparison Between Playa del Carmen and Jaco Beach Cost of Living Comparison Between Playa del Carmen and Jaco Beach

Monthly Cost of Living

Monthly costs for one person with rent: $1,262 in Playa del Carmen versus $1,318 in Jaco Beach.

Estimated couple costs with rent: $2,158 in Playa del Carmen versus $2,123 in Jaco Beach.

Monthly costs for a family of three with rent: $3,054 in Playa del Carmen versus $2,928 in Jaco Beach.

Living in Playa del Carmen costs roughly 4% less than in Jaco Beach, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Playa del Carmen 6% lower, Jaco Beach 2% lower.

Currency
🍽 Eating Out
Playa del Carmen
Jaco Beach
Difference
Meal at Budget Restaurant
$11.61 MX$201
$6.98 ₡3,189
66.33%
Three-Course Dinner for Two, Mid-Range
$42.75 MX$742
$39.46 ₡18.0K
8.34%
Fast Food Meal (McDonalds, etc)
$10.60 MX$184
$9.11 ₡4,162
16.36%
Cappuccino
$3.59 MX$62.3
$3.95 ₡1,806
-9.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.45 MX$25.21
$1.53 ₡701
-5.23%
Water (0.33 liter bottle)
$0.90 MX$15.58
$0.92 ₡422
-2.17%
Local Beer (0.5 liter draught)
$3.03 MX$52.6
$2.95 ₡1,345
2.71%
Imported Beer (0.33 liter bottle)
$4.56 MX$79.2
$2.90 ₡1,324
57.24%
🛒 Groceries & Markets
Playa del Carmen
Jaco Beach
Difference
Milk (1 liter)
$1.45 MX$25.20
$1.39 ₡635
4.32%
White Bread (500g)
$1.83 MX$31.72
$2.01 ₡917
-8.96%
Rice (white) (1kg)
$1.61 MX$27.92
$2.15 ₡983
-25.12%
Eggs
$2.54 MX$44.05
$2.42 ₡1,108
4.96%
Local Cheese (1kg)
$8.54 MX$148
$9.68 ₡4,421
-11.78%
Chicken Fillets (1kg)
$8.47 MX$147
$8.36 ₡3,819
1.32%
Beef Round Steak (1kg)
$10.86 MX$189
$11.10 ₡5,072
-2.16%
Apples (1kg)
$2.73 MX$47.37
$4.61 ₡2,108
-40.78%
Banana (1kg)
$1.49 MX$25.91
$1.52 ₡696
-1.97%
Oranges (1kg)
$1.94 MX$33.73
$4.12 ₡1,884
-52.91%
Tomato (1kg)
$2.16 MX$37.57
$3.15 ₡1,437
-31.43%
Potato (1kg)
$1.85 MX$32.05
$1.38 ₡632
34.06%
Onion (1kg)
$2.19 MX$38.00
$1.33 ₡610
64.66%
Lettuce (1 head)
$1.07 MX$18.62
$0.89 ₡408
20.22%
Water (1.5 liter bottle)
$1.08 MX$18.81
$1.78 ₡812
-39.33%
Cigarettes 20 Pack (Marlboro, Camel)
$4.06 MX$70.5
$5.15 ₡2,353
-21.17%
Wine (Bottle)
$10.46 MX$182
$13.93 ₡6,365
-24.91%
Local Beer (0.5 liter bottle)
$1.65 MX$28.71
$2.42 ₡1,106
-31.82%
Imported Beer (0.33 liter bottle)
$2.55 MX$44.23
$1.97 ₡901
29.44%
🚌 Getting Around
Playa del Carmen
Jaco Beach
Difference
One-way Ticket (Public Transport)
$0.56 MX$9.65
$1.00 ₡458
-44.00%
Public Transport Monthly Pass (Regular Price)
$26.20 MX$455
-
-
Taxi Start (Normal Tariff)
$3.14 MX$54.5
$1.88 ₡857
67.02%
Taxi (Normal Tariff) (1km)
$2.37 MX$41.17
$1.81 ₡827
30.94%
Taxi 1hour Waiting (Normal Tariff)
$3.24 MX$56.2
$7.96 ₡3,637
-59.30%
Gasoline (1 liter)
$1.31 MX$22.81
$1.47 ₡673
-10.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K MX$530.2K
$37.9K ₡17.3M
-19.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8K MX$413.6K
$31.9K ₡14.6M
-25.36%
🧾 Monthly Utilities & Internet
Playa del Carmen
Jaco Beach
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.1 MX$1,443
$71.0 ₡32.4K
17.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.15 MX$385
$22.01 ₡10.1K
0.64%
Internet (50+ Mbps, Unlimited Data)
$29.37 MX$510
$42.16 ₡19.3K
-30.34%
🎉 Sport & Entertainment
Playa del Carmen
Jaco Beach
Difference
Gym Membership (Monthly)
$51.2 MX$889
$47.47 ₡21.7K
7.84%
Tennis Court (1 Hour on Weekend)
$18.69 MX$324
$24.05 ₡11.0K
-22.29%
Cinema Ticket
$4.89 MX$84.9
$10.00 ₡4,567
-51.10%
🧸 Childcare & Education
Playa del Carmen
Jaco Beach
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$199 MX$3,449
$444 ₡202.7K
-55.23%
International Primary School, 1 Child (Yearly)
$5,207 MX$90.4K
$6,662 ₡3.0M
-21.84%
👕👟 Clothing & Footwear
Playa del Carmen
Jaco Beach
Difference
Jeans (Levis 501 Or Similar)
$35.93 MX$624
$61.4 ₡28.0K
-41.48%
Summer Dress (H&M, Zara, etc)
$39.39 MX$684
$50.5 ₡23.1K
-22.02%
Sport Shoes (Adidas, Nike)
$80.3 MX$1,394
$125 ₡57.1K
-35.78%
Men's Leather Business Shoes
$87.6 MX$1,520
$109 ₡49.6K
-19.40%
🏠 Accommodation & Living
Playa del Carmen
Jaco Beach
Difference
1-bedroom Apartment, City Center (Monthly)
$963 MX$16.7K
$547 ₡249.8K
76.15%
1-bedroom Apartment, Outside City Center (Monthly)
$482 MX$8,370
$494 ₡225.6K
-2.36%
3-bedroom Apartment, City Center (Monthly)
$1,645 MX$28.6K
$1,893 ₡864.7K
-13.09%
3-bedroom Apartment, Outside City Center (Monthly)
$1,192 MX$20.7K
$1,041 ₡475.4K
14.54%
Buy Apartment in City Center (m2)
$3,957 MX$68.7K
-
-
Buy Apartment Outside City Center (m2)
$6,513 MX$113.1K
-
-
💵 Salaries & Financials
Playa del Carmen
Jaco Beach
Difference
Average Monthly Net Salary (After Tax)
$726 MX$12.6K
$397 ₡181.3K
83.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.42
10.17
12.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: April 12, 2026

Last update for Jaco Beach: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $963 in Playa del Carmen and $547 in Jaco Beach. Housing cost is often the main lever when comparing two cities.

Playa del Carmen pays 83% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $43 in Playa del Carmen vs $39 in Jaco Beach. Groceries flip the comparison at $253 vs $297, with Playa del Carmen cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Jaco Beach: Cost of Living - Frequently Asked Questions
Is Jaco Beach cheaper than Playa del Carmen?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 4% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Playa del Carmen or Jaco Beach?
Playa del Carmen pays 83% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Playa del Carmen and Jaco Beach?
Rent for a central apartment: $963 in Playa del Carmen versus $547 in Jaco Beach. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $199 in Playa del Carmen versus $444 in Jaco Beach. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Playa del Carmen or Jaco Beach?
Dining out is cheaper in Playa del Carmen – a meal for two runs $43.00 versus $39.00 in Jaco Beach. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Playa del Carmen or Jaco Beach?
At $1,262 in Playa del Carmen versus $1,318 in Jaco Beach, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Jaco Beach. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Playa del Carmen or Jaco Beach more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Jaco Beach, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Playa del Carmen or Jaco Beach?
Safety-wise, Playa del Carmen and Jaco Beach are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 4% less than in Jaco Beach. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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