Last update: Nov 2026

Cost of Living Comparison Between Jaco Beach and New York, NY

For one person, living is cheaper in Jaco Beach: $1,447 a month against $4,906 in New York, NY, rent and utilities included – about $41,500 less a year. Rent and utilities account for most of the difference.

Jaco Beach, Costa Rica
New York, NY, United States
Jaco Beach
🇨🇷 Costa Rica
$1,447
/mo nomad
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Monthly Cost of Living

How much you'll spend in Jaco Beach and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jaco Beach and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,447 in Jaco Beach versus $4,906 in New York, NY.

  • Jaco Beach $1,447
  • New York, NY $4,906

Estimated couple costs with rent: $2,307 in Jaco Beach versus $7,273 in New York, NY.

  • Jaco Beach $2,307
  • New York, NY $7,273

Monthly costs for a family of three with rent: $3,167 in Jaco Beach versus $9,641 in New York, NY.

  • Jaco Beach $3,167
  • New York, NY $9,641

Living in Jaco Beach costs roughly 71% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Jaco Beach 7% above, New York, NY 263% above.

Currency
🍽 Eating Out
Jaco Beach
New York, NY
Difference
Meal at Budget Restaurant
$11.77 ₡5,290
$26.93 $26.93
-56.29%
Three-Course Dinner for Two, Mid-Range
$44.47 ₡20.0K
$117 $117
-61.92%
Fast Food Meal (McDonalds, etc)
$9.85 ₡4,430
$14.60 $14.60
-32.53%
Cappuccino
$3.96 ₡1,782
$6.54 $6.54
-39.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.31 ₡1,038
$3.86 $3.86
-40.16%
Water (0.33 liter bottle)
$1.87 ₡839
$2.95 $2.95
-36.61%
Local Beer (0.5 liter draught)
$3.21 ₡1,443
$8.08 $8.08
-60.27%
Imported Beer (0.33 liter bottle)
$4.33 ₡1,945
$9.85 $9.85
-56.04%
🛒 Groceries & Markets
Jaco Beach
New York, NY
Difference
Milk (1 liter)
$1.91 ₡858
$1.31 $1.31
45.80%
White Bread (500g)
$2.19 ₡986
$4.97 $4.97
-55.94%
Rice (white) (1kg)
$2.45 ₡1,103
$7.70 $7.70
-68.18%
Eggs
$2.67 ₡1,202
$6.09 $6.09
-56.16%
Local Cheese (1kg)
$10.87 ₡4,885
$19.55 $19.55
-44.40%
Chicken Fillets (1kg)
$8.83 ₡3,972
$17.59 $17.59
-49.80%
Beef Round Steak (1kg)
$11.97 ₡5,382
$20.26 $20.26
-40.92%
Apples (1kg)
$4.90 ₡2,204
$6.99 $6.99
-29.90%
Banana (1kg)
$1.63 ₡731
$2.21 $2.21
-26.24%
Oranges (1kg)
$4.63 ₡2,082
$6.72 $6.72
-31.10%
Tomato (1kg)
$3.60 ₡1,618
$7.12 $7.12
-49.44%
Potato (1kg)
$1.49 ₡672
$4.61 $4.61
-67.68%
Onion (1kg)
$1.41 ₡636
$4.78 $4.78
-70.50%
Lettuce (1 head)
$0.94 ₡421
$2.87 $2.87
-67.25%
Water (1.5 liter bottle)
$1.95 ₡875
$2.69 $2.69
-27.51%
Cigarettes 20 Pack (Marlboro, Camel)
$5.80 ₡2,610
$19.14 $19.14
-69.70%
Wine (Bottle)
$13.89 ₡6,243
$19.63 $19.63
-29.24%
Local Beer (0.5 liter bottle)
$2.55 ₡1,145
$3.32 $3.32
-23.19%
Imported Beer (0.33 liter bottle)
$2.22 ₡999
$4.19 $4.19
-47.02%
🚌 Getting Around
Jaco Beach
New York, NY
Difference
One-way Ticket (Public Transport)
-
$3.02 $3.02
-
Public Transport Monthly Pass (Regular Price)
-
$139 $139
-
Taxi Start (Normal Tariff)
$2.24 ₡1,006
$3.04 $3.04
-26.32%
Taxi (Normal Tariff) (1km)
$1.79 ₡805
$2.20 $2.20
-18.64%
Taxi 1hour Waiting (Normal Tariff)
$7.84 ₡3,523
$41.33 $41.33
-81.03%
Gasoline (1 liter)
$1.58 ₡708
$1.13 $1.13
39.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.0K ₡15.3M
$34.5K $34.5K
-1.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.9K ₡19.3M
$25.8K $25.8K
66.01%
🧾 Monthly Utilities & Internet
Jaco Beach
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.6 ₡34.9K
$232 $232
-66.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.96 ₡10.8K
$71.0 $71.0
-66.27%
Internet (50+ Mbps, Unlimited Data)
$47.25 ₡21.2K
$67.7 $67.7
-30.16%
🎉 Sport & Entertainment
Jaco Beach
New York, NY
Difference
Gym Membership (Monthly)
$52.6 ₡23.6K
$115 $115
-54.43%
Tennis Court (1 Hour on Weekend)
-
$76.8 $76.8
-
Cinema Ticket
$7.90 ₡3,551
$22.41 $22.41
-64.75%
🧸 Childcare & Education
Jaco Beach
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 ₡221.9K
$3,606 $3,606
-86.31%
International Primary School, 1 Child (Yearly)
$7,305 ₡3.3M
$68.7K $68.7K
-89.37%
👕👟 Clothing & Footwear
Jaco Beach
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$24.54 ₡11.0K
$79.3 $79.3
-69.03%
Summer Dress (H&M, Zara, etc)
$56.2 ₡25.2K
$51.4 $51.4
9.24%
Sport Shoes (Adidas, Nike)
$128 ₡57.7K
$121 $121
5.93%
Men's Leather Business Shoes
$132 ₡59.4K
$140 $140
-5.90%
🏠 Accommodation & Living
Jaco Beach
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$743 ₡334.2K
$4,555 $4,555
-83.68%
1-bedroom Apartment, Outside City Center (Monthly)
$528 ₡237.5K
$3,040 $3,040
-82.62%
3-bedroom Apartment, City Center (Monthly)
$1,933 ₡869.3K
$9,742 $9,742
-80.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,109 ₡498.8K
$5,331 $5,331
-79.19%
Buy Apartment in City Center (m2)
-
$18.2K $18.2K
-
Buy Apartment Outside City Center (m2)
-
$6,685 $6,685
-
💵 Salaries & Financials
Jaco Beach
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$396 ₡178.0K
$5,096 $5,096
-92.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
6.89
25.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jaco Beach: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Jaco Beach
$528
New York, NY
$3K 476% $2.5K
Groceries & Markets
Jaco Beach
$324
New York, NY
$567 74.9% $243
Eating Out
Jaco Beach
$213
New York, NY
$425 99.9% $212
Clothing & Footwear
Jaco Beach
$154
New York, NY
$176 15% $23
Monthly Utilities & Internet
Jaco Beach
$149
New York, NY
$371 149% $222
Sport & Entertainment
Jaco Beach
$68
New York, NY
$160 134% $92
Getting Around
Jaco Beach
$11 *
New York, NY
$165 1379% $154

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $743 in Jaco Beach and $4,555 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays about 13 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $44 in Jaco Beach vs $117 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $324 vs $567 per month, with Jaco Beach cheaper across the board.

Good to know
🇨🇷 Jaco Beach
🇺🇸 New York, NY
🕒 Local time
03:54 3:54 AM
04:54 4:54 AM
1 h ahead of Jaco Beach
🌤 Weather
👥 Population
8,804,190
Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

Costa Rican Colón exchange rates as of November 6, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 505 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Jaco Beach New York, NY 3,600 km ≈ 5 h nonstop flight
From you
  • Jaco Beach
  • New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jaco Beach vs New York, NY: Cost of Living - Frequently Asked Questions
Is Jaco Beach cheaper than New York, NY?
Jaco Beach is about 71% cheaper overall, especially in groceries, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Jaco Beach or New York, NY?
On paper, salaries run 92% lower in Jaco Beach. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Jaco Beach and New York, NY?
Rent for a central apartment: $743 in Jaco Beach versus $4,555 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $494 in Jaco Beach versus $3,606 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Jaco Beach or in New York, NY?
Dining out is cheaper in Jaco Beach – a meal for two runs $44 versus $117 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Is Jaco Beach or New York, NY more family-friendly?
For families, Jaco Beach is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is the better choice to relocate to?
It comes down to priorities – Jaco Beach wins on affordability, New York, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

Jaco Beach vs other spots: cost of living compared

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