Last update: Oct 2026

Cost of Living Comparison Between Island Garden City of Samal and Sydney

For one person, living is cheaper in Island Garden City of Samal: $747 a month against $3,152 in Sydney, rent and utilities included – about $28,900 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Island Garden City of Samal
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Island Garden City of Samal Living Index
155

Cost of Living Index in Sydney
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Sydney Living Index

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Island Garden City of Samal

🇵🇭 Philippines

$747

/mo nomad

Sydney

🇦🇺 Australia

$3,152

/mo nomad

Monthly Cost of Living

How much you'll spend in Island Garden City of Samal and in Sydney

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Island Garden City of Samal and in Sydney actually costs, broken down by who's living it.

A single person spends $747 per month in Island Garden City of Samal vs $3,152 in Sydney, rent included.

Island Garden City of Samal $747
Sydney $3,152

A couple spends around $1,102 per month in Island Garden City of Samal vs $4,710 in Sydney, rent included.

Island Garden City of Samal $1,102
Sydney $4,710

A family of three spends $1,457 per month in Island Garden City of Samal vs $6,268 in Sydney, rent included.

Island Garden City of Samal $1,457
Sydney $6,268

Island Garden City of Samal is about 76% cheaper than Sydney, and outside of rent the biggest gap is in eating out.

Island Garden City of Samal sits 45% below the global median, while Sydney is 133% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.22 ₱76.6

$17.57 A$25.29

-93.06%

Three-Course Dinner for Two, Mid-Range

$17.02 ₱1,072

$91.5 A$132

-81.39%

Fast Food Meal (McDonalds, etc)

$4.07 ₱256

$11.96 A$17.21

-65.97%

Cappuccino

$2.18 ₱137

$4.07 A$5.85

-46.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₱65.7

$2.85 A$4.10

-63.51%

Water (0.33 liter bottle)

$0.64 ₱40.33

$2.25 A$3.24

-71.56%

Local Beer (0.5 liter draught)

$1.18 ₱74.5

$7.60 A$10.94

-84.47%

Imported Beer (0.33 liter bottle)

$1.98 ₱125

$7.43 A$10.69

-73.35%

Milk (1 liter)

$2.03 ₱128

$1.66 A$2.38

22.29%

White Bread (500g)

$1.14 ₱71.5

$2.78 A$4.00

-58.99%

Rice (white) (1kg)

$0.88 ₱55.2

$2.42 A$3.49

-63.64%

Eggs

$1.87 ₱118

$5.64 A$8.12

-66.84%

Local Cheese (1kg)

$6.26 ₱394

$11.71 A$16.85

-46.54%

Chicken Fillets (1kg)

$4.64 ₱292

$9.66 A$13.89

-51.97%

Beef Round Steak (1kg)

$9.10 ₱573

$16.75 A$24.10

-45.67%

Apples (1kg)

$2.73 ₱172

$4.07 A$5.85

-32.92%

Banana (1kg)

$1.12 ₱70.4

$3.25 A$4.68

-65.54%

Oranges (1kg)

$2.38 ₱150

$3.44 A$4.96

-30.81%

Tomato (1kg)

$1.14 ₱71.7

$4.28 A$6.16

-73.36%

Potato (1kg)

$1.98 ₱125

$3.28 A$4.72

-39.63%

Onion (1kg)

$3.41 ₱215

$2.30 A$3.30

48.26%

Lettuce (1 head)

$1.21 ₱76.0

$2.30 A$3.31

-47.39%

Water (1.5 liter bottle)

$0.72 ₱45.46

$1.21 A$1.74

-40.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.49 ₱156

$43.71 A$62.9

-94.30%

Wine (Bottle)

$7.76 ₱489

$13.88 A$19.97

-44.09%

Local Beer (0.5 liter bottle)

$1.23 ₱77.5

$3.90 A$5.62

-68.46%

Imported Beer (0.33 liter bottle)

$1.68 ₱106

$3.91 A$5.63

-57.03%

One-way Ticket (Public Transport)

$0.29 ₱18.09

$3.04 A$4.38

-90.46%

Public Transport Monthly Pass (Regular Price)

$11.62 ₱732

$150 A$216

-92.27%

Taxi Start (Normal Tariff)

$0.83 ₱52.0

$3.38 A$4.86

-75.44%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.83

$1.56 A$2.24

-83.97%

Taxi 1hour Waiting (Normal Tariff)

$1.92 ₱121

$40.01 A$57.6

-95.20%

Gasoline (1 liter)

$1.24 ₱78.0

$1.40 A$2.01

-11.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.1K A$41.9K

-27.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$30.1K A$43.4K

-37.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.4 ₱6,196

$223 A$320

-55.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.24 ₱1,211

$27.16 A$39.08

-29.16%

Internet (50+ Mbps, Unlimited Data)

$31.01 ₱1,952

$55.8 A$80.3

-44.45%

Gym Membership (Monthly)

$29.89 ₱1,882

$74.6 A$107

-59.94%

Tennis Court (1 Hour on Weekend)

$4.57 ₱288

$23.99 A$34.52

-80.95%

Cinema Ticket

$4.87 ₱307

$17.56 A$25.27

-72.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$107 ₱6,729

$2,196 A$3,160

-95.13%

International Primary School, 1 Child (Yearly)

$7,691 ₱484.2K

$28.2K A$40.6K

-72.71%

Jeans (Levis 501 Or Similar)

$33.60 ₱2,115

$78.4 A$113

-57.16%

Summer Dress (H&M, Zara, etc)

$19.67 ₱1,238

$68.4 A$98.5

-71.26%

Sport Shoes (Adidas, Nike)

$70.4 ₱4,433

$111 A$160

-36.69%

Men's Leather Business Shoes

$62.4 ₱3,929

$134 A$193

-53.58%

1-bedroom Apartment, City Center (Monthly)

$250 ₱15.7K

$2,500 A$3,598

-90.02%

1-bedroom Apartment, Outside City Center (Monthly)

$197 ₱12.4K

$1,709 A$2,460

-88.49%

3-bedroom Apartment, City Center (Monthly)

$504 ₱31.7K

$4,946 A$7,117

-89.81%

3-bedroom Apartment, Outside City Center (Monthly)

$315 ₱19.8K

$3,022 A$4,349

-89.58%

Buy Apartment in City Center (m2)

$2,056 ₱129.4K

$13.2K A$18.9K

-84.39%

Buy Apartment Outside City Center (m2)

$1,083 ₱68.2K

$8,370 A$12.0K

-87.07%

Average Monthly Net Salary (After Tax)

$4,113 A$5,919

20-Year Fixed Mortgage Interest Rate (Annual %)

8.31

5.84

42.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Island Garden City of Samal: October 11, 2026

Last update for Sydney: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Island Garden City of Samal

$199 26.6%

Sydney

$379 12% 90.4% $180

Accommodation & Living

Island Garden City of Samal

$197 26.3%

Sydney

$1.7K 54.2% 769% $1.5K

Monthly Utilities & Internet

Island Garden City of Samal

$149 19.9%

Sydney

$306 9.7% 106% $157

Clothing & Footwear

Island Garden City of Samal

$84 11.2%

Sydney

$177 5.6% 111% $93

Eating Out

Island Garden City of Samal

$65 8.7%

Sydney

$299 9.5% 362% $234

Sport & Entertainment

Island Garden City of Samal

$40 5.3%

Sydney

$110 3.5% 177% $70

Getting Around

Island Garden City of Samal

$15 2%

Sydney

$174 5.5% 1069% $159

Cost Breakdown

A central one-bedroom costs $250 in Island Garden City of Samal versus $2,500 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $17.00 in Island Garden City of Samal versus $91.0 in Sydney. Monthly groceries follow the same trend: $199 vs $379 – making Island Garden City of Samal the more affordable choice for daily food spending.

Good to know

🇵🇭 Island Garden City of Samal

🇦🇺 Sydney

🕒 Local time

05:31 5:31 AM

08:31 8:31 AM

3 h ahead of Island Garden City of Samal

🌤 Weather

👥 Population

116,771

4,840,600

💱 Currency

Philippine Peso PHP ₱

Australian Dollar AUD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Island Garden City of Samal Sydney 5,290 km ≈ 7 h nonstop flight

From you

Island Garden City of Samal
Sydney

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Island Garden City of Samal vs Sydney: Cost of Living - Frequently Asked Questions

Sydney costs about 322% more than Island Garden City of Samal, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,121 per month in Island Garden City of Samal and $4,728 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Island Garden City of Samal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $747 in Island Garden City of Samal and $3,152 in Sydney. That's a gap of about 322%.

Public transport costs about 1193% less in Island Garden City of Samal. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Island Garden City of Samal, where all-in costs run around $747, than in Sydney at $3,152. In Island Garden City of Samal it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Island Garden City of Samal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Island Garden City of Samal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.