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Cost of Living Comparison Between Islamabad and Muzaffarabad Cost of Living Comparison Between Islamabad and Muzaffarabad

๐Ÿ˜ Solo nomad: Islamabad is 73.4% more expensive than Muzaffarabad without rent, and 85.1% more expensive with rent.
๐Ÿ˜ Family of 3: Islamabad is 55.9% more expensive than Muzaffarabad without rent, and 71.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Islamabad
Muzaffarabad
Difference
Meal at Budget Restaurant
$2.76 PKRย 779
$1.38 PKRย 388
100.00%
Three-Course Dinner for Two, Mid-Range
$14.05 PKRย 3,963
$14.38 PKRย 4,054
-2.29%
Fast Food Meal (McDonalds, etc)
$5.44 PKRย 1,534
$2.10 PKRย 591
159.05%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.73 PKRย 489
$1.38 PKRย 390
25.36%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.81 PKRย 1,074
$3.49 PKRย 984
9.17%
Cappuccino
$2.00 PKRย 563
$1.05 PKRย 295
90.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 PKRย 110
$0.34 PKRย 96.0
14.71%
Water (0.33 liter bottle)
$0.24 PKRย 68.0
$0.23 PKRย 64.9
4.35%
๐Ÿ›’ Groceries & Markets
Islamabad
Muzaffarabad
Difference
Milk (1 liter)
$0.99 PKRย 280
$0.79 PKRย 222
25.32%
White Bread (500g)
$0.67 PKRย 189
$0.52 PKRย 147
28.85%
Rice (white) (1kg)
$1.23 PKRย 348
$1.22 PKRย 345
0.82%
Eggs
$1.23 PKRย 346
$1.12 PKRย 316
9.82%
Local Cheese (1kg)
$6.33 PKRย 1,786
$6.17 PKRย 1,739
2.59%
Chicken Fillets (1kg)
$3.38 PKRย 954
$2.61 PKRย 736
29.50%
Beef Round Steak (1kg)
$4.33 PKRย 1,222
$2.97 PKRย 838
45.79%
Apples (1kg)
$1.04 PKRย 294
$0.96 PKRย 272
8.33%
Banana (1kg)
$0.78 PKRย 220
$0.69 PKRย 194
13.04%
Oranges (1kg)
$0.96 PKRย 272
$0.54 PKRย 153
77.78%
Tomato (1kg)
$0.56 PKRย 157
$0.44 PKRย 123
27.27%
Potato (1kg)
$0.41 PKRย 117
$0.37 PKRย 103
10.81%
Onion (1kg)
$0.57 PKRย 162
$0.43 PKRย 122
32.56%
Lettuce (1 head)
$0.33 PKRย 94.1
$0.26 PKRย 74.0
26.92%
Water (1.5 liter bottle)
$0.37 PKRย 106
$0.34 PKRย 94.5
8.82%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.92 PKRย 543
$1.50 PKRย 422
28.00%
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.86 PKRย 242
$1.03 PKRย 291
-16.50%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.97 PKRย 555
$2.38 PKRย 670
-17.23%
Cigarettes 20 Pack (Marlboro, Camel)
$2.14 PKRย 604
$1.45 PKRย 409
47.59%
๐ŸšŒ Getting Around
Islamabad
Muzaffarabad
Difference
One-way Ticket (Public Transport)
$0.19 PKRย 53.6
$0.36 PKRย 102
-47.22%
Public Transport Monthly Pass (Regular Price)
$7.25 PKRย 2,044
$7.27 PKRย 2,051
-0.28%
Taxi Start (Normal Tariff)
$0.86 PKRย 243
$0.89 PKRย 252
-3.37%
Taxi (Normal Tariff) (1km)
$0.44 PKRย 124
$0.32 PKRย 91.5
37.50%
Taxi 1hour Waiting (Normal Tariff)
$2.81 PKRย 793
$2.66 PKRย 750
5.64%
Gasoline (1 liter)
$0.90 PKRย 254
$0.91 PKRย 258
-1.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K PKRย 5.9M
$18.0K PKRย 5.1M
16.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K PKRย 7.4M
$23.1K PKRย 6.5M
13.34%
๐Ÿงพ Monthly Utilities & Internet
Islamabad
Muzaffarabad
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 PKRย 31.2K
$53.8 PKRย 15.2K
105.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.53 PKRย 1,559
$4.16 PKRย 1,172
32.93%
Internet (50+ Mbps, Unlimited Data)
$18.50 PKRย 5,217
$11.65 PKRย 3,285
58.80%
๐ŸŽ‰ Sport & Entertainment
Islamabad
Muzaffarabad
Difference
Gym Membership (Monthly)
$22.98 PKRย 6,481
$7.23 PKRย 2,039
217.84%
Tennis Court (1 Hour on Weekend)
$6.07 PKRย 1,711
$5.16 PKRย 1,456
17.64%
Cinema Ticket
$4.29 PKRย 1,211
$3.48 PKRย 982
23.28%
๐Ÿงธ Childcare & Education
Islamabad
Muzaffarabad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$59.1 PKRย 16.7K
$24.44 PKRย 6,891
141.78%
International Primary School, 1 Child (Yearly)
$2,792 PKRย 787.2K
$962 PKRย 271.4K
190.04%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Islamabad
Muzaffarabad
Difference
Jeans (Levis 501 Or Similar)
$21.28 PKRย 6,001
$5.16 PKRย 1,456
312.40%
Summer Dress (H&M, Zara, etc)
$28.32 PKRย 7,987
$8.66 PKRย 2,442
227.02%
Sport Shoes (Adidas, Nike)
$89.1 PKRย 25.1K
$87.9 PKRย 24.8K
1.41%
Men's Leather Business Shoes
$40.51 PKRย 11.4K
$10.71 PKRย 3,019
278.24%
๐Ÿ  Accommodation & Living
Islamabad
Muzaffarabad
Difference
1-bedroom Apartment, City Center (Monthly)
$196 PKRย 55.3K
$59.2 PKRย 16.7K
231.26%
1-bedroom Apartment, Outside City Center (Monthly)
$110 PKRย 30.9K
$26.76 PKRย 7,545
309.87%
3-bedroom Apartment, City Center (Monthly)
$517 PKRย 145.7K
$141 PKRย 39.9K
265.25%
3-bedroom Apartment, Outside City Center (Monthly)
$294 PKRย 82.8K
$108 PKRย 30.5K
171.56%
Buy Apartment in City Center (m2)
$1,529 PKRย 431.2K
$647 PKRย 182.5K
136.34%
Buy Apartment Outside City Center (m2)
$750 PKRย 211.6K
$591 PKRย 166.7K
26.93%
๐Ÿ’ต Salaries & Financials
Islamabad
Muzaffarabad
Difference
Average Monthly Net Salary (After Tax)
$285 PKRย 80.4K
$170 PKRย 47.8K
68.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
19
6.32%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Islamabad: January 12, 2026

Last update for Muzaffarabad: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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