😐Monthly costs for one person with rent: $2,092 in Ipswich versus $1,419 in Ubud, Bali.
😐Estimated couple costs with rent: $3,185 in Ipswich versus $2,540 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,279 in Ipswich versus $3,660 in Ubud, Bali.
😐Living in Ipswich is roughly 47% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ipswich56% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Ipswich
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.14£14.97
$3.56Rp 63.7K
465.73%
Three-Course Dinner for Two, Mid-Range
$88.0£65.4
$32.73Rp 584.5K
168.93%
Fast Food Meal(McDonalds, etc)
$10.90£8.10
$4.95Rp 88.4K
120.20%
Cappuccino
$4.55£3.38
$2.71Rp 48.4K
67.90%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51£1.12
$1.34Rp 24.0K
12.69%
Water(0.33 liter bottle)
$1.05£0.78
$0.70Rp 12.5K
50.00%
Local Beer(0.5 liter draught)
$6.89£5.12
$2.92Rp 52.1K
135.96%
Imported Beer(0.33 liter bottle)
$6.17£4.58
$3.96Rp 70.7K
55.81%
🛒 Groceries & Markets
Ipswich
Ubud, Bali
Difference
Milk(1 liter)
$1.44£1.07
$1.81Rp 32.3K
-20.44%
White Bread(500g)
$1.42£1.05
$2.52Rp 45.0K
-43.65%
Rice(white)(1kg)
$1.51£1.12
$1.16Rp 20.7K
30.17%
Eggs
$3.57£2.65
$2.46Rp 43.9K
45.12%
Local Cheese(1kg)
$8.51£6.32
$14.71Rp 262.7K
-42.15%
Chicken Fillets(1kg)
$7.03£5.23
$4.32Rp 77.1K
62.73%
Beef Round Steak(1kg)
$13.18£9.80
$12.14Rp 216.7K
8.57%
Apples(1kg)
$2.32£1.72
$3.84Rp 68.6K
-39.58%
Banana(1kg)
$1.38£1.03
$1.56Rp 27.8K
-11.54%
Oranges(1kg)
$2.08£1.55
$2.83Rp 50.6K
-26.50%
Tomato(1kg)
$2.11£1.57
$2.33Rp 41.5K
-9.44%
Potato(1kg)
$1.72£1.28
$1.91Rp 34.2K
-9.95%
Onion(1kg)
$1.58£1.17
$2.20Rp 39.3K
-28.18%
Lettuce(1 head)
$0.86£0.64
$1.01Rp 18.1K
-14.85%
Water(1.5 liter bottle)
$0.96£0.71
$0.78Rp 13.8K
23.08%
Cigarettes 20 Pack(Marlboro, Camel)
$16.49£12.26
$3.32Rp 59.2K
396.69%
Wine(Bottle)
$10.70£7.96
$23.74Rp 423.9K
-54.93%
Local Beer(0.5 liter bottle)
$1.73£1.28
$2.79Rp 49.8K
-37.99%
Imported Beer(0.33 liter bottle)
$2.41£1.79
$2.86Rp 51.1K
-15.73%
🚌 Getting Around
Ipswich
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.78£2.07
$0.27Rp 4,800
929.63%
Public Transport Monthly Pass(Regular Price)
$88.4£65.7
$8.03Rp 143.4K
1000.25%
Taxi Start(Normal Tariff)
$6.26£4.65
$0.46Rp 8,150
1260.87%
Taxi(Normal Tariff)(1km)
$1.11£0.82
$0.45Rp 8,037
146.67%
Taxi 1hour Waiting(Normal Tariff)
$33.39£24.82
$6.10Rp 108.9K
447.38%
Gasoline(1 liter)
$1.91£1.42
$0.79Rp 14.2K
141.77%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.1K£28.3K
$26.1KRp 467.0M
45.54%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.6K£30.9K
$32.1KRp 573.6M
29.62%
🧾 Monthly Utilities & Internet
Ipswich
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$335£249
$79.9Rp 1.4M
319.54%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.22£10.57
$4.06Rp 72.6K
250.25%
Internet(50+ Mbps, Unlimited Data)
$34.95£25.98
$23.52Rp 420.0K
48.60%
🎉 Sport & Entertainment
Ipswich
Ubud, Bali
Difference
Gym Membership(Monthly)
$73.6£54.7
$98.7Rp 1.8M
-25.45%
Tennis Court(1 Hour on Weekend)
$11.07£8.23
$6.63Rp 118.4K
66.97%
Cinema Ticket
$13.48£10.02
$4.15Rp 74.1K
224.82%
🧸 Childcare & Education
Ipswich
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,910£1,420
$304Rp 5.4M
528.53%
International Primary School, 1 Child(Yearly)
$22.3K£16.6K
$6,613Rp 118.1M
237.19%
👕👟 Clothing & Footwear
Ipswich
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$81.2£60.4
$55.5Rp 991.8K
46.22%
Summer Dress(H&M, Zara, etc)
$40.50£30.11
$38.31Rp 684.1K
5.72%
Sport Shoes(Adidas, Nike)
$88.3£65.6
$88.6Rp 1.6M
-0.34%
Men's Leather Business Shoes
$70.0£52.1
$77.9Rp 1.4M
-10.08%
🏠 Accommodation & Living
Ipswich
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,069£795
$1,006Rp 18.0M
6.21%
1-bedroom Apartment, Outside City Center(Monthly)
$849£631
$675Rp 12.1M
25.66%
3-bedroom Apartment, City Center(Monthly)
$1,523£1,132
$3,442Rp 61.5M
-55.76%
3-bedroom Apartment, Outside City Center(Monthly)
$1,544£1,147
$2,039Rp 36.4M
-24.32%
Buy Apartment in City Center(m2)
$5,198£3,864
$2,841Rp 50.7M
82.96%
Buy Apartment Outside City Center(m2)
$3,975£2,955
$2,264Rp 40.4M
75.60%
💵 Salaries & Financials
Ipswich
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,033£2,254
$165Rp 3.0M
1735.42%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.45
13.28
-58.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ipswich: May 30, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,069 in Ipswich and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ipswich pays 1735% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $88.0 in Ipswich vs $33.00 in Ubud, Bali. Groceries flip the comparison at $246 vs $302, with Ipswich cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ipswich vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ipswich and Ubud, Bali?
Ipswich and Ubud, Bali differ by about 47% in total monthly costs ($2,092 vs $1,419 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Ipswich or Ubud, Bali?
Ipswich pays 1735% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Ipswich and Ubud, Bali?
Rent for a central apartment: $1,069 in Ipswich versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ipswich and Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 1000% less than in Ipswich. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ipswich and Ubud, Bali?
Childcare runs $1,910 in Ipswich versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,419 in Ubud, Bali versus $2,092 in Ipswich, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ipswich. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ipswich and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ipswich or Ubud, Bali safer for residents?
Safety-wise, Ipswich and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ipswich or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Ipswich. Beyond cost, consider language, visa policies, and how big the international community is in each city.