Last update: Oct 2026

Cost of Living Comparison Between Ipswich and London

For one person, living is cheaper in Ipswich: $2,348 a month against $4,049 in London, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Ipswich
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Ipswich Living Index
195

Cost of Living Index in London
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London Living Index

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Ipswich

🇬🇧 United Kingdom

$2,348

/mo nomad

London

🇬🇧 United Kingdom

$4,049

/mo nomad

Monthly Cost of Living

How much you'll spend in Ipswich and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ipswich and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,348 in Ipswich versus $4,049 in London.

Ipswich $2,348
London $4,049

Estimated couple costs with rent: $3,450 in Ipswich versus $5,827 in London.

Ipswich $3,450
London $5,827

Monthly costs for a family of three with rent: $4,551 in Ipswich versus $7,605 in London.

Ipswich $4,551
London $7,605

Living in Ipswich costs roughly 42% less than in London, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Ipswich 73% above, London 199% above.

Meal at Budget Restaurant

$20.87 £15.66

$27.09 £20.33

-22.96%

Three-Course Dinner for Two, Mid-Range

$106 £79.2

$104 £78.3

1.11%

Fast Food Meal (McDonalds, etc)

$10.54 £7.91

$10.86 £8.15

-2.95%

Cappuccino

$5.50 £4.12

$5.60 £4.20

-1.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 £1.26

$3.05 £2.29

-44.92%

Water (0.33 liter bottle)

$1.84 £1.38

$2.28 £1.71

-19.30%

Local Beer (0.5 liter draught)

$6.83 £5.12

$9.23 £6.92

-26.00%

Imported Beer (0.33 liter bottle)

$6.95 £5.22

$7.95 £5.96

-12.58%

Milk (1 liter)

$1.76 £1.32

$1.83 £1.37

-3.83%

White Bread (500g)

$1.69 £1.27

$2.05 £1.54

-17.56%

Rice (white) (1kg)

$1.65 £1.24

$2.47 £1.86

-33.20%

Eggs

$4.31 £3.24

$5.12 £3.84

-15.82%

Local Cheese (1kg)

$12.57 £9.43

$12.89 £9.67

-2.48%

Chicken Fillets (1kg)

$8.81 £6.61

$10.84 £8.14

-18.73%

Beef Round Steak (1kg)

$15.47 £11.61

$17.03 £12.78

-9.16%

Apples (1kg)

$3.08 £2.31

$3.07 £2.30

0.33%

Banana (1kg)

$1.47 £1.10

$1.38 £1.03

6.52%

Oranges (1kg)

$2.78 £2.09

$2.99 £2.24

-7.02%

Tomato (1kg)

$3.23 £2.42

$3.39 £2.54

-4.72%

Potato (1kg)

$1.69 £1.27

$1.60 £1.20

5.62%

Onion (1kg)

$1.43 £1.07

$1.80 £1.35

-20.56%

Lettuce (1 head)

$1.46 £1.10

$1.41 £1.06

3.55%

Water (1.5 liter bottle)

$1.46 £1.10

$1.81 £1.36

-19.34%

Cigarettes 20 Pack (Marlboro, Camel)

$23.41 £17.56

$23.92 £17.94

-2.13%

Wine (Bottle)

$10.87 £8.15

$13.54 £10.16

-19.72%

Local Beer (0.5 liter bottle)

$2.68 £2.01

$3.23 £2.42

-17.03%

Imported Beer (0.33 liter bottle)

$3.68 £2.76

$4.39 £3.29

-16.17%

One-way Ticket (Public Transport)

$2.81 £2.11

$3.92 £2.94

-28.32%

Public Transport Monthly Pass (Regular Price)

$87.7 £65.8

$243 £182

-63.87%

Taxi Start (Normal Tariff)

$5.61 £4.21

$5.58 £4.18

0.54%

Taxi (Normal Tariff) (1km)

$1.96 £1.47

$3.27 £2.46

-40.06%

Taxi 1hour Waiting (Normal Tariff)

$33.41 £25.06

$58.4 £43.81

-42.79%

Gasoline (1 liter)

$1.96 £1.47

$2.08 £1.56

-5.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.3K £29.5K

$38.8K £29.1K

1.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.3K £31.0K

$40.6K £30.5K

1.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$375 £281

$380 £285

-1.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.89 £11.92

$18.62 £13.97

-14.66%

Internet (50+ Mbps, Unlimited Data)

$40.34 £30.26

$40.45 £30.35

-0.27%

Gym Membership (Monthly)

$33.29 £24.97

$61.3 £45.95

-45.65%

Tennis Court (1 Hour on Weekend)

$7.97 £5.98

$21.41 £16.07

-62.77%

Cinema Ticket

$17.76 £13.32

$18.09 £13.57

-1.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,076 £807

$2,905 £2,180

-62.96%

International Primary School, 1 Child (Yearly)

$20.2K £15.1K

$35.5K £26.6K

-43.26%

Jeans (Levis 501 Or Similar)

$68.5 £51.4

$116 £87.3

-41.16%

Summer Dress (H&M, Zara, etc)

$55.2 £41.39

$54.5 £40.89

1.21%

Sport Shoes (Adidas, Nike)

$80.1 £60.1

$128 £95.8

-37.26%

Men's Leather Business Shoes

$69.2 £51.9

$167 £125

-58.50%

1-bedroom Apartment, City Center (Monthly)

$1,096 £822

$2,852 £2,140

-61.59%

1-bedroom Apartment, Outside City Center (Monthly)

$972 £729

$2,269 £1,702

-57.15%

3-bedroom Apartment, City Center (Monthly)

$1,410 £1,058

$5,250 £3,939

-73.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,540 £1,155

$3,752 £2,815

-58.96%

Buy Apartment in City Center (m2)

$5,009 £3,758

$18.5K £13.9K

-72.95%

Buy Apartment Outside City Center (m2)

$4,015 £3,012

$8,100 £6,077

-50.43%

Average Monthly Net Salary (After Tax)

$2,990 £2,243

$5,109 £3,833

-41.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ipswich: October 17, 2026

Last update for London: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ipswich

$972 41.4%

London

$2.3K 56% 133% $1.3K

Monthly Utilities & Internet

Ipswich

$431 18.4%

London

$439 10.9% 1.8% $7.7

Eating Out

Ipswich

$327 13.9%

London

$400 9.9% 22.4% $73

Groceries & Markets

Ipswich

$312 13.3%

London

$353 8.7% 13.3% $42

Clothing & Footwear

Ipswich

$123 5.2%

London

$209 5.2% 70.5% $87

Getting Around

Ipswich

$114 4.9%

London

$280 6.9% 145% $166

Sport & Entertainment

Ipswich

$69 2.9%

London

$97 2.4% 41.6% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,096 in Ipswich and $2,852 in London. Housing cost is often the main lever when comparing two cities.

London pays 71% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $106 in Ipswich vs $104 in London. Groceries flip the comparison at $312 vs $353, with Ipswich cheaper for home cooking.

Good to know

🇬🇧 Ipswich

🇬🇧 London

🕒 Local time

05:28 5:28 AM

Same time as Ipswich

🌤 Weather

👥 Population

120,000

8,908,083 Capital

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ipswich vs London: Cost of Living - Frequently Asked Questions

Ipswich and London differ by about 72% in total monthly costs ($2,348 vs $4,049 including rent). Ipswich is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 71% lower in London. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,096 in Ipswich versus $2,852 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ipswich runs roughly 177% less than in London. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,076 in Ipswich versus $2,905 in London. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,348 in Ipswich versus $4,049 in London, a $3,000 budget is realistic in Ipswich but tight or insufficient in London. The gap between the two cities makes Ipswich the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ipswich and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ipswich gentler on the wallet – expenses run 72% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.