Cost of Living Comparison Between Invercargill and Ubud, Bali Cost of Living Comparison Between Invercargill and Ubud, Bali

😐 Solo nomad: Invercargill is 80% more expensive than Ubud, Bali without rent, and 107% more expensive with rent.

😐 Family of 3: Invercargill is 79.9% more expensive than Ubud, Bali without rent, and 117.2% more expensive with rent.

Meal at Budget Restaurant

$12.29 NZ$21.46

$2.85 Rp 47.5K

331.23%

Three-Course Dinner for Two, Mid-Range

$71.2 NZ$124

$12.26 Rp 204.3K

480.34%

Fast Food Meal (McDonalds, etc)

$8.54 NZ$14.92

$3.28 Rp 54.6K

160.37%

Cappuccino

$3.47 NZ$6.05

$2.3 Rp 38.3K

50.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 NZ$3.03

$1.11 Rp 18.5K

55.86%

Water (0.33 liter bottle)

$1.43 NZ$2.5

$0.26 Rp 4,324

450.00%

Local Beer (0.5 liter draught)

$6.17 NZ$10.77

$2.4 Rp 40K

157.08%

Imported Beer (0.33 liter bottle)

$4.72 NZ$8.24

$3.15 Rp 52.5K

49.84%

Milk (1 liter)

$1.44 NZ$2.52

$1.49 Rp 24.9K

-3.36%

White Bread (500g)

$1.8 NZ$3.15

$1.65 Rp 27.5K

9.09%

Rice (white) (1kg)

$1.7 NZ$2.98

$1.13 Rp 18.9K

50.44%

Eggs

$5.62 NZ$9.82

$2.33 Rp 38.9K

141.20%

Local Cheese (1kg)

$8.05 NZ$14.06

$13.7 Rp 228.3K

-41.24%

Chicken Fillets (1kg)

$9.51 NZ$16.61

$3.97 Rp 66.2K

139.55%

Beef Round Steak (1kg)

$13.23 NZ$23.09

$11.22 Rp 187K

17.91%

Apples (1kg)

$2.83 NZ$4.94

$3.48 Rp 57.9K

-18.68%

Banana (1kg)

$2.24 NZ$3.91

$1.5 Rp 25K

49.33%

Oranges (1kg)

$2.55 NZ$4.45

$2.68 Rp 44.6K

-4.85%

Tomato (1kg)

$3.74 NZ$6.53

$1.35 Rp 22.5K

177.04%

Potato (1kg)

$1.97 NZ$3.44

$1.57 Rp 26.2K

25.48%

Onion (1kg)

$1.83 NZ$3.19

$2.1 Rp 34.9K

-12.86%

Lettuce (1 head)

$2.55 NZ$4.45

$1.03 Rp 17.1K

147.57%

Water (1.5 liter bottle)

$1.12 NZ$1.95

$0.57 Rp 9,488

96.49%

Cigarettes 20 Pack (Marlboro, Camel)

$22.61 NZ$39.48

$2.31 Rp 38.5K

878.79%

Wine (Bottle)

$8.81 NZ$15.38

$15.21 Rp 253.5K

-42.08%

Local Beer (0.5 liter bottle)

$4.16 NZ$7.27

$2.49 Rp 41.5K

67.07%

Imported Beer (0.33 liter bottle)

$3.63 NZ$6.34

$2.66 Rp 44.3K

36.47%

One-way Ticket (Public Transport)

$1.53 NZ$2.67

$0.29 Rp 4,911

427.59%

Public Transport Monthly Pass (Regular Price)

$63.4 NZ$111

$10.03 Rp 167.1K

531.90%

Taxi Start (Normal Tariff)

$2.45 NZ$4.29

$0.45 Rp 7,480

444.44%

Taxi (Normal Tariff) (1km)

$1.92 NZ$3.36

$0.34 Rp 5,748

464.71%

Taxi 1hour Waiting (Normal Tariff)

$30.57 NZ$53.4

$5.97 Rp 99.4K

412.06%

Gasoline (1 liter)

$1.67 NZ$2.91

$0.75 Rp 12.4K

122.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K NZ$45.6K

$25.8K Rp 430.2M

1.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20K NZ$34.9K

$31.7K Rp 528.9M

-36.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 NZ$180

$64.6 Rp 1.1M

59.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.41 NZ$61.8

$4.14 Rp 69K

755.31%

Internet (50+ Mbps, Unlimited Data)

$50 NZ$87.4

$23.99 Rp 399.7K

108.59%

Gym Membership (Monthly)

$29.03 NZ$50.7

$23.29 Rp 388.1K

24.65%

Tennis Court (1 Hour on Weekend)

$11.91 NZ$20.79

$6.19 Rp 103.1K

92.41%

Cinema Ticket

$9.83 NZ$17.17

$3.45 Rp 57.5K

184.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$589 NZ$1,028

$91.9 Rp 1.5M

540.44%

International Primary School, 1 Child (Yearly)

$12K NZ$20.9K

$5,912 Rp 98.5M

102.20%

Jeans (Levis 501 Or Similar)

$66.6 NZ$116

$51.5 Rp 857.6K

29.30%

Summer Dress (H&M, Zara, etc)

$35.64 NZ$62.2

$24.45 Rp 407.3K

45.77%

Sport Shoes (Adidas, Nike)

$83 NZ$145

$84.4 Rp 1.4M

-1.56%

Men's Leather Business Shoes

$84.7 NZ$148

$74.3 Rp 1.2M

13.96%

1-bedroom Apartment, City Center (Monthly)

$644 NZ$1,125

$261 Rp 4.4M

146.54%

1-bedroom Apartment, Outside City Center (Monthly)

$597 NZ$1,042

$160 Rp 2.7M

273.97%

3-bedroom Apartment, City Center (Monthly)

$879 NZ$1,535

$585 Rp 9.7M

50.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,057 NZ$1,845

$328 Rp 5.5M

221.82%

Buy Apartment in City Center (m2)

$5,685 NZ$9,926

$985 Rp 16.4M

477.05%

Buy Apartment Outside City Center (m2)

$3,488 NZ$6,091

$847 Rp 14.1M

311.90%

Average Monthly Net Salary (After Tax)

$2,676 NZ$4,672

$178 Rp 3M

1403.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

13.28

-48.27%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Invercargill: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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