Last update: Oct 2026

Cost of Living Comparison Between Invercargill and Nadi

For one person, living costs are similar in Invercargill and in Nadi: $1,412 and $1,386 a month, rent and utilities included.

68

Cost of Living Index in Invercargill
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Invercargill Living Index
67

Cost of Living Index in Nadi
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Nadi Living Index

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Invercargill

🇳🇿 New Zealand

$1,412

/mo nomad

Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Monthly Cost of Living

How much you'll spend in Invercargill and in Nadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Invercargill and in Nadi actually costs, broken down by who's living it.

A single person spends $1,412 per month in Invercargill vs $1,386 in Nadi, rent included.

Invercargill $1,412
Nadi $1,386

A couple spends around $2,099 per month in Invercargill vs $2,044 in Nadi, rent included.

Invercargill $2,099
Nadi $2,044

A family of three spends $2,785 per month in Invercargill vs $2,702 in Nadi, rent included.

Invercargill $2,785
Nadi $2,702

Invercargill costs about 2% more than Nadi, and outside of rent the biggest gap is in utilities.

Both Invercargill and Nadi sit above the global median – Invercargill by 5%, Nadi by 3%.

Meal at Budget Restaurant

$14.04 NZ$24.83

$8.87 FJD 19.85

58.29%

Three-Course Dinner for Two, Mid-Range

$61.2 NZ$108

$36.73 FJD 82.2

66.70%

Fast Food Meal (McDonalds, etc)

$8.32 NZ$14.71

$9.00 FJD 20.16

-7.56%

Cappuccino

$3.12 NZ$5.52

$4.41 FJD 9.88

-29.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 NZ$2.92

$1.49 FJD 3.35

10.74%

Water (0.33 liter bottle)

$2.03 NZ$3.60

$1.28 FJD 2.86

58.59%

Local Beer (0.5 liter draught)

$2.74 NZ$4.85

$2.74 FJD 6.13

Imported Beer (0.33 liter bottle)

$2.74 NZ$4.85

$4.55 FJD 10.19

-39.78%

Milk (1 liter)

$1.68 NZ$2.96

$1.34 FJD 3.00

25.37%

White Bread (500g)

$1.85 NZ$3.27

$1.08 FJD 2.43

71.30%

Rice (white) (1kg)

$1.76 NZ$3.11

$1.31 FJD 2.93

34.35%

Eggs

$5.58 NZ$9.87

$3.12 FJD 6.99

78.85%

Local Cheese (1kg)

$8.23 NZ$14.55

$12.07 FJD 27.01

-31.81%

Chicken Fillets (1kg)

$8.83 NZ$15.61

$13.75 FJD 30.78

-35.78%

Beef Round Steak (1kg)

$12.12 NZ$21.44

$15.66 FJD 35.07

-22.61%

Apples (1kg)

$2.55 NZ$4.50

$2.94 FJD 6.57

-13.27%

Banana (1kg)

$2.36 NZ$4.17

$2.77 FJD 6.20

-14.80%

Oranges (1kg)

$2.66 NZ$4.70

$3.71 FJD 8.30

-28.30%

Tomato (1kg)

$3.52 NZ$6.23

Potato (1kg)

$3.21 NZ$5.68

$1.98 FJD 4.44

62.12%

Onion (1kg)

$1.61 NZ$2.85

$1.98 FJD 4.44

-18.69%

Lettuce (1 head)

$2.33 NZ$4.13

$1.10 FJD 2.45

111.82%

Water (1.5 liter bottle)

$1.04 NZ$1.84

$0.96 FJD 2.15

8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$20.39 NZ$36.06

$9.46 FJD 21.19

115.54%

Wine (Bottle)

$8.56 NZ$15.14

$10.00 FJD 22.39

-14.40%

Local Beer (0.5 liter bottle)

$2.86 NZ$5.06

$2.73 FJD 6.11

4.76%

Imported Beer (0.33 liter bottle)

$3.39 NZ$5.99

$3.41 FJD 7.63

-0.59%

One-way Ticket (Public Transport)

$1.41 NZ$2.49

$0.70 FJD 1.57

101.43%

Taxi Start (Normal Tariff)

$2.27 NZ$4.01

$1.14 FJD 2.55

99.12%

Taxi (Normal Tariff) (1km)

$1.94 NZ$3.42

$0.42 FJD 0.94

361.90%

Taxi 1hour Waiting (Normal Tariff)

$27.73 NZ$49.04

$4.84 FJD 10.84

472.93%

Gasoline (1 liter)

$1.59 NZ$2.81

$1.32 FJD 2.96

20.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K NZ$42.1K

$24.9K FJD 55.7K

-4.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.2K NZ$32.3K

$22.3K FJD 50.0K

-18.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 NZ$192

$65.8 FJD 147

65.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.30 NZ$57.1

$17.97 FJD 40.23

79.74%

Internet (50+ Mbps, Unlimited Data)

$42.46 NZ$75.1

$23.26 FJD 52.1

82.55%

Gym Membership (Monthly)

$27.87 NZ$49.29

$37.21 FJD 83.3

-25.10%

Tennis Court (1 Hour on Weekend)

$13.77 NZ$24.34

Cinema Ticket

$8.82 NZ$15.60

$5.45 FJD 12.19

61.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$589 NZ$1,042

Jeans (Levis 501 Or Similar)

$57.4 NZ$102

$29.10 FJD 65.2

97.35%

Summer Dress (H&M, Zara, etc)

$35.07 NZ$62.0

$43.62 FJD 97.7

-19.60%

Sport Shoes (Adidas, Nike)

$70.0 NZ$124

$56.8 FJD 127

23.24%

Men's Leather Business Shoes

$79.0 NZ$140

$67.7 FJD 152

16.71%

1-bedroom Apartment, City Center (Monthly)

$594 NZ$1,050

$1,127 FJD 2,524

-47.32%

1-bedroom Apartment, Outside City Center (Monthly)

$551 NZ$974

$645 FJD 1,444

-14.60%

3-bedroom Apartment, City Center (Monthly)

$831 NZ$1,470

$1,673 FJD 3,745

-50.32%

3-bedroom Apartment, Outside City Center (Monthly)

$764 NZ$1,350

$1,004 FJD 2,248

-23.96%

Buy Apartment in City Center (m2)

$5,482 NZ$9,695

$679 FJD 1,521

707.14%

Buy Apartment Outside City Center (m2)

$5,034 NZ$8,902

$518 FJD 1,161

871.02%

Average Monthly Net Salary (After Tax)

$2,729 NZ$4,826

$806 FJD 1,805

238.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

7.25

-7.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Invercargill: October 12, 2026

Last update for Nadi: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Invercargill

$551 39%

Nadi

$645 46.5% 17.1% $94

Groceries & Markets

Invercargill

$298 21.1%

Nadi

$306 * 22.1% 2.8% $8.5

Eating Out

Invercargill

$209 14.8%

Nadi

$185 13.3% 11.4% $24

Monthly Utilities & Internet

Invercargill

$183 13%

Nadi

$107 7.7% 41.7% $76

Clothing & Footwear

Invercargill

$109 7.7%

Nadi

$89 6.4% 18.3% $20

Sport & Entertainment

Invercargill

$46 3.2%

Nadi

$48 3.5% 5.7% $2.6

Getting Around

Invercargill

$18 * 1.2%

Nadi

$6 * 0.4% 65.6% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $594 in Invercargill versus $1,127 in Nadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 238% higher in Invercargill, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Invercargill versus $37.00 in Nadi. Groceries tell a different story – $298 in Invercargill vs $306 in Nadi – so Invercargill wins on supermarket bills even if dining out costs more.

Good to know

🇳🇿 Invercargill

🇫🇯 Nadi

🕒 Local time

03:02 3:02 AM

02:02 2:02 AM

1 h behind Invercargill

🌤 Weather

👥 Population

56,200

50,000

💱 Currency

New Zealand Dollar NZD $

Fijian Dollar FJD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

Exchange rates and currency converter

FJD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Fijian Dollar exchange rates as of October 17, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

USD to NZD in detail →

On the map

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Highest

Between locations

Invercargill Nadi 3,290 km ≈ 4 h 30 min nonstop flight

From you

Invercargill
Nadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Invercargill vs Nadi: Cost of Living - Frequently Asked Questions

Invercargill costs about 2% more than Nadi, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,119 per month in Invercargill and $2,079 in Nadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,412 in Invercargill and $1,386 in Nadi. That's a gap of about 2%.

Interestingly, groceries are about 3% cheaper in Invercargill – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,386, than in Invercargill at $1,412. In Nadi it covers expenses comfortably, while in Invercargill it requires careful planning or may not stretch far enough.

Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Invercargill makes more sense. Both are solid long-term options with distinct trade-offs.