Last update: Oct 2026

Cost of Living Comparison Between Invercargill and Lisbon

For one person, living is cheaper in Invercargill: $1,425 a month against $2,210 in Lisbon, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

Invercargill, New Zealand
Lisbon, Portugal
Invercargill
🇳🇿 New Zealand
$1,425
/mo nomad
Lisbon
🇵🇹 Portugal
$2,210
/mo nomad
Monthly Cost of Living

How much you'll spend in Invercargill and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Invercargill and in Lisbon actually costs, broken down by who's living it.

A single person spends $1,425 per month in Invercargill vs $2,210 in Lisbon, rent included.

  • Invercargill $1,425
  • Lisbon $2,210

A couple spends around $2,122 per month in Invercargill vs $3,275 in Lisbon, rent included.

  • Invercargill $2,122
  • Lisbon $3,275

A family of three spends $2,819 per month in Invercargill vs $4,341 in Lisbon, rent included.

  • Invercargill $2,819
  • Lisbon $4,341

Invercargill is about 36% cheaper than Lisbon, and outside of rent the biggest gap is in clothing.

Both Invercargill and Lisbon sit above the global median – Invercargill by 5%, Lisbon by 62%.

Currency
🍽 Eating Out
Invercargill
Lisbon
Difference
Meal at Budget Restaurant
$14.31 NZ$25.41
$16.65 €14.91
-14.05%
Three-Course Dinner for Two, Mid-Range
$62.1 NZ$110
$61.7 €55.3
0.60%
Fast Food Meal (McDonalds, etc)
$8.28 NZ$14.71
$11.36 €10.17
-27.11%
Cappuccino
$3.17 NZ$5.63
$2.97 €2.66
6.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 NZ$2.97
$2.29 €2.05
-27.07%
Water (0.33 liter bottle)
$2.13 NZ$3.79
$1.74 €1.56
22.41%
Local Beer (0.5 liter draught)
$2.79 NZ$4.96
$3.40 €3.05
-17.94%
Imported Beer (0.33 liter bottle)
$2.86 NZ$5.08
$3.31 €2.96
-13.60%
🛒 Groceries & Markets
Invercargill
Lisbon
Difference
Milk (1 liter)
$1.73 NZ$3.06
$1.16 €1.04
49.14%
White Bread (500g)
$1.91 NZ$3.39
$1.91 €1.71
-
Rice (white) (1kg)
$1.77 NZ$3.15
$1.51 €1.35
17.22%
Eggs
$5.78 NZ$10.25
$4.02 €3.60
43.78%
Local Cheese (1kg)
$8.67 NZ$15.40
$12.94 €11.59
-33.00%
Chicken Fillets (1kg)
$8.78 NZ$15.58
$7.77 €6.96
13.00%
Beef Round Steak (1kg)
$12.05 NZ$21.39
$17.76 €15.91
-32.15%
Apples (1kg)
$2.70 NZ$4.80
$2.30 €2.06
17.39%
Banana (1kg)
$2.40 NZ$4.26
$1.73 €1.55
38.73%
Oranges (1kg)
$2.61 NZ$4.63
$1.86 €1.66
40.32%
Tomato (1kg)
$3.44 NZ$6.10
$2.59 €2.32
32.82%
Potato (1kg)
$3.29 NZ$5.84
$1.82 €1.63
80.77%
Onion (1kg)
$1.66 NZ$2.95
$1.97 €1.76
-15.74%
Lettuce (1 head)
$2.30 NZ$4.09
$1.47 €1.32
56.46%
Water (1.5 liter bottle)
$1.05 NZ$1.86
$0.72 €0.65
45.83%
Cigarettes 20 Pack (Marlboro, Camel)
$21.03 NZ$37.34
$6.58 €5.90
219.60%
Wine (Bottle)
$8.42 NZ$14.95
$5.61 €5.02
50.09%
Local Beer (0.5 liter bottle)
$2.90 NZ$5.14
$1.36 €1.22
113.24%
Imported Beer (0.33 liter bottle)
$3.29 NZ$5.85
$2.14 €1.91
53.74%
🚌 Getting Around
Invercargill
Lisbon
Difference
One-way Ticket (Public Transport)
$1.46 NZ$2.60
$2.33 €2.09
-37.34%
Public Transport Monthly Pass (Regular Price)
-
$44.68 €40.01
-
Taxi Start (Normal Tariff)
$2.24 NZ$3.98
$3.85 €3.45
-41.82%
Taxi (Normal Tariff) (1km)
$1.89 NZ$3.35
$1.07 €0.96
76.64%
Taxi 1hour Waiting (Normal Tariff)
$28.04 NZ$49.78
$16.46 €14.74
70.35%
Gasoline (1 liter)
$1.58 NZ$2.81
$2.20 €1.97
-28.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K NZ$42.8K
$34.2K €30.6K
-29.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.6K NZ$33.0K
$38.7K €34.7K
-51.95%
🧾 Monthly Utilities & Internet
Invercargill
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 NZ$201
$161 €144
-29.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.59 NZ$57.9
$18.41 €16.49
77.02%
Internet (50+ Mbps, Unlimited Data)
$42.59 NZ$75.6
$32.74 €29.32
30.09%
🎉 Sport & Entertainment
Invercargill
Lisbon
Difference
Gym Membership (Monthly)
$28.26 NZ$50.2
$44.55 €39.90
-36.57%
Tennis Court (1 Hour on Weekend)
$14.12 NZ$25.07
$19.10 €17.10
-26.07%
Cinema Ticket
$8.86 NZ$15.73
$9.60 €8.60
-7.71%
🧸 Childcare & Education
Invercargill
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$597 NZ$1,059
$668 €598
-10.66%
International Primary School, 1 Child (Yearly)
-
$17.6K €15.8K
-
👕👟 Clothing & Footwear
Invercargill
Lisbon
Difference
Jeans (Levis 501 Or Similar)
$59.1 NZ$105
$102 €91.4
-42.05%
Summer Dress (H&M, Zara, etc)
$35.27 NZ$62.6
$44.46 €39.82
-20.67%
Sport Shoes (Adidas, Nike)
$70.3 NZ$125
$98.5 €88.2
-28.67%
Men's Leather Business Shoes
$78.2 NZ$139
$124 €111
-36.73%
🏠 Accommodation & Living
Invercargill
Lisbon
Difference
1-bedroom Apartment, City Center (Monthly)
$611 NZ$1,085
$1,608 €1,440
-61.99%
1-bedroom Apartment, Outside City Center (Monthly)
$550 NZ$977
$1,190 €1,066
-53.75%
3-bedroom Apartment, City Center (Monthly)
$835 NZ$1,482
$2,812 €2,519
-70.31%
3-bedroom Apartment, Outside City Center (Monthly)
$769 NZ$1,365
$2,013 €1,803
-61.81%
Buy Apartment in City Center (m2)
$5,776 NZ$10.3K
$7,839 €7,021
-26.32%
Buy Apartment Outside City Center (m2)
$5,013 NZ$8,899
$4,576 €4,098
9.55%
💵 Salaries & Financials
Invercargill
Lisbon
Difference
Average Monthly Net Salary (After Tax)
$2,756 NZ$4,894
$1,575 €1,411
75.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.72
3.85
74.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Invercargill: October 25, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Invercargill
$550
Lisbon
$1.2K 116% $640
Groceries & Markets
Invercargill
$301
Lisbon
$272 9.5% $29
Eating Out
Invercargill
$212
Lisbon
$243 14.3% $30
Monthly Utilities & Internet
Invercargill
$188
Lisbon
$212 12.7% $24
Clothing & Footwear
Invercargill
$109
Lisbon
$166 51.8% $57
Sport & Entertainment
Invercargill
$46
Lisbon
$64 38.6% $18
Getting Around
Invercargill
$18 *
Lisbon
$63 261% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $611 in Invercargill versus $1,608 in Lisbon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 75% higher in Invercargill, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $62 in Invercargill versus $62 in Lisbon. Groceries tell a different story – $301 in Invercargill vs $272 in Lisbon – so Lisbon wins on supermarket bills even if dining out costs more.

Good to know
🇳🇿 Invercargill
🇵🇹 Lisbon
🕒 Local time
01:52 1:52 AM
12:52 12:52 PM
13 h behind Invercargill
🌤 Weather
👥 Population
56,200
545,923 Capital
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to NZD – New Zealand Dollar Converter

New Zealand Dollar exchange rates as of November 1, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Invercargill Lisbon 19,130 km ≈ 24 h nonstop flight
From you
  • Invercargill
  • Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Invercargill vs Lisbon: Cost of Living - Frequently Asked Questions
Which city is more expensive, Invercargill or Lisbon?
Lisbon costs about 55% more than Invercargill, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Invercargill and in Lisbon?
For a comfortable life, plan on about $2,138 per month in Invercargill and $3,315 in Lisbon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Invercargill or Lisbon?
Rent is clearly cheaper in Invercargill, especially for central apartments: a one-bedroom in the center costs $611 there versus $1,608 in Lisbon.
How much does it cost to live in Invercargill compared to Lisbon?
Monthly expenses with rent come to $1,425 in Invercargill and $2,210 in Lisbon. That makes Invercargill about 36% cheaper.
Are groceries more expensive in Invercargill or in Lisbon?
Interestingly, groceries are about 10% cheaper in Lisbon – one category where the pricier city actually offers better value.
Can you live on $1,000/month in Invercargill or in Lisbon?
$1,000 is a stretch for both – monthly costs hit $1,425 in Invercargill and $2,210 in Lisbon. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Invercargill – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Invercargill compared to Lisbon?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

Invercargill vs other spots: cost of living compared

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