Cost of Living Comparison Between Invercargill and Christchurch Cost of Living Comparison Between Invercargill and Christchurch

🙂 Solo nomad: Invercargill is 15.4% cheaper than Christchurch without rent, and 30.4% cheaper with rent.

🙂 Family of 3: Invercargill is 0.7% cheaper than Christchurch without rent, and 15.1% cheaper with rent.

Meal at Budget Restaurant

$12.2 NZ$20.13

$16.56 NZ$27.32

-26.33%

Three-Course Dinner for Two, Mid-Range

$72 NZ$119

$71.4 NZ$118

0.80%

Fast Food Meal (McDonalds, etc)

$8.59 NZ$14.16

$9.41 NZ$15.53

-8.71%

Cappuccino

$3.51 NZ$5.79

$3.34 NZ$5.52

5.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 NZ$2.86

$2.3 NZ$3.8

-24.78%

Water (0.33 liter bottle)

$1.46 NZ$2.41

$2.03 NZ$3.34

-28.08%

Local Beer (0.5 liter draught)

$5.93 NZ$9.79

$7.31 NZ$12.06

-18.88%

Imported Beer (0.33 liter bottle)

$4.84 NZ$7.99

$7.2 NZ$11.87

-32.78%

Milk (1 liter)

$1.49 NZ$2.46

$1.91 NZ$3.16

-21.99%

White Bread (500g)

$1.73 NZ$2.86

$1.94 NZ$3.2

-10.82%

Rice (white) (1kg)

$1.76 NZ$2.91

$1.73 NZ$2.85

1.73%

Eggs

$5.7 NZ$9.4

$6.26 NZ$10.33

-8.95%

Local Cheese (1kg)

$8.17 NZ$13.48

$8.18 NZ$13.48

-0.12%

Chicken Fillets (1kg)

$9.38 NZ$15.48

$9.65 NZ$15.91

-2.80%

Beef Round Steak (1kg)

$13.31 NZ$21.95

$12.83 NZ$21.17

3.74%

Apples (1kg)

$2.84 NZ$4.69

$3.06 NZ$5.04

-7.19%

Banana (1kg)

$2.27 NZ$3.74

$2.71 NZ$4.46

-16.24%

Oranges (1kg)

$2.57 NZ$4.24

$2.95 NZ$4.87

-12.88%

Tomato (1kg)

$3.66 NZ$6.03

$5.52 NZ$9.11

-33.70%

Potato (1kg)

$2 NZ$3.29

$2.15 NZ$3.54

-6.98%

Onion (1kg)

$1.78 NZ$2.93

$2.21 NZ$3.64

-19.46%

Lettuce (1 head)

$2.48 NZ$4.09

$2.98 NZ$4.91

-16.78%

Water (1.5 liter bottle)

$1.07 NZ$1.77

$1.45 NZ$2.4

-26.21%

Cigarettes 20 Pack (Marlboro, Camel)

$21.97 NZ$36.23

$23.66 NZ$39.02

-7.14%

Wine (Bottle)

$8.55 NZ$14.1

$8.93 NZ$14.72

-4.26%

Local Beer (0.5 liter bottle)

$4.06 NZ$6.69

$3.82 NZ$6.29

6.28%

Imported Beer (0.33 liter bottle)

$3.66 NZ$6.03

$4.85 NZ$8

-24.54%

One-way Ticket (Public Transport)

$1.6 NZ$2.63

$1.24 NZ$2.05

29.03%

Public Transport Monthly Pass (Regular Price)

$63.2 NZ$104

$41.94 NZ$69.2

50.62%

Taxi Start (Normal Tariff)

$2.35 NZ$3.88

$2.63 NZ$4.34

-10.65%

Taxi (Normal Tariff) (1km)

$1.95 NZ$3.21

$1.64 NZ$2.7

18.90%

Taxi 1hour Waiting (Normal Tariff)

$30.23 NZ$49.86

$30.26 NZ$49.91

-0.10%

Gasoline (1 liter)

$1.63 NZ$2.69

$1.71 NZ$2.81

-4.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K NZ$42.1K

$27K NZ$44.5K

-5.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K NZ$33.3K

$20K NZ$33K

1.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 NZ$167

$116 NZ$191

-12.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.1 NZ$57.9

$32.15 NZ$53

9.18%

Internet (50+ Mbps, Unlimited Data)

$49.5 NZ$81.7

$52.6 NZ$86.8

-5.95%

Gym Membership (Monthly)

$29.19 NZ$48.15

$34.61 NZ$57.1

-15.66%

Tennis Court (1 Hour on Weekend)

$11.93 NZ$19.67

$15.47 NZ$25.51

-22.88%

Cinema Ticket

$9.71 NZ$16.02

$10.81 NZ$17.83

-10.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$584 NZ$963

$653 NZ$1,077

-10.52%

International Primary School, 1 Child (Yearly)

$12.2K NZ$20.1K

$9,249 NZ$15.3K

31.78%

Jeans (Levis 501 Or Similar)

$65.6 NZ$108

$64 NZ$105

2.61%

Summer Dress (H&M, Zara, etc)

$35.5 NZ$58.6

$43.12 NZ$71.1

-17.67%

Sport Shoes (Adidas, Nike)

$82 NZ$135

$90.8 NZ$150

-9.66%

Men's Leather Business Shoes

$83.9 NZ$138

$150 NZ$247

-44.06%

1-bedroom Apartment, City Center (Monthly)

$649 NZ$1,071

$1,536 NZ$2,534

-57.73%

1-bedroom Apartment, Outside City Center (Monthly)

$586 NZ$966

$1,158 NZ$1,911

-49.45%

3-bedroom Apartment, City Center (Monthly)

$873 NZ$1,439

$2,059 NZ$3,395

-57.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,081 NZ$1,783

$1,488 NZ$2,453

-27.34%

Buy Apartment in City Center (m2)

$5,707 NZ$9,413

$4,194 NZ$6,918

36.07%

Buy Apartment Outside City Center (m2)

$3,429 NZ$5,655

$3,361 NZ$5,543

2.02%

Average Monthly Net Salary (After Tax)

$2,804 NZ$4,624

$2,736 NZ$4,512

2.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

6.74

1.93%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Invercargill: October 28, 2025

Last update for Christchurch: October 27, 2025

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