Last update: Oct 2026

Cost of Living Comparison Between India and Montserrat

Name: Montserrat
Address: MS

For one person, living is cheaper in India: $399 a month against $926 in Montserrat, rent and utilities included – about $6,300 less a year. The total is higher in Montserrat despite lower rent and utilities.

19

Cost of Living Index in India
Learn more

India Living Index

Jump to prices

🇮🇳 India

$399

/mo nomad

🇲🇸 Montserrat

$926

/mo nomad

Monthly Cost of Living

How much you'll spend in India and in Montserrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in India and in Montserrat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $399 in India versus $926 in Montserrat.

India $399
Montserrat $926

Estimated couple costs with rent: $639 in India versus $2,169 in Montserrat.

India $639
Montserrat $2,169

Monthly costs for a family of three with rent: $879 in India versus $3,412 in Montserrat.

India $879
Montserrat $3,412

Internal cost variation is higher in India: monthly costs span $230 to $813, compared to $923–$923 in Montserrat. City choice carries more weight in India.

Living in India costs about 57% less than in Montserrat on average.

Both countries sit below the global median: India 71% lower, Montserrat 32% lower.

Meal at Budget Restaurant

$2.14 ₹204

$18.83 EC$50.8

-88.64%

Three-Course Dinner for Two, Mid-Range

$10.46 ₹995

$48.48 EC$131

-78.42%

Fast Food Meal (McDonalds, etc)

$3.80 ₹361

$12.21 EC$32.97

-68.88%

Cappuccino

$1.68 ₹160

$7.28 EC$19.65

-76.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.99

$2.85 EC$7.70

-86.67%

Water (0.33 liter bottle)

$0.15 ₹14.60

$1.52 EC$4.10

-90.13%

Local Beer (0.5 liter draught)

$1.87 ₹178

$2.91 EC$7.85

-35.74%

Imported Beer (0.33 liter bottle)

$3.18 ₹303

$4.33 EC$11.70

-26.56%

Milk (1 liter)

$0.62 ₹59.2

$3.44 EC$9.27

-81.98%

White Bread (500g)

$0.50 ₹47.76

$2.99 EC$8.08

-83.28%

Rice (white) (1kg)

$0.63 ₹60.3

Eggs

$0.96 ₹91.3

$7.23 EC$19.52

-86.72%

Local Cheese (1kg)

$4.85 ₹461

$5.89 EC$15.90

-17.66%

Chicken Fillets (1kg)

$2.84 ₹271

$9.49 EC$25.63

-70.07%

Beef Round Steak (1kg)

$22.96 EC$62.0

Apples (1kg)

$2.00 ₹190

$3.32 EC$8.96

-39.76%

Banana (1kg)

$0.65 ₹61.4

Oranges (1kg)

$0.97 ₹92.3

Tomato (1kg)

$0.47 ₹44.30

$4.54 EC$12.26

-89.65%

Potato (1kg)

$0.34 ₹31.87

Onion (1kg)

$0.42 ₹39.73

$2.28 EC$6.14

-81.58%

Lettuce (1 head)

$0.47 ₹44.39

$5.03 EC$13.58

-90.66%

Water (1.5 liter bottle)

$0.31 ₹29.67

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 ₹483

Wine (Bottle)

$7.31 ₹695

$22.02 EC$59.5

-66.80%

Local Beer (0.5 liter bottle)

$1.63 ₹155

Imported Beer (0.33 liter bottle)

$2.76 ₹262

$4.39 EC$11.85

-37.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.11 ₹486

One-way Ticket (Public Transport)

$0.26 ₹24.86

$1.89 EC$5.09

-86.24%

Public Transport Monthly Pass (Regular Price)

$8.58 ₹816

Taxi Start (Normal Tariff)

$1.00 ₹94.7

Taxi (Normal Tariff) (1km)

$0.27 ₹25.74

$4.66 EC$12.59

-94.21%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$1.87 EC$5.04

-17.65%

Gasoline (1 liter)

$1.07 ₹102

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₹1.1M

$22.2K EC$59.8K

-49.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K ₹1.9M

$15.1K EC$40.8K

32.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.08 ₹3,527

$90.9 EC$245

-59.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.58 ₹340

$41.11 EC$111

-91.29%

Internet (50+ Mbps, Unlimited Data)

$7.15 ₹680

$48.51 EC$131

-85.26%

Gym Membership (Monthly)

$15.00 ₹1,427

$55.6 EC$150

-73.03%

Tennis Court (1 Hour on Weekend)

$7.17 ₹682

Cinema Ticket

$3.20 ₹304

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.8 ₹5,592

International Primary School, 1 Child (Yearly)

$1,667 ₹158.5K

Jeans (Levis 501 Or Similar)

$23.03 ₹2,191

Summer Dress (H&M, Zara, etc)

$24.17 ₹2,299

Sport Shoes (Adidas, Nike)

$41.20 ₹3,918

Men's Leather Business Shoes

$29.62 ₹2,817

1-bedroom Apartment, City Center (Monthly)

$146 ₹13.9K

1-bedroom Apartment, Outside City Center (Monthly)

$96.4 ₹9,165

3-bedroom Apartment, City Center (Monthly)

$343 ₹32.6K

$1,292 EC$3,489

-73.46%

3-bedroom Apartment, Outside City Center (Monthly)

$234 ₹22.2K

$1,320 EC$3,563

-82.28%

Buy Apartment in City Center (m2)

$1,177 ₹111.9K

Buy Apartment Outside City Center (m2)

$633 ₹60.2K

Average Monthly Net Salary (After Tax)

$409 ₹38.9K

$1,604 EC$4,331

-74.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.93

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for India: October 25, 2026

Last update for Montserrat: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

India

$102 25.6%

Montserrat

–

Accommodation & Living

India

$96 24.1%

Montserrat

–

Eating Out

India

$67 16.7%

Montserrat

–

Clothing & Footwear

India

$53 13.3%

Montserrat

–

Monthly Utilities & Internet

India

$48 12%

Montserrat

–

Sport & Entertainment

India

$21 5.4%

Montserrat

–

Getting Around

India

$12 3%

Montserrat

–

Cost Breakdown

National salary averages: $412 in India, $1,320 in Montserrat. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Dining out costs 327% more in Montserrat.

Salaries are about 3.2 times higher in Montserrat, and purchasing power comes out stronger in Montserrat.

Good to know

🇮🇳 India

🇲🇸 Montserrat

🕒 Local time

15:50 3:50 PM

06:20 6:20 AM

9 h 30 min behind India

🌤 Weather

👥 Population

1,326,093,247

5,440

💱 Currency

Indian Rupee INR ₹

East Caribbean Dollar XCD $

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

1 XCD = 0.37 USD

1 XCD = 0.333 EUR

Exchange rates and currency converter

XCD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.1 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.45 EUR).

East Caribbean Dollar exchange rates as of October 28, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.01 XCD (1 XCD = 0.333 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

India Montserrat 13,340 km ≈ 17 h nonstop flight

From you

India
Montserrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

India vs Montserrat: Cost of Living - Frequently Asked Questions

At $399 per month in India and $926 in Montserrat, there’s a 132% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, India is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: India wins on affordability; Montserrat may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.