Last update: Oct 2026
Cost of Living Comparison Between India and Cebu
For one person, living is cheaper in India: $380 a month against $934 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.
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🙂 Solo nomad: India is 46.9% cheaper than Cebu without rent, and 59.3% cheaper with rent.
🙂 Family of 3: India is 49.8% cheaper than Cebu without rent, and 55.2% cheaper with rent.
🍽 Eating Out
India
Cebu
Difference
Meal at Budget Restaurant
$2.13 ₹206
$3.03 ₱191
-29.70%
Three-Course Dinner for Two, Mid-Range
$10.48 ₹1,014
$23.48 ₱1,476
-55.37%
Fast Food Meal (McDonalds, etc)
$3.61 ₹350
$4.09 ₱257
-11.74%
Cappuccino
$1.66 ₹161
$2.52 ₱158
-34.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 ₹36.11
$1.54 ₱97.2
-75.97%
Water (0.33 liter bottle)
$0.17 ₹16.12
$0.49 ₱31.06
-65.31%
Local Beer (0.5 liter draught)
$1.83 ₹177
$1.79 ₱113
2.23%
Imported Beer (0.33 liter bottle)
$3.08 ₹298
$2.26 ₱142
36.28%
🛒 Groceries & Markets
India
Cebu
Difference
Milk (1 liter)
$0.66 ₹63.8
$1.95 ₱122
-66.15%
White Bread (500g)
$0.45 ₹43.99
$1.43 ₱89.9
-68.53%
Rice (white) (1kg)
$0.62 ₹59.6
$1.02 ₱64.0
-39.22%
Eggs
$0.94 ₹91.4
$2.06 ₱129
-54.37%
Local Cheese (1kg)
$4.58 ₹443
$9.81 ₱617
-53.31%
Chicken Fillets (1kg)
$2.88 ₹279
$4.61 ₱290
-37.53%
Beef Round Steak (1kg)
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$7.70 ₱484
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Apples (1kg)
$1.95 ₹189
$3.31 ₱208
-41.09%
Banana (1kg)
$0.64 ₹61.8
$1.45 ₱91.2
-55.86%
Oranges (1kg)
$1.00 ₹96.6
$2.36 ₱148
-57.63%
Tomato (1kg)
$0.46 ₹44.92
$1.54 ₱96.6
-70.13%
Potato (1kg)
$0.36 ₹35.18
$2.36 ₱148
-84.75%
Onion (1kg)
$0.38 ₹36.95
$1.99 ₱125
-80.90%
Lettuce (1 head)
$0.46 ₹44.94
$1.15 ₱72.3
-60.00%
Water (1.5 liter bottle)
$0.29 ₹27.89
$0.67 ₱42.26
-56.72%
Cigarettes 20 Pack (Marlboro, Camel)
$5.05 ₹489
$3.00 ₱189
68.33%
Wine (Bottle)
$7.17 ₹694
$6.35 ₱399
12.91%
Local Beer (0.5 liter bottle)
$1.66 ₹161
$1.31 ₱82.1
26.72%
Imported Beer (0.33 liter bottle)
$2.67 ₹259
$1.73 ₱109
54.34%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.31 ₹514
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🚌 Getting Around
India
Cebu
Difference
One-way Ticket (Public Transport)
$0.25 ₹24.15
$0.25 ₱15.82
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Public Transport Monthly Pass (Regular Price)
$8.09 ₹783
$12.65 ₱796
-36.05%
Taxi Start (Normal Tariff)
$1.03 ₹99.8
$0.74 ₱46.44
39.19%
Taxi (Normal Tariff) (1km)
$0.25 ₹24.02
$0.21 ₱13.15
19.05%
Taxi 1hour Waiting (Normal Tariff)
$1.53 ₹148
$4.33 ₱272
-64.67%
Gasoline (1 liter)
$1.07 ₹104
$1.33 ₱83.7
-19.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$12.7K ₹1.2M
$21.8K ₱1.4M
-41.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.0K ₹1.9M
$19.4K ₱1.2M
3.08%
🧾 Monthly Utilities & Internet
India
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$36.77 ₹3,558
$121 ₱7,583
-69.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.57 ₹346
$14.45 ₱909
-75.29%
Internet (50+ Mbps, Unlimited Data)
$6.84 ₹662
$28.29 ₱1,779
-75.82%
🎉 Sport & Entertainment
India
Cebu
Difference
Gym Membership (Monthly)
$14.46 ₹1,399
$32.68 ₱2,055
-55.75%
Tennis Court (1 Hour on Weekend)
$6.98 ₹676
$6.39 ₱402
9.23%
Cinema Ticket
$3.04 ₹294
$5.46 ₱343
-44.32%
🧸 Childcare & Education
India
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$56.5 ₹5,472
$273 ₱17.2K
-79.32%
International Primary School, 1 Child (Yearly)
$1,659 ₹160.5K
$8,156 ₱512.9K
-79.66%
👕👟 Clothing & Footwear
India
Cebu
Difference
Jeans (Levis 501 Or Similar)
$22.79 ₹2,206
$49.57 ₱3,117
-54.02%
Summer Dress (H&M, Zara, etc)
$24.15 ₹2,338
$24.87 ₱1,564
-2.90%
Sport Shoes (Adidas, Nike)
$40.49 ₹3,919
$76.6 ₱4,817
-47.13%
Men's Leather Business Shoes
$30.25 ₹2,928
$59.3 ₱3,727
-48.95%
🏠 Accommodation & Living
India
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$140 ₹13.5K
$506 ₱31.8K
-72.33%
1-bedroom Apartment, Outside City Center (Monthly)
$87.6 ₹8,474
$309 ₱19.5K
-71.70%
3-bedroom Apartment, City Center (Monthly)
$328 ₹31.7K
$1,052 ₱66.1K
-68.84%
3-bedroom Apartment, Outside City Center (Monthly)
$209 ₹20.2K
$619 ₱38.9K
-66.25%
Buy Apartment in City Center (m2)
$1,217 ₹117.8K
$2,915 ₱183.4K
-58.25%
Buy Apartment Outside City Center (m2)
$626 ₹60.6K
$1,867 ₱117.4K
-66.48%
💵 Salaries & Financials
India
Cebu
Difference
Average Monthly Net Salary (After Tax)
$429 ₹41.5K
$341 ₱21.5K
25.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.92
7.2
23.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for India: October 3, 2026
Last update for Cebu: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Groceries & Markets
India $101 26.1%
Cebu $210 22.7% 109% $110
Accommodation & Living
India $88 22.7%
Cebu $309 33.5% 253% $222
Eating Out
India $65 17%
Cebu $88 9.6% 35.2% $23
Clothing & Footwear
India $53 13.7%
Cebu $95 10.2% 78.7% $42
Monthly Utilities & Internet
India $47 12.2%
Cebu $163 17.7% 246% $116
Sport & Entertainment
India $21 5.3%
Cebu $44 4.7% 112% $23
Getting Around
India $11 3%
Cebu $15 1.7% 35.8% $4.1
Groceries & Markets
India $217 25.7%
Cebu $493 25.8% 127% $276
Accommodation & Living
India $209 24.7%
Cebu $619 32.4% 196% $410
Eating Out
India $179 21.2%
Cebu $288 15.1% 61.1% $109
Clothing & Footwear
India $118 13.9%
Cebu $210 11% 78.7% $93
Monthly Utilities & Internet
India $51 6%
Cebu $178 9.3% 250% $127
Sport & Entertainment
India $48 5.7%
Cebu $94 4.9% 94.8% $46
Getting Around
India $23 2.8%
Cebu $31 1.6% 35.1% $8.2
Good to know
🇮🇳 India
🇵🇭 Cebu
Weather
Population
1,326,093,247
964,169
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- India Cebu 5,260 km ≈ 7 h nonstop flight
From you
- India
- Cebu
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
India vs other spots: cost of living compared
