Last update: Oct 2026

Cost of Living Comparison Between Independence, MO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,107 in Independence, MO, rent and utilities included – about $9,000 less a year. Rent and utilities account for about half of the difference.

102

Cost of Living Index in Independence, MO
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Independence, MO Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Independence, MO

🇺🇸 United States

$2,107

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Independence, MO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Independence, MO and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,107 in Independence, MO versus $1,353 in Ubud, Bali.

Independence, MO $2,107
Ubud, Bali $1,353

Estimated couple costs with rent: $3,070 in Independence, MO versus $2,297 in Ubud, Bali.

Independence, MO $3,070
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,033 in Independence, MO versus $3,241 in Ubud, Bali.

Independence, MO $4,033
Ubud, Bali $3,241

Living in Independence, MO is roughly 56% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Independence, MO 56% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$20.09 $20.09

$3.23 Rp 58.1K

521.98%

Three-Course Dinner for Two, Mid-Range

$77.2 $77.2

$34.88 Rp 627.8K

121.36%

Fast Food Meal (McDonalds, etc)

$12.67 $12.67

$5.70 Rp 102.5K

122.28%

Cappuccino

$5.15 $5.15

$2.62 Rp 47.1K

96.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$1.72 Rp 31.0K

58.72%

Water (0.33 liter bottle)

$1.96 $1.96

$0.81 Rp 14.6K

141.98%

Local Beer (0.5 liter draught)

$7.03 $7.03

$2.65 Rp 47.7K

165.28%

Imported Beer (0.33 liter bottle)

$7.38 $7.38

$4.37 Rp 78.6K

68.88%

Milk (1 liter)

$1.10 $1.10

$1.57 Rp 28.3K

-29.94%

White Bread (500g)

$3.17 $3.17

$2.19 Rp 39.5K

44.75%

Rice (white) (1kg)

$4.40 $4.40

$1.18 Rp 21.2K

272.88%

Eggs

$4.27 $4.27

$2.16 Rp 38.8K

97.69%

Local Cheese (1kg)

$11.44 $11.44

$17.65 Rp 317.7K

-35.18%

Chicken Fillets (1kg)

$9.61 $9.61

$3.78 Rp 68.0K

154.23%

Beef Round Steak (1kg)

$13.69 $13.69

$11.95 Rp 215.1K

14.56%

Apples (1kg)

$4.51 $4.51

$3.60 Rp 64.8K

25.28%

Banana (1kg)

$1.56 $1.56

$1.59 Rp 28.6K

-1.89%

Oranges (1kg)

$4.41 $4.41

$2.31 Rp 41.6K

90.91%

Tomato (1kg)

$4.18 $4.18

$1.91 Rp 34.3K

118.85%

Potato (1kg)

$3.12 $3.12

$1.78 Rp 32.1K

75.28%

Onion (1kg)

$2.84 $2.84

$2.33 Rp 41.9K

21.89%

Lettuce (1 head)

$1.93 $1.93

$1.00 Rp 18.0K

93.00%

Water (1.5 liter bottle)

$2.11 $2.11

$0.53 Rp 9,509

298.11%

Cigarettes 20 Pack (Marlboro, Camel)

$7.96 $7.96

$2.29 Rp 41.1K

247.60%

Wine (Bottle)

$14.83 $14.83

$22.07 Rp 397.3K

-32.80%

Local Beer (0.5 liter bottle)

$1.81 $1.81

$2.35 Rp 42.2K

-22.98%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$2.98 Rp 53.6K

33.22%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.49 $2.49

$0.47 Rp 8,466

429.79%

Taxi (Normal Tariff) (1km)

$1.26 $1.26

$0.43 Rp 7,737

193.02%

Taxi 1hour Waiting (Normal Tariff)

$25.39 $25.39

$5.47 Rp 98.4K

364.17%

Gasoline (1 liter)

$0.98 $0.98

$0.83 Rp 14.9K

18.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K $32.2K

$23.9K Rp 429.8M

34.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$32.8K Rp 590.1M

-21.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$80.0 Rp 1.4M

214.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.3 $64.3

$6.56 Rp 118.1K

879.73%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$18.60 Rp 334.8K

287.10%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$14.87 $14.87

$4.25 Rp 76.5K

249.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$962 $962

$493 Rp 8.9M

95.23%

International Primary School, 1 Child (Yearly)

$19.4K $19.4K

$5,597 Rp 100.7M

247.39%

Jeans (Levis 501 Or Similar)

$58.8 $58.8

$45.58 Rp 820.4K

28.89%

Summer Dress (H&M, Zara, etc)

$39.72 $39.72

$34.96 Rp 629.4K

13.62%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$77.7 Rp 1.4M

22.49%

Men's Leather Business Shoes

$123 $123

$78.5 Rp 1.4M

56.97%

1-bedroom Apartment, City Center (Monthly)

$1,004 $1,004

$1,131 Rp 20.4M

-11.29%

1-bedroom Apartment, Outside City Center (Monthly)

$843 $843

$673 Rp 12.1M

25.33%

3-bedroom Apartment, City Center (Monthly)

$2,045 $2,045

$3,613 Rp 65.0M

-43.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,303 $1,303

$1,702 Rp 30.6M

-23.41%

Buy Apartment in City Center (m2)

$1,495 $1,495

$2,717 Rp 48.9M

-45.00%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$3,516 $3,516

$166 Rp 3.0M

2013.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

13.78

-52.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Independence, MO: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Independence, MO

$843 40%

Ubud, Bali

$673 49.7% 20.2% $170

Monthly Utilities & Internet

Independence, MO

$388 18.4%

Ubud, Bali

$105 7.8% 72.9% $283

Groceries & Markets

Independence, MO

$366 17.4%

Ubud, Bali

$287 21.2% 21.5% $79

Eating Out

Independence, MO

$329 15.6%

Ubud, Bali

$106 7.9% 67.7% $223

Clothing & Footwear

Independence, MO

$143 6.8%

Ubud, Bali

$107 7.9% 25.3% $36

Sport & Entertainment

Independence, MO

$30 * 1.4%

Ubud, Bali

$63 4.6% 111% $33

Getting Around

Independence, MO

$8.8 * 0.4%

Ubud, Bali

$12 0.9% 41.9% $3.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,004 in Independence, MO and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Independence, MO pays 2013% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Independence, MO vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $366 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Independence, MO

🇮🇩 Ubud, Bali

🕒 Local time

21:42 9:42 PM

10:42 10:42 AM

13 h ahead of Independence, MO

🌤 Weather

👥 Population

117,213

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 23, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Independence, MO Ubud, Bali 15,510 km ≈ 20 h nonstop flight

From you

Independence, MO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Independence, MO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Independence, MO and Ubud, Bali differ by about 56% in total monthly costs ($2,107 vs $1,353 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2013% higher in Independence, MO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,004 in Independence, MO versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 27% higher in Independence, MO. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,107 per month in Independence, MO versus $1,353 in Ubud, Bali – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,107 in Independence, MO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Independence, MO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Independence, MO and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 56% less than in Independence, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.