Last update: Nov 2026

Cost of Living Comparison Between Independence, KS and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,034 in Independence, KS, rent and utilities included – about $8,400 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in Independence, KS
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Independence, KS Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Independence, KS

🇺🇸 United States

$2,034

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Independence, KS and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Independence, KS and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,034 in Independence, KS versus $1,331 in Ubud, Bali.

Independence, KS $2,034
Ubud, Bali $1,331

Estimated couple costs with rent: $3,012 in Independence, KS versus $2,255 in Ubud, Bali.

Independence, KS $3,012
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,990 in Independence, KS versus $3,180 in Ubud, Bali.

Independence, KS $3,990
Ubud, Bali $3,180

Living in Independence, KS is roughly 53% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Independence, KS is 50% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$19.98 $19.98

$3.38 Rp 61.2K

491.12%

Three-Course Dinner for Two, Mid-Range

$74.8 $74.8

$34.65 Rp 628.6K

115.76%

Fast Food Meal (McDonalds, etc)

$11.47 $11.47

$5.57 Rp 101.1K

105.92%

Cappuccino

$5.41 $5.41

$2.62 Rp 47.5K

106.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$1.54 Rp 27.9K

75.97%

Water (0.33 liter bottle)

$2.02 $2.02

$0.64 Rp 11.6K

215.63%

Local Beer (0.5 liter draught)

$5.83 $5.83

$2.67 Rp 48.4K

118.35%

Imported Beer (0.33 liter bottle)

$7.34 $7.34

$4.26 Rp 77.3K

72.30%

Milk (1 liter)

$1.01 $1.01

$1.46 Rp 26.5K

-30.82%

White Bread (500g)

$3.60 $3.60

$2.29 Rp 41.6K

57.21%

Rice (white) (1kg)

$4.02 $4.02

$1.11 Rp 20.1K

262.16%

Eggs

$4.05 $4.05

$2.10 Rp 38.1K

92.86%

Local Cheese (1kg)

$12.21 $12.21

$15.94 Rp 289.2K

-23.40%

Chicken Fillets (1kg)

$12.46 $12.46

$3.88 Rp 70.4K

221.13%

Beef Round Steak (1kg)

$17.26 $17.26

$11.40 Rp 206.8K

51.40%

Apples (1kg)

$5.16 $5.16

$3.55 Rp 64.4K

45.35%

Banana (1kg)

$1.59 $1.59

$1.54 Rp 27.9K

3.25%

Oranges (1kg)

$4.49 $4.49

$2.23 Rp 40.5K

101.35%

Tomato (1kg)

$4.22 $4.22

$1.97 Rp 35.8K

114.21%

Potato (1kg)

$2.70 $2.70

$1.86 Rp 33.7K

45.16%

Onion (1kg)

$2.82 $2.82

$2.42 Rp 43.9K

16.53%

Lettuce (1 head)

$2.11 $2.11

$1.02 Rp 18.6K

106.86%

Water (1.5 liter bottle)

$2.30 $2.30

$0.52 Rp 9,475

342.31%

Cigarettes 20 Pack (Marlboro, Camel)

$10.27 $10.27

$2.20 Rp 39.9K

366.82%

Wine (Bottle)

$15.08 $15.08

$21.79 Rp 395.2K

-30.79%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$2.33 Rp 42.2K

-14.16%

Imported Beer (0.33 liter bottle)

$3.53 $3.53

$2.97 Rp 53.9K

18.86%

One-way Ticket (Public Transport)

$2.24 $2.24

$0.25 Rp 4,542

796.00%

Public Transport Monthly Pass (Regular Price)

$64.7 $64.7

$8.17 Rp 148.3K

691.68%

Taxi Start (Normal Tariff)

$3.19 $3.19

$0.44 Rp 7,941

625.00%

Taxi (Normal Tariff) (1km)

$1.96 $1.96

$0.47 Rp 8,489

317.02%

Taxi 1hour Waiting (Normal Tariff)

$30.80 $30.80

$5.60 Rp 101.6K

450.00%

Gasoline (1 liter)

$1.00 $1.00

$0.83 Rp 15.0K

20.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$24.4K Rp 443.5M

16.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$31.7K Rp 575.0M

-17.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$77.5 Rp 1.4M

159.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.3 $57.3

$6.14 Rp 111.5K

832.90%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$18.92 Rp 343.1K

265.27%

Gym Membership (Monthly)

$39.52 $39.52

$51.0 Rp 925.0K

-22.49%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$13.95 $13.95

$4.38 Rp 79.5K

218.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,389 $1,389

$492 Rp 8.9M

182.01%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$12.2K Rp 221.7M

73.13%

Jeans (Levis 501 Or Similar)

$53.6 $53.6

$45.16 Rp 819.2K

18.78%

Summer Dress (H&M, Zara, etc)

$44.07 $44.07

$34.89 Rp 632.9K

26.31%

Sport Shoes (Adidas, Nike)

$89.9 $89.9

$78.3 Rp 1.4M

14.73%

Men's Leather Business Shoes

$112 $112

$77.9 Rp 1.4M

43.93%

1-bedroom Apartment, City Center (Monthly)

$1,591 $1,591

$1,078 Rp 19.5M

47.69%

1-bedroom Apartment, Outside City Center (Monthly)

$695 $695

$665 Rp 12.1M

4.55%

3-bedroom Apartment, City Center (Monthly)

$2,539 $2,539

$3,510 Rp 63.7M

-27.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,051 $1,051

$1,671 Rp 30.3M

-37.13%

Buy Apartment in City Center (m2)

$2,430 $2,430

$2,340 Rp 42.4M

3.83%

Buy Apartment Outside City Center (m2)

$2,663 $2,663

$2,236 Rp 40.6M

19.09%

Average Monthly Net Salary (After Tax)

$5,237 $5,237

$166 Rp 3.0M

3048.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Independence, KS: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Independence, KS

$695 34.2%

Ubud, Bali

$665 50% 4.4% $30

Groceries & Markets

Independence, KS

$401 19.7%

Ubud, Bali

$279 21% 30.2% $121

Monthly Utilities & Internet

Independence, KS

$328 16.1%

Ubud, Bali

$103 7.7% 68.7% $225

Eating Out

Independence, KS

$322 15.8%

Ubud, Bali

$106 8% 67.1% $216

Clothing & Footwear

Independence, KS

$135 6.6%

Ubud, Bali

$106 8% 21.2% $29

Getting Around

Independence, KS

$87 4.3%

Ubud, Bali

$12 0.9% 86.2% $75

Sport & Entertainment

Independence, KS

$67 3.3%

Ubud, Bali

$60 4.5% 11.3% $7.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,591 in Independence, KS and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Independence, KS pays about 31 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $75 in Independence, KS vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $401 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Independence, KS

🇮🇩 Ubud, Bali

🕒 Local time

10:15 10:15 AM

00:15 12:15 AM

14 h ahead of Independence, KS

🌤 Weather

👥 Population

117,213

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.893 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Independence, KS Ubud, Bali 15,550 km ≈ 20 h nonstop flight

From you

Independence, KS
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Independence, KS vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 35% lower than in Independence, KS. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Independence, KS is about 31 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,591 in Independence, KS versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Independence, KS. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $75 in Independence, KS. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Independence, KS. Beyond cost, consider language, visa policies, and how big the international community is in each city.