Last update: Oct 2026

Cost of Living Comparison Between Independence, KS and Montreal

For one person, living costs are similar in Independence, KS and in Montreal: $1,974 and $2,018 a month, rent and utilities included.

Independence, KS
🇺🇸 United States
$1,974
/mo nomad
Montreal
🇨🇦 Canada
$2,018
/mo nomad
Monthly Cost of Living

How much you'll spend in Independence, KS and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Independence, KS and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,974 in Independence, KS versus $2,018 in Montreal.

  • Independence, KS $1,974
  • Montreal $2,018

Estimated couple costs with rent: $2,922 in Independence, KS versus $3,085 in Montreal.

  • Independence, KS $2,922
  • Montreal $3,085

Monthly costs for a family of three with rent: $3,870 in Independence, KS versus $4,152 in Montreal.

  • Independence, KS $3,870
  • Montreal $4,152

Living in Independence, KS costs roughly 2% less than in Montreal, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Independence, KS 46% above, Montreal 49% above.

Currency
🍽 Eating Out
Independence, KS
Montreal
Difference
Meal at Budget Restaurant
$19.64 $19.64
$18.82 CA$26.61
4.36%
Three-Course Dinner for Two, Mid-Range
$74.6 $74.6
$70.3 CA$99.4
6.09%
Fast Food Meal (McDonalds, etc)
$11.23 $11.23
$10.66 CA$15.06
5.35%
Cappuccino
$5.17 $5.17
$3.84 CA$5.43
34.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.60 $2.60
$1.92 CA$2.71
35.42%
Water (0.33 liter bottle)
$2.05 $2.05
$1.54 CA$2.18
33.12%
Local Beer (0.5 liter draught)
$5.94 $5.94
$6.23 CA$8.81
-4.65%
Imported Beer (0.33 liter bottle)
$7.46 $7.46
$7.10 CA$10.03
5.07%
🛒 Groceries & Markets
Independence, KS
Montreal
Difference
Milk (1 liter)
$1.01 $1.01
$2.31 CA$3.27
-56.28%
White Bread (500g)
$3.51 $3.51
$3.14 CA$4.44
11.78%
Rice (white) (1kg)
$4.14 $4.14
$3.21 CA$4.54
28.97%
Eggs
$4.26 $4.26
$3.52 CA$4.97
21.02%
Local Cheese (1kg)
$12.27 $12.27
$12.81 CA$18.11
-4.22%
Chicken Fillets (1kg)
$10.48 $10.48
$11.46 CA$16.20
-8.55%
Beef Round Steak (1kg)
$17.23 $17.23
$13.39 CA$18.92
28.68%
Apples (1kg)
$5.15 $5.15
$3.14 CA$4.43
64.01%
Banana (1kg)
$1.57 $1.57
$1.44 CA$2.03
9.03%
Oranges (1kg)
$4.83 $4.83
$3.47 CA$4.91
39.19%
Tomato (1kg)
$5.00 $5.00
$3.07 CA$4.34
62.87%
Potato (1kg)
$2.42 $2.42
$1.90 CA$2.69
27.37%
Onion (1kg)
$2.78 $2.78
$1.77 CA$2.50
57.06%
Lettuce (1 head)
$2.16 $2.16
$2.34 CA$3.31
-7.69%
Water (1.5 liter bottle)
$2.53 $2.53
$1.55 CA$2.19
63.23%
Cigarettes 20 Pack (Marlboro, Camel)
$9.32 $9.32
$11.38 CA$16.09
-18.10%
Wine (Bottle)
$14.76 $14.76
$10.63 CA$15.03
38.85%
Local Beer (0.5 liter bottle)
$2.02 $2.02
$2.27 CA$3.21
-11.01%
Imported Beer (0.33 liter bottle)
$3.30 $3.30
$2.82 CA$3.99
17.02%
🚌 Getting Around
Independence, KS
Montreal
Difference
One-way Ticket (Public Transport)
$2.28 $2.28
$2.66 CA$3.76
-14.29%
Public Transport Monthly Pass (Regular Price)
-
$77.3 CA$109
-
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.20 CA$4.53
4.37%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.48 CA$2.09
16.22%
Taxi 1hour Waiting (Normal Tariff)
$25.62 $25.62
$32.88 CA$46.48
-22.08%
Gasoline (1 liter)
$0.99 $0.99
$1.34 CA$1.90
-26.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$28.2K CA$39.8K
25.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$19.6K CA$27.8K
31.82%
🧾 Monthly Utilities & Internet
Independence, KS
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$203 $203
$76.0 CA$107
167.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.2 $57.2
$33.95 CA$48.00
68.54%
Internet (50+ Mbps, Unlimited Data)
$71.2 $71.2
$42.31 CA$59.8
68.26%
🎉 Sport & Entertainment
Independence, KS
Montreal
Difference
Gym Membership (Monthly)
$41.43 $41.43
$29.76 CA$42.07
39.21%
Tennis Court (1 Hour on Weekend)
-
$20.28 CA$28.67
-
Cinema Ticket
$13.73 $13.73
$11.15 CA$15.77
23.14%
🧸 Childcare & Education
Independence, KS
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,424 $1,424
$507 CA$717
180.89%
International Primary School, 1 Child (Yearly)
$22.3K $22.3K
$16.1K CA$22.7K
38.77%
👕👟 Clothing & Footwear
Independence, KS
Montreal
Difference
Jeans (Levis 501 Or Similar)
$52.6 $52.6
$57.6 CA$81.4
-8.53%
Summer Dress (H&M, Zara, etc)
$46.65 $46.65
$37.58 CA$53.1
24.14%
Sport Shoes (Adidas, Nike)
$89.0 $89.0
$91.9 CA$130
-3.13%
Men's Leather Business Shoes
$116 $116
$110 CA$155
6.24%
🏠 Accommodation & Living
Independence, KS
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,621 $1,621
$1,260 CA$1,782
28.58%
1-bedroom Apartment, Outside City Center (Monthly)
$702 $702
$948 CA$1,340
-25.88%
3-bedroom Apartment, City Center (Monthly)
$2,472 $2,472
$2,137 CA$3,021
15.67%
3-bedroom Apartment, Outside City Center (Monthly)
$1,071 $1,071
$1,614 CA$2,281
-33.65%
Buy Apartment in City Center (m2)
$2,763 $2,763
$4,960 CA$7,011
-44.28%
Buy Apartment Outside City Center (m2)
$2,454 $2,454
$3,838 CA$5,425
-36.05%
💵 Salaries & Financials
Independence, KS
Montreal
Difference
Average Monthly Net Salary (After Tax)
$5,296 $5,296
$2,827 CA$3,997
87.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
4.48
46.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Independence, KS: October 13, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Independence, KS
$702
Montreal
$948 34.9% $245
Groceries & Markets
Independence, KS
$397
Montreal
$346 12.8% $51
Monthly Utilities & Internet
Independence, KS
$332
Montreal
$152 54.1% $179
Eating Out
Independence, KS
$316
Montreal
$288 8.9% $28
Clothing & Footwear
Independence, KS
$137
Montreal
$133 2.7% $3.7
Sport & Entertainment
Independence, KS
$69
Montreal
$52 24.4% $17
Getting Around
Independence, KS
$21 *
Montreal
$99 368% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,621 in Independence, KS and $1,260 in Montreal. Housing cost is often the main lever when comparing two cities.

Independence, KS pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75.0 in Independence, KS vs $70.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $397 vs $346 per month, with Montreal cheaper across the board.

Good to know
🇺🇸 Independence, KS
🇨🇦 Montreal
🕒 Local time
18:22 6:22 PM
19:22 7:22 PM
1 h ahead of Independence, KS
🌤 Weather
👥 Population
117,213
1,762,949
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Independence, KS Montreal 2,050 km ≈ 3 h nonstop flight
From you
  • Independence, KS
  • Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Independence, KS vs Montreal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Independence, KS or Montreal?
Independence, KS wins on cost – living expenses run 2% lower than in Montreal. Housing and daily spending are where you'll feel the difference most, making Independence, KS the obvious pick if budget is a priority.
Are salaries higher in Independence, KS or in Montreal?
Average pay runs 87% higher in Independence, KS, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Independence, KS compared to Montreal?
Rent for a central apartment: $1,621 in Independence, KS versus $1,260 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Independence, KS and in Montreal?
Childcare runs $1,424 in Independence, KS versus $507 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Independence, KS and in Montreal?
Dining out is cheaper in Independence, KS – a meal for two runs $75.0 versus $70.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in Independence, KS or in Montreal?
At $1,974 in Independence, KS versus $2,018 in Montreal, a $2,000 budget is realistic in Independence, KS but tight or insufficient in Montreal. The gap between the two cities makes Independence, KS the clear choice for anyone on this budget.
Which city is better for digital nomads, Independence, KS or Montreal?
Both work as nomad bases, but Independence, KS delivers better value – similar infrastructure at $1,974 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Independence, KS hard to pass up.
How safe is Independence, KS compared to Montreal?
Safety-wise, Independence, KS and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Independence, KS gentler on the wallet – expenses run 2% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Independence, KS vs other spots: cost of living compared

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