Last update: Oct 2026

Cost of Living Comparison Between Hyvinkaa and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $1,720 in Hyvinkaa, rent and utilities included – about $9,400 less a year. Other living expenses account for most of the difference.

82

Cost of Living Index in Hyvinkaa
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Hyvinkaa Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Hyvinkaa

🇫🇮 Finland

$1,720

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Hyvinkaa and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hyvinkaa and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,720 per month in Hyvinkaa vs $935 in Chiang Mai, rent included.

Hyvinkaa $1,720
Chiang Mai $935

A couple spends around $2,740 per month in Hyvinkaa vs $1,467 in Chiang Mai, rent included.

Hyvinkaa $2,740
Chiang Mai $1,467

A family of three spends $3,760 per month in Hyvinkaa vs $1,999 in Chiang Mai, rent included.

Hyvinkaa $3,760
Chiang Mai $1,999

Hyvinkaa costs about 84% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Hyvinkaa sits 27% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.86 €14.12

$2.13 ฿71.4

644.60%

Three-Course Dinner for Two, Mid-Range

$90.1 €80.2

$18.62 ฿623

383.83%

Fast Food Meal (McDonalds, etc)

$12.80 €11.39

$5.60 ฿187

128.57%

Cappuccino

$3.97 €3.53

$1.66 ฿55.6

139.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.20

$0.65 ฿21.63

281.54%

Water (0.33 liter bottle)

$2.58 €2.30

$0.30 ฿10.20

760.00%

Local Beer (0.5 liter draught)

$8.74 €7.78

$2.32 ฿77.7

276.72%

Imported Beer (0.33 liter bottle)

$7.91 €7.04

$3.67 ฿123

115.53%

Milk (1 liter)

$1.43 €1.27

$2.02 ฿67.4

-29.21%

White Bread (500g)

$2.49 €2.22

$1.41 ฿47.08

76.60%

Rice (white) (1kg)

$3.00 €2.67

$1.39 ฿46.54

115.83%

Eggs

$2.83 €2.52

$2.37 ฿79.2

19.41%

Local Cheese (1kg)

$6.24 €5.56

$16.52 ฿552

-62.23%

Chicken Fillets (1kg)

$13.63 €12.14

$2.67 ฿89.3

410.49%

Beef Round Steak (1kg)

$23.37 €20.81

$9.02 ฿302

159.09%

Apples (1kg)

$2.50 €2.23

$2.40 ฿80.2

4.17%

Banana (1kg)

$2.11 €1.88

$1.04 ฿34.82

102.88%

Oranges (1kg)

$2.28 €2.03

$1.66 ฿55.5

37.35%

Tomato (1kg)

$3.32 €2.95

$1.56 ฿52.1

112.82%

Potato (1kg)

$1.45 €1.29

$1.24 ฿41.39

16.94%

Onion (1kg)

$2.18 €1.94

$1.09 ฿36.34

100.00%

Lettuce (1 head)

$1.46 €1.30

$0.76 ฿25.47

92.11%

Water (1.5 liter bottle)

$1.81 €1.61

$0.51 ฿17.19

254.90%

Cigarettes 20 Pack (Marlboro, Camel)

$11.40 €10.15

$4.12 ฿138

176.70%

Wine (Bottle)

$13.20 €11.75

$17.93 ฿600

-26.38%

Local Beer (0.5 liter bottle)

$3.10 €2.76

$1.62 ฿54.3

91.36%

Imported Beer (0.33 liter bottle)

$3.03 €2.70

$2.82 ฿94.4

7.45%

One-way Ticket (Public Transport)

$3.45 €3.07

$0.93 ฿31.25

270.97%

Public Transport Monthly Pass (Regular Price)

$44.05 €39.22

$52.9 ฿1,769

-16.71%

Taxi Start (Normal Tariff)

$8.34 €7.42

$1.18 ฿39.35

606.78%

Taxi (Normal Tariff) (1km)

$1.42 €1.27

$0.17 ฿5.73

735.29%

Taxi 1hour Waiting (Normal Tariff)

$65.3 €58.1

$1.81 ฿60.6

3506.08%

Gasoline (1 liter)

$2.29 €2.04

$1.47 ฿49.25

55.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.4K €20.0K

$21.0K ฿702.6K

6.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.1K €33.9K

$26.5K ฿886.7K

43.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$62.6 ฿2,092

117.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.94 €28.44

$11.60 ฿388

175.34%

Internet (50+ Mbps, Unlimited Data)

$21.47 €19.12

$20.30 ฿679

5.76%

Gym Membership (Monthly)

$29.38 €26.16

$37.88 ฿1,267

-22.44%

Tennis Court (1 Hour on Weekend)

$15.41 €13.72

$3.70 ฿124

316.49%

Cinema Ticket

$17.00 €15.13

$6.51 ฿218

161.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 €101

$727 ฿24.3K

-84.34%

International Primary School, 1 Child (Yearly)

$7,676 €6,835

$16.6K ฿554.2K

-53.69%

Jeans (Levis 501 Or Similar)

$86.3 €76.9

$53.5 ฿1,790

61.21%

Summer Dress (H&M, Zara, etc)

$56.0 €49.88

$24.80 ฿829

125.89%

Sport Shoes (Adidas, Nike)

$102 €90.4

$90.4 ฿3,023

12.31%

Men's Leather Business Shoes

$114 €102

$72.0 ฿2,407

58.50%

1-bedroom Apartment, City Center (Monthly)

$730 €650

$481 ฿16.1K

51.75%

1-bedroom Apartment, Outside City Center (Monthly)

$586 €521

$310 ฿10.4K

88.94%

3-bedroom Apartment, City Center (Monthly)

$1,220 €1,086

$1,058 ฿35.4K

15.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,043 €929

$659 ฿22.0K

58.36%

Buy Apartment in City Center (m2)

$2,353 €2,095

$2,418 ฿80.8K

-2.66%

Buy Apartment Outside City Center (m2)

$1,541 €1,372

$1,609 ฿53.8K

-4.23%

Average Monthly Net Salary (After Tax)

$2,615 €2,329

$595 ฿19.9K

339.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

5.57

-22.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hyvinkaa: October 31, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hyvinkaa

$586 34.1%

Chiang Mai

$310 33.1% 47.1% $276

Groceries & Markets

Hyvinkaa

$355 20.6%

Chiang Mai

$237 25.3% 33.3% $118

Eating Out

Hyvinkaa

$293 17%

Chiang Mai

$77 8.2% 73.8% $216

Monthly Utilities & Internet

Hyvinkaa

$190 11%

Chiang Mai

$94 10.1% 50.2% $95

Clothing & Footwear

Hyvinkaa

$161 9.4%

Chiang Mai

$108 11.6% 32.7% $53

Getting Around

Hyvinkaa

$73 4.3%

Chiang Mai

$59 6.3% 20% $15

Sport & Entertainment

Hyvinkaa

$63 3.7%

Chiang Mai

$51 5.4% 19.7% $12

Cost Breakdown

A central one-bedroom costs $730 in Hyvinkaa versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hyvinkaa are about 4.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90 in Hyvinkaa versus $19 in Chiang Mai. Monthly groceries follow the same trend: $355 vs $237 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇫🇮 Hyvinkaa

🇹🇭 Chiang Mai

🕒 Local time

13:41 1:41 PM

18:41 6:41 PM

5 h ahead of Hyvinkaa

🌤 Weather

👥 Population

46,903

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Hyvinkaa Chiang Mai 7,330 km ≈ 10 h nonstop flight

From you

Hyvinkaa
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hyvinkaa vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hyvinkaa costs about 84% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,580 per month in Hyvinkaa and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $730 in Hyvinkaa.

Kindergarten costs $114 per month in Hyvinkaa and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 50% more in Hyvinkaa, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $1,720 in Hyvinkaa and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,720 in Hyvinkaa. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Hyvinkaa makes more sense. Both are solid long-term options with distinct trade-offs.