😐Monthly costs for one person with rent: $1,108 in Hua-lien versus $1,097 in Hamamatsu.
😐Estimated couple costs with rent: $1,874 in Hua-lien versus $1,804 in Hamamatsu.
😐Monthly costs for a family of three with rent: $2,641 in Hua-lien versus $2,511 in Hamamatsu.
😐Living in Hua-lien is roughly 1% more expensive than Hamamatsu, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Hua-lien17% lower, Hamamatsu18% lower.
Currency
🍽 Eating Out
Hua-lien
Hamamatsu
Difference
Meal at Budget Restaurant
$4.05NT$128
$4.93¥788
-17.85%
Three-Course Dinner for Two, Mid-Range
$33.61NT$1,059
$42.10¥6,734
-20.17%
Fast Food Meal(McDonalds, etc)
$4.51NT$142
$3.41¥545
32.26%
Cappuccino
$3.40NT$107
$3.10¥496
9.68%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.97NT$30.50
$0.70¥113
38.57%
Water(0.33 liter bottle)
$0.64NT$20.21
$0.82¥131
-21.95%
Local Beer(0.5 liter draught)
$1.31NT$41.32
$2.06¥329
-36.41%
Imported Beer(0.33 liter bottle)
$2.02NT$63.5
$2.75¥440
-26.55%
🛒 Groceries & Markets
Hua-lien
Hamamatsu
Difference
Milk(1 liter)
$3.26NT$103
$1.52¥243
114.47%
White Bread(500g)
$1.79NT$56.2
$1.66¥266
7.83%
Rice(white)(1kg)
$4.36NT$137
$4.78¥764
-8.79%
Eggs
$2.53NT$79.6
$1.76¥281
43.75%
Local Cheese(1kg)
$13.93NT$439
$9.91¥1,585
40.57%
Chicken Fillets(1kg)
$4.77NT$150
$6.23¥997
-23.43%
Beef Round Steak(1kg)
$16.15NT$509
$15.13¥2,420
6.74%
Apples(1kg)
$4.38NT$138
$4.14¥663
5.80%
Banana(1kg)
$2.49NT$78.6
$2.04¥327
22.06%
Oranges(1kg)
$4.16NT$131
$3.50¥560
18.86%
Tomato(1kg)
$3.87NT$122
$4.06¥650
-4.68%
Potato(1kg)
$4.59NT$145
$3.32¥531
38.25%
Onion(1kg)
$4.03NT$127
$4.39¥703
-8.20%
Lettuce(1 head)
$2.56NT$80.7
$1.34¥214
91.04%
Water(1.5 liter bottle)
$1.35NT$42.47
$0.81¥129
66.67%
Cigarettes 20 Pack(Marlboro, Camel)
$5.10NT$161
$3.56¥570
43.26%
Wine(Bottle)
$14.09NT$444
$9.54¥1,525
47.69%
Local Beer(0.5 liter bottle)
$2.13NT$67.2
$1.75¥280
21.71%
Imported Beer(0.33 liter bottle)
$2.78NT$87.5
$2.12¥339
31.13%
🚌 Getting Around
Hua-lien
Hamamatsu
Difference
One-way Ticket(Public Transport)
$0.83NT$26.28
$1.07¥171
-22.43%
Public Transport Monthly Pass(Regular Price)
$38.74NT$1,221
$56.3¥9,011
-31.24%
Taxi Start(Normal Tariff)
$3.35NT$106
$3.57¥570
-6.16%
Taxi(Normal Tariff)(1km)
$0.72NT$22.77
$2.97¥475
-75.76%
Taxi 1hour Waiting(Normal Tariff)
$12.74NT$401
$22.02¥3,522
-42.14%
Gasoline(1 liter)
$1.02NT$32.14
$1.16¥186
-12.07%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.5KNT$1.3M
$20.5K¥3.3M
102.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.6KNT$931.8K
$14.0K¥2.2M
110.94%
🧾 Monthly Utilities & Internet
Hua-lien
Hamamatsu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$74.7NT$2,354
$107¥17.1K
-30.17%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$33.24NT$1,047
$9.91¥1,584
235.42%
Internet(50+ Mbps, Unlimited Data)
$25.19NT$794
$20.68¥3,308
21.81%
🎉 Sport & Entertainment
Hua-lien
Hamamatsu
Difference
Gym Membership(Monthly)
$37.04NT$1,167
$106¥16.9K
-64.98%
Tennis Court(1 Hour on Weekend)
$15.45NT$487
$18.96¥3,032
-18.51%
Cinema Ticket
$9.02NT$284
$13.54¥2,166
-33.38%
🧸 Childcare & Education
Hua-lien
Hamamatsu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$779NT$24.5K
$286¥45.8K
172.18%
International Primary School, 1 Child(Yearly)
$15.5KNT$489.7K
$13.9K¥2.2M
11.70%
👕👟 Clothing & Footwear
Hua-lien
Hamamatsu
Difference
Jeans(Levis 501 Or Similar)
$27.58NT$869
$42.03¥6,723
-34.38%
Summer Dress(H&M, Zara, etc)
$46.63NT$1,469
$27.32¥4,370
70.68%
Sport Shoes(Adidas, Nike)
$70.3NT$2,216
$55.3¥8,840
27.27%
Men's Leather Business Shoes
$124NT$3,911
$105¥16.8K
18.19%
🏠 Accommodation & Living
Hua-lien
Hamamatsu
Difference
1-bedroom Apartment, City Center(Monthly)
$439NT$13.8K
$377¥60.3K
16.34%
1-bedroom Apartment, Outside City Center(Monthly)
$283NT$8,912
$241¥38.6K
17.15%
3-bedroom Apartment, City Center(Monthly)
$1,021NT$32.2K
$881¥140.9K
15.85%
3-bedroom Apartment, Outside City Center(Monthly)
$741NT$23.3K
$596¥95.3K
24.29%
Buy Apartment in City Center(m2)
-
$7,856¥1.3M
-
Buy Apartment Outside City Center(m2)
-
$5,329¥852.4K
-
💵 Salaries & Financials
Hua-lien
Hamamatsu
Difference
Average Monthly Net Salary(After Tax)
$2,890NT$91.1K
$1,231¥196.9K
134.81%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.57
0.95
65.26%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hua-lien: May 31, 2026
Last update for Hamamatsu: May 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $439 in Hua-lien and $377 in Hamamatsu. Housing cost is often the main lever when comparing two cities.
💰Hua-lien pays 135% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $34.00 in Hua-lien vs $42.00 in Hamamatsu. Groceries flip the comparison at $358 vs $297, with Hamamatsu cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hua-lien vs Hamamatsu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Hua-lien and Hamamatsu?
Hua-lien and Hamamatsu differ by about 1% in total monthly costs ($1,108 vs $1,097 including rent). Hamamatsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Hua-lien or Hamamatsu?
Hua-lien pays 135% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Hua-lien and Hamamatsu?
Rent for a central apartment: $439 in Hua-lien versus $377 in Hamamatsu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 20% higher in Hua-lien. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Hamamatsu – a meal for two runs $42.00 versus $34.00 in Hua-lien. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,097 in Hamamatsu versus $1,108 in Hua-lien, a $2,000 budget is realistic in Hamamatsu but tight or insufficient in Hua-lien. The gap between the two cities makes Hamamatsu the clear choice for anyone on this budget.
How does quality of life compare between Hua-lien and Hamamatsu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Hua-lien or Hamamatsu safer for residents?
Safety-wise, Hua-lien and Hamamatsu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Hua-lien or Hamamatsu?
Expats usually find Hamamatsu gentler on the wallet – expenses run 1% less than in Hua-lien. Beyond cost, consider language, visa policies, and how big the international community is in each city.