Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Mumbai (Bombay)

For one person, living is cheaper in Mumbai (Bombay): $811 a month against $3,050 in Hong Kong, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
38

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$811

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Mumbai (Bombay) actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $811 in Mumbai (Bombay), rent included.

Hong Kong $3,050
Mumbai (Bombay) $811

A couple spends around $4,786 per month in Hong Kong vs $1,402 in Mumbai (Bombay), rent included.

Hong Kong $4,786
Mumbai (Bombay) $1,402

A family of three spends $6,522 per month in Hong Kong vs $1,992 in Mumbai (Bombay), rent included.

Hong Kong $6,522
Mumbai (Bombay) $1,992

Hong Kong costs about 276% more than Mumbai (Bombay), and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Mumbai (Bombay) is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$5.12 ₹481

63.48%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$26.54 ₹2,493

138.81%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.92 ₹368

66.58%

Cappuccino

$5.15 HK$40.32

$2.86 ₹269

80.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.40 ₹37.91

245.00%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.14 ₹13.60

707.14%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.71 ₹255

185.24%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.61

$4.32 ₹406

28.70%

Milk (1 liter)

$2.94 HK$23.00

$0.74 ₹69.6

297.30%

White Bread (500g)

$2.41 HK$18.90

$0.52 ₹48.64

363.46%

Rice (white) (1kg)

$2.22 HK$17.41

$0.75 ₹70.9

196.00%

Eggs

$3.41 HK$26.72

$1.02 ₹95.5

234.31%

Local Cheese (1kg)

$23.18 HK$182

$5.73 ₹538

304.54%

Chicken Fillets (1kg)

$8.67 HK$68.0

$3.64 ₹342

138.19%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.01

$2.37 ₹223

77.64%

Banana (1kg)

$2.58 HK$20.19

$0.69 ₹65.0

273.91%

Oranges (1kg)

$4.68 HK$36.67

$1.25 ₹117

274.40%

Tomato (1kg)

$4.00 HK$31.32

$0.47 ₹44.55

751.06%

Potato (1kg)

$3.19 HK$24.98

$0.34 ₹32.16

838.24%

Onion (1kg)

$3.27 HK$25.60

$0.37 ₹35.18

783.78%

Lettuce (1 head)

$1.57 HK$12.28

$0.43 ₹40.21

265.12%

Water (1.5 liter bottle)

$1.71 HK$13.43

$0.31 ₹29.54

451.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$4.95 ₹465

169.29%

Wine (Bottle)

$15.56 HK$122

$8.43 ₹791

84.58%

Local Beer (0.5 liter bottle)

$2.02 HK$15.86

$1.99 ₹187

1.51%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$3.18 ₹299

-28.30%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.04 ₹567

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.22 ₹20.67

459.09%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$5.63 ₹529

1455.60%

Taxi Start (Normal Tariff)

$3.76 HK$29.45

$0.37 ₹34.46

916.22%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.33 ₹31.22

293.94%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.37 ₹128

1062.77%

Gasoline (1 liter)

$4.27 HK$33.48

$1.12 ₹105

281.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.6K

$15.7K ₹1.5M

186.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.7K

$22.8K ₹2.1M

64.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$69.6 ₹6,533

240.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$4.35 ₹408

255.40%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$9.11 ₹855

146.54%

Gym Membership (Monthly)

$97.4 HK$763

$37.44 ₹3,515

160.20%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$14.26 ₹1,339

-36.75%

Cinema Ticket

$12.98 HK$102

$4.40 ₹413

195.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$118 ₹11.1K

998.85%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$6,043 ₹567.5K

400.84%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$34.60 ₹3,249

96.45%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$40.28 ₹3,783

6.26%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$52.2 ₹4,905

55.70%

Men's Leather Business Shoes

$121 HK$949

$46.71 ₹4,387

159.22%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$609 ₹57.2K

291.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$364 ₹34.2K

392.26%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$2,169 ₹203.7K

162.56%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$995 ₹93.4K

280.49%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$5,687 ₹534.0K

406.99%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$2,662 ₹249.9K

609.05%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$717 ₹67.4K

345.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.26

-52.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Mumbai (Bombay): November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Mumbai (Bombay)

$364 45% 79.7% $1.4K

Groceries & Markets

Hong Kong

$407 13.3%

Mumbai (Bombay)

$119 14.7% 70.8% $288

Monthly Utilities & Internet

Hong Kong

$275 9%

Mumbai (Bombay)

$83 10.2% 69.8% $192

Eating Out

Hong Kong

$208 6.8%

Mumbai (Bombay)

$111 13.8% 46.4% $97

Clothing & Footwear

Hong Kong

$141 4.6%

Mumbai (Bombay)

$78 9.7% 44.5% $63

Sport & Entertainment

Hong Kong

$123 4%

Mumbai (Bombay)

$46 5.7% 62.5% $77

Getting Around

Hong Kong

$103 3.4%

Mumbai (Bombay)

$8.5 1.1% 91.7% $94

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $609 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 4.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $27 in Mumbai (Bombay). Monthly groceries follow the same trend: $407 vs $119 – making Mumbai (Bombay) the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Mumbai (Bombay)

🕒 Local time

03:09 3:09 AM

00:39 12:39 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

12,442,373

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.48 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.48 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Mumbai (Bombay) 4,300 km ≈ 6 h nonstop flight

From you

Hong Kong
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $811 in Mumbai (Bombay) – Mumbai (Bombay) comes out roughly 73% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $1,216 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mumbai (Bombay), especially for central apartments: a one-bedroom in the center costs $609 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $27 in Mumbai (Bombay). That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $811 in Mumbai (Bombay). That makes Mumbai (Bombay) about 73% cheaper.

A $1,200 monthly budget goes further in Mumbai (Bombay), where all-in costs run around $811, than in Hong Kong at $3,050. In Mumbai (Bombay) it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $811 in Mumbai (Bombay) to $3,050 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Mumbai (Bombay). If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.