Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Haldia

For one person, living is cheaper in Haldia: $418 a month against $3,050 in Hong Kong, rent and utilities included – about $31,600 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
20

Cost of Living Index in Haldia
Learn more

Haldia Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Haldia

🇮🇳 India

$418

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Haldia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Haldia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,050 in Hong Kong versus $418 in Haldia.

Hong Kong $3,050
Haldia $418

Estimated couple costs with rent: $4,786 in Hong Kong versus $653 in Haldia.

Hong Kong $4,786
Haldia $653

Monthly costs for a family of three with rent: $6,522 in Hong Kong versus $889 in Haldia.

Hong Kong $6,522
Haldia $889

Living in Hong Kong is roughly 630% more expensive than in Haldia, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 126% above, Haldia is 69% below.

Meal at Budget Restaurant

$8.37 HK$65.6

$3.19 ₹300

162.38%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$7.72 ₹724

720.98%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.61 ₹339

80.89%

Cappuccino

$5.15 HK$40.32

$1.41 ₹132

265.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.40 ₹37.99

245.00%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.11 ₹10.79

927.27%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.62 ₹152

377.16%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.61

$1.64 ₹154

239.02%

Milk (1 liter)

$2.94 HK$23.00

$0.64 ₹60.2

359.37%

White Bread (500g)

$2.41 HK$18.90

$0.40 ₹37.49

502.50%

Rice (white) (1kg)

$2.22 HK$17.41

$0.66 ₹62.0

236.36%

Eggs

$3.41 HK$26.72

$0.97 ₹91.5

251.55%

Local Cheese (1kg)

$23.18 HK$182

$7.16 ₹672

223.74%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.32 ₹218

273.71%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.01

$2.17 ₹203

94.01%

Banana (1kg)

$2.58 HK$20.19

$0.71 ₹66.3

263.38%

Oranges (1kg)

$4.68 HK$36.67

$1.48 ₹139

216.22%

Tomato (1kg)

$4.00 HK$31.32

$0.61 ₹56.9

555.74%

Potato (1kg)

$3.19 HK$24.98

$0.38 ₹35.77

739.47%

Onion (1kg)

$3.27 HK$25.60

$0.50 ₹47.28

554.00%

Lettuce (1 head)

$1.57 HK$12.28

$0.45 ₹42.23

248.89%

Water (1.5 liter bottle)

$1.71 HK$13.43

$0.30 ₹28.09

470.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$5.08 ₹477

162.40%

Wine (Bottle)

$15.56 HK$122

$13.09 ₹1,229

18.87%

Local Beer (0.5 liter bottle)

$2.02 HK$15.86

$1.42 ₹133

42.25%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.94 ₹276

-22.45%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.22 ₹772

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.23 ₹21.61

434.78%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$7.22 ₹678

1113.02%

Taxi Start (Normal Tariff)

$3.76 HK$29.45

$1.08 ₹101

248.15%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.27 ₹25.62

381.48%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.54 ₹144

934.42%

Gasoline (1 liter)

$4.27 HK$33.48

$1.07 ₹101

299.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.6K

$11.3K ₹1.1M

299.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.7K

$19.8K ₹1.9M

89.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$43.88 ₹4,120

440.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.39 ₹318

356.05%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$6.39 ₹600

251.49%

Gym Membership (Monthly)

$97.4 HK$763

$14.35 ₹1,347

578.89%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$6.48 ₹609

39.20%

Cinema Ticket

$12.98 HK$102

$3.07 ₹288

322.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$26.65 ₹2,502

4785.25%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,285 ₹120.6K

2256.15%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$32.70 ₹3,071

107.86%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$26.07 ₹2,448

64.17%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$59.6 ₹5,595

36.49%

Men's Leather Business Shoes

$121 HK$949

$34.79 ₹3,267

248.03%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$119 ₹11.2K

1897.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$76.9 ₹7,223

2231.84%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$267 ₹25.1K

2030.94%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$183 ₹17.2K

1968.53%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$918 ₹86.2K

3041.49%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$535 ₹50.3K

3424.46%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

10.25

-62.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Haldia: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Haldia

$77 18.4% 95.7% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Haldia

$121 28.9% 70.3% $286

Monthly Utilities & Internet

Hong Kong

$275 9%

Haldia

$54 12.8% 80.5% $221

Eating Out

Hong Kong

$208 6.8%

Haldia

$67 16% 68% $141

Clothing & Footwear

Hong Kong

$141 4.6%

Haldia

$69 16.5% 51.1% $72

Sport & Entertainment

Hong Kong

$123 4%

Haldia

$20 4.9% 83.4% $103

Getting Around

Hong Kong

$103 3.4%

Haldia

$11 2.5% 89.7% $92

Cost Breakdown

A one-bedroom apartment in the center runs $2,385 in Hong Kong and $119 in Haldia. Housing cost is often the main lever when comparing two cities.

Dining out: $63 in Hong Kong vs $8 in Haldia for a mid-range dinner for two. Groceries echo the gap at $407 vs $121 per month, with Haldia cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇮🇳 Haldia

🕒 Local time

22:21 10:21 PM

19:51 7:51 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

200,762

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.48 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.48 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Haldia 2,680 km ≈ 3 h 45 min nonstop flight

From you

Hong Kong
Haldia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Haldia: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,050 in Hong Kong and $418 in Haldia, so Haldia is about 86% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $4,576 in Hong Kong and $627 in Haldia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,385 in Hong Kong versus $119 in Haldia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,050 per month in Hong Kong versus $418 in Haldia – Haldia is about 86% cheaper, which adds up to real savings over time.

A monthly transit pass in Haldia runs roughly 92% less than in Hong Kong. The price difference matters if you commute daily and watch your budget.

At $418 in Haldia versus $3,050 in Hong Kong, a $1,200 budget is realistic in Haldia but tight or insufficient in Hong Kong. The gap between the two cities makes Haldia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hong Kong and Haldia are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Haldia gentler on the wallet – expenses run 86% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.