Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Albury

For one person, living is cheaper in Albury: $2,246 a month against $2,984 in Hong Kong, rent and utilities included – about $8,900 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
109

Cost of Living Index in Albury
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Albury Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Albury

🇦🇺 Australia

$2,246

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Albury

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Albury actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,984 in Hong Kong versus $2,246 in Albury.

Hong Kong $2,984
Albury $2,246

Estimated couple costs with rent: $4,584 in Hong Kong versus $3,352 in Albury.

Hong Kong $4,584
Albury $3,352

Monthly costs for a family of three with rent: $6,183 in Hong Kong versus $4,458 in Albury.

Hong Kong $6,183
Albury $4,458

Living in Hong Kong is roughly 33% more expensive than in Albury, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Hong Kong 121% above, Albury 66% above.

Meal at Budget Restaurant

$7.75 HK$60.8

$20.83 A$29.84

-62.79%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$88.2 A$126

-26.68%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$10.52 A$15.07

-41.25%

Cappuccino

$5.08 HK$39.85

$4.13 A$5.92

23.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$3.05 A$4.37

-57.05%

Water (0.33 liter bottle)

$1.09 HK$8.56

$2.49 A$3.57

-56.22%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$7.05 A$10.10

5.96%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$7.02 A$10.06

-7.41%

Milk (1 liter)

$2.89 HK$22.71

$1.53 A$2.19

88.89%

White Bread (500g)

$2.31 HK$18.14

$3.19 A$4.57

-27.59%

Rice (white) (1kg)

$2.13 HK$16.71

$2.52 A$3.61

-15.48%

Eggs

$3.52 HK$27.64

$5.16 A$7.39

-31.78%

Local Cheese (1kg)

$24.72 HK$194

$8.59 A$12.31

187.78%

Chicken Fillets (1kg)

$8.52 HK$66.9

$9.73 A$13.94

-12.44%

Beef Round Steak (1kg)

$18.00 HK$141

$12.75 A$18.26

41.18%

Apples (1kg)

$4.18 HK$32.79

$3.28 A$4.70

27.44%

Banana (1kg)

$2.68 HK$21.07

$3.18 A$4.55

-15.72%

Oranges (1kg)

$4.49 HK$35.22

$3.41 A$4.88

31.67%

Tomato (1kg)

$4.03 HK$31.66

$5.28 A$7.57

-23.67%

Potato (1kg)

$3.12 HK$24.51

$3.05 A$4.37

2.30%

Onion (1kg)

$3.15 HK$24.72

$2.12 A$3.03

48.58%

Lettuce (1 head)

$1.62 HK$12.74

$2.27 A$3.25

-28.63%

Water (1.5 liter bottle)

$1.74 HK$13.66

$1.38 A$1.98

26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$27.71 A$39.70

-51.28%

Wine (Bottle)

$16.54 HK$130

$13.68 A$19.60

20.91%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$4.27 A$6.12

-54.57%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$5.39 A$7.71

-59.55%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$3.86 A$5.52

-63.47%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$71.5 A$102

23.91%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.44 A$4.92

7.27%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$1.60 A$2.30

-17.50%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$41.17 A$59.0

-61.70%

Gasoline (1 liter)

$4.03 HK$31.65

$1.30 A$1.86

210.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$26.6K A$38.1K

68.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.5K

$27.9K A$39.9K

35.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$184 A$263

35.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$26.90 A$38.53

-42.01%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$55.0 A$78.8

-60.44%

Gym Membership (Monthly)

$94.2 HK$739

$138 A$197

-31.62%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$22.37 A$32.05

-58.47%

Cinema Ticket

$13.91 HK$109

$12.91 A$18.49

7.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$2,164 A$3,100

-46.28%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$20.5K A$29.4K

6.47%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$62.7 A$89.8

8.42%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$42.39 A$60.7

-1.13%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$97.0 A$139

-17.77%

Men's Leather Business Shoes

$122 HK$956

$107 A$154

13.61%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$1,102 A$1,579

103.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$895 A$1,282

91.97%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,898 A$2,719

165.60%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$1,388 A$1,989

147.42%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$4,706 A$6,742

-30.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

5.95

-34.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Albury: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Albury

$895 39.9% 47.9% $823

Groceries & Markets

Hong Kong

$411 13.8%

Albury

$365 16.2% 11.2% $46

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Albury

$266 11.8% 7.5% $21

Eating Out

Hong Kong

$201 6.8%

Albury

$319 14.2% 58.5% $118

Clothing & Footwear

Hong Kong

$140 4.7%

Albury

$139 6.2% 0.7% $1

Sport & Entertainment

Hong Kong

$122 4.1%

Albury

$164 7.3% 34.1% $42

Getting Around

Hong Kong

$105 3.5%

Albury

$98 4.4% 5.9% $6.1

Cost Breakdown

A one-bedroom apartment in the center runs $2,241 in Hong Kong and $1,102 in Albury. Housing cost is often the main lever when comparing two cities.

Albury pays 44% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65.0 in Hong Kong vs $88.0 in Albury. Groceries flip the comparison at $411 vs $365, with Albury cheaper for home cooking.

Good to know

🇭🇰 Hong Kong

🇦🇺 Albury

🕒 Local time

03:09 3:09 AM

06:09 6:09 AM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

5,323

💱 Currency

Hong Kong Dollar HKD $

Australian Dollar AUD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 13, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.76 HKD (1 HKD = 0.114 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Albury 7,350 km ≈ 10 h nonstop flight

From you

Hong Kong
Albury

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Albury: Cost of Living - Frequently Asked Questions

Albury wins on cost – living expenses run 33% lower than in Hong Kong. Housing and daily spending are where you'll feel the difference most, making Albury the obvious pick if budget is a priority.

On paper, salaries run 44% lower in Albury. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,241 in Hong Kong versus $1,102 in Albury. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Albury – a meal for two runs $88.0 versus $65.0 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,246 in Albury versus $2,984 in Hong Kong, a $2,000 budget is realistic in Albury but tight or insufficient in Hong Kong. The gap between the two cities makes Albury the clear choice for anyone on this budget.

Both work as nomad bases, but Albury delivers better value – similar infrastructure at $2,246 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Albury hard to pass up.

Safety-wise, Hong Kong and Albury are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albury gentler on the wallet – expenses run 33% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.