Last update: Oct 2026

Cost of Living Comparison Between Hong Kong (China) and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Ho Chi Minh City (Saigon): $855 a month against $2,949 in Hong Kong (China), rent and utilities included – about $25,100 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong (China)
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Hong Kong (China) Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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🇭🇰 Hong Kong (China)

$2,949

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

😐 Solo nomad: Hong Kong (China) is 122% more expensive than Ho Chi Minh City (Saigon) without rent, and 244.9% more expensive with rent.

😐 Family of 3: Hong Kong (China) is 126.2% more expensive than Ho Chi Minh City (Saigon) without rent, and 218% more expensive with rent.

Meal at Budget Restaurant

$8.49 HK$66.6

$1.90 ₫49.1K

346.84%

Three-Course Dinner for Two, Mid-Range

$63.3 HK$497

$23.32 ₫603.5K

171.36%

Fast Food Meal (McDonalds, etc)

$6.24 HK$48.95

$4.67 ₫120.9K

33.62%

Cappuccino

$4.95 HK$38.84

$1.85 ₫47.9K

167.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 HK$10.38

$0.56 ₫14.4K

135.71%

Water (0.33 liter bottle)

$1.11 HK$8.74

$0.34 ₫8,857

226.47%

Local Beer (0.5 liter draught)

$7.68 HK$60.3

$1.01 ₫26.2K

660.40%

Imported Beer (0.33 liter bottle)

$6.38 HK$50.1

$1.69 ₫43.7K

277.51%

Milk (1 liter)

$2.91 HK$22.87

$1.58 ₫40.8K

84.18%

White Bread (500g)

$2.32 HK$18.19

$1.04 ₫27.0K

123.08%

Rice (white) (1kg)

$2.15 HK$16.89

$0.99 ₫25.7K

117.17%

Eggs

$3.40 HK$26.65

$1.60 ₫41.5K

112.50%

Local Cheese (1kg)

$24.81 HK$195

$12.23 ₫316.6K

102.86%

Chicken Fillets (1kg)

$8.89 HK$69.8

$3.54 ₫91.7K

151.13%

Beef Round Steak (1kg)

$17.90 HK$140

$10.44 ₫270.2K

71.46%

Apples (1kg)

$4.18 HK$32.84

$3.09 ₫79.9K

35.28%

Banana (1kg)

$2.73 HK$21.41

$1.26 ₫32.5K

116.67%

Oranges (1kg)

$4.53 HK$35.53

$1.57 ₫40.6K

188.54%

Tomato (1kg)

$3.86 HK$30.26

$1.26 ₫32.5K

206.35%

Potato (1kg)

$3.25 HK$25.50

$1.17 ₫30.4K

177.78%

Onion (1kg)

$3.09 HK$24.26

$1.15 ₫29.7K

168.70%

Lettuce (1 head)

$1.61 HK$12.60

$0.72 ₫18.7K

123.61%

Water (1.5 liter bottle)

$1.80 HK$14.12

$0.54 ₫14.0K

233.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.43 HK$105

$1.22 ₫31.5K

1000.82%

Wine (Bottle)

$16.35 HK$128

$12.28 ₫317.8K

33.14%

Local Beer (0.5 liter bottle)

$2.01 HK$15.79

$0.98 ₫25.4K

105.10%

Imported Beer (0.33 liter bottle)

$2.24 HK$17.58

$1.49 ₫38.5K

50.34%

One-way Ticket (Public Transport)

$1.40 HK$10.96

$0.28 ₫7,249

400.00%

Public Transport Monthly Pass (Regular Price)

$89.0 HK$698

$11.62 ₫300.8K

665.92%

Taxi Start (Normal Tariff)

$3.65 HK$28.66

$0.73 ₫18.9K

400.00%

Taxi (Normal Tariff) (1km)

$1.31 HK$10.26

$0.64 ₫16.7K

104.69%

Taxi 1hour Waiting (Normal Tariff)

$16.07 HK$126

$3.17 ₫82.0K

406.94%

Gasoline (1 liter)

$4.08 HK$32.03

$0.95 ₫24.6K

329.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.8K HK$351.2K

$30.7K ₫795.6M

45.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K HK$293.0K

$30.6K ₫791.6M

22.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 HK$1,991

$102 ₫2.6M

148.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.45 HK$121

$5.65 ₫146.1K

173.45%

Internet (50+ Mbps, Unlimited Data)

$21.47 HK$169

$10.52 ₫272.2K

104.09%

Gym Membership (Monthly)

$93.6 HK$735

$25.86 ₫669.2K

261.99%

Tennis Court (1 Hour on Weekend)

$9.05 HK$71.0

$11.82 ₫305.9K

-23.43%

Cinema Ticket

$13.64 HK$107

$3.39 ₫87.8K

302.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,188 HK$9,326

$438 ₫11.3M

171.50%

International Primary School, 1 Child (Yearly)

$22.7K HK$177.8K

$23.3K ₫603.1M

-2.79%

Jeans (Levis 501 Or Similar)

$67.6 HK$530

$51.5 ₫1.3M

31.17%

Summer Dress (H&M, Zara, etc)

$41.78 HK$328

$34.56 ₫894.3K

20.89%

Sport Shoes (Adidas, Nike)

$81.1 HK$636

$91.3 ₫2.4M

-11.24%

Men's Leather Business Shoes

$120 HK$940

$94.9 ₫2.5M

26.23%

1-bedroom Apartment, City Center (Monthly)

$2,184 HK$17.1K

$577 ₫14.9M

278.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,680 HK$13.2K

$292 ₫7.6M

475.21%

3-bedroom Apartment, City Center (Monthly)

$4,990 HK$39.2K

$1,293 ₫33.5M

285.82%

3-bedroom Apartment, Outside City Center (Monthly)

$3,509 HK$27.5K

$717 ₫18.6M

389.38%

Buy Apartment in City Center (m2)

$28.6K HK$224.2K

$4,714 ₫122.0M

506.21%

Buy Apartment Outside City Center (m2)

$17.8K HK$139.6K

$1,882 ₫48.7M

845.47%

Average Monthly Net Salary (After Tax)

$3,328 HK$26.1K

$486 ₫12.6M

585.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

8.64

-54.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong (China): October 3, 2026

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong (China)

$1.7K 56.9%

Ho Chi Minh City (Saigon)

$292 34.3% 82.6% $1.4K

Groceries & Markets

Hong Kong (China)

$413 14%

Ho Chi Minh City (Saigon)

$206 24.1% 50.2% $207

Monthly Utilities & Internet

Hong Kong (China)

$291 9.8%

Ho Chi Minh City (Saigon)

$118 13.9% 59.2% $172

Eating Out

Hong Kong (China)

$207 7%

Ho Chi Minh City (Saigon)

$63 7.5% 69.3% $143

Clothing & Footwear

Hong Kong (China)

$140 4.7%

Ho Chi Minh City (Saigon)

$123 14.4% 12.2% $17

Sport & Entertainment

Hong Kong (China)

$121 4.1%

Ho Chi Minh City (Saigon)

$33 3.8% 73% $88

Getting Around

Hong Kong (China)

$105 3.5%

Ho Chi Minh City (Saigon)

$17 2% 84.1% $88

Good to know

🇭🇰 Hong Kong (China)

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

16:59 4:59 PM

15:59 3:59 PM

1 h behind Hong Kong (China)

🌤 Weather

👥 Population

7,413,070

9,456,700

💱 Currency

Hong Kong Dollar HKD $

Vietnamese Dong VND ₫

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

Exchange rates and currency converter

VND, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 29,025 VND (100,000 VND = 3.45 EUR).

USD to HKD in detail →

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