Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Hong Kong (China)

Name: Hong Kong (China)
Address: HK

For one person, living is cheaper in Ho Chi Minh City (Saigon): $855 a month against $2,949 in Hong Kong (China), rent and utilities included – about $25,100 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
144

Cost of Living Index in Hong Kong (China)
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Hong Kong (China) Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

🇭🇰 Hong Kong (China)

$2,949

/mo nomad

🙂 Solo nomad: Ho Chi Minh City (Saigon) is 54.9% cheaper than Hong Kong (China) without rent, and 71% cheaper with rent.

🙂 Family of 3: Ho Chi Minh City (Saigon) is 55.8% cheaper than Hong Kong (China) without rent, and 68.6% cheaper with rent.

Meal at Budget Restaurant

$1.90 ₫49.1K

$8.49 HK$66.6

-77.62%

Three-Course Dinner for Two, Mid-Range

$23.32 ₫603.5K

$63.3 HK$497

-63.15%

Fast Food Meal (McDonalds, etc)

$4.67 ₫120.9K

$6.24 HK$48.95

-25.16%

Cappuccino

$1.85 ₫47.9K

$4.95 HK$38.84

-62.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.4K

$1.32 HK$10.38

-57.58%

Water (0.33 liter bottle)

$0.34 ₫8,857

$1.11 HK$8.74

-69.37%

Local Beer (0.5 liter draught)

$1.01 ₫26.2K

$7.68 HK$60.3

-86.85%

Imported Beer (0.33 liter bottle)

$1.69 ₫43.7K

$6.38 HK$50.1

-73.51%

Milk (1 liter)

$1.58 ₫40.8K

$2.91 HK$22.87

-45.70%

White Bread (500g)

$1.04 ₫27.0K

$2.32 HK$18.19

-55.17%

Rice (white) (1kg)

$0.99 ₫25.7K

$2.15 HK$16.89

-53.95%

Eggs

$1.60 ₫41.5K

$3.40 HK$26.65

-52.94%

Local Cheese (1kg)

$12.23 ₫316.6K

$24.81 HK$195

-50.71%

Chicken Fillets (1kg)

$3.54 ₫91.7K

$8.89 HK$69.8

-60.18%

Beef Round Steak (1kg)

$10.44 ₫270.2K

$17.90 HK$140

-41.68%

Apples (1kg)

$3.09 ₫79.9K

$4.18 HK$32.84

-26.08%

Banana (1kg)

$1.26 ₫32.5K

$2.73 HK$21.41

-53.85%

Oranges (1kg)

$1.57 ₫40.6K

$4.53 HK$35.53

-65.34%

Tomato (1kg)

$1.26 ₫32.5K

$3.86 HK$30.26

-67.36%

Potato (1kg)

$1.17 ₫30.4K

$3.25 HK$25.50

-64.00%

Onion (1kg)

$1.15 ₫29.7K

$3.09 HK$24.26

-62.78%

Lettuce (1 head)

$0.72 ₫18.7K

$1.61 HK$12.60

-55.28%

Water (1.5 liter bottle)

$0.54 ₫14.0K

$1.80 HK$14.12

-70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$1.22 ₫31.5K

$13.43 HK$105

-90.92%

Wine (Bottle)

$12.28 ₫317.8K

$16.35 HK$128

-24.89%

Local Beer (0.5 liter bottle)

$0.98 ₫25.4K

$2.01 HK$15.79

-51.24%

Imported Beer (0.33 liter bottle)

$1.49 ₫38.5K

$2.24 HK$17.58

-33.48%

One-way Ticket (Public Transport)

$0.28 ₫7,249

$1.40 HK$10.96

-80.00%

Public Transport Monthly Pass (Regular Price)

$11.62 ₫300.8K

$89.0 HK$698

-86.94%

Taxi Start (Normal Tariff)

$0.73 ₫18.9K

$3.65 HK$28.66

-80.00%

Taxi (Normal Tariff) (1km)

$0.64 ₫16.7K

$1.31 HK$10.26

-51.15%

Taxi 1hour Waiting (Normal Tariff)

$3.17 ₫82.0K

$16.07 HK$126

-80.27%

Gasoline (1 liter)

$0.95 ₫24.6K

$4.08 HK$32.03

-76.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₫795.6M

$44.8K HK$351.2K

-31.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K ₫791.6M

$37.3K HK$293.0K

-18.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$254 HK$1,991

-59.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.65 ₫146.1K

$15.45 HK$121

-63.43%

Internet (50+ Mbps, Unlimited Data)

$10.52 ₫272.2K

$21.47 HK$169

-51.00%

Gym Membership (Monthly)

$25.86 ₫669.2K

$93.6 HK$735

-72.37%

Tennis Court (1 Hour on Weekend)

$11.82 ₫305.9K

$9.05 HK$71.0

30.61%

Cinema Ticket

$3.39 ₫87.8K

$13.64 HK$107

-75.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$438 ₫11.3M

$1,188 HK$9,326

-63.17%

International Primary School, 1 Child (Yearly)

$23.3K ₫603.1M

$22.7K HK$177.8K

2.87%

Jeans (Levis 501 Or Similar)

$51.5 ₫1.3M

$67.6 HK$530

-23.76%

Summer Dress (H&M, Zara, etc)

$34.56 ₫894.3K

$41.78 HK$328

-17.28%

Sport Shoes (Adidas, Nike)

$91.3 ₫2.4M

$81.1 HK$636

12.67%

Men's Leather Business Shoes

$94.9 ₫2.5M

$120 HK$940

-20.78%

1-bedroom Apartment, City Center (Monthly)

$577 ₫14.9M

$2,184 HK$17.1K

-73.58%

1-bedroom Apartment, Outside City Center (Monthly)

$292 ₫7.6M

$1,680 HK$13.2K

-82.62%

3-bedroom Apartment, City Center (Monthly)

$1,293 ₫33.5M

$4,990 HK$39.2K

-74.08%

3-bedroom Apartment, Outside City Center (Monthly)

$717 ₫18.6M

$3,509 HK$27.5K

-79.57%

Buy Apartment in City Center (m2)

$4,714 ₫122.0M

$28.6K HK$224.2K

-83.50%

Buy Apartment Outside City Center (m2)

$1,882 ₫48.7M

$17.8K HK$139.6K

-89.42%

Average Monthly Net Salary (After Tax)

$486 ₫12.6M

$3,328 HK$26.1K

-85.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

3.91

120.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Last update for Hong Kong (China): October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$292 34.3%

Hong Kong (China)

$1.7K 56.9% 475% $1.4K

Groceries & Markets

Ho Chi Minh City (Saigon)

$206 24.1%

Hong Kong (China)

$413 14% 101% $207

Clothing & Footwear

Ho Chi Minh City (Saigon)

$123 14.4%

Hong Kong (China)

$140 4.7% 13.9% $17

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.9%

Hong Kong (China)

$291 9.8% 145% $172

Eating Out

Ho Chi Minh City (Saigon)

$63 7.5%

Hong Kong (China)

$207 7% 226% $143

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Hong Kong (China)

$121 4.1% 270% $88

Getting Around

Ho Chi Minh City (Saigon)

$17 2%

Hong Kong (China)

$105 3.5% 527% $88

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇭🇰 Hong Kong (China)

🕒 Local time

16:59 4:59 PM

17:59 5:59 PM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

7,413,070

💱 Currency

Vietnamese Dong VND ₫

Hong Kong Dollar HKD $

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 28,999 VND (100,000 VND = 3.45 EUR).

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.79 HKD (1 HKD = 0.114 EUR).

USD to VND in detail →

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