Cost of Living Comparison Between Ho and Ubud Cost of Living Comparison Between Ho and Ubud

🙂 Solo nomad: Ho is 47.6% cheaper than Ubud without rent, and 54.5% cheaper with rent.
🙂 Family of 3: Ho is 41.2% cheaper than Ubud without rent, and 52% cheaper with rent.
Currency
🍽 Eating Out
Ho
Ubud
Difference
Meal at Budget Restaurant
$2.86 GHS 29.24
$3 Rp 48.8K
-4.67%
Three-Course Dinner for Two, Mid-Range
$9.72 GHS 99.3
$12.52 Rp 203.2K
-22.36%
Fast Food Meal (McDonalds, etc)
$3.97 GHS 40.56
$3.18 Rp 51.6K
24.84%
Cappuccino
$1.49 GHS 15.23
$2.21 Rp 35.9K
-32.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 GHS 5.26
$1.1 Rp 17.9K
-53.64%
Water (0.33 liter bottle)
$0.3 GHS 3.08
$0.26 Rp 4,217
15.38%
Local Beer (0.5 liter draught)
$0.47 GHS 4.8
$2.5 Rp 40.5K
-81.20%
Imported Beer (0.33 liter bottle)
$0.74 GHS 7.6
$3.2 Rp 51.9K
-76.88%
🛒 Groceries & Markets
Ho
Ubud
Difference
Milk (1 liter)
$1.14 GHS 11.7
$1.49 Rp 24.2K
-23.49%
White Bread (500g)
$0.47 GHS 4.77
$1.67 Rp 27K
-71.86%
Rice (white) (1kg)
$0.82 GHS 8.37
$1.14 Rp 18.5K
-28.07%
Eggs
$2.3 GHS 23.54
$2.27 Rp 36.9K
1.32%
Local Cheese (1kg)
$11.3 GHS 115
$13.94 Rp 226.3K
-18.94%
Chicken Fillets (1kg)
$4.42 GHS 45.12
$4 Rp 64.8K
10.50%
Beef Round Steak (1kg)
$5.21 GHS 53.2
$11.3 Rp 183.4K
-53.89%
Apples (1kg)
$2.18 GHS 22.28
$3.6 Rp 58.4K
-39.44%
Banana (1kg)
$0.94 GHS 9.64
$1.53 Rp 24.8K
-38.56%
Oranges (1kg)
$0.93 GHS 9.46
$2.65 Rp 43K
-64.91%
Tomato (1kg)
$0.99 GHS 10.11
$1.38 Rp 22.4K
-28.26%
Potato (1kg)
$1.91 GHS 19.53
$1.58 Rp 25.6K
20.89%
Onion (1kg)
$0.99 GHS 10.13
$2.16 Rp 35.1K
-54.17%
Lettuce (1 head)
$0.3 GHS 3.11
$1.04 Rp 16.9K
-71.15%
Water (1.5 liter bottle)
$0.51 GHS 5.16
$0.56 Rp 9,114
-8.93%
Cigarettes 20 Pack (Marlboro, Camel)
$1.57 GHS 16.03
$2.23 Rp 36.3K
-29.60%
Wine (Bottle)
$3.14 GHS 32.06
$14.98 Rp 243.2K
-79.04%
Local Beer (0.5 liter bottle)
$0.6 GHS 6.12
$2.43 Rp 39.5K
-75.31%
Imported Beer (0.33 liter bottle)
$1.14 GHS 11.68
$2.64 Rp 42.8K
-56.82%
🚌 Getting Around
Ho
Ubud
Difference
One-way Ticket (Public Transport)
-
$0.32 Rp 5,203
-
Public Transport Monthly Pass (Regular Price)
-
$10.12 Rp 164.3K
-
Taxi Start (Normal Tariff)
$1.56 GHS 15.97
$0.49 Rp 7,888
218.37%
Taxi (Normal Tariff) (1km)
$1.17 GHS 11.99
$0.34 Rp 5,573
244.12%
Taxi 1hour Waiting (Normal Tariff)
$5.4 GHS 55.2
$6.04 Rp 98K
-10.60%
Gasoline (1 liter)
$0.93 GHS 9.48
$0.73 Rp 11.9K
27.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$5,896 GHS 60.3K
$26.2K Rp 425.6M
-77.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$7,634 GHS 78K
$31.9K Rp 518.5M
-76.10%
🧾 Monthly Utilities & Internet
Ho
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$24.68 GHS 252
$62.6 Rp 1M
-60.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.98 GHS 133
$4.1 Rp 66.6K
216.59%
Internet (50+ Mbps, Unlimited Data)
$14.63 GHS 150
$24.32 Rp 394.7K
-39.84%
🎉 Sport & Entertainment
Ho
Ubud
Difference
Gym Membership (Monthly)
-
$22.6 Rp 366.9K
-
Tennis Court (1 Hour on Weekend)
-
$6.26 Rp 101.5K
-
Cinema Ticket
$9.52 GHS 97.3
$3.29 Rp 53.4K
189.36%
🧸 Childcare & Education
Ho
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$71.7 GHS 732
$93.2 Rp 1.5M
-23.14%
International Primary School, 1 Child (Yearly)
$7,914 GHS 80.9K
$6,098 Rp 99M
29.79%
👕👟 Clothing & Footwear
Ho
Ubud
Difference
Jeans (Levis 501 Or Similar)
$14.55 GHS 149
$52.8 Rp 857.4K
-72.45%
Summer Dress (H&M, Zara, etc)
$19.04 GHS 195
$24.84 Rp 403.3K
-23.35%
Sport Shoes (Adidas, Nike)
$28.59 GHS 292
$85.2 Rp 1.4M
-66.46%
Men's Leather Business Shoes
$41.18 GHS 421
$72.5 Rp 1.2M
-43.18%
🏠 Accommodation & Living
Ho
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
-
$259 Rp 4.2M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$159 Rp 2.6M
-
3-bedroom Apartment, City Center (Monthly)
-
$578 Rp 9.4M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$336 Rp 5.5M
-
Buy Apartment in City Center (m2)
-
$1,000 Rp 16.2M
-
Buy Apartment Outside City Center (m2)
-
$860 Rp 14M
-
💵 Salaries & Financials
Ho
Ubud
Difference
Average Monthly Net Salary (After Tax)
$109 GHS 1,111
$182 Rp 3M
-40.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
13.28
91.27%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: October 29, 2025

Last update for Ubud: October 29, 2025

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