Cost of Living Comparison Between Ho and Tema Cost of Living Comparison Between Ho and Tema

🙂 Solo nomad: Ho is 47.6% cheaper than Tema without rent, and 46.4% cheaper with rent.

🙂 Family of 3: Ho is 42.6% cheaper than Tema without rent, and 46.3% cheaper with rent.

Meal at Budget Restaurant

$2.91 GHS 31.53

$7.33 GHS 79.6

-60.30%

Three-Course Dinner for Two, Mid-Range

$9.98 GHS 108

$27.95 GHS 303

-64.29%

Fast Food Meal (McDonalds, etc)

$3.96 GHS 42.95

$7.86 GHS 85.3

-49.62%

Cappuccino

$1.50 GHS 16.25

$1.44 GHS 15.65

4.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 GHS 5.08

$0.99 GHS 10.75

-52.53%

Water (0.33 liter bottle)

$0.30 GHS 3.29

$0.33 GHS 3.60

-9.09%

Local Beer (0.5 liter draught)

$0.51 GHS 5.49

$1.80 GHS 19.50

-71.67%

Imported Beer (0.33 liter bottle)

$0.77 GHS 8.31

$2.68 GHS 29.13

-71.27%

Milk (1 liter)

$1.20 GHS 13.03

$3.03 GHS 32.85

-60.40%

White Bread (500g)

$0.50 GHS 5.48

$1.61 GHS 17.43

-68.94%

Rice (white) (1kg)

$0.82 GHS 8.88

$1.49 GHS 16.12

-44.97%

Eggs

$2.35 GHS 25.45

$2.19 GHS 23.80

7.31%

Local Cheese (1kg)

$11.32 GHS 123

$3.73 GHS 40.51

203.49%

Chicken Fillets (1kg)

$4.36 GHS 47.28

$2.66 GHS 28.83

63.91%

Beef Round Steak (1kg)

$5.25 GHS 57.0

$2.48 GHS 26.89

111.69%

Apples (1kg)

$2.19 GHS 23.76

$2.80 GHS 30.37

-21.79%

Banana (1kg)

$1.01 GHS 10.93

$2.09 GHS 22.69

-51.67%

Oranges (1kg)

$0.93 GHS 10.05

$2.07 GHS 22.42

-55.07%

Tomato (1kg)

$0.98 GHS 10.65

$2.92 GHS 31.65

-66.44%

Potato (1kg)

$1.89 GHS 20.54

$1.81 GHS 19.68

4.42%

Onion (1kg)

$0.96 GHS 10.41

$1.97 GHS 21.33

-51.27%

Lettuce (1 head)

$0.28 GHS 3.02

$0.63 GHS 6.88

-55.56%

Water (1.5 liter bottle)

$0.51 GHS 5.50

$0.80 GHS 8.70

-36.25%

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 17.76

Wine (Bottle)

$3.28 GHS 35.60

$8.51 GHS 92.3

-61.46%

Local Beer (0.5 liter bottle)

$0.60 GHS 6.55

$0.87 GHS 9.49

-31.03%

Imported Beer (0.33 liter bottle)

$1.15 GHS 12.44

One-way Ticket (Public Transport)

$2.03 GHS 22.00

Public Transport Monthly Pass (Regular Price)

$39.08 GHS 424

Taxi Start (Normal Tariff)

$1.57 GHS 17.03

$1.35 GHS 14.68

16.30%

Taxi (Normal Tariff) (1km)

$1.22 GHS 13.26

$0.77 GHS 8.37

58.44%

Taxi 1hour Waiting (Normal Tariff)

$5.63 GHS 61.1

Gasoline (1 liter)

$0.95 GHS 10.28

$1.18 GHS 12.78

-19.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,796 GHS 62.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,807 GHS 84.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.17 GHS 262

$30.93 GHS 336

-21.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.25 GHS 144

$12.38 GHS 134

7.03%

Internet (50+ Mbps, Unlimited Data)

$14.79 GHS 160

$64.7 GHS 702

-77.15%

Gym Membership (Monthly)

$19.37 GHS 210

Cinema Ticket

$9.56 GHS 104

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.3 GHS 795

$84.5 GHS 916

-13.23%

International Primary School, 1 Child (Yearly)

$8,066 GHS 87.5K

Jeans (Levis 501 Or Similar)

$14.85 GHS 161

$24.45 GHS 265

-39.26%

Summer Dress (H&M, Zara, etc)

$19.24 GHS 209

$24.41 GHS 265

-21.18%

Sport Shoes (Adidas, Nike)

$28.57 GHS 310

$45.52 GHS 494

-37.24%

Men's Leather Business Shoes

$41.24 GHS 447

$62.1 GHS 673

-33.55%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,294

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 724

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,502

Buy Apartment in City Center (m2)

$10.1K GHS 109.9K

Buy Apartment Outside City Center (m2)

$5,924 GHS 64.3K

Average Monthly Net Salary (After Tax)

$114 GHS 1,236

$455 GHS 4,941

-74.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: January 11, 2026

Last update for Tema: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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