Cost of Living Comparison Between Ho and Tema Cost of Living Comparison Between Ho and Tema

🙂 Solo nomad: Ho is 32.1% cheaper than Tema without rent, and 45.1% cheaper with rent.

🙂 Family of 3: Ho is 37.3% cheaper than Tema without rent, and 46.9% cheaper with rent.

Meal at Budget Restaurant

$2.94 GHS 31.69

$7.28 GHS 78.5

-59.62%

Three-Course Dinner for Two, Mid-Range

$9.61 GHS 104

$28.15 GHS 304

-65.86%

Fast Food Meal (McDonalds, etc)

$3.85 GHS 41.46

$8.11 GHS 87.4

-52.53%

Cappuccino

$1.50 GHS 16.13

$1.44 GHS 15.53

4.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 GHS 5.49

$1.00 GHS 10.74

-49.00%

Water (0.33 liter bottle)

$0.30 GHS 3.25

$0.33 GHS 3.56

-9.09%

Local Beer (0.5 liter draught)

$0.51 GHS 5.46

$1.77 GHS 19.11

-71.19%

Imported Beer (0.33 liter bottle)

$0.80 GHS 8.57

$2.73 GHS 29.44

-70.70%

Milk (1 liter)

$1.19 GHS 12.82

$2.93 GHS 31.56

-59.39%

White Bread (500g)

$0.47 GHS 5.10

$1.62 GHS 17.45

-70.99%

Rice (white) (1kg)

$0.82 GHS 8.81

$1.54 GHS 16.62

-46.75%

Eggs

$2.32 GHS 25.01

$2.25 GHS 24.27

3.11%

Local Cheese (1kg)

$11.27 GHS 121

$3.75 GHS 40.44

200.53%

Chicken Fillets (1kg)

$4.42 GHS 47.70

$2.61 GHS 28.17

69.35%

Beef Round Steak (1kg)

$5.47 GHS 59.0

$2.51 GHS 27.08

117.93%

Apples (1kg)

$2.20 GHS 23.67

$2.71 GHS 29.16

-18.82%

Banana (1kg)

$1.02 GHS 10.95

$2.09 GHS 22.52

-51.20%

Oranges (1kg)

$1.00 GHS 10.79

$2.09 GHS 22.54

-52.15%

Tomato (1kg)

$0.98 GHS 10.60

$2.95 GHS 31.85

-66.78%

Potato (1kg)

$1.93 GHS 20.77

$1.86 GHS 20.08

3.76%

Onion (1kg)

$1.01 GHS 10.86

$1.90 GHS 20.53

-46.84%

Lettuce (1 head)

$0.28 GHS 2.98

$0.60 GHS 6.48

-53.33%

Water (1.5 liter bottle)

$0.51 GHS 5.49

$0.82 GHS 8.86

-37.80%

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 17.67

Wine (Bottle)

$3.31 GHS 35.67

$8.31 GHS 89.6

-60.17%

Local Beer (0.5 liter bottle)

$0.61 GHS 6.56

$0.84 GHS 9.04

-27.38%

Imported Beer (0.33 liter bottle)

$1.20 GHS 12.91

One-way Ticket (Public Transport)

$2.09 GHS 22.51

Public Transport Monthly Pass (Regular Price)

$39.44 GHS 425

Taxi Start (Normal Tariff)

$1.53 GHS 16.55

$1.41 GHS 15.21

8.51%

Taxi (Normal Tariff) (1km)

$1.16 GHS 12.48

$0.72 GHS 7.81

61.11%

Taxi 1hour Waiting (Normal Tariff)

$5.64 GHS 60.8

Gasoline (1 liter)

$1.01 GHS 10.89

$1.22 GHS 13.17

-17.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,818 GHS 62.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,666 GHS 82.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.79 GHS 267

$30.29 GHS 326

-18.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.11 GHS 141

$12.19 GHS 131

7.55%

Internet (50+ Mbps, Unlimited Data)

$14.36 GHS 155

$64.0 GHS 690

-77.56%

Gym Membership (Monthly)

$19.50 GHS 210

Cinema Ticket

$9.42 GHS 102

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.6 GHS 771

$83.0 GHS 895

-13.79%

International Primary School, 1 Child (Yearly)

$7,961 GHS 85.8K

Jeans (Levis 501 Or Similar)

$14.36 GHS 155

$24.51 GHS 264

-41.41%

Summer Dress (H&M, Zara, etc)

$19.05 GHS 205

$24.26 GHS 262

-21.48%

Sport Shoes (Adidas, Nike)

$29.59 GHS 319

$45.82 GHS 494

-35.42%

Men's Leather Business Shoes

$41.85 GHS 451

$61.3 GHS 661

-31.77%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,283

1-bedroom Apartment, Outside City Center (Monthly)

$66.6 GHS 718

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,490

Buy Apartment in City Center (m2)

$9,953 GHS 107.3K

Buy Apartment Outside City Center (m2)

$6,055 GHS 65.3K

Average Monthly Net Salary (After Tax)

$111 GHS 1,200

$464 GHS 5,000

-76.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: February 28, 2026

Last update for Tema: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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