Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and the Philippines

For one person, living is cheaper in the Philippines: $754 a month against $855 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,200 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$855
/mo nomad
🇵🇭 Philippines
$754
/mo nomad
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Philippines
Difference
Meal at Budget Restaurant
$1.90 ₫49.1K
$4.08 ₱256
-53.43%
Three-Course Dinner for Two, Mid-Range
$23.32 ₫603.5K
$21.43 ₱1,344
8.82%
Fast Food Meal (McDonalds, etc)
$4.67 ₫120.9K
$3.18 ₱199
46.86%
Cappuccino
$1.85 ₫47.9K
$2.22 ₱139
-16.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.56 ₫14.4K
$0.70 ₱43.83
-20.00%
Water (0.33 liter bottle)
$0.34 ₫8,857
$0.37 ₱22.97
-8.11%
Local Beer (0.5 liter draught)
$1.01 ₫26.2K
$1.29 ₱81.2
-21.71%
Imported Beer (0.33 liter bottle)
$1.69 ₫43.7K
$2.00 ₱126
-15.50%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Philippines
Difference
Milk (1 liter)
$1.58 ₫40.8K
$1.69 ₱106
-6.51%
White Bread (500g)
$1.04 ₫27.0K
$1.18 ₱74.1
-11.86%
Rice (white) (1kg)
$0.99 ₫25.7K
$0.87 ₱54.3
13.79%
Eggs
$1.60 ₫41.5K
$1.96 ₱123
-18.37%
Local Cheese (1kg)
$12.23 ₫316.6K
$6.95 ₱436
75.97%
Chicken Fillets (1kg)
$3.54 ₫91.7K
$4.29 ₱269
-17.48%
Beef Round Steak (1kg)
$10.44 ₫270.2K
$7.07 ₱444
47.67%
Apples (1kg)
$3.09 ₫79.9K
$2.90 ₱182
6.55%
Banana (1kg)
$1.26 ₫32.5K
$1.44 ₱90.2
-12.50%
Oranges (1kg)
$1.57 ₫40.6K
$2.52 ₱158
-37.70%
Tomato (1kg)
$1.26 ₫32.5K
$1.50 ₱94.4
-16.00%
Potato (1kg)
$1.17 ₫30.4K
$2.19 ₱137
-46.58%
Onion (1kg)
$1.15 ₫29.7K
$2.56 ₱161
-55.08%
Lettuce (1 head)
$0.72 ₫18.7K
$1.33 ₱83.2
-45.86%
Water (1.5 liter bottle)
$0.54 ₫14.0K
$0.65 ₱40.91
-16.92%
Cigarettes 20 Pack (Marlboro, Camel)
$1.22 ₫31.5K
$2.83 ₱177
-56.89%
Wine (Bottle)
$12.28 ₫317.8K
$6.20 ₱389
98.06%
Local Beer (0.5 liter bottle)
$0.98 ₫25.4K
$1.17 ₱73.5
-16.24%
Imported Beer (0.33 liter bottle)
$1.49 ₫38.5K
$1.73 ₱108
-13.87%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Philippines
Difference
One-way Ticket (Public Transport)
$0.28 ₫7,249
$0.28 ₱17.68
-
Public Transport Monthly Pass (Regular Price)
$11.62 ₫300.8K
$12.71 ₱797
-8.58%
Taxi Start (Normal Tariff)
$0.73 ₫18.9K
$0.78 ₱48.96
-6.41%
Taxi (Normal Tariff) (1km)
$0.64 ₫16.7K
$0.23 ₱14.43
178.26%
Taxi 1hour Waiting (Normal Tariff)
$3.17 ₫82.0K
$1.88 ₱118
68.62%
Gasoline (1 liter)
$0.95 ₫24.6K
$1.16 ₱72.6
-18.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K ₫795.6M
$21.2K ₱1.3M
44.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K ₫791.6M
$19.5K ₱1.2M
56.99%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Philippines
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 ₫2.6M
$103 ₱6,459
-0.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.65 ₫146.1K
$14.13 ₱886
-60.01%
Internet (50+ Mbps, Unlimited Data)
$10.52 ₫272.2K
$27.09 ₱1,699
-61.17%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Philippines
Difference
Gym Membership (Monthly)
$25.86 ₫669.2K
$31.47 ₱1,974
-17.83%
Tennis Court (1 Hour on Weekend)
$11.82 ₫305.9K
$5.95 ₱373
98.66%
Cinema Ticket
$3.39 ₫87.8K
$5.46 ₱342
-37.91%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Philippines
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$438 ₫11.3M
$142 ₱8,889
208.85%
International Primary School, 1 Child (Yearly)
$23.3K ₫603.1M
$5,663 ₱355.2K
311.52%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Philippines
Difference
Jeans (Levis 501 Or Similar)
$51.5 ₫1.3M
$43.92 ₱2,755
17.30%
Summer Dress (H&M, Zara, etc)
$34.56 ₫894.3K
$24.08 ₱1,510
43.52%
Sport Shoes (Adidas, Nike)
$91.3 ₫2.4M
$67.1 ₱4,210
36.05%
Men's Leather Business Shoes
$94.9 ₫2.5M
$60.4 ₱3,789
57.10%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Philippines
Difference
1-bedroom Apartment, City Center (Monthly)
$577 ₫14.9M
$322 ₱20.2K
79.06%
1-bedroom Apartment, Outside City Center (Monthly)
$292 ₫7.6M
$184 ₱11.5K
58.87%
3-bedroom Apartment, City Center (Monthly)
$1,293 ₫33.5M
$652 ₱40.9K
98.49%
3-bedroom Apartment, Outside City Center (Monthly)
$717 ₫18.6M
$355 ₱22.2K
102.18%
Buy Apartment in City Center (m2)
$4,714 ₫122.0M
$2,998 ₱188.0K
57.25%
Buy Apartment Outside City Center (m2)
$1,882 ₫48.7M
$1,394 ₱87.4K
35.04%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Philippines
Difference
Average Monthly Net Salary (After Tax)
$486 ₫12.6M
$313 ₱19.6K
55.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.64
7.2
20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Last update for the Philippines: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ho Chi Minh City (Saigon)
$292
Philippines
$184 37.1% $108
Groceries & Markets
Ho Chi Minh City (Saigon)
$206
Philippines
$191 7.1% $15
Clothing & Footwear
Ho Chi Minh City (Saigon)
$123
Philippines
$88 28.2% $35
Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
$118
Philippines
$144 21.7% $26
Eating Out
Ho Chi Minh City (Saigon)
$63
Philippines
$84 31.7% $20
Sport & Entertainment
Ho Chi Minh City (Saigon)
$33
Philippines
$42 29.8% $9.7
Getting Around
Ho Chi Minh City (Saigon)
$17
Philippines
$16 5.6% $0.9
Good to know
🇻🇳 Ho Chi Minh City (Saigon)
🇵🇭 Philippines
🕒 Local time
15:52 3:52 PM
16:52 4:52 PM
1 h ahead of Ho Chi Minh City (Saigon)
🌤 Weather
👥 Population
9,456,700
109,035,343
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to VND – Vietnamese Dong Converter

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 29,025 VND (100,000 VND = 3.45 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Ho Chi Minh City (Saigon) Philippines 1,610 km ≈ 2 h 30 min nonstop flight
From you
  • Ho Chi Minh City (Saigon)
  • Philippines

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs other spots: cost of living compared

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