Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Delhi

For one person, living is cheaper in Delhi: $520 a month against $855 in Ho Chi Minh City (Saigon), rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
25

Cost of Living Index in Delhi
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Delhi Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

Delhi

🇮🇳 India

$520

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Delhi actually costs, broken down by who's living it.

A single person spends $855 per month in Ho Chi Minh City (Saigon) vs $520 in Delhi, rent included.

Ho Chi Minh City (Saigon) $855
Delhi $520

A couple spends around $1,400 per month in Ho Chi Minh City (Saigon) vs $858 in Delhi, rent included.

Ho Chi Minh City (Saigon) $1,400
Delhi $858

A family of three spends $1,944 per month in Ho Chi Minh City (Saigon) vs $1,195 in Delhi, rent included.

Ho Chi Minh City (Saigon) $1,944
Delhi $1,195

Ho Chi Minh City (Saigon) costs about 64% more than Delhi, and outside of rent the biggest gap is in groceries.

Both Ho Chi Minh City (Saigon) and Delhi are more affordable than the global median – Ho Chi Minh City (Saigon) 36% lower, Delhi 61% lower.

Meal at Budget Restaurant

$1.90 ₫49.2K

$3.67 ₹355

-48.23%

Three-Course Dinner for Two, Mid-Range

$23.32 ₫603.7K

$20.95 ₹2,027

11.31%

Fast Food Meal (McDonalds, etc)

$4.67 ₫121.0K

$3.74 ₹362

24.87%

Cappuccino

$1.85 ₫48.0K

$2.33 ₹226

-20.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.4K

$0.37 ₹35.82

51.35%

Water (0.33 liter bottle)

$0.34 ₫8,860

$0.20 ₹18.91

70.00%

Local Beer (0.5 liter draught)

$1.01 ₫26.2K

$2.02 ₹195

-50.00%

Imported Beer (0.33 liter bottle)

$1.69 ₫43.7K

$3.19 ₹308

-47.02%

Milk (1 liter)

$1.58 ₫40.8K

$0.68 ₹65.9

132.35%

White Bread (500g)

$1.04 ₫27.0K

$0.52 ₹50.2

100.00%

Rice (white) (1kg)

$0.99 ₫25.7K

$0.83 ₹80.0

19.28%

Eggs

$1.60 ₫41.5K

$1.07 ₹104

49.53%

Local Cheese (1kg)

$12.23 ₫316.7K

$4.43 ₹428

176.07%

Chicken Fillets (1kg)

$3.54 ₫91.7K

$3.37 ₹326

5.04%

Beef Round Steak (1kg)

$10.44 ₫270.3K

Apples (1kg)

$3.09 ₫79.9K

$1.99 ₹192

55.28%

Banana (1kg)

$1.26 ₫32.5K

$0.72 ₹70.1

75.00%

Oranges (1kg)

$1.57 ₫40.6K

$1.02 ₹98.4

53.92%

Tomato (1kg)

$1.26 ₫32.5K

$0.52 ₹50.1

142.31%

Potato (1kg)

$1.17 ₫30.4K

$0.27 ₹25.96

333.33%

Onion (1kg)

$1.15 ₫29.7K

$0.37 ₹35.42

210.81%

Lettuce (1 head)

$0.72 ₫18.7K

$0.43 ₹41.64

67.44%

Water (1.5 liter bottle)

$0.54 ₫14.0K

$0.31 ₹30.39

74.19%

Cigarettes 20 Pack (Marlboro, Camel)

$1.22 ₫31.5K

$4.92 ₹476

-75.20%

Wine (Bottle)

$12.28 ₫317.9K

$8.34 ₹808

47.24%

Local Beer (0.5 liter bottle)

$0.98 ₫25.4K

$1.64 ₹159

-40.24%

Imported Beer (0.33 liter bottle)

$1.49 ₫38.6K

$2.70 ₹261

-44.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.15 ₹596

One-way Ticket (Public Transport)

$0.28 ₫7,252

$0.46 ₹44.04

-39.13%

Public Transport Monthly Pass (Regular Price)

$11.62 ₫301.0K

$15.29 ₹1,480

-24.00%

Taxi Start (Normal Tariff)

$0.73 ₫18.9K

$1.03 ₹99.8

-29.13%

Taxi (Normal Tariff) (1km)

$0.64 ₫16.7K

$0.27 ₹26.38

137.04%

Taxi 1hour Waiting (Normal Tariff)

$3.17 ₫82.0K

$1.53 ₹148

107.19%

Gasoline (1 liter)

$0.95 ₫24.6K

$1.05 ₹102

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₫795.9M

$10.5K ₹1.0M

193.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K ₫791.9M

$18.4K ₹1.8M

66.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$42.67 ₹4,129

139.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.65 ₫146.2K

$4.04 ₹391

39.85%

Internet (50+ Mbps, Unlimited Data)

$10.52 ₫272.3K

$6.75 ₹653

55.85%

Gym Membership (Monthly)

$25.86 ₫669.5K

$19.40 ₹1,878

33.30%

Tennis Court (1 Hour on Weekend)

$11.82 ₫306.1K

$8.06 ₹780

46.65%

Cinema Ticket

$3.39 ₫87.8K

$5.08 ₹492

-33.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$438 ₫11.3M

$100 ₹9,696

336.91%

International Primary School, 1 Child (Yearly)

$23.3K ₫603.3M

$2,268 ₹219.5K

927.67%

Jeans (Levis 501 Or Similar)

$51.5 ₫1.3M

$24.14 ₹2,336

113.42%

Summer Dress (H&M, Zara, etc)

$34.56 ₫894.6K

$28.38 ₹2,747

21.78%

Sport Shoes (Adidas, Nike)

$91.3 ₫2.4M

$53.3 ₹5,160

71.29%

Men's Leather Business Shoes

$94.9 ₫2.5M

$44.13 ₹4,271

115.09%

1-bedroom Apartment, City Center (Monthly)

$577 ₫14.9M

$264 ₹25.5K

118.59%

1-bedroom Apartment, Outside City Center (Monthly)

$292 ₫7.6M

$154 ₹14.9K

89.58%

3-bedroom Apartment, City Center (Monthly)

$1,293 ₫33.5M

$736 ₹71.2K

75.70%

3-bedroom Apartment, Outside City Center (Monthly)

$717 ₫18.6M

$397 ₹38.5K

80.46%

Buy Apartment in City Center (m2)

$4,714 ₫122.0M

$2,494 ₹241.4K

89.02%

Buy Apartment Outside City Center (m2)

$1,882 ₫48.7M

$1,017 ₹98.4K

85.13%

Average Monthly Net Salary (After Tax)

$486 ₫12.6M

$585 ₹56.7K

-17.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

8.33

3.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Last update for Delhi: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$292 34.3%

Delhi

$154 29.7% 47.3% $138

Groceries & Markets

Ho Chi Minh City (Saigon)

$206 24.1%

Delhi

$108 20.8% 47.5% $98

Clothing & Footwear

Ho Chi Minh City (Saigon)

$123 14.4%

Delhi

$67 13% 44.9% $55

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.9%

Delhi

$53 10.3% 54.9% $65

Eating Out

Ho Chi Minh City (Saigon)

$63 7.5%

Delhi

$87 16.8% 37.5% $24

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Delhi

$30 5.7% 9.4% $3.1

Getting Around

Ho Chi Minh City (Saigon)

$17 2%

Delhi

$20 3.8% 16.8% $2.8

Cost Breakdown

A central one-bedroom costs $577 in Ho Chi Minh City (Saigon) versus $264 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Delhi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Ho Chi Minh City (Saigon) versus $21.00 in Delhi. Monthly groceries follow the same trend: $206 vs $108 – making Delhi the more affordable choice for daily food spending.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇮🇳 Delhi

🕒 Local time

09:40 9:40 AM

08:10 8:10 AM

1 h 30 min behind Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

16,787,941 Capital

💱 Currency

Vietnamese Dong VND ₫

Indian Rupee INR ₹

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,037 VND (100,000 VND = 3.44 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to VND in detail →

On the map

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Ho Chi Minh City (Saigon) Delhi 3,650 km ≈ 5 h nonstop flight

From you

Ho Chi Minh City (Saigon)
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Delhi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $855 in Ho Chi Minh City (Saigon), $520 in Delhi – roughly 64% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,283 per month in Ho Chi Minh City (Saigon) and $780 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $23.00 in Ho Chi Minh City (Saigon) and $21.00 in Delhi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $855 in Ho Chi Minh City (Saigon) and $520 in Delhi. That's a gap of about 64%.

A $2,000 monthly budget goes further in Delhi, where all-in costs run around $520, than in Ho Chi Minh City (Saigon) at $855. In Delhi it covers expenses comfortably, while in Ho Chi Minh City (Saigon) it requires careful planning or may not stretch far enough.

It depends on your priorities. Ho Chi Minh City (Saigon) has an edge in some lifestyle areas, with costs from $520 in Delhi to $855 in Ho Chi Minh City (Saigon). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.