Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bejaia Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bejaia

Monthly Cost of Living

A single person spends $840 per month in Ho Chi Minh City (Saigon) vs $473 in Bejaia, rent included.

A couple spends around $1,361 per month in Ho Chi Minh City (Saigon) vs $795 in Bejaia, rent included.

A family of three spends $1,883 per month in Ho Chi Minh City (Saigon) vs $1,117 in Bejaia, rent included.

Ho Chi Minh City (Saigon) costs about 78% more than Bejaia, driven mainly by Clothing & Footwear.

Both Ho Chi Minh City (Saigon) and Bejaia are more affordable than the global median – Ho Chi Minh City (Saigon) 39% lower, Bejaia 65% lower.

Meal at Budget Restaurant

$2.07 ₫53.7K

$2.43 DZD 324

-14.81%

Three-Course Dinner for Two, Mid-Range

$23.52 ₫611.4K

$13.51 DZD 1,804

74.09%

Fast Food Meal (McDonalds, etc)

$4.54 ₫118.1K

$4.55 DZD 607

-0.22%

Cappuccino

$1.90 ₫49.5K

$0.25 DZD 33.44

660.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.53 ₫13.9K

$0.62 DZD 83.5

-14.52%

Water (0.33 liter bottle)

$0.33 ₫8,687

$0.18 DZD 23.59

83.33%

Local Beer (0.5 liter draught)

$1.11 ₫29.0K

$0.66 DZD 88.0

68.18%

Imported Beer (0.33 liter bottle)

$1.63 ₫42.3K

$1.10 DZD 147

48.18%

Milk (1 liter)

$1.66 ₫43.3K

$0.91 DZD 122

82.42%

White Bread (500g)

$1.07 ₫27.7K

$0.13 DZD 17.19

723.08%

Rice (white) (1kg)

$1.03 ₫26.9K

$1.15 DZD 154

-10.43%

Eggs

$1.57 ₫40.9K

$1.40 DZD 187

12.14%

Local Cheese (1kg)

$11.89 ₫309.2K

$6.39 DZD 854

86.07%

Chicken Fillets (1kg)

$3.58 ₫93.2K

$4.08 DZD 544

-12.25%

Beef Round Steak (1kg)

$10.65 ₫276.8K

$14.79 DZD 1,976

-27.99%

Apples (1kg)

$3.18 ₫82.6K

$2.17 DZD 290

46.54%

Banana (1kg)

$1.29 ₫33.6K

$2.09 DZD 279

-38.28%

Oranges (1kg)

$1.62 ₫42.2K

$1.16 DZD 155

39.66%

Tomato (1kg)

$1.25 ₫32.5K

$0.99 DZD 133

26.26%

Potato (1kg)

$1.20 ₫31.3K

$0.64 DZD 85.9

87.50%

Onion (1kg)

$1.15 ₫29.8K

$0.39 DZD 52.7

194.87%

Lettuce (1 head)

$0.76 ₫19.8K

$0.84 DZD 112

-9.52%

Water (1.5 liter bottle)

$0.55 ₫14.3K

$0.28 DZD 37.86

96.43%

Cigarettes 20 Pack (Marlboro, Camel)

$1.22 ₫31.6K

$2.59 DZD 346

-52.90%

Wine (Bottle)

$12.56 ₫326.4K

$6.97 DZD 931

80.20%

Local Beer (0.5 liter bottle)

$0.87 ₫22.5K

$1.27 DZD 170

-31.50%

Imported Beer (0.33 liter bottle)

$1.52 ₫39.6K

$1.13 DZD 151

34.51%

One-way Ticket (Public Transport)

$0.28 ₫7,338

$0.40 DZD 53.6

-30.00%

Public Transport Monthly Pass (Regular Price)

$11.34 ₫294.7K

$17.80 DZD 2,378

-36.29%

Taxi Start (Normal Tariff)

$0.69 ₫18.1K

$0.59 DZD 79.1

16.95%

Taxi (Normal Tariff) (1km)

$0.65 ₫17.0K

$0.48 DZD 64.6

35.42%

Taxi 1hour Waiting (Normal Tariff)

$3.15 ₫81.9K

$5.62 DZD 751

-43.95%

Gasoline (1 liter)

$0.88 ₫22.8K

$0.36 DZD 48.58

144.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K ₫800.8M

$36.0K DZD 4.8M

-14.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K ₫791.4M

$35.2K DZD 4.7M

-13.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 ₫2.7M

$45.71 DZD 6,106

131.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.66 ₫147.1K

$10.84 DZD 1,449

-47.79%

Internet (50+ Mbps, Unlimited Data)

$9.96 ₫258.9K

$12.69 DZD 1,695

-21.51%

Gym Membership (Monthly)

$25.43 ₫661.0K

$16.82 DZD 2,247

51.19%

Tennis Court (1 Hour on Weekend)

$11.90 ₫309.4K

$5.79 DZD 774

105.53%

Cinema Ticket

$3.47 ₫90.3K

$3.21 DZD 429

8.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ₫12.4M

$118 DZD 15.8K

301.44%

International Primary School, 1 Child (Yearly)

$23.0K ₫598.4M

$2,381 DZD 318.0K

867.01%

Jeans (Levis 501 Or Similar)

$51.9 ₫1.3M

$33.38 DZD 4,459

55.45%

Summer Dress (H&M, Zara, etc)

$34.55 ₫898.1K

$35.96 DZD 4,804

-3.92%

Sport Shoes (Adidas, Nike)

$91.7 ₫2.4M

$58.7 DZD 7,842

56.20%

Men's Leather Business Shoes

$95.6 ₫2.5M

$58.9 DZD 7,864

62.37%

1-bedroom Apartment, City Center (Monthly)

$574 ₫14.9M

$97.6 DZD 13.0K

487.68%

1-bedroom Apartment, Outside City Center (Monthly)

$283 ₫7.4M

$56.1 DZD 7,496

404.42%

3-bedroom Apartment, City Center (Monthly)

$1,256 ₫32.7M

$234 DZD 31.3K

437.03%

3-bedroom Apartment, Outside City Center (Monthly)

$685 ₫17.8M

$198 DZD 26.5K

245.53%

Buy Apartment in City Center (m2)

$4,681 ₫121.7M

$4,594 DZD 613.7K

1.88%

Buy Apartment Outside City Center (m2)

$1,907 ₫49.6M

$4,034 DZD 538.9K

-52.73%

Average Monthly Net Salary (After Tax)

$485 ₫12.6M

$217 DZD 29.0K

123.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

5.3

63.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): September 13, 2026

Last update for Bejaia: September 15, 2026

Cost Breakdown

A central one-bedroom costs $574 in Ho Chi Minh City (Saigon) versus $97.6 in Bejaia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 123% higher in Ho Chi Minh City (Saigon), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Ho Chi Minh City (Saigon) versus $14.00 in Bejaia. Monthly groceries follow the same trend: $208 vs $170 – making Bejaia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Bejaia: Cost of Living - Frequently Asked Questions

Ho Chi Minh City (Saigon) costs about 78% more than Bejaia, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,260 per month in Ho Chi Minh City (Saigon) and $710 in Bejaia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bejaia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 57% less in Bejaia. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $476 per month in Ho Chi Minh City (Saigon) and $118 in Bejaia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Bejaia, where all-in costs run around $473, than in Ho Chi Minh City (Saigon) at $840. In Bejaia it covers expenses comfortably, while in Ho Chi Minh City (Saigon) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bejaia costs $473 versus $840 in Ho Chi Minh City (Saigon). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bejaia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.