Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bejaia Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bejaia

Monthly Cost of Living

A single person spends $839 per month in Ho Chi Minh City (Saigon) vs $584 in Bejaia, rent included.

A couple spends around $1,328 per month in Ho Chi Minh City (Saigon) vs $880 in Bejaia, rent included.

A family of three spends $1,817 per month in Ho Chi Minh City (Saigon) vs $1,175 in Bejaia, rent included.

Ho Chi Minh City (Saigon) costs about 44% more than Bejaia, driven mainly by Clothing & Footwear.

Both Ho Chi Minh City (Saigon) and Bejaia are more affordable than the global median – Ho Chi Minh City (Saigon) 37% lower, Bejaia 56% lower.

Meal at Budget Restaurant

$1.97 ₫51.6K

$2.42 DZD 320

-18.60%

Three-Course Dinner for Two, Mid-Range

$23.04 ₫604.6K

$7.81 DZD 1,035

195.01%

Fast Food Meal (McDonalds, etc)

$4.68 ₫122.7K

$4.66 DZD 617

0.43%

Cappuccino

$1.69 ₫44.4K

$0.23 DZD 30.43

634.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₫13.5K

$0.60 DZD 79.8

-15.00%

Water (0.33 liter bottle)

$0.30 ₫7,952

$0.23 DZD 30.59

30.43%

Local Beer (0.5 liter draught)

$1.03 ₫27.0K

$1.92 DZD 255

-46.35%

Imported Beer (0.33 liter bottle)

$1.52 ₫40.0K

$1.17 DZD 155

29.91%

Milk (1 liter)

$1.45 ₫38.1K

$1.00 DZD 133

45.00%

White Bread (500g)

$0.98 ₫25.7K

$0.16 DZD 20.97

512.50%

Rice (white) (1kg)

$0.98 ₫25.8K

$1.61 DZD 213

-39.13%

Eggs

$1.41 ₫37.1K

$1.79 DZD 237

-21.23%

Local Cheese (1kg)

$11.86 ₫311.2K

$6.13 DZD 813

93.47%

Chicken Fillets (1kg)

$3.72 ₫97.5K

$5.40 DZD 715

-31.11%

Beef Round Steak (1kg)

$10.51 ₫275.7K

$16.31 DZD 2,161

-35.56%

Apples (1kg)

$2.73 ₫71.7K

$3.05 DZD 404

-10.49%

Banana (1kg)

$1.14 ₫30.0K

$1.86 DZD 246

-38.71%

Oranges (1kg)

$1.35 ₫35.3K

$1.78 DZD 236

-24.16%

Tomato (1kg)

$1.17 ₫30.6K

$0.92 DZD 122

27.17%

Potato (1kg)

$1.16 ₫30.4K

$0.59 DZD 78.1

96.61%

Onion (1kg)

$1.17 ₫30.6K

$0.50 DZD 65.8

134.00%

Lettuce (1 head)

$0.76 ₫20.0K

$0.67 DZD 89.4

13.43%

Water (1.5 liter bottle)

$0.50 ₫13.2K

$0.28 DZD 36.58

78.57%

Cigarettes 20 Pack (Marlboro, Camel)

$1.21 ₫31.9K

$2.68 DZD 356

-54.85%

Wine (Bottle)

$12.93 ₫339.3K

$6.84 DZD 906

89.04%

Local Beer (0.5 liter bottle)

$0.90 ₫23.5K

$1.33 DZD 177

-32.33%

Imported Beer (0.33 liter bottle)

$1.42 ₫37.2K

$2.09 DZD 277

-32.06%

One-way Ticket (Public Transport)

$0.26 ₫6,792

$0.18 DZD 23.32

44.44%

Public Transport Monthly Pass (Regular Price)

$10.73 ₫281.6K

$22.78 DZD 3,019

-52.90%

Taxi Start (Normal Tariff)

$0.72 ₫18.8K

$0.71 DZD 94.4

1.41%

Taxi (Normal Tariff) (1km)

$0.65 ₫16.9K

$0.34 DZD 44.82

91.18%

Taxi 1hour Waiting (Normal Tariff)

$3.16 ₫82.9K

$3.86 DZD 511

-18.13%

Gasoline (1 liter)

$0.88 ₫23.2K

$0.37 DZD 48.60

137.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K ₫993.3M

$35.1K DZD 4.7M

7.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K ₫883.2M

$33.4K DZD 4.4M

0.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.5 ₫2.2M

$40.63 DZD 5,383

110.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.97 ₫156.7K

$9.63 DZD 1,276

-38.01%

Internet (50+ Mbps, Unlimited Data)

$9.41 ₫247.0K

$17.62 DZD 2,335

-46.59%

Gym Membership (Monthly)

$20.92 ₫549.0K

$20.96 DZD 2,777

-0.19%

Tennis Court (1 Hour on Weekend)

$9.18 ₫240.9K

$5.83 DZD 772

57.46%

Cinema Ticket

$4.09 ₫107.4K

$4.53 DZD 600

-9.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₫7.2M

$93.6 DZD 12.4K

194.68%

International Primary School, 1 Child (Yearly)

$14.2K ₫373.8M

$2,380 DZD 315.4K

498.49%

Jeans (Levis 501 Or Similar)

$41.67 ₫1.1M

$31.58 DZD 4,185

31.95%

Summer Dress (H&M, Zara, etc)

$27.51 ₫721.8K

$45.65 DZD 6,048

-39.74%

Sport Shoes (Adidas, Nike)

$96.0 ₫2.5M

$63.3 DZD 8,388

51.65%

Men's Leather Business Shoes

$85.7 ₫2.2M

$75.9 DZD 10.1K

13.01%

1-bedroom Apartment, City Center (Monthly)

$532 ₫14.0M

$196 DZD 26.0K

171.11%

1-bedroom Apartment, Outside City Center (Monthly)

$306 ₫8.0M

$115 DZD 15.2K

166.19%

3-bedroom Apartment, City Center (Monthly)

$1,107 ₫29.0M

$269 DZD 35.7K

310.70%

3-bedroom Apartment, Outside City Center (Monthly)

$657 ₫17.2M

$180 DZD 23.8K

265.12%

Buy Apartment in City Center (m2)

$4,113 ₫107.9M

$4,679 DZD 620.0K

-12.10%

Buy Apartment Outside City Center (m2)

$1,909 ₫50.1M

$4,078 DZD 540.4K

-53.20%

Average Monthly Net Salary (After Tax)

$481 ₫12.6M

$327 DZD 43.3K

47.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.14

5.42

68.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): April 28, 2026

Last update for Bejaia: April 27, 2026

Cost Breakdown

A central one-bedroom costs $532 in Ho Chi Minh City (Saigon) versus $196 in Bejaia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Ho Chi Minh City (Saigon), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Ho Chi Minh City (Saigon) versus $8.00 in Bejaia. Monthly groceries follow the same trend: $199 vs $191 – making Bejaia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Bejaia: Cost of Living - Frequently Asked Questions

Ho Chi Minh City (Saigon) costs about 44% more than Bejaia, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,259 per month in Ho Chi Minh City (Saigon) and $877 in Bejaia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bejaia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 112% less in Bejaia. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $276 per month in Ho Chi Minh City (Saigon) and $93.6 in Bejaia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $839 in Ho Chi Minh City (Saigon) and $584 in Bejaia, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Bejaia costs $584 versus $839 in Ho Chi Minh City (Saigon). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bejaia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.