Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bejaia Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bejaia

Monthly Cost of Living

A single person spends $825 per month in Ho Chi Minh City (Saigon) vs $578 in Bejaia, rent included.

A couple spends around $1,301 per month in Ho Chi Minh City (Saigon) vs $875 in Bejaia, rent included.

A family of three spends $1,778 per month in Ho Chi Minh City (Saigon) vs $1,172 in Bejaia, rent included.

Ho Chi Minh City (Saigon) costs about 43% more than Bejaia, driven mainly by Clothing & Footwear.

Both Ho Chi Minh City (Saigon) and Bejaia are more affordable than the global median – Ho Chi Minh City (Saigon) 39% lower, Bejaia 57% lower.

Meal at Budget Restaurant

$1.97 ₫51.7K

$2.33 DZD 309

-15.45%

Three-Course Dinner for Two, Mid-Range

$23.39 ₫614.1K

$7.78 DZD 1,031

200.64%

Fast Food Meal (McDonalds, etc)

$4.69 ₫123.1K

$4.78 DZD 634

-1.88%

Cappuccino

$1.77 ₫46.4K

$0.25 DZD 33.24

608.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₫12.5K

$0.61 DZD 80.4

-21.31%

Water (0.33 liter bottle)

$0.28 ₫7,237

$0.21 DZD 27.76

33.33%

Local Beer (0.5 liter draught)

$0.99 ₫26.1K

$1.98 DZD 262

-50.00%

Imported Beer (0.33 liter bottle)

$1.56 ₫40.9K

$1.21 DZD 160

28.93%

Milk (1 liter)

$1.51 ₫39.5K

$1.04 DZD 138

45.19%

White Bread (500g)

$0.98 ₫25.7K

$0.13 DZD 16.98

653.85%

Rice (white) (1kg)

$0.96 ₫25.2K

$1.53 DZD 202

-37.25%

Eggs

$1.47 ₫38.6K

$1.79 DZD 237

-17.88%

Local Cheese (1kg)

$11.89 ₫312.1K

$6.25 DZD 828

90.24%

Chicken Fillets (1kg)

$3.56 ₫93.6K

$5.41 DZD 717

-34.20%

Beef Round Steak (1kg)

$10.61 ₫278.6K

$16.39 DZD 2,173

-35.27%

Apples (1kg)

$2.67 ₫70.2K

$3.21 DZD 426

-16.82%

Banana (1kg)

$1.15 ₫30.2K

$1.96 DZD 260

-41.33%

Oranges (1kg)

$1.36 ₫35.6K

$1.79 DZD 237

-24.02%

Tomato (1kg)

$1.18 ₫31.0K

$0.92 DZD 122

28.26%

Potato (1kg)

$1.15 ₫30.2K

$0.59 DZD 78.6

94.92%

Onion (1kg)

$1.23 ₫32.4K

$0.49 DZD 65.6

151.02%

Lettuce (1 head)

$0.74 ₫19.5K

$0.67 DZD 88.2

10.45%

Water (1.5 liter bottle)

$0.47 ₫12.4K

$0.28 DZD 36.65

67.86%

Cigarettes 20 Pack (Marlboro, Camel)

$1.28 ₫33.6K

$2.72 DZD 360

-52.94%

Wine (Bottle)

$12.69 ₫333.2K

$6.86 DZD 910

84.99%

Local Beer (0.5 liter bottle)

$0.85 ₫22.4K

$1.31 DZD 173

-35.11%

Imported Beer (0.33 liter bottle)

$1.47 ₫38.6K

$2.10 DZD 279

-30.00%

One-way Ticket (Public Transport)

$0.26 ₫6,796

$0.17 DZD 22.47

52.94%

Public Transport Monthly Pass (Regular Price)

$10.74 ₫281.9K

$23.22 DZD 3,078

-53.75%

Taxi Start (Normal Tariff)

$0.67 ₫17.7K

$0.70 DZD 92.7

-4.29%

Taxi (Normal Tariff) (1km)

$0.63 ₫16.6K

$0.36 DZD 47.78

75.00%

Taxi 1hour Waiting (Normal Tariff)

$3.13 ₫82.0K

$4.02 DZD 533

-22.14%

Gasoline (1 liter)

$0.82 ₫21.5K

$0.33 DZD 44.36

148.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K ₫1.0B

$36.0K DZD 4.8M

5.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.0K ₫893.7M

$34.0K DZD 4.5M

0.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.0 ₫2.2M

$40.84 DZD 5,413

108.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.85 ₫153.6K

$9.59 DZD 1,271

-39.00%

Internet (50+ Mbps, Unlimited Data)

$9.10 ₫238.9K

$17.63 DZD 2,336

-48.38%

Gym Membership (Monthly)

$20.54 ₫539.1K

$21.07 DZD 2,792

-2.52%

Tennis Court (1 Hour on Weekend)

$9.70 ₫254.5K

$5.92 DZD 785

63.85%

Cinema Ticket

$4.31 ₫113.1K

$4.66 DZD 617

-7.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$274 ₫7.2M

$93.8 DZD 12.4K

191.90%

International Primary School, 1 Child (Yearly)

$14.1K ₫371.0M

$2,322 DZD 307.8K

508.63%

Jeans (Levis 501 Or Similar)

$42.11 ₫1.1M

$32.36 DZD 4,288

30.13%

Summer Dress (H&M, Zara, etc)

$27.32 ₫717.0K

$44.66 DZD 5,919

-38.83%

Sport Shoes (Adidas, Nike)

$96.4 ₫2.5M

$62.5 DZD 8,288

54.21%

Men's Leather Business Shoes

$86.6 ₫2.3M

$77.9 DZD 10.3K

11.20%

1-bedroom Apartment, City Center (Monthly)

$535 ₫14.0M

$195 DZD 25.8K

174.77%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ₫8.1M

$114 DZD 15.1K

172.51%

3-bedroom Apartment, City Center (Monthly)

$1,093 ₫28.7M

$274 DZD 36.3K

298.80%

3-bedroom Apartment, Outside City Center (Monthly)

$650 ₫17.1M

$182 DZD 24.2K

256.70%

Buy Apartment in City Center (m2)

$4,532 ₫119.0M

$4,640 DZD 614.9K

-2.32%

Buy Apartment Outside City Center (m2)

$1,820 ₫47.8M

$3,951 DZD 523.6K

-53.93%

Average Monthly Net Salary (After Tax)

$505 ₫13.3M

$316 DZD 41.9K

59.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.14

5.42

68.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): June 9, 2026

Last update for Bejaia: June 7, 2026

Cost Breakdown

A central one-bedroom costs $535 in Ho Chi Minh City (Saigon) versus $195 in Bejaia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 60% higher in Ho Chi Minh City (Saigon), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Ho Chi Minh City (Saigon) versus $8.00 in Bejaia. Monthly groceries follow the same trend: $199 vs $193 – making Bejaia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Bejaia: Cost of Living - Frequently Asked Questions

Ho Chi Minh City (Saigon) costs about 43% more than Bejaia, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,237 per month in Ho Chi Minh City (Saigon) and $867 in Bejaia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bejaia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 116% less in Bejaia. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $274 per month in Ho Chi Minh City (Saigon) and $93.8 in Bejaia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Bejaia, where all-in costs run around $578, than in Ho Chi Minh City (Saigon) at $825. In Bejaia it covers expenses comfortably, while in Ho Chi Minh City (Saigon) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bejaia costs $578 versus $825 in Ho Chi Minh City (Saigon). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bejaia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.