Last update: Oct 2026

Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Antipolo

For one person, living is cheaper in Antipolo: $644 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index
31

Cost of Living Index in Antipolo
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Antipolo Living Index

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Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Antipolo

🇵🇭 Philippines

$644

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho Chi Minh City (Saigon) and in Antipolo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho Chi Minh City (Saigon) and in Antipolo actually costs, broken down by who's living it.

A single person spends $859 per month in Ho Chi Minh City (Saigon) vs $644 in Antipolo, rent included.

Ho Chi Minh City (Saigon) $859
Antipolo $644

A couple spends around $1,395 per month in Ho Chi Minh City (Saigon) vs $1,022 in Antipolo, rent included.

Ho Chi Minh City (Saigon) $1,395
Antipolo $1,022

A family of three spends $1,931 per month in Ho Chi Minh City (Saigon) vs $1,400 in Antipolo, rent included.

Ho Chi Minh City (Saigon) $1,931
Antipolo $1,400

Ho Chi Minh City (Saigon) costs about 33% more than Antipolo, and outside of rent the biggest gap is in clothing.

Both Ho Chi Minh City (Saigon) and Antipolo are more affordable than the global median – Ho Chi Minh City (Saigon) 36% lower, Antipolo 52% lower.

Meal at Budget Restaurant

$1.91 ₫49.6K

$5.50 ₱346

-65.27%

Three-Course Dinner for Two, Mid-Range

$22.84 ₫591.2K

$18.79 ₱1,183

21.55%

Fast Food Meal (McDonalds, etc)

$4.54 ₫117.6K

$2.76 ₱174

64.49%

Cappuccino

$1.85 ₫48.0K

$1.85 ₱116

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₫14.6K

$0.69 ₱43.33

-18.84%

Water (0.33 liter bottle)

$0.32 ₫8,185

$0.54 ₱34.01

-40.74%

Local Beer (0.5 liter draught)

$1.06 ₫27.5K

$0.99 ₱62.2

7.07%

Imported Beer (0.33 liter bottle)

$1.72 ₫44.5K

$1.57 ₱98.7

9.55%

Milk (1 liter)

$1.66 ₫42.9K

$1.68 ₱106

-1.19%

White Bread (500g)

$1.11 ₫28.7K

$1.15 ₱72.7

-3.48%

Rice (white) (1kg)

$1.00 ₫25.9K

$0.98 ₱61.6

2.04%

Eggs

$1.67 ₫43.1K

$2.10 ₱132

-20.48%

Local Cheese (1kg)

$12.08 ₫312.8K

$5.01 ₱315

141.12%

Chicken Fillets (1kg)

$3.68 ₫95.2K

$3.49 ₱220

5.44%

Beef Round Steak (1kg)

$10.24 ₫265.1K

$6.99 ₱440

46.49%

Apples (1kg)

$2.96 ₫76.5K

$3.22 ₱203

-8.07%

Banana (1kg)

$1.24 ₫32.2K

$1.60 ₱100

-22.50%

Oranges (1kg)

$1.56 ₫40.3K

$2.34 ₱148

-33.33%

Tomato (1kg)

$1.30 ₫33.6K

$1.03 ₱64.7

26.21%

Potato (1kg)

$1.23 ₫31.9K

$1.73 ₱109

-28.90%

Onion (1kg)

$1.15 ₫29.8K

$1.77 ₱111

-35.03%

Lettuce (1 head)

$0.74 ₫19.1K

$0.66 ₱41.72

12.12%

Water (1.5 liter bottle)

$0.56 ₫14.4K

$0.49 ₱30.96

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$1.24 ₫32.1K

$2.89 ₱182

-57.09%

Wine (Bottle)

$12.60 ₫326.1K

$8.71 ₱549

44.66%

Local Beer (0.5 liter bottle)

$0.96 ₫24.9K

$0.90 ₱56.8

6.67%

Imported Beer (0.33 liter bottle)

$1.53 ₫39.6K

$2.07 ₱130

-26.09%

One-way Ticket (Public Transport)

$0.26 ₫6,694

Public Transport Monthly Pass (Regular Price)

$11.51 ₫297.9K

Taxi Start (Normal Tariff)

$0.75 ₫19.5K

$0.79 ₱49.63

-5.06%

Taxi (Normal Tariff) (1km)

$0.67 ₫17.4K

$0.23 ₱14.48

191.30%

Taxi 1hour Waiting (Normal Tariff)

$3.03 ₫78.5K

$1.87 ₱118

62.03%

Gasoline (1 liter)

$0.96 ₫24.8K

$1.20 ₱75.7

-20.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K ₫804.3M

$21.3K ₱1.3M

45.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K ₫785.9M

$19.0K ₱1.2M

59.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ₫2.6M

$123 ₱7,739

-17.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.89 ₫152.5K

$16.16 ₱1,018

-63.55%

Internet (50+ Mbps, Unlimited Data)

$10.49 ₫271.6K

$23.04 ₱1,450

-54.47%

Gym Membership (Monthly)

$25.54 ₫661.2K

$48.47 ₱3,052

-47.31%

Tennis Court (1 Hour on Weekend)

$11.92 ₫308.5K

Cinema Ticket

$3.53 ₫91.3K

$5.24 ₱330

-32.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$436 ₫11.3M

$131 ₱8,263

232.56%

International Primary School, 1 Child (Yearly)

$23.3K ₫602.8M

$9,034 ₱568.8K

157.74%

Jeans (Levis 501 Or Similar)

$52.8 ₫1.4M

$28.30 ₱1,782

86.40%

Summer Dress (H&M, Zara, etc)

$34.15 ₫884.1K

$19.66 ₱1,237

73.70%

Sport Shoes (Adidas, Nike)

$90.3 ₫2.3M

$70.3 ₱4,428

28.34%

Men's Leather Business Shoes

$95.0 ₫2.5M

$55.1 ₱3,466

72.55%

1-bedroom Apartment, City Center (Monthly)

$589 ₫15.3M

$159 ₱9,995

271.33%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ₫7.7M

$78.3 ₱4,931

280.26%

3-bedroom Apartment, City Center (Monthly)

$1,292 ₫33.5M

$312 ₱19.7K

313.76%

3-bedroom Apartment, Outside City Center (Monthly)

$711 ₫18.4M

$239 ₱15.0K

197.55%

Buy Apartment in City Center (m2)

$4,676 ₫121.1M

$2,825 ₱177.9K

65.52%

Buy Apartment Outside City Center (m2)

$1,904 ₫49.3M

$1,192 ₱75.1K

59.66%

Average Monthly Net Salary (After Tax)

$490 ₫12.7M

$434 ₱27.3K

12.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.64

6.75

28.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Last update for Antipolo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ho Chi Minh City (Saigon)

$298 34.7%

Antipolo

$78 12.2% 73.7% $220

Groceries & Markets

Ho Chi Minh City (Saigon)

$207 24.1%

Antipolo

$178 27.6% 14.3% $30

Clothing & Footwear

Ho Chi Minh City (Saigon)

$122 14.3%

Antipolo

$78 12.1% 36.3% $44

Monthly Utilities & Internet

Ho Chi Minh City (Saigon)

$118 13.8%

Antipolo

$162 25.2% 37% $44

Eating Out

Ho Chi Minh City (Saigon)

$63 7.4%

Antipolo

$87 13.6% 37.7% $24

Sport & Entertainment

Ho Chi Minh City (Saigon)

$33 3.8%

Antipolo

$59 9.2% 80.8% $26

Getting Around

Ho Chi Minh City (Saigon)

$17 1.9%

Antipolo

$1.9 * 0.3% 88.3% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $589 in Ho Chi Minh City (Saigon) versus $159 in Antipolo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Ho Chi Minh City (Saigon), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Ho Chi Minh City (Saigon) versus $19.00 in Antipolo. Monthly groceries follow the same trend: $207 vs $178 – making Antipolo the more affordable choice for daily food spending.

Good to know

🇻🇳 Ho Chi Minh City (Saigon)

🇵🇭 Antipolo

🕒 Local time

04:32 4:32 AM

05:32 5:32 AM

1 h ahead of Ho Chi Minh City (Saigon)

🌤 Weather

👥 Population

9,456,700

887,399

💱 Currency

Vietnamese Dong VND ₫

Philippine Peso PHP ₱

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ho Chi Minh City (Saigon) Antipolo 1,630 km ≈ 2 h 30 min nonstop flight

From you

Ho Chi Minh City (Saigon)
Antipolo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Antipolo: Cost of Living - Frequently Asked Questions

Ho Chi Minh City (Saigon) costs about 33% more than Antipolo, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,288 per month in Ho Chi Minh City (Saigon) and $967 in Antipolo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Antipolo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $859 in Ho Chi Minh City (Saigon) and $644 in Antipolo. That's a gap of about 33%.

Kindergarten costs $436 per month in Ho Chi Minh City (Saigon) and $131 in Antipolo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Antipolo, where all-in costs run around $644, than in Ho Chi Minh City (Saigon) at $859. In Antipolo it covers expenses comfortably, while in Ho Chi Minh City (Saigon) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Antipolo costs $644 versus $859 in Ho Chi Minh City (Saigon). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Antipolo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.