Last update: Oct 2026

Cost of Living Comparison Between Hervey Bay and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,403 in Hervey Bay, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Hervey Bay
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Hervey Bay Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hervey Bay

🇦🇺 Australia

$2,403

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Hervey Bay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hervey Bay and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,403 per month in Hervey Bay vs $1,349 in Ubud, Bali, rent included.

Hervey Bay $2,403
Ubud, Bali $1,349

A couple spends around $3,452 per month in Hervey Bay vs $2,305 in Ubud, Bali, rent included.

Hervey Bay $3,452
Ubud, Bali $2,305

A family of three spends $4,500 per month in Hervey Bay vs $3,261 in Ubud, Bali, rent included.

Hervey Bay $4,500
Ubud, Bali $3,261

Hervey Bay costs about 78% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.48 A$24.86

$3.32 Rp 60.3K

426.51%

Three-Course Dinner for Two, Mid-Range

$74.4 A$106

$35.64 Rp 646.5K

108.81%

Fast Food Meal (McDonalds, etc)

$10.56 A$15.01

$5.53 Rp 100.4K

90.96%

Cappuccino

$3.85 A$5.47

$2.72 Rp 49.3K

41.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 A$4.12

$1.70 Rp 30.9K

70.59%

Water (0.33 liter bottle)

$2.26 A$3.21

$0.76 Rp 13.8K

197.37%

Local Beer (0.5 liter draught)

$5.99 A$8.52

$2.65 Rp 48.1K

126.04%

Imported Beer (0.33 liter bottle)

$8.23 A$11.71

$4.38 Rp 79.5K

87.90%

Milk (1 liter)

$1.62 A$2.31

$1.49 Rp 27.0K

8.72%

White Bread (500g)

$2.71 A$3.86

$2.28 Rp 41.3K

18.86%

Rice (white) (1kg)

$2.21 A$3.15

$1.19 Rp 21.6K

85.71%

Eggs

$4.76 A$6.77

$2.04 Rp 36.9K

133.33%

Local Cheese (1kg)

$9.13 A$12.99

$17.70 Rp 321.1K

-48.42%

Chicken Fillets (1kg)

$9.35 A$13.30

$3.96 Rp 71.9K

136.11%

Beef Round Steak (1kg)

$14.41 A$20.50

$12.19 Rp 221.1K

18.21%

Apples (1kg)

$4.30 A$6.12

$3.66 Rp 66.3K

17.49%

Banana (1kg)

$3.14 A$4.47

$1.52 Rp 27.5K

106.58%

Oranges (1kg)

$3.02 A$4.30

$2.23 Rp 40.4K

35.43%

Tomato (1kg)

$4.96 A$7.05

$1.97 Rp 35.8K

151.78%

Potato (1kg)

$2.72 A$3.87

$1.85 Rp 33.5K

47.03%

Onion (1kg)

$2.43 A$3.45

$2.42 Rp 44.0K

0.41%

Lettuce (1 head)

$2.29 A$3.26

$0.99 Rp 18.0K

131.31%

Water (1.5 liter bottle)

$1.19 A$1.69

$0.51 Rp 9,313

133.33%

Cigarettes 20 Pack (Marlboro, Camel)

$38.10 A$54.2

$2.22 Rp 40.3K

1616.22%

Wine (Bottle)

$12.47 A$17.73

$22.24 Rp 403.4K

-43.93%

Local Beer (0.5 liter bottle)

$5.17 A$7.35

$2.26 Rp 41.0K

128.76%

Imported Beer (0.33 liter bottle)

$5.12 A$7.29

$2.97 Rp 53.9K

72.39%

One-way Ticket (Public Transport)

$2.94 A$4.18

$0.25 Rp 4,553

1076.00%

Public Transport Monthly Pass (Regular Price)

$80.7 A$115

$7.82 Rp 141.9K

932.35%

Taxi Start (Normal Tariff)

$3.10 A$4.40

$0.44 Rp 7,972

604.55%

Taxi (Normal Tariff) (1km)

$1.81 A$2.58

$0.43 Rp 7,801

320.93%

Taxi 1hour Waiting (Normal Tariff)

$41.81 A$59.5

$5.41 Rp 98.1K

672.83%

Gasoline (1 liter)

$1.45 A$2.06

$0.82 Rp 15.0K

76.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K A$41.9K

$23.8K Rp 432.4M

23.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K A$36.7K

$31.7K Rp 575.9M

-18.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 A$231

$79.1 Rp 1.4M

105.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.76 A$36.63

$6.45 Rp 116.9K

299.38%

Internet (50+ Mbps, Unlimited Data)

$61.1 A$86.9

$18.58 Rp 337.0K

228.69%

Gym Membership (Monthly)

$49.51 A$70.4

$49.48 Rp 897.5K

0.06%

Tennis Court (1 Hour on Weekend)

$15.99 A$22.75

$17.65 Rp 320.1K

-9.41%

Cinema Ticket

$13.76 A$19.58

$4.27 Rp 77.5K

222.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,043 A$2,906

$491 Rp 8.9M

316.56%

International Primary School, 1 Child (Yearly)

$12.8K A$18.2K

$5,674 Rp 102.9M

125.01%

Jeans (Levis 501 Or Similar)

$63.3 A$90.1

$44.64 Rp 809.7K

41.82%

Summer Dress (H&M, Zara, etc)

$44.32 A$63.0

$34.95 Rp 634.0K

26.81%

Sport Shoes (Adidas, Nike)

$63.3 A$90.0

$79.9 Rp 1.4M

-20.83%

Men's Leather Business Shoes

$63.8 A$90.7

$79.4 Rp 1.4M

-19.67%

1-bedroom Apartment, City Center (Monthly)

$1,400 A$1,992

$1,125 Rp 20.4M

24.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,218 A$1,733

$671 Rp 12.2M

81.45%

3-bedroom Apartment, City Center (Monthly)

$2,268 A$3,226

$3,565 Rp 64.7M

-36.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,834 A$2,608

$1,723 Rp 31.3M

6.41%

Buy Apartment in City Center (m2)

$5,566 A$7,917

$2,732 Rp 49.5M

103.77%

Buy Apartment Outside City Center (m2)

$4,622 A$6,574

$2,284 Rp 41.4M

102.38%

Average Monthly Net Salary (After Tax)

$2,751 A$3,913

$164 Rp 3.0M

1579.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

13.78

-57.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hervey Bay: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hervey Bay

$1.2K 50.7%

Ubud, Bali

$672 49.8% 44.9% $547

Groceries & Markets

Hervey Bay

$363 15.1%

Ubud, Bali

$288 21.4% 20.6% $75

Eating Out

Hervey Bay

$285 11.9%

Ubud, Bali

$108 8% 62.2% $177

Monthly Utilities & Internet

Hervey Bay

$249 10.4%

Ubud, Bali

$104 7.7% 58.3% $145

Clothing & Footwear

Hervey Bay

$106 4.4%

Ubud, Bali

$108 8% 1.8% $1.9

Getting Around

Hervey Bay

$105 4.4%

Ubud, Bali

$11 0.9% 89.1% $93

Sport & Entertainment

Hervey Bay

$77 3.2%

Ubud, Bali

$58 4.3% 24.7% $19

Cost Breakdown

A central one-bedroom costs $1,400 in Hervey Bay versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hervey Bay are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74 in Hervey Bay versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $363 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Hervey Bay

🇮🇩 Ubud, Bali

🕒 Local time

14:45 2:45 PM

12:45 12:45 PM

2 h behind Hervey Bay

🌤 Weather

👥 Population

57,722

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Hervey Bay Ubud, Bali 4,390 km ≈ 6 h nonstop flight

From you

Hervey Bay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hervey Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Hervey Bay is pricier by about 78%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,605 per month in Hervey Bay and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,400 in Hervey Bay.

Kindergarten costs $2,043 per month in Hervey Bay and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 26% more in Hervey Bay, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,403 in Hervey Bay and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Hervey Bay makes more sense. Both are solid long-term options with distinct trade-offs.