Cost of Living Comparison Between Hervey Bay and Ubud, Bali Cost of Living Comparison Between Hervey Bay and Ubud, Bali

Monthly Cost of Living

A single person spends $2,105 per month in Hervey Bay vs $1,404 in Ubud, Bali, rent included.

A couple spends around $3,082 per month in Hervey Bay vs $2,549 in Ubud, Bali, rent included.

A family of three spends $4,059 per month in Hervey Bay vs $3,694 in Ubud, Bali, rent included.

Hervey Bay costs about 50% more than Ubud, Bali, driven mainly by Eating Out.

Both Hervey Bay and Ubud, Bali sit above the global median – Hervey Bay by 57%, Ubud, Bali by 4%.

Currency
🍽 Eating Out
Hervey Bay
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.29 A$23.01
$3.57 Rp 64.0K
356.30%
Three-Course Dinner for Two, Mid-Range
$70.3 A$99.3
$32.50 Rp 582.3K
116.15%
Fast Food Meal (McDonalds, etc)
$9.50 A$13.42
$4.86 Rp 87.1K
95.47%
Cappuccino
$3.54 A$5.00
$2.75 Rp 49.2K
28.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.76 A$3.89
$1.32 Rp 23.7K
109.09%
Water (0.33 liter bottle)
$2.06 A$2.92
$0.70 Rp 12.6K
194.29%
Local Beer (0.5 liter draught)
$5.51 A$7.78
$2.91 Rp 52.2K
89.35%
Imported Beer (0.33 liter bottle)
$7.68 A$10.85
$3.79 Rp 68.0K
102.64%
🛒 Groceries & Markets
Hervey Bay
Ubud, Bali
Difference
Milk (1 liter)
$1.52 A$2.14
$1.71 Rp 30.6K
-11.11%
White Bread (500g)
$1.09 A$1.54
$2.47 Rp 44.3K
-55.87%
Rice (white) (1kg)
$1.88 A$2.65
$1.20 Rp 21.5K
56.67%
Eggs
$3.03 A$4.28
$2.44 Rp 43.8K
24.18%
Local Cheese (1kg)
$8.14 A$11.50
$14.38 Rp 257.7K
-43.39%
Chicken Fillets (1kg)
$5.94 A$8.39
$4.31 Rp 77.1K
37.82%
Beef Round Steak (1kg)
$13.33 A$18.84
$12.21 Rp 218.7K
9.17%
Apples (1kg)
$3.40 A$4.80
$3.68 Rp 66.0K
-7.61%
Banana (1kg)
$2.21 A$3.13
$1.55 Rp 27.8K
42.58%
Oranges (1kg)
$2.63 A$3.71
$2.79 Rp 49.9K
-5.73%
Tomato (1kg)
$4.35 A$6.15
$2.33 Rp 41.8K
86.70%
Potato (1kg)
$2.00 A$2.83
$1.97 Rp 35.3K
1.52%
Onion (1kg)
$1.91 A$2.69
$2.31 Rp 41.4K
-17.32%
Lettuce (1 head)
$2.22 A$3.13
$1.06 Rp 19.1K
109.43%
Water (1.5 liter bottle)
$1.23 A$1.74
$0.73 Rp 13.1K
68.49%
Cigarettes 20 Pack (Marlboro, Camel)
$32.12 A$45.38
$3.28 Rp 58.8K
879.27%
Wine (Bottle)
$12.73 A$17.99
$22.79 Rp 408.4K
-44.14%
Local Beer (0.5 liter bottle)
$4.61 A$6.51
$2.81 Rp 50.3K
64.06%
Imported Beer (0.33 liter bottle)
$4.11 A$5.81
$2.78 Rp 49.9K
47.84%
🚌 Getting Around
Hervey Bay
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.67 A$3.77
$0.29 Rp 5,217
820.69%
Public Transport Monthly Pass (Regular Price)
$66.3 A$93.6
$8.06 Rp 144.4K
722.21%
Taxi Start (Normal Tariff)
$2.23 A$3.15
$0.45 Rp 8,047
395.56%
Taxi (Normal Tariff) (1km)
$1.51 A$2.14
$0.45 Rp 8,094
235.56%
Taxi 1hour Waiting (Normal Tariff)
$32.90 A$46.48
$6.24 Rp 111.7K
427.24%
Gasoline (1 liter)
$1.23 A$1.73
$0.85 Rp 15.2K
44.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K A$40.5K
$26.0K Rp 465.4M
10.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K A$31.0K
$31.7K Rp 567.2M
-30.76%
🧾 Monthly Utilities & Internet
Hervey Bay
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$144 A$203
$80.8 Rp 1.4M
77.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.06 A$36.82
$4.06 Rp 72.7K
541.87%
Internet (50+ Mbps, Unlimited Data)
$52.7 A$74.5
$24.42 Rp 437.6K
115.81%
🎉 Sport & Entertainment
Hervey Bay
Ubud, Bali
Difference
Gym Membership (Monthly)
$48.83 A$69.0
$97.7 Rp 1.7M
-50.01%
Tennis Court (1 Hour on Weekend)
$15.60 A$22.04
$6.45 Rp 115.5K
141.86%
Cinema Ticket
$12.83 A$18.13
$4.04 Rp 72.4K
217.57%
🧸 Childcare & Education
Hervey Bay
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,608 A$2,272
$304 Rp 5.4M
428.98%
International Primary School, 1 Child (Yearly)
$8,840 A$12.5K
$6,621 Rp 118.6M
33.52%
👕👟 Clothing & Footwear
Hervey Bay
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$57.5 A$81.2
$54.2 Rp 971.7K
5.96%
Summer Dress (H&M, Zara, etc)
$42.89 A$60.6
$38.78 Rp 694.7K
10.60%
Sport Shoes (Adidas, Nike)
$57.6 A$81.4
$86.1 Rp 1.5M
-33.09%
Men's Leather Business Shoes
$58.7 A$83.0
$76.7 Rp 1.4M
-23.43%
🏠 Accommodation & Living
Hervey Bay
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,280 A$1,809
$986 Rp 17.7M
29.91%
1-bedroom Apartment, Outside City Center (Monthly)
$1,059 A$1,497
$658 Rp 11.8M
61.01%
3-bedroom Apartment, City Center (Monthly)
$2,034 A$2,874
$3,369 Rp 60.4M
-39.64%
3-bedroom Apartment, Outside City Center (Monthly)
$1,648 A$2,329
$2,066 Rp 37.0M
-20.22%
Buy Apartment in City Center (m2)
-
$2,741 Rp 49.1M
-
Buy Apartment Outside City Center (m2)
-
$2,228 Rp 39.9M
-
💵 Salaries & Financials
Hervey Bay
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,795 A$5,363
$163 Rp 2.9M
2222.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.24
13.28
-53.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hervey Bay: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $1,280 in Hervey Bay versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2223% higher in Hervey Bay, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Hervey Bay versus $33.00 in Ubud, Bali. Groceries tell a different story – $293 in Hervey Bay vs $297 in Ubud, Bali – so Hervey Bay wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hervey Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Hervey Bay?
Yes – Hervey Bay is pricier by about 50%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,157 per month in Hervey Bay and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $1,608 per month in Hervey Bay and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Hervey Bay and Ubud, Bali?
Interestingly, groceries are about 2% cheaper in Hervey Bay – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 a realistic budget for Hervey Bay or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Hervey Bay at $2,105. In Ubud, Bali it covers expenses comfortably, while in Hervey Bay it requires careful planning or may not stretch far enough.
Is Hervey Bay or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Hervey Bay or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hervey Bay makes more sense. Both are solid long-term options with distinct trade-offs.

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