Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Ulcinj

For one person, living costs are similar in Herceg Novi and in Ulcinj: $1,255 and $1,226 a month, rent and utilities included.

60

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index
61

Cost of Living Index in Ulcinj
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Ulcinj Living Index

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Herceg Novi

🇲🇪 Montenegro

$1,255

/mo nomad

Ulcinj

🇲🇪 Montenegro

$1,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Ulcinj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Ulcinj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,255 in Herceg Novi versus $1,226 in Ulcinj.

Herceg Novi $1,255
Ulcinj $1,226

Estimated couple costs with rent: $1,980 in Herceg Novi versus $1,881 in Ulcinj.

Herceg Novi $1,980
Ulcinj $1,881

Monthly costs for a family of three with rent: $2,705 in Herceg Novi versus $2,536 in Ulcinj.

Herceg Novi $2,705
Ulcinj $2,536

Monthly costs are close between Herceg Novi and Ulcinj; which city is cheaper depends on the spending category.

Both cities sit below the global median: Herceg Novi 8% lower, Ulcinj 10% lower.

Meal at Budget Restaurant

$11.36 €10.14

$10.97 €9.79

3.56%

Three-Course Dinner for Two, Mid-Range

$36.63 €32.68

$36.74 €32.78

-0.30%

Fast Food Meal (McDonalds, etc)

$9.15 €8.16

$7.94 €7.08

15.24%

Cappuccino

$2.55 €2.27

$2.30 €2.05

10.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 €2.20

$2.29 €2.04

7.42%

Water (0.33 liter bottle)

$1.61 €1.44

$1.61 €1.43

Local Beer (0.5 liter draught)

$2.75 €2.45

$2.28 €2.04

20.61%

Imported Beer (0.33 liter bottle)

$3.26 €2.91

$3.30 €2.95

-1.21%

Milk (1 liter)

$1.20 €1.07

$1.16 €1.03

3.45%

White Bread (500g)

$0.93 €0.83

$0.64 €0.58

45.31%

Rice (white) (1kg)

$2.94 €2.62

$2.80 €2.50

5.00%

Eggs

$2.97 €2.65

$1.92 €1.71

54.69%

Local Cheese (1kg)

$8.83 €7.88

$9.06 €8.08

-2.54%

Chicken Fillets (1kg)

$7.19 €6.42

$7.45 €6.64

-3.49%

Beef Round Steak (1kg)

$12.60 €11.24

$12.46 €11.12

1.12%

Apples (1kg)

$1.34 €1.19

$1.28 €1.14

4.69%

Banana (1kg)

$1.51 €1.35

$1.55 €1.38

-2.58%

Oranges (1kg)

$1.55 €1.38

$1.04 €0.93

49.04%

Tomato (1kg)

$2.97 €2.65

$1.16 €1.03

156.03%

Potato (1kg)

$0.88 €0.79

$0.76 €0.68

15.79%

Onion (1kg)

$1.29 €1.15

$1.26 €1.12

2.38%

Lettuce (1 head)

$1.46 €1.31

$1.51 €1.34

-3.31%

Water (1.5 liter bottle)

$0.94 €0.84

$0.88 €0.78

6.82%

Cigarettes 20 Pack (Marlboro, Camel)

$3.82 €3.41

$3.83 €3.42

-0.26%

Wine (Bottle)

$4.35 €3.88

$4.50 €4.01

-3.33%

Local Beer (0.5 liter bottle)

$1.22 €1.09

$1.23 €1.09

-0.81%

Imported Beer (0.33 liter bottle)

$1.73 €1.54

$1.70 €1.52

1.76%

One-way Ticket (Public Transport)

$1.63 €1.46

$1.83 €1.63

-10.93%

Public Transport Monthly Pass (Regular Price)

$44.07 €39.32

$37.79 €33.72

16.62%

Taxi Start (Normal Tariff)

$2.96 €2.64

$1.14 €1.02

159.65%

Taxi (Normal Tariff) (1km)

$1.10 €0.98

$1.09 €0.97

0.92%

Taxi 1hour Waiting (Normal Tariff)

$16.88 €15.06

$16.50 €14.72

2.30%

Gasoline (1 liter)

$1.71 €1.53

$1.58 €1.41

8.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.1K

$32.3K €28.8K

0.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K €18.8K

$21.6K €19.2K

-2.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €117

$133 €119

-1.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.90 €11.51

$13.02 €11.62

-0.92%

Internet (50+ Mbps, Unlimited Data)

$33.39 €29.79

$25.56 €22.81

30.63%

Gym Membership (Monthly)

$55.8 €49.80

$22.54 €20.11

147.65%

Tennis Court (1 Hour on Weekend)

$11.10 €9.91

$16.12 €14.38

-31.14%

Cinema Ticket

$7.69 €6.86

$7.97 €7.11

-3.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$444 €396

$441 €394

0.67%

International Primary School, 1 Child (Yearly)

$7,034 €6,276

$6,847 €6,109

2.73%

Jeans (Levis 501 Or Similar)

$83.8 €74.8

$85.1 €75.9

-1.52%

Summer Dress (H&M, Zara, etc)

$33.75 €30.11

$33.83 €30.18

-0.24%

Sport Shoes (Adidas, Nike)

$72.6 €64.8

$71.7 €64.0

1.20%

Men's Leather Business Shoes

$93.7 €83.6

$93.9 €83.8

-0.22%

1-bedroom Apartment, City Center (Monthly)

$659 €588

$674 €602

-2.30%

1-bedroom Apartment, Outside City Center (Monthly)

$411 €366

$459 €410

-10.54%

3-bedroom Apartment, City Center (Monthly)

$1,255 €1,120

$1,488 €1,328

-15.68%

3-bedroom Apartment, Outside City Center (Monthly)

$879 €785

$860 €767

2.25%

Buy Apartment in City Center (m2)

$3,651 €3,257

$3,694 €3,296

-1.17%

Buy Apartment Outside City Center (m2)

$2,351 €2,098

$2,403 €2,144

-2.16%

Average Monthly Net Salary (After Tax)

$1,040 €928

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 26, 2026

Last update for Ulcinj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$411 32.7%

Ulcinj

$459 37.4% 11.8% $48

Groceries & Markets

Herceg Novi

$223 17.8%

Ulcinj

$204 16.7% 8.3% $18

Eating Out

Herceg Novi

$186 14.8%

Ulcinj

$173 14.1% 6.9% $13

Monthly Utilities & Internet

Herceg Novi

$178 14.2%

Ulcinj

$172 14% 3.3% $6

Clothing & Footwear

Herceg Novi

$128 10.2%

Ulcinj

$128 10.4% 0.3% $0.3

Sport & Entertainment

Herceg Novi

$71 5.7%

Ulcinj

$38 3.1% 46% $33

Getting Around

Herceg Novi

$59 4.7%

Ulcinj

$52 4.2% 12.4% $7.4

Cost Breakdown

A one-bedroom apartment in the center runs $659 in Herceg Novi and $674 in Ulcinj. Housing cost is often the main lever when comparing two cities.

Dining out: $37 in Herceg Novi vs $37 in Ulcinj. Groceries flip the comparison at $223 vs $204, with Ulcinj cheaper for home cooking.

Good to know

🇲🇪 Herceg Novi

🇲🇪 Ulcinj

🕒 Local time

00:44 12:44 AM

Same time as Herceg Novi

🌤 Weather

👥 Population

11,059

10,707

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Ulcinj: Cost of Living - Frequently Asked Questions

You’d need roughly $1,882 in Herceg Novi and $1,839 in Ulcinj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $659 in Herceg Novi versus $674 in Ulcinj. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $444 in Herceg Novi versus $441 in Ulcinj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 9% higher in Herceg Novi. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,500 a month, though Ulcinj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Ulcinj are both considered safe, so it’s unlikely to be the deciding factor between them.