Cost of Living Comparison Between Herceg Novi and Niksic Cost of Living Comparison Between Herceg Novi and Niksic

Monthly Cost of Living

Monthly costs for one person with rent: $1,433 in Herceg Novi versus $974 in Niksic.

Estimated couple costs with rent: $2,138 in Herceg Novi versus $1,475 in Niksic.

Monthly costs for a family of three with rent: $2,842 in Herceg Novi versus $1,977 in Niksic.

Living in Herceg Novi is roughly 47% more expensive than Niksic, driven mainly by Eating Out.

The two cities straddle the global median: Herceg Novi is 7% above, Niksic is 27% below.

Meal at Budget Restaurant

$11.79 €10.14

$7.95 €6.84

48.30%

Three-Course Dinner for Two, Mid-Range

$37.10 €31.92

$31.29 €26.92

18.57%

Fast Food Meal (McDonalds, etc)

$10.30 €8.86

$5.70 €4.91

80.70%

Cappuccino

$2.63 €2.26

$1.79 €1.54

46.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 €2.44

$1.97 €1.69

43.65%

Water (0.33 liter bottle)

$1.93 €1.66

$1.19 €1.03

62.18%

Local Beer (0.5 liter draught)

$2.95 €2.53

$2.06 €1.77

43.20%

Imported Beer (0.33 liter bottle)

$2.95 €2.54

$2.35 €2.02

25.53%

Milk (1 liter)

$1.41 €1.21

$1.17 €1.00

20.51%

White Bread (500g)

$0.91 €0.79

$0.96 €0.82

-5.21%

Rice (white) (1kg)

$2.61 €2.24

$2.00 €1.72

30.50%

Eggs

$3.23 €2.78

$3.11 €2.67

3.86%

Local Cheese (1kg)

$8.90 €7.66

$7.73 €6.65

15.14%

Chicken Fillets (1kg)

$7.71 €6.64

$6.09 €5.24

26.60%

Beef Round Steak (1kg)

$11.74 €10.10

$10.39 €8.93

12.99%

Apples (1kg)

$1.27 €1.09

$1.21 €1.04

4.96%

Banana (1kg)

$1.68 €1.45

$1.36 €1.17

23.53%

Oranges (1kg)

$1.64 €1.41

$1.55 €1.34

5.81%

Tomato (1kg)

$3.04 €2.62

$2.16 €1.86

40.74%

Potato (1kg)

$1.14 €0.98

$1.04 €0.89

9.62%

Onion (1kg)

$1.41 €1.21

$1.05 €0.91

34.29%

Lettuce (1 head)

$1.52 €1.31

$1.05 €0.90

44.76%

Water (1.5 liter bottle)

$0.76 €0.66

$0.85 €0.74

-10.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 €3.31

$4.21 €3.62

-8.55%

Wine (Bottle)

$4.57 €3.93

$5.30 €4.56

-13.77%

Local Beer (0.5 liter bottle)

$1.25 €1.08

$0.94 €0.81

32.98%

Imported Beer (0.33 liter bottle)

$1.72 €1.48

$1.21 €1.04

42.15%

One-way Ticket (Public Transport)

$1.19 €1.03

$1.13 €0.97

5.31%

Public Transport Monthly Pass (Regular Price)

$58.2 €50.1

$34.63 €29.79

68.06%

Taxi Start (Normal Tariff)

$2.38 €2.04

$0.56 €0.48

325.00%

Taxi (Normal Tariff) (1km)

$0.70 €0.60

$0.54 €0.46

29.63%

Taxi 1hour Waiting (Normal Tariff)

$17.51 €15.06

$7.59 €6.53

130.70%

Gasoline (1 liter)

$1.77 €1.53

$1.76 €1.51

0.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K €28.3K

$22.1K €19.0K

48.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K €19.2K

$26.5K €22.8K

-15.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 €119

$127 €109

8.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.74 €14.40

$23.28 €20.03

-28.09%

Internet (50+ Mbps, Unlimited Data)

$31.48 €27.08

$24.28 €20.89

29.65%

Gym Membership (Monthly)

$58.5 €50.3

$35.40 €30.45

65.20%

Tennis Court (1 Hour on Weekend)

$11.53 €9.92

$10.74 €9.24

7.36%

Cinema Ticket

$7.94 €6.83

$5.88 €5.05

35.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$515 €443

$83.3 €71.7

518.75%

International Primary School, 1 Child (Yearly)

$7,897 €6,793

$4,547 €3,911

73.69%

Jeans (Levis 501 Or Similar)

$85.6 €73.7

$84.3 €72.5

1.58%

Summer Dress (H&M, Zara, etc)

$34.95 €30.07

$32.47 €27.93

7.64%

Sport Shoes (Adidas, Nike)

$76.1 €65.4

$93.3 €80.3

-18.50%

Men's Leather Business Shoes

$97.5 €83.9

$115 €98.8

-15.14%

1-bedroom Apartment, City Center (Monthly)

$760 €653

$382 €329

98.83%

1-bedroom Apartment, Outside City Center (Monthly)

$550 €473

$227 €196

141.94%

3-bedroom Apartment, City Center (Monthly)

$1,385 €1,192

$540 €464

156.73%

3-bedroom Apartment, Outside City Center (Monthly)

$993 €854

$383 €329

159.39%

Buy Apartment in City Center (m2)

$3,821 €3,287

$1,402 €1,206

172.53%

Buy Apartment Outside City Center (m2)

$2,603 €2,239

$986 €848

164.02%

Average Monthly Net Salary (After Tax)

$1,082 €931

$833 €716

29.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

-9.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: June 1, 2026

Last update for Niksic: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $760 in Herceg Novi and $382 in Niksic. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Herceg Novi vs $31.00 in Niksic for a mid-range dinner for two. Groceries echo the gap at $226 vs $195 per month, with Niksic cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Niksic: Cost of Living - Frequently Asked Questions

Herceg Novi and Niksic differ by about 47% in total monthly costs ($1,433 vs $974 including rent). Niksic is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Herceg Novi pays 30% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $760 in Herceg Novi versus $382 in Niksic. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Herceg Novi. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Niksic – a meal for two runs $31.00 versus $37.00 in Herceg Novi. If you eat out regularly, this makes a real dent in your monthly spending.

At $974 in Niksic versus $1,433 in Herceg Novi, a $2,000 budget is realistic in Niksic but tight or insufficient in Herceg Novi. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Niksic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 47% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.