Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and London

For one person, living is cheaper in Herceg Novi: $1,237 a month against $4,086 in London, rent and utilities included – about $34,200 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index
196

Cost of Living Index in London
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London Living Index

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Herceg Novi

🇲🇪 Montenegro

$1,237

/mo nomad

London

🇬🇧 United Kingdom

$4,086

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,237 in Herceg Novi versus $4,086 in London.

Herceg Novi $1,237
London $4,086

Estimated couple costs with rent: $1,973 in Herceg Novi versus $5,816 in London.

Herceg Novi $1,973
London $5,816

Monthly costs for a family of three with rent: $2,710 in Herceg Novi versus $7,546 in London.

Herceg Novi $2,710
London $7,546

Living in Herceg Novi costs roughly 70% less than in London, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Herceg Novi is 8% below, London is 205% above.

Meal at Budget Restaurant

$11.23 €10.02

$26.62 £20.11

-57.81%

Three-Course Dinner for Two, Mid-Range

$36.34 €32.43

$108 £81.3

-66.22%

Fast Food Meal (McDonalds, etc)

$9.19 €8.20

$10.39 £7.85

-11.55%

Cappuccino

$2.59 €2.31

$5.79 £4.38

-55.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 €2.20

$3.01 £2.27

-17.94%

Water (0.33 liter bottle)

$1.64 €1.46

$2.15 £1.63

-23.72%

Local Beer (0.5 liter draught)

$2.82 €2.52

$9.35 £7.06

-69.84%

Imported Beer (0.33 liter bottle)

$3.39 €3.02

$7.84 £5.93

-56.76%

Milk (1 liter)

$1.16 €1.04

$1.79 £1.35

-35.20%

White Bread (500g)

$1.02 €0.91

$2.06 £1.56

-50.49%

Rice (white) (1kg)

$2.82 €2.52

$2.31 £1.74

22.08%

Eggs

$3.03 €2.70

$5.05 £3.82

-40.00%

Local Cheese (1kg)

$8.94 €7.98

$12.57 £9.50

-28.88%

Chicken Fillets (1kg)

$7.27 €6.48

$10.66 £8.05

-31.80%

Beef Round Steak (1kg)

$12.81 €11.43

$17.13 £12.94

-25.22%

Apples (1kg)

$1.34 €1.20

$3.03 £2.29

-55.78%

Banana (1kg)

$1.55 €1.38

$1.41 £1.07

9.93%

Oranges (1kg)

$1.58 €1.41

$3.05 £2.31

-48.20%

Tomato (1kg)

$3.02 €2.70

$3.38 £2.56

-10.65%

Potato (1kg)

$0.89 €0.80

$1.67 £1.26

-46.71%

Onion (1kg)

$1.30 €1.16

$1.73 £1.31

-24.86%

Lettuce (1 head)

$1.52 €1.36

$1.41 £1.07

7.80%

Water (1.5 liter bottle)

$0.93 €0.83

$1.79 £1.35

-48.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.98 €3.55

$23.22 £17.55

-82.86%

Wine (Bottle)

$4.43 €3.96

$12.99 £9.82

-65.90%

Local Beer (0.5 liter bottle)

$1.24 €1.11

$3.18 £2.40

-61.01%

Imported Beer (0.33 liter bottle)

$1.72 €1.54

$4.41 £3.33

-61.00%

One-way Ticket (Public Transport)

$1.69 €1.51

$3.87 £2.93

-56.33%

Public Transport Monthly Pass (Regular Price)

$45.08 €40.23

$250 £189

-81.97%

Taxi Start (Normal Tariff)

$2.91 €2.60

$5.71 £4.31

-49.04%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$3.33 £2.51

-67.27%

Taxi 1hour Waiting (Normal Tariff)

$16.59 €14.81

$57.9 £43.76

-71.35%

Gasoline (1 liter)

$1.72 €1.53

$2.04 £1.54

-15.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.5K

$37.5K £28.4K

-12.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K €18.7K

$40.9K £30.9K

-48.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €117

$376 £284

-65.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.86 €11.48

$17.88 £13.51

-28.08%

Internet (50+ Mbps, Unlimited Data)

$33.38 €29.79

$40.01 £30.24

-16.57%

Gym Membership (Monthly)

$55.7 €49.71

$61.2 £46.22

-8.91%

Tennis Court (1 Hour on Weekend)

$11.00 €9.81

$21.07 £15.93

-47.79%

Cinema Ticket

$8.00 €7.14

$17.95 £13.57

-55.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 €395

$2,865 £2,165

-84.54%

International Primary School, 1 Child (Yearly)

$7,028 €6,272

$35.3K £26.7K

-80.11%

Jeans (Levis 501 Or Similar)

$82.5 €73.7

$116 £87.7

-28.84%

Summer Dress (H&M, Zara, etc)

$33.95 €30.30

$54.1 £40.87

-37.22%

Sport Shoes (Adidas, Nike)

$73.9 €65.9

$127 £95.7

-41.64%

Men's Leather Business Shoes

$94.6 €84.4

$159 £120

-40.65%

1-bedroom Apartment, City Center (Monthly)

$657 €587

$2,853 £2,156

-76.96%

1-bedroom Apartment, Outside City Center (Monthly)

$395 €353

$2,301 £1,739

-82.83%

3-bedroom Apartment, City Center (Monthly)

$1,232 €1,100

$5,201 £3,931

-76.31%

3-bedroom Apartment, Outside City Center (Monthly)

$886 €791

$3,723 £2,813

-76.20%

Buy Apartment in City Center (m2)

$3,642 €3,250

$19.0K £14.4K

-80.84%

Buy Apartment Outside City Center (m2)

$2,415 €2,155

$7,881 £5,955

-69.35%

Average Monthly Net Salary (After Tax)

$1,037 €926

$4,818 £3,641

-78.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.65

7.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 6, 2026

Last update for London: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$395 31.8%

London

$2.3K 56.5% 483% $1.9K

Groceries & Markets

Herceg Novi

$225 18.1%

London

$349 8.6% 55% $124

Eating Out

Herceg Novi

$186 14.9%

London

$397 9.7% 113% $211

Monthly Utilities & Internet

Herceg Novi

$178 14.3%

London

$434 10.7% 144% $256

Clothing & Footwear

Herceg Novi

$128 10.3%

London

$205 5% 60% $77

Sport & Entertainment

Herceg Novi

$72 5.8%

London

$97 2.4% 35.4% $25

Getting Around

Herceg Novi

$60 4.8%

London

$288 7.1% 378% $228

Cost Breakdown

A one-bedroom apartment in the center runs $657 in Herceg Novi and $2,853 in London. Housing cost is often the main lever when comparing two cities.

London pays 364% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Herceg Novi vs $108 in London for a mid-range dinner for two. Groceries echo the gap at $225 vs $349 per month, with Herceg Novi cheaper across the board.

Good to know

🇲🇪 Herceg Novi

🇬🇧 London

🕒 Local time

09:51 9:51 AM

08:51 8:51 AM

1 h behind Herceg Novi

🌤 Weather

👥 Population

11,059

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

Exchange rates and currency converter

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Between locations

Herceg Novi London 1,730 km ≈ 2 h 45 min nonstop flight

From you

Herceg Novi
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs London: Cost of Living - Frequently Asked Questions

Herceg Novi and London differ by about 230% in total monthly costs ($1,237 vs $4,086 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 364% lower in London. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $657 in Herceg Novi versus $2,853 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 55% higher in London. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Herceg Novi – a meal for two runs $36.00 versus $108 in London. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,237 in Herceg Novi versus $4,086 in London, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in London. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 230% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.