🙂Monthly costs for one person with rent: $1,430 in Herceg Novi versus $1,538 in Kotor.
🙂Estimated couple costs with rent: $2,179 in Herceg Novi versus $2,448 in Kotor.
🙂Monthly costs for a family of three with rent: $2,929 in Herceg Novi versus $3,359 in Kotor.
🙂Living in Herceg Novi costs roughly 7% less than in Kotor, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Herceg Novi7% above, Kotor15% above.
Moneda
🍽 Eating Out
Herceg Novi
Kotor
Diferencia
Meal at Budget Restaurant
$11.51€9.83
$16.26€13.88
-29.21%
Three-Course Dinner for Two, Mid-Range
$37.94€32.40
$58.9€50.3
-35.63%
Fast Food Meal(McDonalds, etc)
$10.55€9.01
$9.29€7.94
13.56%
Cappuccino
$2.53€2.16
$2.63€2.24
-3.80%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.87€2.45
$2.27€1.94
26.43%
Water(0.33 liter bottle)
$1.85€1.58
$1.47€1.26
25.85%
Local Beer(0.5 liter draught)
$2.81€2.40
$2.88€2.46
-2.43%
Imported Beer(0.33 liter bottle)
$2.95€2.52
$3.81€3.25
-22.57%
🛒 Groceries & Markets
Herceg Novi
Kotor
Diferencia
Milk(1 liter)
$1.39€1.18
$1.41€1.21
-1.42%
White Bread(500g)
$1.00€0.85
$1.00€0.85
-
Rice(white)(1kg)
$2.56€2.19
$2.38€2.04
7.56%
Eggs
$3.11€2.65
$3.13€2.67
-0.64%
Local Cheese(1kg)
$9.17€7.83
$8.82€7.54
3.97%
Chicken Fillets(1kg)
$7.62€6.51
$8.11€6.92
-6.04%
Beef Round Steak(1kg)
$12.06€10.30
$11.87€10.14
1.60%
Apples(1kg)
$1.31€1.12
$1.24€1.06
5.65%
Banana(1kg)
$1.63€1.39
$1.75€1.49
-6.86%
Oranges(1kg)
$1.66€1.42
$1.59€1.36
4.40%
Tomato(1kg)
$2.90€2.48
$2.54€2.17
14.17%
Potato(1kg)
$1.13€0.96
$1.01€0.87
11.88%
Onion(1kg)
$1.37€1.17
$1.15€0.99
19.13%
Lettuce(1 head)
$1.58€1.35
$1.72€1.47
-8.14%
Water(1.5 liter bottle)
$0.81€0.69
$0.81€0.69
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.78€3.23
$4.16€3.56
-9.13%
Wine(Bottle)
$4.65€3.97
$6.39€5.45
-27.23%
Local Beer(0.5 liter bottle)
$1.23€1.05
$1.29€1.10
-4.65%
Imported Beer(0.33 liter bottle)
$1.77€1.52
$1.88€1.60
-5.85%
🚌 Getting Around
Herceg Novi
Kotor
Diferencia
One-way Ticket(Public Transport)
$1.13€0.97
$1.49€1.27
-24.16%
Public Transport Monthly Pass(Regular Price)
$59.0€50.4
$37.48€32.01
57.50%
Taxi Start(Normal Tariff)
$2.25€1.92
$0.67€0.57
235.82%
Taxi(Normal Tariff)(1km)
$0.76€0.65
$1.06€0.91
-28.30%
Taxi 1hour Waiting(Normal Tariff)
$17.10€14.60
$11.76€10.04
45.41%
Gasoline(1 liter)
$1.78€1.52
$1.73€1.48
2.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8K€28.8K
$29.3K€25.0K
15.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.0K€18.8K
$26.4K€22.5K
-16.63%
🧾 Monthly Utilities & Internet
Herceg Novi
Kotor
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$140€119
$126€108
10.73%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.63€14.20
$18.67€15.95
-10.93%
Internet(50+ Mbps, Unlimited Data)
$31.41€26.82
$31.76€27.12
-1.10%
🎉 Sport & Entertainment
Herceg Novi
Kotor
Diferencia
Gym Membership(Monthly)
$57.1€48.77
$44.20€37.74
29.21%
Tennis Court(1 Hour on Weekend)
$11.43€9.76
$14.39€12.29
-20.57%
Cinema Ticket
$8.16€6.97
$5.83€4.98
39.97%
🧸 Childcare & Education
Herceg Novi
Kotor
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$515€440
$289€247
78.19%
International Primary School, 1 Child(Yearly)
$7,638€6,523
$7,608€6,497
0.39%
👕👟 Clothing & Footwear
Herceg Novi
Kotor
Diferencia
Jeans(Levis 501 Or Similar)
$87.3€74.5
$84.1€71.9
3.72%
Summer Dress(H&M, Zara, etc)
$34.09€29.11
$44.55€38.04
-23.48%
Sport Shoes(Adidas, Nike)
$75.9€64.8
$95.0€81.1
-20.09%
Men's Leather Business Shoes
$97.5€83.2
$113€96.2
-13.49%
🏠 Accommodation & Living
Herceg Novi
Kotor
Diferencia
1-bedroom Apartment, City Center(Monthly)
$740€632
$706€603
4.86%
1-bedroom Apartment, Outside City Center(Monthly)
$555€474
$672€574
-17.51%
3-bedroom Apartment, City Center(Monthly)
$1,359€1,161
$1,247€1,065
8.97%
3-bedroom Apartment, Outside City Center(Monthly)
$957€818
$1,346€1,150
-28.88%
Buy Apartment in City Center(m2)
$3,617€3,089
$4,039€3,450
-10.46%
Buy Apartment Outside City Center(m2)
$2,457€2,099
$2,935€2,506
-16.27%
💵 Salaries & Financials
Herceg Novi
Kotor
Diferencia
Average Monthly Net Salary(After Tax)
$1,088€929
$988€843
10.14%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
5.93
-15.68%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Herceg Novi: April 28, 2026
Última actualización para Kotor: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $740 in Herceg Novi and $706 in Kotor. Housing cost is often the main lever when comparing two cities.
💰Herceg Novi pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $38.00 in Herceg Novi vs $59.0 in Kotor for a mid-range dinner for two. Groceries echo the gap at $227 vs $229 per month, with Herceg Novi cheaper across the board.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Herceg Novi vs Kotor: Coste de vida - preguntas frecuentes
What is the total cost difference between living in Herceg Novi and Kotor?
Herceg Novi and Kotor differ by about 8% in total monthly costs ($1,430 vs $1,538 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Herceg Novi or Kotor?
Herceg Novi pays 10% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Herceg Novi and Kotor?
Rent for a central apartment: $740 in Herceg Novi versus $706 in Kotor. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 1% higher in Kotor. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Herceg Novi – a meal for two runs $38.00 versus $59.0 in Kotor. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,430 in Herceg Novi versus $1,538 in Kotor, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Kotor. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.
How does quality of life compare between Herceg Novi and Kotor?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Herceg Novi or Kotor safer for residents?
Safety-wise, Herceg Novi and Kotor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Herceg Novi or Kotor?
Expats usually find Herceg Novi gentler on the wallet – expenses run 8% less than in Kotor. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Herceg Novi vs otros destinos: coste de vida comparado