Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Austin, TX

For one person, living is cheaper in Herceg Novi: $1,237 a month against $2,704 in Austin, TX, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Herceg Novi

🇲🇪 Montenegro

$1,237

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,237 in Herceg Novi versus $2,704 in Austin, TX.

Herceg Novi $1,237
Austin, TX $2,704

Estimated couple costs with rent: $1,973 in Herceg Novi versus $4,133 in Austin, TX.

Herceg Novi $1,973
Austin, TX $4,133

Monthly costs for a family of three with rent: $2,710 in Herceg Novi versus $5,562 in Austin, TX.

Herceg Novi $2,710
Austin, TX $5,562

Living in Herceg Novi costs roughly 54% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Herceg Novi is 8% below, Austin, TX is 102% above.

Meal at Budget Restaurant

$11.23 €10.02

$20.22 $20.22

-44.46%

Three-Course Dinner for Two, Mid-Range

$36.34 €32.43

$85.0 $85.0

-57.26%

Fast Food Meal (McDonalds, etc)

$9.19 €8.20

$12.35 $12.35

-25.59%

Cappuccino

$2.59 €2.31

$5.47 $5.47

-52.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 €2.20

$3.82 $3.82

-35.34%

Water (0.33 liter bottle)

$1.64 €1.46

$2.50 $2.50

-34.40%

Local Beer (0.5 liter draught)

$2.82 €2.52

$8.06 $8.06

-65.01%

Imported Beer (0.33 liter bottle)

$3.39 €3.02

$8.99 $8.99

-62.29%

Milk (1 liter)

$1.16 €1.04

$1.13 $1.13

2.65%

White Bread (500g)

$1.02 €0.91

$3.78 $3.78

-73.02%

Rice (white) (1kg)

$2.82 €2.52

$3.25 $3.25

-13.23%

Eggs

$3.03 €2.70

$4.14 $4.14

-26.81%

Local Cheese (1kg)

$8.94 €7.98

$13.08 $13.08

-31.65%

Chicken Fillets (1kg)

$7.27 €6.48

$14.31 $14.31

-49.20%

Beef Round Steak (1kg)

$12.81 €11.43

$15.96 $15.96

-19.74%

Apples (1kg)

$1.34 €1.20

$4.38 $4.38

-69.41%

Banana (1kg)

$1.55 €1.38

$1.45 $1.45

6.90%

Oranges (1kg)

$1.58 €1.41

$4.54 $4.54

-65.20%

Tomato (1kg)

$3.02 €2.70

$4.19 $4.19

-27.92%

Potato (1kg)

$0.89 €0.80

$2.63 $2.63

-66.16%

Onion (1kg)

$1.30 €1.16

$2.36 $2.36

-44.92%

Lettuce (1 head)

$1.52 €1.36

$1.76 $1.76

-13.64%

Water (1.5 liter bottle)

$0.93 €0.83

$2.16 $2.16

-56.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.98 €3.55

$9.81 $9.81

-59.43%

Wine (Bottle)

$4.43 €3.96

$14.72 $14.72

-69.90%

Local Beer (0.5 liter bottle)

$1.24 €1.11

$2.78 $2.78

-55.40%

Imported Beer (0.33 liter bottle)

$1.72 €1.54

$3.48 $3.48

-50.57%

One-way Ticket (Public Transport)

$1.69 €1.51

$1.49 $1.49

13.42%

Public Transport Monthly Pass (Regular Price)

$45.08 €40.23

$40.51 $40.51

11.28%

Taxi Start (Normal Tariff)

$2.91 €2.60

$2.67 $2.67

8.99%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$1.58 $1.58

-31.01%

Taxi 1hour Waiting (Normal Tariff)

$16.59 €14.81

$35.29 $35.29

-52.99%

Gasoline (1 liter)

$1.72 €1.53

$0.99 $0.99

73.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.5K

$35.8K $35.8K

-7.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K €18.7K

$27.2K $27.2K

-22.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €117

$219 $219

-40.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.86 €11.48

$58.0 $58.0

-77.82%

Internet (50+ Mbps, Unlimited Data)

$33.38 €29.79

$68.4 $68.4

-51.17%

Gym Membership (Monthly)

$55.7 €49.71

$57.9 $57.9

-3.78%

Tennis Court (1 Hour on Weekend)

$11.00 €9.81

$14.82 $14.82

-25.78%

Cinema Ticket

$8.00 €7.14

$14.13 $14.13

-43.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 €395

$1,509 $1,509

-70.64%

International Primary School, 1 Child (Yearly)

$7,028 €6,272

$21.5K $21.5K

-67.25%

Jeans (Levis 501 Or Similar)

$82.5 €73.7

$51.7 $51.7

59.78%

Summer Dress (H&M, Zara, etc)

$33.95 €30.30

$44.05 $44.05

-22.93%

Sport Shoes (Adidas, Nike)

$73.9 €65.9

$85.1 $85.1

-13.16%

Men's Leather Business Shoes

$94.6 €84.4

$105 $105

-10.22%

1-bedroom Apartment, City Center (Monthly)

$657 €587

$1,932 $1,932

-65.98%

1-bedroom Apartment, Outside City Center (Monthly)

$395 €353

$1,272 $1,272

-68.95%

3-bedroom Apartment, City Center (Monthly)

$1,232 €1,100

$3,670 $3,670

-66.43%

3-bedroom Apartment, Outside City Center (Monthly)

$886 €791

$2,525 $2,525

-64.90%

Buy Apartment in City Center (m2)

$3,642 €3,250

$7,617 $7,617

-52.19%

Buy Apartment Outside City Center (m2)

$2,415 €2,155

$3,199 $3,199

-24.51%

Average Monthly Net Salary (After Tax)

$1,037 €926

$5,105 $5,105

-79.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-26.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 6, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$395 31.8%

Austin, TX

$1.3K 48.2% 222% $877

Groceries & Markets

Herceg Novi

$225 18.1%

Austin, TX

$403 15.3% 78.8% $178

Eating Out

Herceg Novi

$186 14.9%

Austin, TX

$348 13.2% 87.3% $162

Monthly Utilities & Internet

Herceg Novi

$178 14.3%

Austin, TX

$346 13.1% 94.5% $168

Clothing & Footwear

Herceg Novi

$128 10.3%

Austin, TX

$129 4.9% 0.4% $0.5

Sport & Entertainment

Herceg Novi

$72 5.8%

Austin, TX

$86 3.3% 20.2% $14

Getting Around

Herceg Novi

$60 4.8%

Austin, TX

$57 2.2% 5.3% $3.2

Cost Breakdown

A one-bedroom apartment in the center runs $657 in Herceg Novi and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 392% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Herceg Novi vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $225 vs $403 per month, with Herceg Novi cheaper across the board.

Good to know

🇲🇪 Herceg Novi

🇺🇸 Austin, TX

🕒 Local time

12:49 12:49 PM

05:49 5:49 AM

7 h behind Herceg Novi

🌤 Weather

👥 Population

11,059

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.892 EUR

Exchange rates and currency converter

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Herceg Novi Austin, TX 9,640 km ≈ 13 h nonstop flight

From you

Herceg Novi
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Austin, TX: Cost of Living - Frequently Asked Questions

Herceg Novi wins on cost – living expenses run 119% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Herceg Novi the obvious pick if budget is a priority.

On paper, salaries run 392% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $657 in Herceg Novi versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,237 per month in Herceg Novi versus $2,704 in Austin, TX – a 119% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Herceg Novi runs roughly 11% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,237 in Herceg Novi versus $2,704 in Austin, TX, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Austin, TX. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 119% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.