🙂Monthly costs for one person with rent: $1,575 in Heraklion versus $1,696 in Athens.
🙂Estimated couple costs with rent: $2,474 in Heraklion versus $2,642 in Athens.
🙂Monthly costs for a family of three with rent: $3,374 in Heraklion versus $3,588 in Athens.
🙂Living in Heraklion costs roughly 7% less than in Athens, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Heraklion18% above, Athens27% above.
Currency
🍽 Eating Out
Heraklion
Athens
Difference
Meal at Budget Restaurant
$14.13€12.16
$17.49€15.05
-19.21%
Three-Course Dinner for Two, Mid-Range
$58.4€50.2
$63.5€54.7
-8.07%
Fast Food Meal(McDonalds, etc)
$11.56€9.94
$10.62€9.14
8.85%
Cappuccino
$3.89€3.35
$4.34€3.73
-10.37%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.18€1.87
$2.49€2.14
-12.45%
Water(0.33 liter bottle)
$0.60€0.52
$0.67€0.58
-10.45%
Local Beer(0.5 liter draught)
$5.96€5.13
$5.90€5.07
1.02%
Imported Beer(0.33 liter bottle)
$5.76€4.96
$5.83€5.01
-1.20%
🛒 Groceries & Markets
Heraklion
Athens
Difference
Milk(1 liter)
$1.84€1.58
$1.91€1.65
-3.66%
White Bread(500g)
$1.49€1.28
$1.41€1.21
5.67%
Rice(white)(1kg)
$2.70€2.32
$2.90€2.49
-6.90%
Eggs
$5.56€4.79
$5.08€4.37
9.45%
Local Cheese(1kg)
$16.98€14.61
$14.66€12.61
15.83%
Chicken Fillets(1kg)
$11.37€9.78
$11.32€9.73
0.44%
Beef Round Steak(1kg)
$14.65€12.60
$15.08€12.97
-2.85%
Apples(1kg)
$2.25€1.93
$2.31€1.99
-2.60%
Banana(1kg)
$2.13€1.83
$2.17€1.87
-1.84%
Oranges(1kg)
$1.45€1.24
$1.51€1.30
-3.97%
Tomato(1kg)
$1.84€1.58
$2.30€1.97
-20.00%
Potato(1kg)
$1.30€1.12
$1.35€1.16
-3.70%
Onion(1kg)
$1.53€1.31
$1.18€1.01
29.66%
Lettuce(1 head)
$0.87€0.75
$1.26€1.09
-30.95%
Water(1.5 liter bottle)
$0.66€0.57
$1.04€0.90
-36.54%
Cigarettes 20 Pack(Marlboro, Camel)
$5.29€4.55
$5.59€4.81
-5.37%
Wine(Bottle)
$8.05€6.92
$11.76€10.11
-31.55%
Local Beer(0.5 liter bottle)
$2.09€1.80
$2.04€1.76
2.45%
Imported Beer(0.33 liter bottle)
$3.39€2.92
$2.90€2.49
16.90%
🚌 Getting Around
Heraklion
Athens
Difference
One-way Ticket(Public Transport)
$1.59€1.37
$1.41€1.21
12.77%
Public Transport Monthly Pass(Regular Price)
$46.27€39.80
$34.49€29.67
34.15%
Taxi Start(Normal Tariff)
$4.53€3.90
$4.62€3.97
-1.95%
Taxi(Normal Tariff)(1km)
-
$1.10€0.95
-
Taxi 1hour Waiting(Normal Tariff)
$11.60€9.98
$17.33€14.91
-33.06%
Gasoline(1 liter)
$2.16€1.86
$2.14€1.84
0.93%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K€30.1K
$28.4K€24.5K
23.22%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K€22.2K
$30.4K€26.1K
-15.15%
🧾 Monthly Utilities & Internet
Heraklion
Athens
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$216€186
$219€188
-1.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.89€19.69
$26.82€23.07
-14.65%
Internet(50+ Mbps, Unlimited Data)
$37.02€31.85
$34.71€29.86
6.66%
🎉 Sport & Entertainment
Heraklion
Athens
Difference
Gym Membership(Monthly)
$52.7€45.32
$57.1€49.09
-7.69%
Tennis Court(1 Hour on Weekend)
$39.87€34.30
$26.57€22.85
50.06%
Cinema Ticket
$9.36€8.05
$10.33€8.89
-9.39%
🧸 Childcare & Education
Heraklion
Athens
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$431€371
$552€475
-21.94%
International Primary School, 1 Child(Yearly)
$4,159€3,578
$11.3K€9,686
-63.06%
👕👟 Clothing & Footwear
Heraklion
Athens
Difference
Jeans(Levis 501 Or Similar)
$100€86.3
$92.7€79.7
8.27%
Summer Dress(H&M, Zara, etc)
$46.48€39.98
$47.61€40.95
-2.37%
Sport Shoes(Adidas, Nike)
$89.6€77.1
$100€86.1
-10.50%
Men's Leather Business Shoes
$133€114
$121€104
9.80%
🏠 Accommodation & Living
Heraklion
Athens
Difference
1-bedroom Apartment, City Center(Monthly)
$555€477
$660€568
-15.98%
1-bedroom Apartment, Outside City Center(Monthly)
$424€364
$582€501
-27.23%
3-bedroom Apartment, City Center(Monthly)
$1,044€898
$1,182€1,016
-11.65%
3-bedroom Apartment, Outside City Center(Monthly)
$875€752
$1,029€885
-14.99%
Buy Apartment in City Center(m2)
$4,014€3,452
$4,114€3,539
-2.44%
Buy Apartment Outside City Center(m2)
$2,848€2,450
$3,388€2,914
-15.93%
💵 Salaries & Financials
Heraklion
Athens
Difference
Average Monthly Net Salary(After Tax)
$1,156€994
$1,342€1,154
-13.83%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.44
4.99
-11.02%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Heraklion: June 2, 2026
Last update for Athens: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $555 in Heraklion and $660 in Athens. Housing cost is often the main lever when comparing two cities.
💰Athens pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $58.0 in Heraklion vs $64.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $309 vs $317 per month, with Heraklion cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Heraklion vs Athens: Cost of Living - Frequently Asked Questions
Which city is more expensive, Heraklion or Athens?
Heraklion wins on cost – living expenses run 8% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Heraklion the obvious pick if budget is a priority.
Are salaries higher in Heraklion or Athens?
On paper, Athens earns 16% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Heraklion vs Athens?
Rent for a central apartment: $555 in Heraklion versus $660 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Heraklion vs Athens?
Dining out is cheaper in Heraklion – a meal for two runs $58.0 versus $64.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Heraklion compared to Athens?
All in, you'll spend $1,575 per month in Heraklion versus $1,696 in Athens – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,500/month in Heraklion or Athens?
At $1,575 in Heraklion versus $1,696 in Athens, a $1,500 budget is realistic in Heraklion but tight or insufficient in Athens. The gap between the two cities makes Heraklion the clear choice for anyone on this budget.
Which city is better for digital nomads, Heraklion or Athens?
Both work as nomad bases, but Heraklion delivers better value – similar infrastructure at $1,575 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Heraklion hard to pass up.
How safe is Heraklion compared to Athens?
Safety-wise, Heraklion and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Heraklion gentler on the wallet – expenses run 8% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.