Last update: Oct 2026

Cost of Living Comparison Between Hempstead, NY and Memphis, TN

For one person, living is cheaper in Hempstead, NY: $1,448 a month against $2,501 in Memphis, TN, rent and utilities included – about $12,600 less a year. Higher rent and utilities in Memphis, TN outweigh lower spending on other living expenses.

71

Cost of Living Index in Hempstead, NY
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Hempstead, NY Living Index
122

Cost of Living Index in Memphis, TN
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Memphis, TN Living Index

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Hempstead, NY

🇺🇸 United States

$1,448

/mo nomad

Memphis, TN

🇺🇸 United States

$2,501

/mo nomad

Monthly Cost of Living

How much you'll spend in Hempstead, NY and in Memphis, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hempstead, NY and in Memphis, TN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,448 in Hempstead, NY versus $2,501 in Memphis, TN.

Hempstead, NY $1,448
Memphis, TN $2,501

Estimated couple costs with rent: $2,288 in Hempstead, NY versus $3,673 in Memphis, TN.

Hempstead, NY $2,288
Memphis, TN $3,673

Monthly costs for a family of three with rent: $3,128 in Hempstead, NY versus $4,844 in Memphis, TN.

Hempstead, NY $3,128
Memphis, TN $4,844

Living in Hempstead, NY costs roughly 42% less than in Memphis, TN, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Hempstead, NY 7% above, Memphis, TN 85% above.

Meal at Budget Restaurant

$19.85 $19.85

$17.99 $17.99

10.34%

Three-Course Dinner for Two, Mid-Range

$75.6 $75.6

$74.5 $74.5

1.53%

Fast Food Meal (McDonalds, etc)

$12.71 $12.71

$12.16 $12.16

4.52%

Cappuccino

$5.17 $5.17

$5.68 $5.68

-8.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 $3.10

$2.40 $2.40

29.17%

Water (0.33 liter bottle)

$2.22 $2.22

$1.99 $1.99

11.56%

Local Beer (0.5 liter draught)

$5.84 $5.84

$7.12 $7.12

-17.98%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$8.03 $8.03

1.49%

Milk (1 liter)

$1.20 $1.20

$0.94 $0.94

27.66%

White Bread (500g)

$1.61 $1.61

$3.15 $3.15

-48.89%

Rice (white) (1kg)

$2.42 $2.42

$3.96 $3.96

-38.89%

Eggs

$3.57 $3.57

$3.77 $3.77

-5.31%

Local Cheese (1kg)

$9.59 $9.59

$13.18 $13.18

-27.24%

Chicken Fillets (1kg)

$12.26 $12.26

$11.45 $11.45

7.07%

Beef Round Steak (1kg)

$12.26 $12.26

$18.84 $18.84

-34.93%

Apples (1kg)

$2.89 $2.89

$5.67 $5.67

-49.03%

Banana (1kg)

$1.61 $1.61

$1.71 $1.71

-5.85%

Oranges (1kg)

$1.81 $1.81

$5.71 $5.71

-68.30%

Tomato (1kg)

$5.33 $5.33

$4.98 $4.98

7.03%

Potato (1kg)

$2.71 $2.71

$3.14 $3.14

-13.69%

Onion (1kg)

$2.59 $2.59

$4.17 $4.17

-37.89%

Lettuce (1 head)

$2.49 $2.49

$2.64 $2.64

-5.68%

Water (1.5 liter bottle)

$2.49 $2.49

$2.16 $2.16

15.28%

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 $13.17

$10.87 $10.87

21.16%

Wine (Bottle)

$14.78 $14.78

$12.94 $12.94

14.22%

Local Beer (0.5 liter bottle)

$2.41 $2.41

$1.76 $1.76

36.93%

Imported Beer (0.33 liter bottle)

$4.34 $4.34

$1.60 $1.60

171.25%

One-way Ticket (Public Transport)

$2.97 $2.97

$1.02 $1.02

191.18%

Public Transport Monthly Pass (Regular Price)

$131 $131

$38.55 $38.55

238.57%

Taxi Start (Normal Tariff)

$2.65 $2.65

$2.02 $2.02

31.19%

Taxi (Normal Tariff) (1km)

$0.60 $0.60

$1.41 $1.41

-57.45%

Taxi 1hour Waiting (Normal Tariff)

$23.84 $23.84

$20.36 $20.36

17.09%

Gasoline (1 liter)

$1.10 $1.10

$1.02 $1.02

7.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$37.3K $37.3K

-4.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$27.1K $27.1K

-4.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$187 $187

14.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.2 $63.2

$86.3 $86.3

-26.70%

Internet (50+ Mbps, Unlimited Data)

$64.8 $64.8

$75.8 $75.8

-14.48%

Gym Membership (Monthly)

$108 $108

$31.47 $31.47

243.34%

Tennis Court (1 Hour on Weekend)

$16.62 $16.62

Cinema Ticket

$15.40 $15.40

$14.76 $14.76

4.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,215 $2,215

$1,720 $1,720

28.77%

International Primary School, 1 Child (Yearly)

$42.3K $42.3K

$24.8K $24.8K

70.66%

Jeans (Levis 501 Or Similar)

$49.24 $49.24

$47.08 $47.08

4.59%

Summer Dress (H&M, Zara, etc)

$46.66 $46.66

$33.58 $33.58

38.95%

Sport Shoes (Adidas, Nike)

$103 $103

$82.2 $82.2

24.93%

Men's Leather Business Shoes

$141 $141

$156 $156

-9.12%

1-bedroom Apartment, City Center (Monthly)

$1,448 $1,448

1-bedroom Apartment, Outside City Center (Monthly)

$1,175 $1,175

3-bedroom Apartment, City Center (Monthly)

$2,073 $2,073

3-bedroom Apartment, Outside City Center (Monthly)

$1,900 $1,900

Buy Apartment in City Center (m2)

$1,755 $1,755

Buy Apartment Outside City Center (m2)

$1,351 $1,351

Average Monthly Net Salary (After Tax)

$3,523 $3,523

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.6

0.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hempstead, NY: October 11, 2026

Last update for Memphis, TN: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Hempstead, NY

$342 23.6%

Memphis, TN

$349 14% 2% $6.9

Groceries & Markets

Hempstead, NY

$340 23.5%

Memphis, TN

$404 16.1% 18.6% $63

Eating Out

Hempstead, NY

$326 22.5%

Memphis, TN

$318 12.7% 2.5% $8.1

Clothing & Footwear

Hempstead, NY

$153 10.6%

Memphis, TN

$143 5.7% 6.3% $9.7

Getting Around

Hempstead, NY

$148 10.2%

Memphis, TN

$52 2.1% 65.1% $96

Sport & Entertainment

Hempstead, NY

$139 9.6%

Memphis, TN

$61 2.4% 56.1% $78

Accommodation & Living

Hempstead, NY

- * 0%

Memphis, TN

$1.2K 47%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $76.0 in Hempstead, NY vs $74.0 in Memphis, TN. Groceries flip the comparison at $340 vs $404, with Hempstead, NY cheaper for home cooking.

Good to know

🇺🇸 Hempstead, NY

🇺🇸 Memphis, TN

🕒 Local time

19:43 7:43 PM

18:43 6:43 PM

1 h behind Hempstead, NY

🌤 Weather

👥 Population

793,409

633,104

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Hempstead, NY Memphis, TN 1,560 km ≈ 2 h 30 min nonstop flight

From you

Hempstead, NY
Memphis, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hempstead, NY vs Memphis, TN: Cost of Living - Frequently Asked Questions

Hempstead, NY and Memphis, TN differ by about 73% in total monthly costs ($1,448 vs $2,501 including rent). Hempstead, NY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,173 in Hempstead, NY and $3,752 in Memphis, TN to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 19% higher in Memphis, TN. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hempstead, NY – a meal for two runs $76.0 versus $74.0 in Memphis, TN. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,448 in Hempstead, NY versus $2,501 in Memphis, TN, a $2,000 budget is realistic in Hempstead, NY but tight or insufficient in Memphis, TN. The gap between the two cities makes Hempstead, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hempstead, NY and Memphis, TN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hempstead, NY gentler on the wallet – expenses run 73% less than in Memphis, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.